Need funds for personal expenses? InCred Personal Loan might be the right choice for you. With an instant loan amount of up to ₹3,00,000, you can cover big emergency expenses like home renovation, medical expenses, or any other personal crisis
InCred offers Personal Loans at competitive interest rates starting from 16% p.a. onwards. You can choose from a variety of repayment terms to fit your needs. The InCred online application process is simple and straightforward, and you can apply online for a Incred Personal Loan in just a few minutes.
InCred Personal Loan Details
It is important to be aware of all the relevant details before you apply for a personal loan. Refer to the table below for all the details and discover if a personal loan from InCred is the right choice for you.
| Interest rate | 16% p.a. onwards |
|---|---|
| Loan amount | Up to ₹3 Lakhs |
| Processing fee | 3% of loan amount |
| Tenure | 1 – 5 years |
InCred Personal Loan Interest Rates
InCred offers quick and easy access to the money you need, with rates tailored to your financial circumstances. InCred finance offers a fixed range of interest rates starting from 16% p.a. and can go up to 36% p.a. The interest rates may vary depending on your income, credit score, etc.
| InCred Interest Rates | 16% to 36% p.a |
|---|
InCred Personal Loan Fees & Charges
Refer to the table below for loan fees and charges for InCred Personal Loan.
| Processing fee | 3% of loan amount |
|---|---|
| Tenure | 1 – 5 years |
| Loan amount | Up to ₹3 Lakhs |
InCred Personal Loan Eligibility Criteria
To be eligible for a personal loan, you must meet certain eligibility criteria set by InCred Finance. Refer to the table below to learn about InCred Finance personal loan eligibility criteria.
| Age | 21- 55 Years old |
| Minimum Income | ₹15,000 p.m. |
| Permanent Residence | Must be India |
Apply for a Personal loan now!
Get Personal Loan Online Up to ₹15 Lakhs By entering your number, you're agreeing to Terms & Conditions & Privacy Policy.
Documents Required for InCred Personal Loan
For a smooth application process, you need to put forth the required documentation for verification. The documents required to apply for a personal loan with InCred are as follows:
Proof Of Identity PAN card, Aadhaar card, Voter ID, etc.
Proof Of Address: Aadhaar card, Voter ID, Passport, Driving licence, etc.
Proof Of Income: Bank statement for the Last 3 months
*Applicable only to Indian residents.
Calculate EMI For InCred Personal Loan
InCred Personal Loan EMI Calculator is a convenient tool that helps you plan your repayments for an InCred personal loan. By entering the loan amount, interest rate, and tenure, you can instantly calculate your Equated Monthly Installments (EMIs). This allows you to manage your budget effectively and make informed decisions about your loan.
Your Amortization Schedule (Yearly/Monthly)
Compare InCred Personal Loans Over Other NBFCs
When it comes to personal loans, it’s important to compare your options to find the best fit for your needs. Refer to the table below, where you can compare the interest rates among other NBFCs.
| NBFCs | Interest Rates (p.a.) |
|---|---|
| InCred | 16% – 36% |
| HDB Financial services | Upo 36% |
| CASHe | 27% |
| Home Credit | 24% |
| Money View | 15.96% |
| RBL Bank | 17.50% – 26% |
Apply for a Personal loan now!
Get Personal Loan Online Up to ₹15 Lakhs
By entering your number, you're agreeing to Terms & Conditions & Privacy Policy.
Features & Benefits of InCred Personal Loan
If you’re in need of quick access to cash, an InCred personal loan could be a great option. Here’s why: –
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How Do You Apply for InCred Loans with Buddy Loan?
Steps To Apply For a Personal Loan with Buddy Loan
- Step 1: Visit buddyloan.com or Download & install the Buddy Loan app (Android or iOS).
- Step 2: Open the Personal Loan Application Page. Provide the mobile number and enter the received OTP.
- Step 3: Specify the desired loan amount & personal email. Next, choose the Personal Loan option
- Step 4: Choose the employment type (Salaried, Self-Employed, or Student) and the salary mode (bank or cash).
- Step 5: Enter your work details (Including company name, years of service and Designation)
- Step 6: Enter your personal details (Including Full Name, PAN, address DOB & Gender)
- Step 7: Provide your communication address, and income details and Click the ‘Submit’ button.
Ready to take the next step? Apply for a Personal loan now!
Get Personal Loan Online Up to ₹15 Lakhs By entering your number, you're agreeing to Terms & Conditions & Privacy Policy.
InCred Personal Loan Repayment
Repayment is a key phase of the loan process where the borrower must ensure a smooth and timely repayment. The repayment is usually done in monthly instalments over a free tenure. Making regular and on-time payments will improve your credit score and financial credibility.
InCred offers a flexible repayment option with the tenure upto 5 years. Repayments can be made through the official website of InCred.