Indian Overseas Bank (IOB) Personal Loan Customer Care Number

Headquartered in Chennai, Indian Overseas Bank is one of the major public sector banks. It comes with a vast network of helplines for comprehensive Personal loan customer care services under 24*7 assistance on application status, EMIs, preclosure, etc. IOB Personal Loan Customer Care Number is toll-free and accessible across the country. You can also reach out through toll-free numbers, email, SMS, and redressal cells.

The table below also provides you with details related to customers’ doubts and complaints.

Personal Loan Queries Handled by IOB Customer Care

The IOB Personal Loan Customer Care team can assist you with a variety of queries related to your IOB personal loan account. Some of the key areas they can help with include:

• Loan Application Status: Track the status of your personal loan application and get updates on the approval process.
• EMI Payments: Receive assistance with making your monthly EMI payments, including details on due dates, payment methods, and any missed or delayed payments.
• Interest Rates: Obtain information on the current interest rates applicable to your personal loan, as well as any applicable fees.
• Document Submission: Get guidance on the required documents for your personal loan and support in submitting them correctly.
• Account Statements: Request detailed statements for your personal loan account, including transaction history and outstanding balance information.
• Prepayment and Foreclosure: Understand the details on how to prepay or foreclose your personal loan, including any associated terms and conditions.

Want to know more? You can check more on different loan types available by various lenders from the table below:

Indian Overseas Bank Grievance Redressal

The Grievance Redressal department covers queries related to the receipt and processing of complaints from citizens and consumers. You can also raise a grievance redressal complaint to the bank through the official website of IOB. Here are the steps that you need to follow:

Step 1: Login to the official website of the YES bank

Step 2: While browsing through the webpage you can click on the ‘For Customer Complaints’ link provided at the bottom of the page

Step 3: Once entering your account number and mobile number click to “Continue”

Step 4: You can enter other details about the query or complaint

Step 5: If you have already filed a grievance, you may check the status of your request by clicking on the ‘check status’ link on this page.

Indian Overseas Bank Personal Loan Nodal Officer Service

Indian Overseas Bank doesn’t explicitly mention their nodal officer. Nodal officers are typically appointed for specific grievance redressal purposes and needs.

Here’s the information provided for the nodal officer of IOB:

• Chief Regional Manager (Bangalore): This person is likely responsible for overseeing IOB operations in the Bangalore region.
• Contact Details:
  • Address: 10/1, Palace Road, Lakshminarayanan Complex, Vasanth Nagar, Bangalore. PIN: 560052
  • Phone: 080 – 22950189
  • Email: regmgr@bansco.iobnet.co.in

IOB RBI Integrated Banking Ombudsman Service

The Reserve Bank of India (RBI) has established the Integrated Ombudsman Scheme to address customer complaints against banks, including Indian Overseas Bank. The Ombudsman Service provides a quick and affordable way for customers to resolve their banking-related grievances.

Here are the details of the Ombudsman Nodal Officer Related to the Banking Ombudsman:

Name: Smt. Jayasree Gopalan
Address: C/o Reserve Bank of India
10/3/8, Nrupathunga Road
Bengaluru-560001
STD Code: 080
Tel. No: 22277660/22180221