Fullerton Personal Loan


Fullerton personal loan meets the quick loan disbursal parameter. Their competitive interest rates ensure affordability and value to your credit journey.

The interest rate here starts from 11.99% p.a. with a tenure ranging up to 5 years. Now enjoy the maximum loan amount of Rs. 25 lakhs at the tip of your finger. Take charge of your future with a Fullerton personal loan today!

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Fullerton Personal Loan In Detail

Now enjoy a seamless loan application process right from the comfort of your home. Here are the highlights of the Fullerton personal loan:

Loan Amount Up to ₹25 Lakhs
Loan Tenure 12 to 60 months
Processing Fees 0% to 6% of the loan amount

Fullerton Personal Loan Interest Rates

Lenders determine the interest rates based on factors such as credit score, applicant's age, employer, repayment capacity, previous relationship with the company, and occupation. Now enjoy the benefit of Fullerton personal loans with highly competitive interest rates.

Interest Rate IStarting from 11.99% p.a.

Fullerton Personal Loan Fees & Charges

In addition to interest rates, it's important to consider the complete cost of borrowing when applying for Fullerton personal loans, as there are additional fees and charges. Below is a table outlining the processing fees and other associated charges for a personal loan from Fullerton.

Particulars Fees & Charges
Processing Fees Up to 6% of the loan amount
Prepayment Charges Up to 7%* of the outstanding principal
Loan Cancellation Charges ₹5,000
Swap charges for replacement of ECS to ECS ₹500
Swap charges for replacement of Post-dated cheques to ECS ₹500

Fullerton Personal Loan Eligibility Criteria

In order to qualify for a personal loan from Fullerton, you must meet certain eligibility criteria. These typically include income, credit score, employment history, and age. Here is the list of eligibility criteria for Fullerton personal loans:

  • Age:21 to 60 years
  • Nationality: Resident Indian
  • Employment: Salaried or Self-employed
  • Minimum Monthly Income: ₹20,000 - 25,000
  • Work Experience:At least 1 year
  • Credit Score:750 or above, with good credit history

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Documents Required for Fullerton Personal Loan

To avail of a personal loan from Fullerton India, you need to provide necessary documents. Here is the list of documents required for Fullerton personal loan:

  • A completed and signed application form.
  • Valid proof of identity: Aadhaar Card/ PAN Card/Voter ID
  • Valid proof of address: Passport/Driving License/Utility bills
  • Valid proof of age: PAN card/ passport
  • Salary slips for the past three months (for salaried individuals).
  • Bank statements for the previous six months.
  • Income tax returns or Form 16.
  • Proof of income/financial statements (for self-employed individuals).

Calculate EMI For Fullerton Personal Loan

Before you apply for a Fullerton Personal Loan, it's crucial to estimate your Equated Monthly Instalment (EMI) to ensure that the repayment fits your budget. By utilizing a personal loan EMI calculator, you can determine and optimize your loan accordingly.

With Buddy Loan's Personal Loan EMI Calculator, you can easily calculate your EMI. Simply input the loan amount, interest rate, and loan tenure to calculate your monthly instalment. The calculator is user-friendly, allowing you to grasp the precise amount you need to pay each month.

₹
%
Monthly EMI ₹86
Principal Amount ₹1,000
Total Interest ₹32
Total Amount ₹1,032.00

Year Month Principal (A) Interest (B) EMI (A+B) Balance Loan Paid to Date (%)

Compare Fullerton Personal Loans Vs Other NBFCs

Find the perfect fit for your financial needs by comparing Fullerton personal loan with top Non-Banking Financial Companies (NBFCs).

Top NBFCs Interest Rates (p.a.)
Fullerton India 11.99% onwards
Fibe 12% onwards
Paysense 16.8% onwards
HDB Financial services Upto 36%

Read More

Read Less

Note: The interest rates mentioned above are subject to change at the lenders' discretion.

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Features & Benefits of Fullerton Personal Loan

Now enjoy the exclusive features and benefits of a Fullerton Personal Loan:

Multi-Purpose loan

Avail loan upto 25 Lakhs for various financial needs.

Quick Disbursal

Loan disbursed to yours bank account in minutes

Minimal Documentation

With less documents, get your loan approved

Low Interest Rates

Interest rates starting from 11.99% p.a.

Flexible Repayment

Choose your preferred tenure upto 60 momths.

100% Paperless Application

Convenient loan applications.

Types of Fullerton Personal Loans

Fullerton provides a wide range of personalized loan options designed to meet diverse needs. Each loan type is customized to offer financial assistance for specific purposes, guaranteeing flexibility and convenience. Here's a brief overview of the different types of Fullerton personal loans:

  • Personal Loan for Medical Emergencies: Fullerton personal loans provide immediate funds to handle unexpected medical expenses or cover costs not covered by insurance.
  • Personal Loan for Used Cars: You can avail of a personal loan with low-interest rates and flexible tenure to purchase a second-hand car at ease.
  • Personal Loan for Debt Consolidation: You can easily clear your debts by using a personal loan to combine multiple unsecured loans into a single loan.
  • Personal Loan for Higher Education: Fulfil your academic aspirations by utilizing an online personal loan to pursue certification courses or part-time education.
  • Personal Loan for Wedding Expenses: Make your special day memorable by financing wedding arrangements or your dream honeymoon with a personal loan.
  • Personal Loan for Home Renovation: Give your home a makeover, and upgrade appliances or furniture by funding your plans with a personal loan from Fullerton India.

How Do You Apply for Fullerton Personal Loans with Buddy Loan?

Steps To Apply For a Personal Loan with Buddy Loan

  • Step 1: Visit buddyloan.com or Download & install the Buddy Loan app (Android or iOS).
  • Step 2: Open the Personal Loan Application Page. Provide the mobile number and enter the received OTP.
  • Step 3: Specify the desired loan amount & personal email. Next, choose the Personal Loan option
  • Step 4: Choose the employment type (Salaried, Self-Employed, or Student) and the salary mode (bank or cash).
  • Step 5: Enter your work details (Including company name, years of service and Designation)
  • Step 6: Enter your personal details (Including Full Name, PAN, address DOB & Gender)
  • Step 7: Provide your communication address, and income details and Click the ‘Submit’ button.

Ready to take the next step?Apply for a Personal loan now!

Frequently Asked Questions on Fullerton Personal Loans

Fullerton aims to disburse personal loans within 72 hours of the loan approval.

Enjoy expedited processing time, favorable interest rates, and quick loan disbursal in minutes.

The eligibility for a personal loan depends on your monthly income, existing monthly obligations, and the prevailing policies of the company at the time of loan application.

Fullerton India provides preferential interest rates to doctors and women who avail of personal loans.

Yes, you have the option to prepay your personal loan from Fullerton India.

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