Reach your financial potential with IndiaLends Personal Loans!
IndiaLends provides you with a personal loan starting at an incredible 10.25%* interest rate along with minimal documentation. Now, with IndiaLends, you can effortlessly compare pre-qualified offers from 70+ top lenders.
Avail your desired funds quickly and easily with a hassle-free application process. Now, for an even more seamless loan experience, download the IndiaLends Personal Loan App today.
IndiaLends Personal Loan can provide you with the information and help you need to make an informed decision, whether it's for a wedding, medical expenses, education, or any other purpose.
Here are some key details that you should know before availing an IndiaLends personal loans:
|Up to Rs 25 Lakhs
|Up to 5 years
|Up to 60 years
|720 & above
IndiaLends offers a competitive interest rate starting from 10.25% per annum. The actual IndiaLends Personal loan interest rate may vary based on individual factors like your income and credit history, ensuring a personalized and tailored solution for your financial needs.
|Indialends Personal Interest Rates
IndiaLends has a fee structure that you should know before applying for an IndiaLends personal loan, helping you make informed financial decisions.
The table below provides an overview of various fees and charges associated with IndiaLends Personal Loans:
|Fees & Charges
|Up to 3%
|Late Payment Fee
Follow the table below to ensure quick approval for your personal loan application with IndiaLends Personal Loan by meeting specific eligibility criteria involving factors such as age and income.
Here’s the comprehensive idea of the IndiaLends eligibility criteria outlined in the table below:
|18- 21 Years
|720 or above with an excellent credit history
|Minimum Net Income ( Monthly)
|Up to Rs 70 Lacs based on the credit profile
|Salaried - Employed in current company for at least 6-12 months
Self-employed - Business tenure for at least 3 years ITR of last 3 years
Not sure of your credit score? Check it out now!
When applying for a personal loan through IndiaLends, you should have these documents well prepared. Here is the list of the documents required to apply for an India Lends personal loan:
For Salaried Individuals:
Proof of Age & Identity.
Proof of Residency
PAN (Permanent Account Number) Card.
For Self-Employed Individuals:
Proof of Age & Identity.
Proof of Residency.
PAN (Permanent Account Number) Card.
Last three years' Income Tax Returns (ITR).
Before obtaining an IndiaLends Personal loan, it's essential to calculate your monthly payments and plan your finances accordingly. You can easily determine your estimated monthly installment for a personal loan using our EMI calculator. Input the loan amount, interest rate, and the loan term, and the calculator will swiftly provide you with accurate EMI calculations.
You can calculate your EMI using the following mathematical formula:
EMI=P * r * (1 + r)n(1 + r)n-1
In this equation:
‘r’ represents the interest rate.
‘P’ corresponds to the principal amount.
‘n’ signifies the loan repayment period.
Calculate your EMI by substituting these variables with their respective values and gain valuable insights into your monthly financial commitment.
Why wait further?
When considering a personal loan in India, it's crucial to compare different lenders to find the best fit for your financial needs. IndiaLends is just one of the many financial institutions offering personal loans. In this comparison, you will get an idea of interest provided by IndiaLends Personal Loans with those of other prominent lenders, helping you make an informed decision.
The table below displays the personal loan interest rates compared to other major banks & NBFCs.
|INTEREST RATE (p.a.)
|12.75% - 44%
|17.50% - 26%
|Indian Overseas Bank
|IDFC First Bank
Read LessNote- The interest rates mentioned are subject to change. Do visit the website for more information.
Here are the exclusive features and benefits of an IndiaLends Personal Loan that can provide valuable insights into why it might be a suitable financial solution for your needs.
Get loan approved instantly
The interest rates start
at 10.25% p.a.
Avail loan for tenure period
extending upto 5 years.
No need to risk any assets
to secure loan.
Online application process
to save time.
Download the app to avial
loan in the most hassle
IndiaLends loan offers various types of loans for your various financial needs. Some of the prominent loans provided by IndiaLends include:
IndiaLends Business Loan - IndiaLends offers business loan with instant loan approval, seamless paperless process, with absolutely no requirement for collateral. IndiaLends helps business owners to aiming for business expansion, by providing quick access to necessary funds when required.
IndiaLends Small Amount Loan - Whether for unexpected expenses or urgent needs, IndiaLends' small loan options provide quick, hassle-free solutions for immediate financial requirements. IndiaLends provides small loans up to ₹5 Lacs, with quick approval & 100% online process in just four simple digital steps.
IndiaLends Line of Credit - Indialends brings to you Rezerve Cash the most flexible form of credit. This line of credit allows you to withdraw the required amount to have the freedom to prepay without incurring additional charges.You can avail your small amount loan with Rezerve Cash at an interest rate of 1.16% per month up to 36 months flexible repayment tenure.
Buddy Loan is a loan service provider with a pool of RBI approved lenders. Let’s go through the steps to apply for a personal loan on Buddy Loan from below:
Step 2: Open the Personal Loan Application Page. Provide the mobile number and enter the received OTP.
Step 3: Specify the desired loan amount & personal email. Next, choose the Personal Loan option
Step 4: Choose the employment type (Salaried, Self-Employed, or Student) and the salary mode (bank or cash).
Step 5: Enter your work details (Including company name, years of service and Designation)
Step 6: Enter your personal details (Including Full Name, PAN, address DOB & Gender)
Step 7: Provide your communication address, and income details and Click the ‘Submit’ button.
Ready to take the next step? Apply for a personal loan now!
An IndiaLends Personal Loan is a financial product offered by IndiaLends, a financial technology company in India. It is an unsecured loan, which means you don't need to provide collateral to secure the loan.
To apply for an IndiaLends personal loan, you can follow the steps mentioned above. As, you will need to provide personal and financial information, such as your income, employment details, and credit score.
IndiaLends eligibility criteria commonly includes being an Indian citizen or resident, having a stable source of income, and meeting the minimum age requirement
With IndiaLends you can apply for a loan amount starting from ₹15000-20000.
The IndiaLends Personal Loans interest rate typically begins at a competitive rate of 10.25% per annum.
Repayment terms and options for IndiaLends Personal Loans can also vary. Lenders often offer flexible repayment tenures, which may range from 1 year to 5 years or longer, depending on the loan amount and your preference.
No, collateral is not required for an IndiaLends Personal Loan. These loans are unsecured, meaning you don't need to pledge any assets or property as security.
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