Travel Credit card


A travel credit card enhances your journeys with rewards, perks, and exclusive access. A top travel rewards credit card can transform the way you travel, offering benefits like airline miles, hotel discounts, and airport lounge access. Whether you’re an occasional traveler or a jet-setter, the right travel credit card can help you make the most of your adventures while maximizing savings and convenience.

Compare the best travel card & airline card options for domestic and international lounge access. The webpage helps you find the best rewards and perks to enhance your journeys, including lifetime-free options and premium cards with unlimited lounge access.


Benefits of Travel credit card

  1. Earn points or miles on every purchase, redeemable for travel expenses.
  2. Enjoy complimentary airport lounge access for a more comfortable journey.
  3. Save on international purchases with no foreign transaction fees.
  4. Get travel insurance coverage, including lost baggage and emergency assistance.

List of 10 Best Travel Credit Cards

These lifetime-free travel credit cards offer great travel rewards without any joining or annual fees, making them a perfect choice for budget-conscious travelers. With benefits ranging from travel discounts to reward points, these cards allow cardholders to enjoy travel perks without the worry of annual maintenance costs.

Credit Card ₹0
ixigo AU Credit Card Up to ₹5,00,000
IDFC FIRST WOW! ₹0
Axis Atlas ₹3,000
American Express Platinum Travel ₹3,500
HDFC Marriott Bonvoy ₹3,500

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Note: Before applying for any credit card, ensure you meet the eligibility criteria and understand the terms and conditions associated with it.

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Best Travel Credit Card Details

Let’s go through the details of the best travel cards below:

ixigo AU Credit Card

ixigo AU Credit Card offers up to 5% rewards on travel bookings with instant cashback on flights and hotel bookings made through ixigo, making it ideal for frequent travelers looking for immediate savings.

Perks Features
Accelerated Reward Points on Train Bookings Up to 10% Discounts on Flight Bookings

IDFC FIRST WOW Credit Card

IDFC FIRST WOW! Card Provides up to 10X reward points on selected categories with no annual fees. This card also includes special deals on dining and shopping, making it a versatile choice for everyday spending.

Perks Features
4X Reward Points* Reward Points are redeemable anytime, anywhere online
Never expiring Reward Points Reward Points as good as cash

Axis Atlas Credit Card

With Axis Atlas card, new cardholders receive travel vouchers worth INR 3,000 upon joining. It also offers 10X reward points on international transactions, tailored for travelers with high overseas spending.

Perks Features
Airport Benefits Domestic & International Lounge Access
Dedicated Portal Miles Transfer Program
Dining Delights Provides up to 25% discount at over 10,000+ restaurants via EazyDine

American Express Platinum Travel Credit Card

American Express Platinum Travel is ideal for frequent domestic travelers, this card provides up to 10,000 bonus points upon reaching spending milestones and includes rewards for hotels and airlines.

Perks Features
8 complimentary airport lounge visits per year
(limited to two per quarter) across India
Spend Rs. 1.9 Lacs in a card membership year and get benefits worth up to Rs. 5,500

HDFC Marriott Bonvoy Credit Card

HDFC Marriott Bonvoy card is targeted at Marriott hotel loyalists, it offers up to 20 points per INR 100 spent at Marriott properties and access to Marriott Bonvoy Elite status, enhancing hotel stays.

Perks Features
Complimentary Golf Access (2 per quarter worldwide with Green Fee Waiver) Earn 8 Marriott Bonvoy Points per Rs. 150 spent at Marriott hotels
Earn 4 Marriott Bonvoy Points per Rs. 150 on travel, dining, and entertainment Earn 2 Marriott Bonvoy Points per Rs. 150 on other applicable purchases

RBL World Safari Credit Card

RBL World Safari card is designed for global travelers, this card charges no forex markup, offers unlimited rewards on travel, and provides complimentary airport lounge access.

Perks Features
0% Markup Fee on foreign currency transactions Spend freely internationally with 4% savings on exchange
Welcome Benefit of MakeMyTrip voucher worth INR 3,000 Offers exclusive travel experiences

HDFC Bank Regalia Credit Card

HDFC Bank Regalia Card is a popular option for both domestic and international travelers, this card includes international and domestic lounge access and provides 2X reward points on dining and travel expenses.

Perks Features
12 Complimentary Airport Lounge Access in India and 6 internationally Earn 4 Reward Points for every Rs. 150 spent on retail*

SBI Air India Signature Credit Card

SBI Air India Signature Credit Card is made for Air India frequent flyers, it offers bonus Air India Miles, lounge access, and priority check-in services, adding comfort to Air India journeys.

Perks Features
20,000 Reward Points as a welcome gift on payment of the joining fee Earn 4 Reward Points for every Rs. 100 spent
Complimentary membership in the Air India Frequent Flyer program,Flying Returns Convert Reward Points

Axis Bank Vistara Signature Credit Card

Axis Bank Vistara Signature Credit Card is ideal for Vistara flyers, this card includes Vistara Club membership, flight discounts, and premium lounge access, offering exclusive benefits on Vistara flights.

Perks Features
12 Complimentary Airport Lounge Access in India and 6 internationally Earn 4 Reward Points for every Rs. 150 spent on retail*
Bonus 10,000 Reward Points on spending Rs. 5 lakhs, plus 5,000 additional points on Rs. 8 lakhs in a year Rewards accumulate on all retail purchases, offering great value for regular spenders

ICICI Bank Travel Cards

ICICI Bank Travel Card is a versatile travel card supporting multiple currencies, it includes cashback benefits on both international and domestic travel expenses, making it a flexible choice for travelers.

