A travel credit card enhances your journeys with rewards, perks, and exclusive access. A top travel rewards credit card can transform the way you travel, offering benefits like airline miles, hotel discounts, and airport lounge access. Whether you’re an occasional traveler or a jet-setter, the right travel credit card can help you make the most of your adventures while maximizing savings and convenience.
Compare the best travel card & airline card options for domestic and international lounge access. The webpage helps you find the best rewards and perks to enhance your journeys, including lifetime-free options and premium cards with unlimited lounge access.
Benefits of Travel credit card
- Earn points or miles on every purchase, redeemable for travel expenses.
- Enjoy complimentary airport lounge access for a more comfortable journey.
- Save on international purchases with no foreign transaction fees.
- Get travel insurance coverage, including lost baggage and emergency assistance.
List of 10 Best Travel Credit Cards
These lifetime-free travel credit cards offer great travel rewards without any joining or annual fees, making them a perfect choice for budget-conscious travelers. With benefits ranging from travel discounts to reward points, these cards allow cardholders to enjoy travel perks without the worry of annual maintenance costs.
| Credit Card | ₹0 |
|---|---|
| ixigo AU Credit Card | Up to ₹5,00,000 |
| IDFC FIRST WOW! | ₹0 |
| Axis Atlas | ₹3,000 |
| American Express Platinum Travel | ₹3,500 |
| HDFC Marriott Bonvoy | ₹3,500 |
| RBL World Safari | ₹3,000 |
| HDFC Bank Regalia | ₹2,500 |
| SBI Air India Signature Credit Card | ₹2,500 |
| Axis Bank Vistara Signature Credit Card | ₹2,500 |
| ICICI Bank Travel Cards | Varies |
Note: Before applying for any credit card, ensure you meet the eligibility criteria and understand the terms and conditions associated with it.
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Best Travel Credit Card Details
Let’s go through the details of the best travel cards below:
ixigo AU Credit Card
ixigo AU Credit Card offers up to 5% rewards on travel bookings with instant cashback on flights and hotel bookings made through ixigo, making it ideal for frequent travelers looking for immediate savings.
| Perks | Features |
|---|---|
| Accelerated Reward Points on Train Bookings | Up to 10% Discounts on Flight Bookings |
IDFC FIRST WOW Credit Card
IDFC FIRST WOW! Card Provides up to 10X reward points on selected categories with no annual fees. This card also includes special deals on dining and shopping, making it a versatile choice for everyday spending.
| Perks | Features |
|---|---|
| 4X Reward Points* | Reward Points are redeemable anytime, anywhere online |
| Never expiring Reward Points | Reward Points as good as cash |
Axis Atlas Credit Card
With Axis Atlas card, new cardholders receive travel vouchers worth INR 3,000 upon joining. It also offers 10X reward points on international transactions, tailored for travelers with high overseas spending.
| Perks | Features |
|---|---|
| Airport Benefits | Domestic & International Lounge Access |
| Dedicated Portal | Miles Transfer Program |
| Dining Delights | Provides up to 25% discount at over 10,000+ restaurants via EazyDine |
American Express Platinum Travel Credit Card
American Express Platinum Travel is ideal for frequent domestic travelers, this card provides up to 10,000 bonus points upon reaching spending milestones and includes rewards for hotels and airlines.
| Perks | Features |
|---|---|
| 8 complimentary airport lounge visits per year (limited to two per quarter) across India | Spend Rs. 1.9 Lacs in a card membership year and get benefits worth up to Rs. 5,500 |
HDFC Marriott Bonvoy Credit Card
HDFC Marriott Bonvoy card is targeted at Marriott hotel loyalists, it offers up to 20 points per INR 100 spent at Marriott properties and access to Marriott Bonvoy Elite status, enhancing hotel stays.
