HDFC Bank offers a wide range of credit cards designed for different users, including online shoppers, travelers, salaried professionals, business owners, fuel spenders, and premium lifestyle customers. Its portfolio includes cashback cards, reward cards, travel cards, co-branded cards, UPI-enabled RuPay cards, business credit cards, and invite-only super-premium metal cards. Whether you want cashback on online shopping, airport lounge access, fuel savings, travel rewards, or business expense management, HDFC Bank provides multiple credit card options suited to different spending habits and income profiles.
Explore the best HDFC credit cards & enjoy a rewarding experience that matches your lifestyle. Apply for an HDFC credit card online.
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Overview of HDFC Bank Credit Cards
HDFC Bank credit cards are available across multiple categories, helping customers choose a card based on lifestyle, travel, business, shopping, and reward preferences.
Category
Popular Cards
Best For
Cashback
Millennia, Pixel Go, Pixel Play
Online shopping and digital spending
Travel
Regalia Gold, Infinia Metal, Marriott Bonvoy
Frequent travelers
Premium
Diners Black Metal, Infinia Metal
Luxury lifestyle
Co-branded
Tata Neu, Marriott, IRCTC, Paytm
Brand loyalty
Fuel
IndianOil HDFC Bank Credit Card
Fuel savings
Business
BizBlack, BizFirst, GIGA
Business expenses
Lifestyle
Times, Shoppers Stop
Entertainment and shopping
HDFC PIXEL Play Credit Card
5% Cashback on choosen brands
3% CashBack on Amazon, Flipkart or PayZapp
1% CashBack on UPI Spends
*T&C Apply
Types of HDFC Bank Credit Cards
HDFC Bank offers a wide variety of credit cards designed to cater to different consumer segments, from high-net-worth individuals seeking luxury travel to small business owners managing operational expenses.
Travel Credit Cards
Card Name
Key Benefit
Joining Fee
Current Status
HDFC Infinia Metal Credit Card
Unlimited domestic and international lounge access and 10X SmartBuy rewards
₹12,500 + taxes
Invite-only
HDFC Regalia Gold Credit Card
Milestone flight vouchers worth up to ₹10,000 annually and premium memberships
5% cashback on top brands like Amazon, Flipkart, Swiggy, and Uber
₹1,000 + taxes
Available
Frequently Asked Questions
Find answers to common questions about this topic
Few of the wide vpopularoffers include, cashback, discounts on shopping, dining, travel rewards, and exclusive deals with partner merchants. Specific offers may vary by card type and promotional period.
You can check your eligibility for HDFC Bank credit cards by visiting their website or using their mobile app.
Fees vary by card type include an annual fee, late payment fees, and cash withdrawal fees. Some cards may have no annual fee, while premium cards often have higher fees.
A credit card offers benefits to build credit score, earn rewards, and provide additional security during purchases. It also allows emergency funding and purchase protection with travel insurance, which debit cards may not provide.
You can apply for an HDFC Bank credit card online through their website or mobile app, or visit a bank branch. You'll need to fill out an application form and submit the required documents.
Using a credit card in emergencies allows you to access funds quickly without needing cash. It can help cover unexpected expenses, and many credit cards also offer emergency assistance services, such as travel insurance and roadside assistance.
Reward points can typically be redeemed through the HDFC Bank rewards portal, where you can choose from various options like merchandise, travel bookings, or cashback. Some cards may also allow point redemption at partner merchants.
Interest rates on loans taken against HDFC Bank credit cards can vary, generally ranging from 10% to 30% per annum, depending on your credit profile. The tenure for repayment can range from a few months to several years, depending on the loan type.
To apply for a loan against your HDFC Bank credit card, you typically need to provide proof of identity, proof of income, and any other documents specified by the bank.
Once you apply for a loan on your HDFC Bank credit card, the funds can usually be disbursed within a few hours to a couple of days, depending on the bank's processing time and your eligibility.
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