Goa is one of the most popular tourist destinations in India. It is loved for its beautiful beaches, carnivals, outdoor adventures, and historic sites. Its economy has witnessed tremendous growth and has become the richest state with the highest GDP. Naturally, the finance industry in Goa is also expanding quickly. With that, the requirement of Personal loans and other financial products is also on an rise in Goa.
In any financial emergency, a personal loan can come in handy. You can use it for purchasing a car, a deposit on a rental flat, or any other sudden but required expense.
Explore the interest rates and charges, top lenders in Goa, and all the important details about urgent personal loans in Goa.
A quick solution for any financial emergency is an instant cash loan. These loans offer quick financial assistance to cover urgent needs, and they are typically disbursed within a matter of minutes to hours. Take a look at all the essential details you need to know about Goa's personal loan.
Interest Rates | 11.99%* p.a. onwards |
Approval Time | 24 hours approx |
Loan Type | Unsecured Personal Loan |
Loan Tenure | Up to 5 years |
Loan Amount | Up to ₹15,00,000 |
Minimum Salary | ₹15,000/- |
Interest rate is one of the most important factors that can impact your personal loan experience. Market conditions, loan amount, and borrower creditworthiness all impact personal loan rates in Goa. If you want a good deal, you must conduct research and compare interest rates from other lenders.
Personal Loan Interest Rate | 11.99%* p.a. onwards |
Processing Fee | Up to 6% of the loan amount |
Repayment Tenure | Up to 5 years |
Prepayment Charges | Up to 2% to 4% |
Late Payment Charges | Up to 2% of the due amount |
Ready to take the next step? Apply for a Personal loan now!
In Goa, there are many trustworthy banks and private lenders who offer personal loans to meet various financial demands. Finding the best personal loan provider in Goa requires careful consideration.
Find out which banks in Goa offer personal loans with specialized solutions. Choose a reliable lender to satisfy your unique financial needs.
Personal Loans by Banks | Interest Rates (p.a.) |
---|---|
Bank of India Personal Loan | 10.25% onwards |
SBI Personal Loan | 11% onwards |
Axis Bank Personal Loan | 10.49% onwards |
HDFC Bank Personal Loan | 10.50% onwards |
Citi Bank Personal Loan | 10.49% onwards |
IDFC First Bank Persoanl Loan | 10.49% onwards |
ICICI Bank Personal Loan | 10.50% onwards |
Bank of Baroda Personal Loan | 10.90% onwards |
PNB Personal Loan | 10.40% onwards |
Kotak Mahindra Bank Personal Loan | 10.99% onwards |
Indian Overseas Bank Personal Loan | 12.50% onwards |
Standard Chartered Personal Loan | 11.49% onwards |
Yes Bank Personal Loan | 10.99% onwards |
IndusInd Bank Personal Loan | 10.49% onwards |
Union Bank of India Personal Loan | 11.40% onwards |
Central Bank of India Personal Loan | 10.95% onwards |
RBL Bank Personal Loan | 17.50% onwards |
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Ready to take the next step? Apply for a Personal loan now!
Goa has several non-banking financial institutions (NBFCs) and private lenders in Goa that provide a selection of personal loan choices. These NBFCs offer fast loan approvals and easy loan disbursements for your urgent needs.
Personal Loan by NBFC | Interest Rates (p.a.) |
---|---|
Navi Personal Loan | 9.9% onwards |
Paysense Personal Loan | 16.8% onwards |
Upwards Personal Loan | 9% onwards |
Incred Personal Loan | 16% onwards |
Fullerton Personal Loan | 11.99% onwards |
KreditBee Personal Loan | 12.24% onwards |
Money View Personal Loan | 15.96% onwards |
Money Tap Personal Loan | 12.96% onwards |
Aditya Birla Capital Personal Loan | 11% onwards |
Tata Capital Personal Loan | 10.99% onwards |
HDB Personal Loan | 12% onwards |
Muthoot Finance Personal Loan | 14% onwards |
Dhani Personal Loan | 13.99% onwards |
Faircent Personal Loan | 9.99% onwards |
Bajaj Finance Personal Loan | 11% onwards |
Fibe Personal Loan | 24% onwards |
Cashe Personal Loan | 30% onwards |
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Ready to take the next step? Apply for a Personal loan now!
Each lender in Goa has specific conditions that borrowers must fulfill to apply for a personal loan. Below are common eligibility criteria for such personal loans in Goa, though they can vary among lenders:
Before applying for a personal loan in Goa, it's a good idea to calculate your monthly EMI. You can do this using our easy-to-use personal loan EMI calculator below. Just select your loan amount, interest rate, and term, and the calculator will quickly show you how much your monthly payment will be. This helps you know exactly what you're getting into before you apply.
For your personal loan application to be approved, you'll need to provide a set of documents to the lender. Here are the basic documents required for Goa personal loans:
A low CIBIL score doesn't need to be a roadblock on your personal loan journey. Elevating your credit score through timely repayments is achievable. The given strategies will help you secure a personal loan in Goa with a less-than-optimal credit score:
Ultimately, it is important to work on improving your credit score while trying to secure a personal loan.
Personal loans in Goa offer several great benefits, making them a smart choice for anyone. The process of getting a personal loan is easy due to the low-interest rates and the quick approvals. Take a look at the features of personal loans listed below.
In Goa, a variety of personal loan options are at your disposal to cater to your specific financial needs. These loan choices are made to align with your individual financial circumstances. Here's a breakdown of the diverse range of personal loans accessible in Goa:
No need to risk your
assets for a personal loan.
The interest rates start
at just 11.99% p.a.
Use your personal loan
for whatever vou need.
Choose your preferred
tenure upto 5 ears
Loan approval in minutes
after veritication
No hidden charges
and penalties
Making a wise choice while selecting a personal loan lender in Goa is essential. Simplify your repayment process with these tips for choosing a personal loan provider:
Steps To Apply For a Personal Loan with Buddy Loan
Step 1 Visit buddyloan.com or Download & install Buddy Loan app.
Step 2 Open the personal loan application page. Provide the mobile number and enter the received OTP.
Step 3 Specify the desired loan amount & personal email. Next, choose the Personal Loan option
Step 4: Choose the employment type (Salaried, Self-Employed, or Student) and the salary mode (bank or cash).
Step 5: Enter your work details (Including company name, years of service and Designation)
Step 6: Enter your personal details (Including Full Name, PAN, address DOB & Gender)
Step 7: Provide your communication address, and income details and Click the ‘Submit’ button.
Take the next step? Apply for a Personal loan now!
You must be a citizen of India, at least 21 years old, have a minimum monthly income of Rs. 15,000, and have a good credit score.
You can apply for a personal loan in Goa through Buddy loan where we will connect to your to best lender based on your loan requirements.
The time it takes for personal loan approval and disbursal in Goa typically takes 1-2 working days for online applications.
The personal loan amount in Goa depends on your income, employment, and credit score. Some lenders offer personal loans up to Rs. 25 lakhs.
You can get a personal loan in Goa at an interest rate starting from 11.99% p.a.
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