Kotak Bank offers credit cards tailored to various needs, including shopping, travel, and rewards. If you’ve recently applied, you can easily track your Kotak Bank Credit Card Application Status online or offline.
Using your application reference number or registered mobile number, you can check whether your application is under review, approved, or dispatched. Staying updated on your Kotak Bank Credit Card Application Status ensures a smooth process and helps you access your credit card benefits without delays.
Read more to understand how the bank has implemented these methods and how you can track your Kotak credit card status.
| You can check your Kotak Bank Credit Card Application Status or get assistance with other queries by calling the Kotak Bank credit card customer care number at 1860 266 2666. |
Steps to Check Kotak Mahindra Credit Card Application Status Online
You can check your credit card application status online using the identification form provided by the bank, such as:
- Mobile Number and DOB
- Application Form Number
- Form Number
You can choose any of these methods to check your application status.
Check Kotak Credit Card Status Using Mobile Number & DOB
You can know your Kotak credit card status using your registered mobile number and DOB card. This can be done by following the below steps:
- Visit the Application Tracker Website of Kotak Mahindra Bank.
- Choose ‘Credit Card’ under the ‘Select Product’ drop down.
- Under the ‘Select Identifier’ drop down, choose ‘Mobile number and DOB’. You will have to provide related information later.
- Enter your registered mobile number and date of birth in the space provided.
- You might receive an OTP for verification. Enter your OTP, and you will be redirected to a page that displays your application status.
Track Kotak Credit Card Status Through Form Number
The Form number is a unique number assigned to your application at the time of submission. This will be generated immediately, and you will receive it as an SMS, email, or acknowledgment slip.
To check your Kotak credit card status, you can follow the below-mentioned steps:
- Visit the official website of the Kotak application tracker.
- Select the option for ‘Credit Card’ from the drop-down menu and choose the ‘Form number’ option from the other.
- Enter the form number in the provided space.
- You might be prompted to enter an OTP for verification.
- Upon successfully entering the OTP, you will be redirected to a page displaying the current status of your application.
Track Kotak Credit Card Status By Application Form Number
The application form number will be assigned to you after successfully processing your credit card application. This number will be sent via SMS or email provided to you once the submission has been completed.
To check your Kotak credit card application status using the application form number, you can follow the below-mentioned steps:
- Visit the official website of Kotak Mahindra application tracker.
- Choose the option ‘Credit Card’ from the drop-down menu.
- Choose the option of application form from the next drop-down.
- Enter your application number in the space provided.
- After entering the application number, you might be prompted with an OTP.
- Upon successfully entering the OTP, you will be redirected to a page, displaying the current status of your application.
Kotak Credit Card Form Number Vs. Application Number
| Form Number | Application Number |
| A unique number is assigned to your application at the time of submission. | It is generated once your application is successfully processed into the bank’s system. |
| Provided immediately upon submitting the credit card application. | Provided after initial verification and processing of your application by the bank. |
Ways to Check Status of Kotak Bank Credit Card Application Offline
The bank also offers various offline methods to track Kotak credit card application status. These include:
- Using customer care
- Using SMS service
- By Brach Visit.
Kotak Credit Card Tracking Through Customer Care
Registered customers can contact the bank through the Kotak Bank customer care number at 1860 266 2666. Although this line is not dedicated to credit card inquiries alone, you can get the required information from this number.
You can also use the Kotak Bank missed call service to check the status of your credit card application. To do so, make a missed call to Kotak Bank’s toll-free number, 1800 274 0330.
Also Read: Kotak Mahindra Bank Credit Card Customer Care Number
Check Kotak Bank Credit Card Status by SMS
If you are a user who has SMS services activated in the bank, you can check the status of your application by sending an SMS service to 5676788 or 9971056767.
The SMS must contain the keyword ‘CCAPP’ and your 13-digit application number and should be sent in the format
“CCAPP [space] Your 13-Digit Application Number.”
For example, if your application number is 1234567891234, the SMS should be
“CCAPP 1234567891234”
Suggested Read: Kotak Mahindra Bank Net Banking
Check Application Status by Visiting the Branch
You can also choose to opt for the conventional method, to visit the branch with relevant details like
- Application number
- Form number
- Mobile number and identity form (with DOB)
to track your Kotak Bank credit card status.
Kotak Bank Credit Card Tracking Updates
Once you have successfully reached the application status page, you will be displayed with one of the following messages:
| Application Status | What It Means |
| In Progress | Your application is being reviewed, including document verification. |
| Approved | Your credit card has been approved and will be dispatched soon. |
| Dispatched | Your credit card has been shipped, and tracking details will be shared via SMS or email. |
| On Hold | Your application process is paused and additional documents or verification are required. Contact customer support for details. |
| Rejected | Your application has not been approved. You can contact Kotak Bank for clarification. |
Kotak Mahindra Bank Credit Card Application Process Time
Kotak Bank is considered one of India’s top credit card providers, with a turnaround time of 7 to 21 days, depending on the profile. The duration varies based on applicant eligibility, credit background, document verification, and bank internal processing.
The typical turn-around time of each step is as below:
| Stage | Estimated Duration |
| Submission | Instant |
| Initial Review & Verification | 2-5 working days |
| Document Verification | 5-7 working days |
| Approval Process | 5-10 working days |
| Card Dispatch & Delivery | 3-7 working days |
Kotak Bank Credit Card Customer Care Number
Apart from the Kotak Mahindra bank toll-free number, the bank provides many other numbers for related customer care services.
| Number | Function |
| 1860 266 2666 | General Credit Card Customer Care |
| +91 22 6600 6022 | International Helpline |
| 1800 209 0000 | Report Unauthorized Transactions |
| 1800 274 0330 | Missed Call Service for Credit Card Updates |
| 1860 266 0811 | Kotak Bank IVR Helpline |
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