StashFin Personal Loan provides quick and hassle-free access to funds for individual needs such as medical expenses, travel, education, or debt consolidation.
The Stashfin Loan process is designed, with minimal documentation, making it convenient for borrowers. StashFin aims to offer a user-friendly and efficient borrowing experience, with personal loans to meet diverse financial requirements.
Their interest rates range from 11.99% p.a; Stashfin also provides 0% interest for up to 30 days for eligible individuals.
Stashfin Personal Loan Details
Stashfin offers instant personal loans through its mobile app, aiming to provide quick and convenient access to funds for a variety of needs. Here’s a breakdown of the key details:
| Interest Rate | 11.99% p.a |
| Loan Amount | Up to 5,00,000 |
| Tenure | Up to 36 months |
| Processing fee | 0-10% (excluding GST) |
Note: These rates are indicative and subject to change. Always check with the bank for the most up-to-date information before making any investment decisions.
Stashfin Loan Interest Rates
StashFin Personal Loan Interest Rates determine the cost of borrowing funds from StashFin. These rates, influenced by factors like creditworthiness, impact overall repayment.
The interest rates offered by Stashfin are as follows:
| Stashfin Loan Interest Rate | 11.99% p.a. (Onwards) |
| Stashfin Sentinel (for armed forces) | 9.99% p.a. |
Note- These rates are indicative and subject to change. Always check with the bank for the most up-to-date information before making any investment decisions.
StashFin’s quick & easy personal loan offers a 100% digital process for personal loans. In just minutes, you can check eligibility and know if you qualify, making it easy for customers to get financial help promptly when needed.
StashFin’s also offer 0% interest for 30 days for eligible customers, and customers only need to pay interest on the amount utilised.
Stashfin Personal Loan Fees & Charges
StashFin Personal Loan Fees & Charges include extra costs tied to borrowing, like processing fees and late payment charges. Understanding these fees is vital for borrowers to gauge the total repayment amount and make informed financial decisions-
| Processing fee | 0-10% (excluding GST) |
| Loan repayment tenure | Up to 36 months |
| Cheque Bounce | Rs 500 (per bounce) |
Stashfin Personal Loan Eligibility Criteria
StashFin Personal Loan Eligibility Criteria define the conditions individuals must meet to qualify for a loan. These criteria typically include factors like income, credit history, and age. Here’s what you need to know-
| Employment Type | Salaried |
| Loan Amount | ₹1,000 and ₹5,00,000, |
| Age | 18 and above |
| CIBIL score | 650 and higher |
|---|---|
| Minimum monthly income | Rs 15000 and above |
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Documents Required for Stashfin Personal Loan
Documents Required for Stashfin Personal Loan are important paperwork individuals need to submit when applying for a loan. These could include documents that help with the identification of an individual and can help in simplifying the loan application process faster.
Some of the common documents required are:
Identity proof (any 1)
- Aadhaar card/ Passport/PAN card/Driving license/Voter ID.
Proof of address (any 1)
- Aadhaar card/ Passport/ Valid voter ID/ Utility bill/ Driving license.
Banking Proof
- Bank Cheque / First Page of Passbook / Bank Statement.
Stashfin Loan EMI Calculator
The Stashfin Personal Loan EMI Calculator offers an efficient way for borrowers to estimate their monthly repayments. By inputting details like loan amount, interest rate, and tenure, users can obtain a personalised breakdown of their Equated Monthly Instalments.
You can use the calculator below to get a quick understanding of your EMI’s
Your Amortization Schedule (Yearly/Monthly)
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Features & Benefits of Stashfin Personal Loan
StashFin Loan offers a multitude of features and benefits, providing quick and hassle-free financial solutions tailored to individual needs. Here are some of them:
Compare Stashfin Personal Loan Vs Other Lenders
Comparing StashFin Personal Loan with other lenders will help you make an informed choice for your financial needs.
Note- The interest rates are dynamic and subject to change based on your credit history and creditworthiness.
| Banks/NBFCs | Interest Rates(p.a) | Processing Fees |
|---|---|---|
| Stashfin | 11.99% p.a | 0-10% (excluding GST) |
| SBI | 11.00% to 14% | Up to 1.50% |
| HDFC | 10.05% to 21% | 0.50% ( Rs 1,999 – Rs 25,000) |
| ICICI | 10.75% onwards | 2.50% |
| Axis | 10.49% onwards | 1% |
| Tata Capital | 10.99% onwards | 1% |
| IndusInd Bank | 10.49% onwards | Up to 3% of the sanctioned amount |
| Paysense | 16.80% onwards | Up to 2.5% + GST or Rs 500 |
| Bajaj Finserv | 11.00% onwards | Up to 3.93% |
| Money View | 15.96% onwards | 2% + GST |
| CASHe | 27.00% onwards | Up to 3% |
Now get a personal loan with ease!
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Types of Stashfin Personal Loan
StashFin offers diverse types of Personal Loans, each catering to specific financial needs, providing borrowers with tailored solutions and flexibility in managing their expenses.
Stashfin loans are easy to apply with their hassle-free digital process and simple application steps.
For your quick needs, Stashfin offers various loans catering to different needs:
- Travel Loan
- Marriage Loan
- Education Loan
- Medical Loan
- Home Renovation Loan
- Consumer Durable Loan
- Gadget Loan
- Car Loan
- Two-wheeler loan
Stashfin Loan Schemes
Stashfin offers credit line of upto 5 lakhs and a special personal loan schemes exclusively for defence personnel. Let’s go through the loan scheme details from below:
Stashfin Credit Line
The Stashfin Credit Line is a versatile tool offering quick and convenient access to funds.
| Stashfin Credit Line Loan Amount | ₹5 lakhs |
| Stashfin Credit Line Interest Rates | 11.99% p.a. |
| Stashfin Credit Line Tenure | Up to 36 months |
| Stashfin Credit Line Disbursal | Approved within minutes |
Stashfin Sentinel
Stashfin Sentinel is a rebranding of the existing Stashfin Credit Line specifically for the needs of personnel in the Indian Armed Forces. It offers the same core features as the credit line, including pre-approved credit, instant approvals, and flexible repayment options. However, it distinguishes itself by providing interest rates that start from 9.99% p.a. And a 30-day free credit period. This loan also waives off any transaction fee and foreclosure charges making it even more attractive and affordable.
| Loan Amount | ₹5 lakhs |
| Interest Rates | 9.9% p.a. |
| Special Features |
|
| Charges | Processing Fee & Foreclosure Charges waiver |
Note that, besides personal loan, there are also other loan schemes for defense personnel provided by different elnders in the market.
Steps to Apply For Personal Loan
You can apply for an instant personal loan from among a pool of verified lenders on Buddy Loan. Follow these steps to apply for a Stashfin personal loan on Buddy Loan:
- Step 1: Visit buddyloan.com or Download & install the Buddy Loan app (Android or iOS).
- Step 2: Open the Personal Loan Application Page. Provide the mobile number and enter the received OTP.
- Step 3: Specify the desired loan amount & personal email. Next, choose the Personal Loan option
- Step 4: Choose the employment type (Salaried, Self-Employed, or Student) and the salary mode (bank or cash).
- Step 5: Enter your work details (Including company name, years of service and Designation)
- Step 6: Enter your details (Including Full Name, PAN, address DOB & Gender)
- Step 7: Provide your communication address, and income details and Click the ‘Submit’ button.
Ready to take the next step?
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