Personal Loan in Dehradun

The capital of Uttarakhand, Dehradun a is a major tourist destination popular for its green picturesque valleys and rolling hills. Dehradun's growing population and economy have led to an increase in financial institutions offering various financial products like personal loans.

A personal loan is an invaluable tool as they give you a lending hand during any financial emergency. Whether you want to fund a wedding, renovate your house, buy a car, or pay medical bills, an instant personal loan can help you bridge the gap in your current funds.

You can apply for a personal loan in Dehradun through Buddy Loan and get an interest rate starting at just 11.99% p.a. Explore now!

Instant Personal Loan In Dehradun

A personal loan can help you deal with a wide range of financial crises. Whether you need cash to pay utility bill, fund a wedding, or buy a vehicle, personal loan is the best way to get easy access to cash. Given below are a few highlights of instant personal loan in Dehradun:

Loan Amount From ₹10,000 to ₹15 Lakhs
Loan Type Unsecured Personal Loan
Interest Rates Starting from 11.99% p.a.
Loan Period Up to 5 years
Minimum Salary ₹15,000 per month
Documentation Easy E- Documentation (PAN, Aadhaar, Income proof)
*The interest rates mentioned are dynamic and subject to change based on your credit history and creditworthiness.

Personal Loan Interest Rates in Dehradun

Depending on your salary, credit score, and work, the interest rates for personal loans in Dehradun may vary. To get you a loan that works for you, lenders should consider your capacity for repayments. Here is a brief overview of the interest rates and fees you could incur while applying for an personal loan in Dehradun:

Personal Loan Interest Rate Starts at 11.99% per annum
Penalty Charges 2% of the due loan due amount
Processing Fees Charged up to 4% of the loan amount
Pre-closure Charges Between 2% to 5%
Loan Tenure Upto to 5 years
*The interest rates mentioned are dynamic and subject to change based on your credit history and creditworthiness.

Ready to take the next step? Apply for a Personal loan now!

Top Personal Loan Providers in Dehradun

When money is scarce, things might be challenging. This is where Buddy Loan comes into play. It connects you with reputable lenders who offer rapid, hassle-free personal loans in Dehradun.

Check out top lenders offering instant personal loans in Dehradun. Whether it's from a well-known bank or an NBFC, you can find the right loan for your needs.

Top Banks Offering Personal Loans in Dehradun

Find the best banks in Dehradun to meet your needs for a personal loan. With low-interest rates and numerous repayment options, Buddy Loan helps you meet the perfect financial assistance in Dehradun.

Personal Loan By Top Banks Interest Rates (p.a.)
Axis Bank Personal Loan 10.49% onwards
HDFC Personal Loan 10.50% onwards
Central Bank of India Personal Loan 10.95% onwards

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Note- The interest rates mentioned are subject to change. Do visit the website for more information.

Ready to take the next step? Apply for a Personal loan now!

Top NBFCs Offering Personal Loans in Dehradun

Discover the best NBFCs in Dehradun that provide personal loans that are suited to your preferences. These reputable NBFCs promptly approve and disburse loans for immediate cash needs.

Personal Loan by Top NBFCs Interest Rates (p.a.)
PaySense Personal Loan 16.8% onwards
Bajaj Finance Personal Loan 11% onwards
KreditBee Personal Loan 12.24% onwards

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Note- The interest rates mentioned are subject to change. Do visit the website for more information.

Ready to take the next step? Apply for a Personal loan now!

Calculate EMI for a Personal Loan in Dehradun

EMI calculation is an important part of the whole loan process. Calculating your EMI prior to your application will give you an insight into the repayment period. This allows you to plan your finances, make smart choices, and repay your loan smoothly.

Use the Buddy Loan EMI calculator given below to estimate the EMI amount for your personal loan in Dehradun.

Monthly EMI 86
Principal Amount 1,000
Total Interest 32
Total Amount 1,032.00

Year Month Principal (A) Interest (B) EMI (A+B) Balance Loan Paid to Date (%)

Personal Loan Eligibility In Dehradun

Understanding the requirements for personal loans in Dehradun is crucial for rapid approval and a top spot on the list. A few of the most common eligibility criteria for personal loans are listed below.

Must be an Indian citizen

Maybe a self-employed or salaried individual.

Monthly salary must be at least $15,000.

Must be at least 21 years of age

Must not be older than 60 years

A credit score of 750 or higher. Personal loans are more likely to be approved if your credit score is good.

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Documents Required for a Personal Loan in Dehradun

For the lender to approve the application for a personal loan, you must submit a few documents. The following documents are needed to apply for a personal loan in Dehradun:

Identification Proof: Aadhaar card, Passport, Voter ID, or any official photo ID given by the government.