| Perks | Features |
|---|---|
| Complimentary Golf Access (2 per quarter worldwide with Green Fee Waiver) | Earn 8 Marriott Bonvoy Points per Rs. 150 spent at Marriott hotels |
| Earn 4 Marriott Bonvoy Points per Rs. 150 on travel, dining, and entertainment | Earn 2 Marriott Bonvoy Points per Rs. 150 on other applicable purchases |
RBL World Safari Credit Card
RBL World Safari card is designed for global travelers, this card charges no forex markup, offers unlimited rewards on travel, and provides complimentary airport lounge access.
| Perks | Features |
|---|---|
| 0% Markup Fee on foreign currency transactions | Spend freely internationally with 4% savings on exchange |
| Welcome Benefit of MakeMyTrip voucher worth INR 3,000 | Offers exclusive travel experiences |
HDFC Bank Regalia Credit Card
HDFC Bank Regalia Card is a popular option for both domestic and international travelers, this card includes international and domestic lounge access and provides 2X reward points on dining and travel expenses.
| Perks | Features |
|---|---|
| 12 Complimentary Airport Lounge Access in India and 6 internationally | Earn 4 Reward Points for every Rs. 150 spent on retail* |
SBI Air India Signature Credit Card
SBI Air India Signature Credit Card is made for Air India frequent flyers, it offers bonus Air India Miles, lounge access, and priority check-in services, adding comfort to Air India journeys.
| Perks | Features |
|---|---|
| 20,000 Reward Points as a welcome gift on payment of the joining fee | Earn 4 Reward Points for every Rs. 100 spent |
| Complimentary membership in the Air India Frequent Flyer program,Flying Returns | Convert Reward Points |
Axis Bank Vistara Signature Credit Card
Axis Bank Vistara Signature Credit Card is ideal for Vistara flyers, this card includes Vistara Club membership, flight discounts, and premium lounge access, offering exclusive benefits on Vistara flights.
| Perks | Features |
|---|---|
| 12 Complimentary Airport Lounge Access in India and 6 internationally | Earn 4 Reward Points for every Rs. 150 spent on retail* |
| Bonus 10,000 Reward Points on spending Rs. 5 lakhs, plus 5,000 additional points on Rs. 8 lakhs in a year | Rewards accumulate on all retail purchases, offering great value for regular spenders |
ICICI Bank Travel Cards
ICICI Bank Travel Card is a versatile travel card supporting multiple currencies, it includes cashback benefits on both international and domestic travel expenses, making it a flexible choice for travelers.
| Perks | Features |
|---|---|
| 24/7 Free Replacement Card | Comprehensive Travel Insurance |
| Secured Transactions | Emergency Travel Assistance |
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Documents Required to Apply for Travel Credit Card
Before applying for a credit card, it’s helpful to have the necessary documents ready for a smooth application process:
| Document Type | Examples |
|---|---|
| Identity Proof | PAN Card, Aadhaar Card, Driving License, Passport, Voter ID Card |
| Address Proof | Aadhaar Card, Driving License, Passport,Utility Bill, Bank Statement, Voter ID Card, Maintenance Bill |
| Income Proof | Salary slips, Form 16, Income Tax Returns, Bank Statements |
Note: Document requirements may vary based on the specific credit card and bank policy.
Travel Credit Card Eligibility
To apply for a travel credit card, applicants must meet specific criteria that ensure they are eligible for the card’s benefits and rewards. Below are the general requirements:
| Criteria | Requirement |
|---|---|
| Age | At least 21 years old |
| Citizenship | Indian National |
| Occupation | Salaried professional or self-employed |
Note:Eligibility criteria may vary between banks. Some banks may have additional requirements based on income level, credit history, or employment type
5 Best Lifetime Free Travel Credit Cards
These lifetime-free travel credit cards offer great travel rewards without any joining or annual fees, making them a perfect choice for budget-conscious travelers. With benefits ranging from travel discounts to reward points, these cards allow cardholders to enjoy travel perks without the worry of annual maintenance costs.
| Serial No. | Credit Card | Joining Fee |
|---|---|---|
| 1 | ixigo AU Credit Card | ₹0 |
| 2 | IDFC FIRST WOW! | ₹0 |
| 3 | Federal Bank Scapia Credit Card | ₹0 |
| 4 | Axis Bank Miles and More Credit Card | ₹0 |
| 5 | RBL Bank World Safari Credit Card | ₹0 |
| 6 | Federal Bank Scapia Credit Card | ₹0 |
Note:Before applying for any credit card, ensure you meet the eligibility criteria and understand the terms and conditions associated with it.
