Phocket Loan provides many personal loans to assist clients with sudden and unexpected financial requirements.They provide personal loans with interest rates between 30.4% and 36.06% per annum. Now, you can get you desired loan amount within 24 hours of Phocket Loan approval, with a 12-month repayment period.
With that, Phocket loan brings to you Phocket app to help you get access to your loan amount within minutes by simply uploading a few documents. Not just that , Phocket app has made it incredibly convenient for you to secure short-term financing right at your fingertips.
Now download the app and apply for your desired loan amount at the earliest!
Phocket Loan offers hassle-free Personal Loans with flexible terms, designed to meet your financial needs. The table below entails the details on interest rate, loan amount, along with maximum loan amount by Phocket Loan.
Follow the table below to know more about the details on Phocket personal loan and experience easy application process.
|Loan Amount||₹5,000 - Rs 2 Lakh|
|Tenure||Upto 12 Months|
Phocket Loan is a top financial institution, offering personal loans ranging from ₹5,000 to ₹2,00,000 designed to meet various borrower’s needs. Phocket Loan aims in providing you interest rates that is apt to serve your urgent financial needs. Also, understanding the fees and charges associated is important to ensure transparency and to help you manage your finances wisely.
Let;s go through the interest rate and processing fee details from below:
|Phocket Personal loan interest rate||30.4%-36.06% p.a.|
|Processing fee||Up To 5% + GST|
Here are the eligibility criteria that you should meet to fulfill the loan requirements and increase your chances of quick loan approval. Refer to the table below to know more about Phocket loan eligibility criteria.
|Credit Score||A good credit score|
|Income level (salaried or self employed)||₹15,000|
Collating the right documents is a vital step to ensure quick loan approval. You can get a personal loan within minutes by just uploading the right documents. Hence, ensure to keep the required Phocket loan documents mentioned in the table handy to get the quick financial assistance.
Office ID proof
Last 2 months Bank Statements
Last month salary slip
Current Address Proof (passport, Voter id, Utility Bill, Rent Agreement)*Applicable only to Indian residents.
Knowing the EMI amount for your Phocket personal loan is crucial for making informed financial decisions. By calculating your EMI for Phocket Loan, you can have a better idea to plan your budget and ensure timely repayments. Hence, determine your monthly installment by calculating your EMI for Phocket personal loan.
|Year||Month||Principal (A)||Interest (B)||EMI (A+B)||Balance||Loan Paid to Date (%)|
Comparing the interest rate provided by Phocket Loan and other top NBFCs will help you choose affordability and flexibility to meet your financial needs. Refer to the table below will aid in making more informed financial decisions:
Experience the convenience of instant student pocket money loans by Phocket loan, with exclusive features and benefits when you apply for a personal loan.Here are the other major benefits by Phocket personal loan:
Get desired loan amount starting from ₹5000 - ₹2Lakhs
Phocket loan provides personal loan within minutes
Get instant personal loan interest rate starting at 12% p.a.
Get short term deals with no hidden charges.
Get loan at 30.4% - 36.06% p.a. interest rate
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Get an instant personal loan that can serve your multi-purpose financial needs. Here the various types of personal loan provided by Phocket Personal Loan:
EMI or Card Payment - Avail short term loan that aids in paying off expensive credit card debt or to not miss EMI.
Personal Use loan - Get personal loans that are available to fulfill your various purposes to server your financial needs or crunch
Medical Emergency loan - You can now avail Phocket loan within minutes to serve any urgent medical needs.
Travel & Holiday Loan - Close the financial gap with Phocket Loan for any holiday plans by exploring short-term loan options, ensuring a stress-free and enjoyable vacation experience.
Household Expense Loan - Transform the appearance of your home and revamp it with your style effortlessly by securing an instant personal loan.
Festival and Celebration Loan - Phocket's instant personal loan - comes with a low-interest rate, ensuring that you can continue massive festive celebrations.
Shopping Loan - Phocket Loan simplifies the process for an instant personal loan while you wait at the billing counter.
Marriage Loan - Phocket Loan ensures a stress-free wedding celebration. Now, take a step towards a worry-free experience by applying for our best personal loan deals today.
Education Fees Loan - Education costs, including fees and related expenses, are substantial and not supported by any available loans.
Follow these steps to apply for a phocket personal loan on Buddy Loan:
Step 2 - Fill out the application form, including the loan amount, the tenure in months, and contact details.
Step 3 - Fill out the following personal details where required:
Step 4 - Submit the details & wait for the loan confirmation.
Ready to take next step ?
Phocket Personal Loan Repayment offers repayment options that help you to take charge of your finances without the burden of rigid schedules. With our user-friendly Phocket loan app, you can avail an instant loan within minutes. This loan app provides convenience, reliability, with the most flexible personal loan repayment options.
Phocket loan is financial company provides personal loan starting at 30.4%-36.06% interest per annum.
Yes, Phocket loan’s lending partner Citra Financials Private limited is RBI registered.
With Phocket loan you can avail personal loan amount upto ₹2 lakhs.
Phocket offers instant loan approval and disbursal. However, quick loan approval is subjected to fulfilling the eligibility criteria.
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