Address Proof: Utility bills, rental agreement, or any valid proof of where you live.

Income Proof: Salary slips, bank statements, or income tax returns.

Photographs: Passport-sized photographs for the application.

Duly filled loan application form.

The lenders may require additional documents.

Features & Benefits of Personal Loans in Dehradun

Personal loans in Dehradun include unique features and benefits with quick approvals and affordable interest rates. This gives you the ability to fulfill your goals and manage your finances wisely.

No Collateral Needed

No need to pledge your
assets for a personal loan.

Lowest Interest Rates

The interest rates start at
just 11.99% p.a.

Easy Repayment

Get a repayment tenure
of upto 5 years.

Multi-purpose Loan

Use your personal loan
for anything you want.

Instant Approval

Loan approval in minutes
after verification

Zero Hidden Charges

No hidden charges
and penalties.

Different Types of Personal Loans in Dehradun

There are several types of personal loan available in Dehradun to meet different financial needs. They provide solutions to a variety of problems, including marriage, education, and other needs. These are the many kinds of personal loans available in Dehradun:

Personal Loan for Medical Emergencies: Quickly manage unforeseen medical expenses with ease. A personal loan ensures you're financially prepared to handle any health-related crises.

Personal Loan for Weddings: Turn your wedding dreams into reality without financial worries. With a personal loan, you can cover all wedding expenses, making sure your big day is truly exceptional.

Personal Loan for Travel: Embark on your dream vacation without draining your savings. A customized personal loan in Dehradun can make your travel aspirations a reality.

Personal Loan for Home Renovation: Upgrade your living space. Boost your property's value by financing home improvement projects through tailored personal loan solutions.

Personal Loan for Education: Get the necessary financial backing to fuel your educational endeavors. Cover tuition, accommodation, and other academic expenses with comprehensive personal loan support.

Personal Loan for Debt Consolidation: Simplify your financial obligations by merging multiple debts into a single loan. Secure lower interest rates for smoother and more manageable repayments.

Ready to take the next step? Apply for a Personal loan now!

Dehradun Personal Loan: Tips to Get Low Interest Rates

You can increase the chances of getting a lower interest rate for your personal loan by following some simple strategies. Given below are some of the common suggestion to improve your chances of getting a lower interest rate.

Boost Your Credit Score: Improve your credit score to obtain the best interest rates. Prove your creditworthiness by maintaining a solid payment history.

Explore Various Lenders: Explore multiple lenders to find out the most competitive rates. Comparing offers empowers you to make an informed decision.

Negotiate Interest Rate: Engage in dialogue with lenders to potentially secure a lower rate. Your financial stability and negotiation skills might sway the terms in your favor.

Choose Shorter Terms: Opting for shorter repayment periods can lead to reduced interest costs. Balance your monthly budget with a quicker loan payoff for best savings.

Consider Collateral: Pledge valuable assets as collateral for potentially better interest rates. Assess the benefits and risks of secured loans before committing.

Steps to Apply Online For an Instant Personal Loan in Dehradun

Steps To Apply For a Personal Loan with Buddy Loan

Step 1: - Visit or Download & install the Buddy Loan app (Android or iOS).

Step 2: Open the Personal Loan Application Page. Provide the mobile number and enter the received OTP.

Step 3: Specify the desired loan amount & personal email. Next, choose the Personal Loan option

Step 4: Choose the employment type (Salaried, Self-Employed, or Student) and the salary mode (bank or cash).

Step 5: Enter your work details (Including company name, years of service and Designation)

Step 6: Enter your personal details (Including Full Name, PAN, address DOB & Gender)

Step 7: Provide your communication address, and income details and Click the ‘Submit’ button.

Take the next step? Apply for a Personal loan now!

Frequently Asked Questions

Yes, your application for a personal loan in Dehradun can get rejected due to your CIBIL score. The minimum CIBIL score required for a personal loan varies from lender to lender, but it is typically around 750.

The processing time for a personal loan in Dehradun can range from a few days to a few weeks. The exact time frame will depend on the lender and the amount of loan you are applying for.

The maximum amount you can borrow for a personal loan in Dehradun will depend on your CIBIL score, income, and other factors. However, the average personal loan amount in Dehradun is around INR 5 lakhs.

The interest rate on a personal loan in Dehradun typically ranges from 10% to 18%. However, the exact interest rate will depend on your CIBIL score, income, and other factors.

There may be additional charges other than the interest rate such as processing fees, late payment fees, and prepayment penalties.

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