Axis Bank provides you loan up to Rs 15 Lakh at an interest rate starting at 10.25% p,a. Now build your lifestyle with an absolutely flexible options whose tenure is up to 5 years. All this with Axis bank personal loan, whose outstanding features help you with competitive interest rates. Axis Bank features aims at providing you with competitive interest rates, best term benefits, etc.
Know more about online personal loan details by Axis bank from the table below:
|Interest rate||(10.25% - 21%) p.a|
|Age||21 – 60 years|
|Loan amount||Rs.50,000 to Rs.15 lakh|
|Loan tenure||12 months - 60 months|
|Processing Charges||Up to 2% of loan amount + GST|
Now make the most of the competitive interest rates from Axis personal loan ranging from 10.25 % to 21 % per annum. Depending on the loan amount you borrow and term, a processing fee may be levied with a foreclosure charges may range between 2% and 5%.
Let’s go through the Axis personal loan interest rates and charges in detail from below:
|Particulars||Fees & Charges|
|Interest rate||10.25% p.a. onwards||Processing Fee||Depends on the evaluation|
|Loan Amount||Rs.50,000 to Rs.15 lakh|
|Credit Score||700 and above|
|Lowest EMI||Rs.2,224/ Lakh|
|Foreclosure Charges||2% and 5%|
|Stamp Duty Charges||As per State Stamp Act|
|For part prepayment||5% + GST(on part-payment amount)|
|For full prepayment||5% + GST (on principal outstanding)|
Read LessNote: The current rates may vary marginally and are inclusive of other charges.
Axis Bank Personal Loan EMI Calculator is your trusted companion for hassle-free financial planning and effortless loan calculations. An online automatic tool that helps you evaluate your EMI (Equated Monthly Installment) outgo.
Now calculate your desired loan amount & get a fair estimate of your monthly installment. Axis Bank’s Personal Loan makes it easy for you with EMI Calculation.
|Year||Month||Principal (A)||Interest (B)||EMI (A+B)||Balance||Loan Paid to Date (%)|
Discover the best offers provided by the lenders with our comprehensive comparison of interest rates offered by leading banks. The table aims at helping you make more informed financial decisions.
|Axis||10.25% - 21% p.a|
|HDFC Bank||10.50% p.a. onwards|
|ICICI Bank||10.75% p.a. onwards|
|Axis Bank||10.49% p.a. onwards|
|Kotak Mahindra Bank||10.99% p.a. onwards|
|IndusInd Bank||10.49% p.a. onwards|
|IDFC First Bank||10.49% p.a. onwards|
|Bajaj Finserv||11.00% p.a. onwards|
|Tata Capital||10.99% p.a. onwards|
Read LessNote: The current rates may vary marginally and is inclusive of other charges.
To ensure a smooth loan application process, understanding the eligibility criteria is crucial. Axis Bank Personal Loan eligibility calculator simplifies the process for you to determine your eligibility based on income, monthly expenses, etc.
By utilizing this powerful tool, you can effortlessly assess your loan eligibility based on essential factors such as your income. However, you also refer to Axis Bank & understand your Personal Loan Eligibility.
|Age||21 years - 60 years|
|Net monthly income||Rs. 15,000 onwards|
|Work Experience||3 years|
Here are the exclusive features and benefits of an Axis Bank personal loan:
Avail the best interest rate for personal loan.
choose your preferred flexible repayment tenure.
Meet all your various financial aspirations.
get your desired loan amount at minimal documentation.
Borrow loan without risking any collateral.
Avail loan without penalties.
Refer here for Axis Personal loan documents required to experience a smooth Axis Personal loan application process :
|Identity Proof||PAN Card, Voter ID , Driving License , Passport|
|Address Proof||Voter ID, Addhar Card , Passport, Pan Card|
|Income Proof||Latest 2 months pay slip
2 months bank statement & 1 year employment proof
|Other Documents||Filled in application form with applicant’s passport size photos
Self- attested by applicant’s on all documents
Here’s the step-by-step process that you can follow to apply for Axis personal loan on Buddy Loan:
Step 2 - Fill out the application form including the loan amount, the tenure months, and contact details.
Step 3 - Fill out the eligibility form and provide:
Step 4 - Cross verify the given information and submit the application.
Axis Personal loan offers personal loans for government employees to suit their financial requirements with benefits along with concerned terms & conditions. Here are the major highlights of the Axis Personal Loan for Government Employees and its eligibility:
|Loan Amount||Avail laon upto Rs 15 Lakhs|
|Loan Repayment Tenure||Upto 5 years|
|Income||Rs 15000 onwards|
|Age||21 to 60 years|
|Credit Score||Minimum credit score should 750|
Axis Bank Personal loan offers a diverse range of personal loan options designed to suit your unique financial needs and aspirations. Also, there are different types of personal loan products offered by Axis Bank
Home loan options are designed to cater to a variety of requirements, whether you're a first-time buyer or looking to invest in property. Own your home with our competitive interest rates and flexible loan terms
Enjoy your dream holiday, renovate your home, or plan your perfect wedding with our personal loans, offering attractive interest rates and flexible repayment options.
With our business loans, you can access the necessary capital to invest in your operations, expand your reach,all with a simplified application process.
Get car loans, offering a high Loan-to-Value (LTV) ratio, allowing you to finance a significant portion of the vehicle's value.
Whether you're looking for a scooter or a motorcycle, our two-wheeler loans provide flexible financing solutions that make owning your preferred two-wheeler.
With our securities with our 24x7 Loan Against Securities. Enjoy the benefit of interest charged only on the amount you utilize, providing you with flexibility and cost-saving advantages.
Whether you need to purchase pre-owned commercial vehicles or refinance existing ones, we offer tailored financing solutions to meet your specific needs.
With our education loans for a variety of courses with the most easiest loan disbursal ensuring you can invest in your education without unnecessary financial burdens.
Enjoy the convenience of an easy repayment tenure of up to 20 years on Loan Aganist Property.
Experience the ease and convenience of obtaining a gold loan with us, providing you gold loan at best interest rate with the most flexibility of this borrowing option.
Secure a loan against your fixed deposit at unbeatable interest rates, allowing you to access immediate funds without breaking your investment.
Ready to take next step ?
Yes, Axis Bank gives you 24x7 personal loan assisting you to get instant funds. However, if your area pre - qualified Axis Bank customer you can be eligible for instant disbursal.
Eligibility for a personal loan in Axis Bank may vary based on individual circumstances. Generally, employed individuals with a stable income, including salaried employees, self-employed professionals, and businessmen, may be eligible.
The maximum personal loan amount you can get from Axis Bank depends on various factors such as your income, credit history, repayment capacity, and the bank's policies.
Salaried doctors, Salaried employees, public and private limited companies along with Government sector employees are eligible to take personal loan.
Yes, if your annual salary is 20,000, then you're eligible for a personal loan because the monthly income requirement begins from Rs. 15,000 onwards.
No, you don't need to present any collateral or security to avail Axis Bank Personal loan.
Online application generally takes two days to process. However, offline process might take 2 weeks to complete the procedure.
The documents required for Axis Bank Personal Loan are Address Proof, Income Proof, ID Proof & others. Check the detailed list of documents above.
Yes, you can as a couple co-applicant on a Personal Loan turn into co-borrowers in a loan application is usually approved.
The applicants to have a minimum CIBIL Score of 750 or more to be eligible for its personal loans
The part & full pre-payment changes of an Axis personal loan is 5%plus GST
The Axis Bank Personal Loan preclosure charges for loans availed at fixed interest rates are up to 5%.
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