Axis Bank provides you loan up to Rs 15 Lakh at an interest rate starting at 10.25% p,a. Now build your lifestyle with an absolutely flexible options whose tenure is up to 5 years. All this with Axis bank personal loan, whose outstanding features help you with competitive interest rates. Axis Bank features aims at providing you with competitive interest rates, best term benefits, etc.
Axis Bank Online Personal Loan Details
Know more about online personal loan details by Axis bank from the table below:
| Interest rate | (10.25% – 21%) p.a |
| Age | 21 – 60 years |
| Loan amount | Rs.50,000 to Rs.15 lakh |
| Loan tenure | 12 months – 60 months |
| Processing Charges | Up to 2% of loan amount + GST |
Axis Bank Personal Loan Interest Rates & Charges
Now make the most of the competitive interest rates from Axis personal loan ranging from 10.25% to 21% per annum. Depending on the loan amount you borrow and term, a processing fee may be levied with a foreclosure charges may range between 2% and 5%.
Let’s go through the Axis personal loan interest rates and charges in detail from below:
| Particulars | Fees & Charges |
|---|---|
| Interest rate | 10.25% p.a. onwards |
| Loan Amount | Rs.50,000 to Rs.15 lakh |
| Income | Rs.15,000/month onwards |
| Credit Score | 700 and above |
| Lowest EMI | Rs.2,224/ Lakh |
| Foreclosure Charges | 2% and 5% |
| Stamp Duty Charges | As per State Stamp Act |
| For part prepayment | 5% + GST(on part-payment amount) |
| For full prepayment | 5% + GST (on principal outstanding) |
Note: The current rates may vary marginally and are inclusive of other charges.
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Axis Bank Personal Loan EMI Calculation
Axis Bank Personal Loan EMI Calculator is your trusted companion for hassle-free financial planning and effortless loan calculations. An online automatic tool that helps you evaluate your EMI (Equated Monthly Installment) outgo.
Now calculate your desired loan amount & get a fair estimate of your monthly installment. Axis Bank’s Personal Loan makes it easy for you with EMI Calculation.Loan Amount :
Your Amortization Schedule (Yearly/Monthly)
Comparison of Axis Bank Personal Loan Vs Other Banks
Discover the best offers provided by the lenders with our comprehensive comparison of interest rates offered by leading banks. The table aims at helping you make more informed financial decisions.
| Lender | Interest Rates |
|---|---|
| Axis Bank | 10.25% p.a. onwards |
| HDFC Bank | 10.50% p.a. onwards |
| SBI | 11.00%-15.00% p.a. |
| ICICI Bank | 10.75% p.a. onwards |
| IndusInd Bank | 10.49% p.a. onwards |
| IDFC First Bank | 10.49% p.a. onwards |
| Bajaj Finserv | 11.00% p.a. onwards |
| Tata Capital | 10.99% p.a. onwards |
Note: The current rates may vary marginally and is inclusive of other charges.
Axis Bank Personal Loan Eligibility
To ensure a smooth loan application process, understanding the eligibility criteria is crucial. Axis Bank Personal Loan eligibility calculator simplifies the process for you to determine your eligibility based on income, monthly expenses, etc.
By utilizing this powerful tool, you can effortlessly assess your loan eligibility based on essential factors such as your income. However, you also refer to Axis Bank & understand your Personal Loan Eligibility.
| Factors | Eligibility Criteria |
|---|---|
| Age | 21 years – 60 years |
| Net monthly income | Rs. 15,000 onwards |
| Work Experience | 3 years |
Note: The Type of Employment: Salaried doctors, Public & Private limited companies, Government sector employees.
Features of Axis Bank Personal Loan
Here are the exclusive features and benefits of an Axis Bank personal loan:
Axis Bank Personal Loan Documents Required
Refer here for Axis Personal loan documents required to experience a smooth Axis Personal loan application process :
| Identity Proof | PAN Card, Voter ID , Driving License , Passport |
| Address Proof | Voter ID, Addhar Card , Passport, Pan Card |
| Income Proof | Latest 2 months pay slip 2 months bank statement & 1 year employment proof |
| Other Documents | Filled in application form with applicant’s passport size photos Self- attested by applicant’s on all documents |
4 Easy Steps to Apply for Axis Personal Loan with Buddy Loan
Steps To Apply For a Personal Loan with Buddy Loan
- Step 1: Visit buddyloan.com or Download & install the Buddy Loan app (Android or iOS).
- Step 2: Open the Personal Loan Application Page. Provide the mobile number and enter the received OTP.
- Step 3: Specify the desired loan amount & personal email. Next, choose the Personal Loan option
- Step 4: Choose the employment type (Salaried, Self-Employed, or Student) and the salary mode (bank or cash).
- Step 5: Enter your work details (Including company name, years of service and Designation)
- Step 6: Enter your personal details (Including Full Name, PAN, address DOB & Gender)
- Step 7: Provide your communication address, and income details and Click the ‘Submit’ button.
Apply for a Personal loan now!
Get Personal Loan Online Up to ₹15 Lakhs By entering your number, you're agreeing to Terms & Conditions & Privacy Policy.
Axis Personal Loan for Government Employees
Axis Bank offers personal loans for government employees to suit their financial requirements with benefits along with concerned terms & conditions. Here are the major highlights of the Axis Personal Loan for Government Employees and its eligibility:
| Loan Amount | Avail loan upto Rs 15 Lakhs |
| Interest Rates | 12% |
| Loan Repayment Tenure | Upto 5 years |
| Income | Rs 15000 onwards |
| Age | 21 to 60 years |
| Credit Score | Minimum credit score should 750 |
Multi-Purpose Personal Loan from Axis Bank
Axis Bank Personal loan offers a diverse range of personal loan options designed to suit your unique financial needs and aspirations. Also, there are different types of personal loan products offered by Axis Bank
Home loan options are designed to cater to a variety of requirements, whether you’re a first-time buyer or looking to invest in property. Own your home with our competitive interest rates and flexible loan terms
Enjoy your dream holiday, renovate your home, or plan your perfect wedding with our personal loans, offering attractive interest rates and flexible repayment options.
With our business loans, you can access the necessary capital to invest in your operations, expand your reach,all with a simplified application process.
Get car loans, offering a high Loan-to-Value (LTV) ratio, allowing you to finance a significant portion of the vehicle’s value.
Whether you’re looking for a scooter or a motorcycle, our two-wheeler loans provide flexible financing solutions that make owning your preferred two-wheeler.
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- 24×7 Loan Against Securities
With our securities with our 24×7 Loan Against Securities. Enjoy the benefit of interest charged only on the amount you utilize, providing you with flexibility and cost-saving advantages.
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- Commercial Vehicle/Construction Equipment Loan
Whether you need to purchase pre-owned commercial vehicles or refinance existing ones, we offer tailored financing solutions to meet your specific needs.
With our education loans for a variety of courses with the most easiest loan disbursal ensuring you can invest in your education without unnecessary financial burdens.
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- Loan Against Property
Enjoy the convenience of an easy repayment tenure of up to 20 years on Loan Aganist Property.
Experience the ease and convenience of obtaining a gold loan with us, providing you gold loan at best interest rate with the most flexibility of this borrowing option.
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- Loan Against FD
Secure a loan against your fixed deposit at unbeatable interest rates, allowing you to access immediate funds without breaking your investment.
Ready to take the next step? Apply for a Personal loan now!
Get Personal Loan Online Up to ₹15 Lakhs By entering your number, you're agreeing to Terms & Conditions & Privacy Policy.