Best Airline Credit Card
These credit cards offer exclusive rewards and benefits tailored for frequent flyers. With perks like miles accumulation, discounts on flight bookings, and airline partnerships, these cards are ideal for those who frequently travel by air and want to maximize rewards on every booking.
| Credit Card | Joining Fee |
|---|---|
| Kotak Ka-ching 6E XL Reward Credit Card | Rs. 700 |
| Yatra SBI Card | ₹499 |
| Axis Bank Privilege Credit Card | ₹1,500 |
| AXIS Bank Miles & More World Credit Card | ₹3,500 |
| Axis Bank Vistara Credit Card | ₹1,500 |
| Air India SBI Platinum Card | ₹1,499 |
| Air India SBI Signature Card | ₹4,999 |
Note: Before applying for any credit card, ensure you meet the eligibility criteria and understand the terms and conditions associated with it.
Super-Premium Credit Card with Unlimited Airport Lounge Access
These super-premium credit cards provide unlimited access to airport lounges, both domestically and internationally. Ideal for frequent travelers, they offer additional luxury benefits such as concierge services, travel vouchers, and higher reward rates. These cards typically have higher joining and renewal fees but offer significant value for frequent flyers looking for premium travel experiences.
| Credit Card | Joining Fee | Annual/Renewal Fee |
|---|---|---|
| Axis Atlas Credit Card | ₹5000 | ₹5000 |
| Axis Bank Horizon Credit Card | ₹3000 | ₹3000 |
| AU Ixigo Credit Card | ₹999 | ₹999 |
| IndusInd Bank Avios Visa Infinite Credit Card | ₹40000 | ₹10000 |
| YES Bank Marquee Credit Card | ₹9999 | ₹4999 |
| HDFC Regalia Gold Credit Card | ₹2500 | ₹2500 |
| AU Zenith+ Credit Card | ₹4999 | ₹4999 |
| Axis Bank SELECT Credit Card | ₹3000 | ₹3000 |
| SBI Card Miles Elite | ₹4999 | ₹4999 |
Note:Before applying for any credit card, ensure you meet the eligibility criteria and understand the terms and conditions associated with it.
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Credit Card with Domestic Airport Lounge Access
These credit cards provide domestic airport lounge access, allowing cardholders to enjoy a comfortable travel experience with amenities like Wi-Fi, refreshments, and workstations. These cards usually come with moderate fees and are well-suited for travelers who want a bit of luxury at an affordable price.
| Credit Card Name | Joining Fee |
|---|---|
| HDFC Bank Diners Club Black Credit Card | Rs. 10,000 + taxes |
| HDFC Bank Millennia Credit Card | Rs. 1,000 + taxes |
| HDFC Bank Tata Neu Infinity Credit Card | Rs. 1,499 + taxes |
| SBI Elite Credit Card | Rs.4,999 |
| SBI Prime Credit Card | Rs. 2,999 + Taxes |
| SBI Club Vistara Prime Credit Card | 2999 + taxes |
| Axis Bank Magnus Credit Card | Rs.12,500 + taxes |
| Axis Vistara Signature Credit Card | Rs. 3,000 |
| AU Bank Zenith Credit Card | Rs7999 |
| HSBC Live+ Credit Card | Rs.999 |
| Standard Chartered Bank EaseMyTrip Credit Card | Rs.350 plus GST |
Note:Before applying for any credit card, ensure you meet the eligibility criteria and understand the terms and conditions associated with it.
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