Rupeek’s personal loan is a flexible and competitive solution with interest rates starting at 0.49% p.m. Borrow up to ₹20 Lakhs for personal or business needs with a tenure of 12-60 months. Quick processing and various repayment options are available.
The table below provides an overview of what Rupeek Personal loan offers:
| Loan amount | Up to ₹20 Lakhs |
| Interest rate | 0.49% to 1.69% p.m |
| Tenure | 12 – 60 months |
Note: The above mentioned rates are subject to change with the finance market and differ marginally with the respect to the individual banks.
Rupeek Personal Loan Interest Rates
Rupeek Loan offers personal loans at attractive interest rates starting from 0.49% per month. Interest rates depend on factors such as creditworthiness, loan amount, tenure, income, and financial stability.
| Loan Amount | Interest rate |
| Up to ₹20 Lakhs | 0.49% p.m Onwards |
Note: The above mentioned rates are subject to change with the finance market and differ marginally with respect to the individual banks.
Rupeek Personal Loan Fees & Charges
Rupeek applies specific fees and charges for the services it offers. Familiarising yourself with these fees and charges is crucial to understand the associated costs of the loan. The following table offers a comprehensive overview:
| Processing Fees | 0.29% + GST |
Note: The above mentioned rates are subject to change with the finance market and differ marginally with the respect to the individual banks.
Eligibility Criteria For Rupeek Personal Loan
The essential requirements which play a pivotal role in assessing your qualification for the loan are:
- Must be 21 years above.
- Must have a credit score of 750 or above.
- You must have at least 1 year of work experience.
- The minimum monthly income required will depend on the lenders.
Not sure of your credit score? Check it now!
Personal Loan EMI Calculator
The interest rate on a personal loan depends on creditworthiness, loan amount, tenure and financial stability. One can calculate their loan EMI with ease using an online EMI calculator. Just enter the loan amount, interest rate and tenure to calculate your personal loan EMI.
Your Amortization Schedule (Yearly/Monthly)
Documents Required For Rupeek Personal Loan
The documents required to apply for a Rupeek personal loan are:
- KYC documents.
- For Salaried individuals: you should submit salary slips, bank account statements, and Form-16.
- For Self-employed individuals, you will need to provide audited income statements, balance sheets, and bank account statements.
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Benefits of Rupeek Personal Loan
Rupeek provides personal loans with a range of appealing features and benefits designed to suit your financial needs. These are:
Steps to Apply for an Instant Personal Loan
You can also apply for a personal loan with Buddy Loan. Buddy Loan is a loan service provider with a pool of verified lenders to help you avail a personal loan with ease.
To get an instant personal loan through Buddy Loan, simply follow these simple steps:
- Step 1: Visit buddyloan.com or Download & install the Buddy Loan app (Android or iOS).
- Step 2: Open the personal loan application page. Provide the mobile number and enter the received OTP.
- Step 3: Specify the desired loan amount & personal email. Next, choose the Personal Loan option
- Step 4: Choose the employment type (Salaried, Self-Employed, or Student) and the salary mode (bank or cash).
- Step 5: Enter your work details (Including company name, years of service and Designation)
- Step 6: Enter your personal details (Including Full Name, PAN, address DOB & Gender)
- Step 7: Provide your communication address, and income details and Click the ‘Submit’ button.
Apply for a Personal loan now!
Get Personal Loan Online Up to ₹15 Lakhs
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Repayment of Rupeek Personal Loan
To make loan repayments more accessible, Rupeek has introduced diverse repayment schemes which you can choose from. The various plans include one-time bullet payment, traditional EMI, or flexible instalments that align with your convenience throughout the tenure.
Rupeek Customer Care Number
You can contact Rupeek for queries with the following details:
Phone: 1800 419 8000 [ Monday to Saturday : 9am to 6pm ]
Email: care@rupeek.com
Email (To Report Grievances): grievance@rupeek.com