Now you can grab a personal loan from Yes Bank with super-low interest rates kicking off at a 11% p.a. Apply conveniently online via Buddy Loan and secure a loan of up to Rs. 20 lakh. You get the flexibility of repaying it over a comfortable tenure of up to 72 months. Get an instant eligibility check for a Yes Bank personal loan, now!
Now experience hassle-free approval with YES Bank, all from the comfort of your home. Check out the key details of YES Bank personal loan interest rates below:
|Interest Rate||10.99% - 20% p.a.|
|Loan Amount||1- 40 lakhs|
|Tenure||Up to 72 months (6 Years)|
|Lenders||15+ Lending Partners|
Customers who are considered prime borrowers due to their excellent credit scores and strong financial profiles generally qualify for lower interest rates. On the other hand, customers with lower credit scores or higher perceived risk are offered higher interest rates.
However,one can make use of YES Bank's personal loan interest rates, which start at 10.99% p.a. This ensures that borrowers with different credit profiles can access YES Bank personal loans at competitive interest rates.
|Yes Bank Personal Loan Interest Rate||10.99% p.a. Onwards|
|Procesing Fee||Up to 2% On Loan Amount|
|Stamp Duty and other statutory charges||As per applicable laws of the state|
Planning to apply for a YES Bank personal loan? Easily calculate your Equated Monthly Installment (EMI) with the YES Bank Personal Loan EMI calculator. This convenient tool allows you to quickly determine your monthly repayment amount. Simply input the loan amount, interest rate, and tenure, and get an instant estimate of your monthly installment.
Make informed financial decisions and effectively manage your budget with the YES Bank Personal Loan EMI calculator.
|Year||Month||Principal (A)||Interest (B)||EMI (A+B)||Balance||Loan Paid to Date (%)|
There are a number of eligibility factors that play a crucial role in determining whether a particular individual may qualify for a YES Bank Personal Loan. This will improve your chances of loan approval and ensure a smooth application and approval process for your loan. Eligibility factors for YES Bank Personal Loan are as below:
Check out the documents required to apply for YES Bank Personal Loan.
General Document Requirements
For Salaried Applicants
For Private Limited Company
These are the common documents required to apply for a personal loan with YES Bank. The specific documents may vary based on the applicant's employment type (salaried, private limited company, partnership, or sole proprietorship). It is important to provide the necessary documentation as per the respective category, along with details of any existing loans.
Here’s a comparison of YES Bank vs. other Bank’s Personal loans that you can compare to make informed decisions about the interest rate and the fee included for different banks.
Yes Bank ensures a quick and hassle-free loan process, with the possibility of getting a loan in seconds. Yes Bank ensures a quick and hassle-free loan process, with the possibility of getting a loan in seconds. Yes Bank aims to provide a smooth experience when applying for an instant loan. Remember, checking your Yes Bank personal loan status is just a few clicks away.
Here are the ways to utilize a personal loan from YES Bank:
Yes Bank ensures a quick and hassle-free loan process, with the possibility of getting a loan in seconds. By using the Yes Bank loan details as is provided, you can easily check the status of your personal loan application.
Here are some of the best features offered by YES Bank for your reference.
Hassle-free doorstep banking services with interest rates at 10.49%.
Netbanking and access to mobile banking service 24/7.
Once sanctioned, within a matter of hours loan amount will be disbursed Avail up to 50 lakhs
Check your eligibility in just 60 seconds
Post Payment of 12 EMI you can pre-pay the amount .Loan tenure up to 72 months
You can now choose to transper loans from other banks
YES Bank offers multiple repayment options for personal loans:
Specific details may vary based on loan terms, conditions, and YES Bank's policies. Borrowers should refer to their loan agreement or consult the bank for more information on available repayment options. Also go through the Yes Bank Repayment and late fee charges list to be well informed of the charges which would incur.
Here’s the step-by-step process that you can follow to apply for YES Bank personal loan on Buddy Loan:
Step 2 - Fill out the application form including the loan amount, the tenure months, and contact details.
Step 3 - Fill out the eligibility form and provide:
Step 4 - Cross verify the given information and submit the application.
Ready to take next step ?
To get a personal loan from YES Bank, you can install Buddy Loan app to compare different types of loans from different banks, choose the bank/NBFC of your choice, and conveniently apply through Buddy Loan.
If you are an Indian citizen between the ages of 21 and 60, you can apply for a loan. Also, make sure you’re employed to be eligible to pay back the EMI for the loans.
You can avail amounts from ₹1,00,000 up to ₹ 40,00,000 through a personal loan from YES Bank.
The interest rates for YES Bank starts from 10.99% - 20%.
You can choose a repayment tenure of up to 72 months.
It takes a few minutes to get your loan approved by YES Bank. Post sanctioning, you will get the loan amount within a few hours into your account.
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