For a seamless and quicker application process, apply for your Aditya Birla Capital loan conveniently with Buddy loan now. Buddy loan helps you to meet the right lenders at right time catering to your specific needs.
Aditya Birla Capital Online Personal Loan Details
Birla Capital Personal loan provides you the convenience and accessibility with the best personal services. And here are the major details that you should know in order to experience seamless process and advantages of securing a personal loan online through Birla Capital.
| Interest rate | 19.25% p.a. to 28% p.a. |
| Loan Amount | Up to Rs 50 lakh |
| Tenure | Up to 7 years |
| Age | 21 years to 80 years |
| Processing Fees | Up to 3% of the loan amount |
Aditya Birla Capital Personal Loan Interest Rates & Charges
To begin with a Birla Capital Personal Loan, understand its interest rates and charges for a comprehensive view of borrowing. Gain insights into the competitive interest rates, processing fees, pre-closure charges, and CIBIL charges associated with Aditya Birla Personal Loans.
| Particulars | Fees & Charges |
|---|---|
| Interest Rate | 19.25% – 28% p.a |
| Processing fees | Up to 3% of the loan amount |
| Pre-closure charges | Rs 1,000 + GST |
| CIBIL Charges | Rs 100 + GST |
Aditya Birla Capital Personal Loan EMI Calculation
Birla Capital offers personal loans that provide financial help to meet various personal needs and obligations. Calculating the Equated Monthly Installment (EMI) for a Birla Capital personal loan allows you to plan your repayments effectively and manage your budget. The EMI comprises both the principal amount and the interest, spread out over the loan tenure in fixed monthly payments.
To calculate your EMI for Personal Loan, use the calculator below. Input your details as requested, and the resulting payable EMI will be displayed on the screen.
[aditya-birla-business-loan-emi-calculator]
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Aditya Birla Capital Bank Personal Loan Eligibility
Discover if you meet the criteria for a Birla Capital Bank Personal Loan with our eligibility assessment. Refer the list below to keep your Birla Capital Personal loan eligibility criteria on check;
| Age | 23-60 years |
| Credit Score | 750 and above |
| Income level | ₹15,000 (other locations) & ₹20,000 (metro locations) |
| Employment | Salaried or Self-employed |
Documents Required for Aditya Birla Capital Personal Loan
This comprehensive table outlines the essential documents needed to streamline your online application process for a Birla Capital Personal Loan, empowering you to take this significant financial step with confidence. Here’s a breakdown of the required documents for applying for a personal loan with Birla Capital:
Proof of Identity: PAN card, Aadhaar card
Proof of Address: Passport, Aadhaar card, etc.
Bank verification form.
Latest Loan outstanding statement for refinance cases.
Not sure of your credit score? Check now for free!
Comparison of Aditya Birla Capital Personal Loan Vs Other Banks
Birla Capital Personal Loan offers tailored financial solutions to meet individual needs, but how does it compare to personal loan offerings from other banks? Go through the table to explore a brief comparison to understand the distinguishing features, benefits, and suitability of Birla Capital Personal Loan versus personal loans from various other banks.
| Top Banks/NBFCs | Interest Rate (p.a.) |
|---|---|
| Bank of Baroda | 10.90% onwards |
| HDFC Bank | 10.50% onwards |
| SBI | 11.00% onwards |
| ICICI Bank | 10.50% onwards |
| Axis Bank | 10.49% onwards |
| IndusInd Bank | 10.49% onwards |
| IDFC First Bank | 10.49% onwards |
| Bajaj Finserv | 11.00% onwards |
| Tata Capital | 10.99% onwards |
Features of Aditya Birla Capital Personal Loan
Here are the major features that set Birla Capital Personal Loan apart, catering to your unique financial needs and aspirations:
Steps to Apply for Personal Loan
Buddy Loan is a loan service provider with a pool of verified lenders. Let’s go through the steps to apply for a personal loan on Buddy Loan from below:
Step 1: – Visit buddyloan.com or Download & install the Buddy Loan app (Android or iOS).
Step 2: Open the Personal Loan Application Page. Provide the mobile number and enter the received OTP.
Step 3: Specify the desired loan amount & personal email. Next, choose the Personal Loan option
Step 4: Choose the employment type (Salaried, Self-Employed, or Student) and the salary mode (bank or cash).
Step 5: Enter your work details (Including company name, years of service and Designation)
Step 6: Enter your personal details (Including Full Name, PAN, address DOB & Gender)
Step 7: Provide your communication address, and income details and Click the ‘Submit’ button.
Take the next step? Apply for a Personal loan now!
Get Personal Loan Online Up to ₹15 Lakhs
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