Applying for a Central Bank of India Personal Loan can be smooth sailing, however, some things may be confusing. You may require information on repayment, loan processing, delays, interest rates and other charges or you may need help with your loan application. To help you with this, use the toll-free number, the Central Bank of India customer care number for excellent customer care.
To address your concerns regarding personal loans, Central bank of India provides personal loan customer care numbers as follows:
| Customer Care Toll Free Number | 1800 3030 |
| Tolled Number | 02241903900 |
| Toll Free Number | 1800 203 1911 (Exclusive for pensioners) |
| National Toll Free Number | 1800 110 001 |
| National Toll Free Number | 1800 180 1111 |
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Central Bank of India Personal Loan Customer Care Services
Central Bank of India offers several channels of customer care for personal loans. For any queries regarding information about personal loan products, checking application status, resolving issues, address inquiries, assistance, and to ensure a smooth borrowing experience. The bank has focused on accessibility and responsiveness through various channels, including phone, email, online chat, and in-person visits to branches. These multiple communication channels offer flexibility and convenience, allowing customers to choose the method that best suits their preferences and needs.
- You can send a post to the Corporate Office in this address:
- Central Bank of India, Chander Mukhi, Nariman Point, Mumbai – 400 021
Tel.: 022 – 6638 7777
- Central Bank of India, Chander Mukhi, Nariman Point, Mumbai – 400 021
- You can also contact the following Call Centre numbers below:
- 24/7 open line: 18003030
- Tolled Number: 02241903900
- Toll Free Number: 1800 203 1911 (Exclusively for Pensioner)
Furthermore, for any queries, you can also contact the bank through their email services at customercare@cboi.in
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Central Bank of India Personal Loan Details
The Central Bank of India offers personal loans to eligible individuals, helping them financially to achieve their goals. Here is what the bank offers:
| Loan Amount | Up to 15 Lakhs |
|---|---|
| Tenure | Maximum Tenure of 7 years |
| Processing Fee | 1% |
| Interest Rate | 12.00% or 12.75% p.a. |
Note: the interest rate is subject to change as per the market risk and fluctuation in economic condition
Central Bank of India Interest Rate and Repayment Tenure
The Central Bank of India offers personal loans at a minimal interest rate of 12.75% p.a. for a repayment term of 84 months.
Note: the interest rate is subject to change as per the market risk and fluctuation in economic condition
Want to know more? You can check more on different loan types available by various lenders from the table below:
Central Bank of India Personal Loan Grievance Redressal
Having a clear understanding of the grievance redressal mechanism is important when applying for a personal loan. The Central Bank of India ensures that your concerns and complaints regarding personal loans are addressed promptly and effectively. The grievance redressal process is designed to provide you with a platform to voice your grievances, seek resolution, and ensure transparency in banking services.
The grievance process begins when you make a formal complaint to the bank through the website or by visiting the branch. You can also call Central Bank of India customer care service numbers. In case there is no response to the complaint or if the response is not up to your satisfaction, then you can contact the Nodal Officers:
Nodal Officer for Central Bank Customer Care Division: Mr. Amit Nayak, contact no.- 022-49197318
Furthermore, if you did not get a response after 30 days or if the response you received is unsatisfactory, then you can contact the RBI Ombudsman.
To lodge a Complaint with Banking Ombudsman, you can check the website, visit the address given below or contact them through the number provided:
- Website: https://cms.rbi.org.in
- Physical address of CRPC, Chandigarh: Reserve Bank of India, 4th Floor, Sector 17, Chandigarh – 160017
- RBI Contact Centre – 14448 (from any number)
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