Perks Features
24/7 Free Replacement Card Comprehensive Travel Insurance
Secured Transactions Emergency Travel Assistance

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Documents Required to Apply for Travel Credit Card

Before applying for a credit card, it’s helpful to have the necessary documents ready for a smooth application process:

Document Type Examples
Identity Proof PAN Card, Aadhaar Card, Driving License, Passport, Voter ID Card
Address Proof Aadhaar Card, Driving License, Passport,Utility Bill, Bank Statement, Voter ID Card, Maintenance Bill
Income Proof Salary slips, Form 16, Income Tax Returns, Bank Statements

Note: Document requirements may vary based on the specific credit card and bank policy.

Travel Credit Card Eligibility

To apply for a travel credit card, applicants must meet specific criteria that ensure they are eligible for the card's benefits and rewards. Below are the general requirements:

Criteria Requirement
Age At least 21 years old
Citizenship Indian National
Occupation Salaried professional or self-employed

Note:Eligibility criteria may vary between banks. Some banks may have additional requirements based on income level, credit history, or employment type

5 Best Lifetime Free Travel Credit Cards

These lifetime-free travel credit cards offer great travel rewards without any joining or annual fees, making them a perfect choice for budget-conscious travelers. With benefits ranging from travel discounts to reward points, these cards allow cardholders to enjoy travel perks without the worry of annual maintenance costs.

Serial No. Credit Card Joining Fee
1 ixigo AU Credit Card ₹0
2 IDFC FIRST WOW! ₹0
3 Federal Bank Scapia Credit Card ₹0
4 Axis Bank Miles and More Credit Card ₹0
5 RBL Bank World Safari Credit Card ₹0

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Note:Before applying for any credit card, ensure you meet the eligibility criteria and understand the terms and conditions associated with it.

Best Airline Credit Card

These credit cards offer exclusive rewards and benefits tailored for frequent flyers. With perks like miles accumulation, discounts on flight bookings, and airline partnerships, these cards are ideal for those who frequently travel by air and want to maximize rewards on every booking.

Credit Card Joining Fee
Kotak Ka-ching 6E XL Reward Credit Card Rs. 700
Yatra SBI Card ₹499
Axis Bank Privilege Credit Card ₹1,500
AXIS Bank Miles & More World Credit Card ₹3,500
Axis Bank Vistara Credit Card ₹1,500

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Note: Before applying for any credit card, ensure you meet the eligibility criteria and understand the terms and conditions associated with it.

Super-Premium Credit Card with Unlimited Airport Lounge Access

These super-premium credit cards provide unlimited access to airport lounges, both domestically and internationally. Ideal for frequent travelers, they offer additional luxury benefits such as concierge services, travel vouchers, and higher reward rates. These cards typically have higher joining and renewal fees but offer significant value for frequent flyers looking for premium travel experiences.

Credit Card Joining Fee Annual/Renewal Fee
Axis Atlas Credit Card ₹5000 ₹5000
Axis Bank Horizon Credit Card ₹3000 ₹3000
AU Ixigo Credit Card ₹999 ₹999
IndusInd Bank Avios Visa Infinite Credit Card ₹40000 ₹10000
YES Bank Marquee Credit Card ₹9999 ₹4999

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Note:Before applying for any credit card, ensure you meet the eligibility criteria and understand the terms and conditions associated with it.

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Credit Card with Domestic Airport Lounge Access

These credit cards provide domestic airport lounge access, allowing cardholders to enjoy a comfortable travel experience with amenities like Wi-Fi, refreshments, and workstations. These cards usually come with moderate fees and are well-suited for travelers who want a bit of luxury at an affordable price.

Credit Card Name Joining Fee
HDFC Bank Diners Club Black Credit Card Rs. 10,000 + taxes
HDFC Bank Millennia Credit Card Rs. 1,000 + taxes
HDFC Bank Tata Neu Infinity Credit Card Rs. 1,499 + taxes
SBI Elite Credit Card Rs.4,999
SBI Prime Credit Card Rs. 2,999 + Taxes

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Note:Before applying for any credit card, ensure you meet the eligibility criteria and understand the terms and conditions associated with it.

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Frequently Asked Questions

Choose travel cards based on habits. Examples: For international travel, use RBL Bank World Safari or Axis Bank Vistara Signature; hotel benefits, use HDFC Marriott Bonvoy; and for general perks, use HDFC Regalia for lounge access and rewards.

Travel credit cards offer rewards, like points and miles, for purchases, redeemable for travel such as flights and hotels. Cards include perks such as lounge access and travel insurance.

Earn points for purchases, redeem for travel; enjoy lounge access, insurance, hotel discounts, and elite travel program perks.

Yes, many travel credit cards have annual or renewal fees. Some may also have foreign transaction fees, although certain travel cards waive these to make international spending more affordable.

Explore cards like RBL Bank World Safari or IDFC FIRST WOW for international travel with benefits like 0% markup fees and extra points on travel.

You can redeem rewards through the bank's portal for flights, hotels, or miles, with some cards offering statement credits for travel purchases.

A travel credit card provides value with perks like lounge access, insurance, and points for frequent travelers.

Travel credit cards earn points on everyday spending, with extra points for dining and shopping.

Travel credit cards offer travel rewards like points for purchases, lounge access, and insurance, unlike regular cards.

HDFC, Axis Bank, and SBI offer popular travel cards in India, each with tailored benefits. HDFC has cards like Regalia and Marriott Bonvoy, while Axis Bank offers airline-specific perks.

SBI and HDFC Bank offer top international travel cards, such as Air India Signature and HDFC Regalia, known for miles accumulation and travel perks, respectively.

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