HDFC Rupay Credit Card

The HDFC RuPay Credit Card offers a 1% fuel surcharge waiver of up to ₹250 per statement cycle on fuel transactions between ₹400 and ₹5,000.

*Note that the required credit score is indicative and will vary from person to person.

Keep reading to learn more about the different types of HDFC Rupay Credit Cards.

Read More:HDFC Credit Cards

HDFC TATA Neu Plus Credit Card

The HDFC TATA Neu Plus Credit Card provides reward points and offers for customers who make purchases via the TATA Neu platform. Cardholders can access TATA services and several other benefits such as cashback for shopping, travel, and entertainment.

Check out the eligibility criteria, features, benefits, and charges below to make an informed decision.

Eligibility of HDFC TATA Neu Plus Credit Card

• The applicant must be a salaried individual.
• The applicant must be an Indian citizen.
• The minimum age limit is 21 years and the maximum age limit is 60 years (65 years for self-employed individuals).
• The applicant’s total monthly income must be more than ₹ 25,000.
• The applicant’s ITR (Income Tax Return) must be more than ₹ 6 Lakhs per annum.

Features of HDFC TATA Neu Plus Credit Card

Here are some of the key features of HDFC TATA Neu Plus Credit Card:

• Earn 499 NeuCoins after your first transaction within 30 days.
• Get 4 free domestic lounge accesses each year (1 per quarter).
• Gain 1% waiver on fuel transactions (₹400-₹5,000) up to ₹250 per cycle.
• Additional 5% NeuCoins are available on select Tata Neu categories with NeuPass.

HDFC TATA Neu Rupay Credit Card Fees & Charges

IRCTC HDFC Bank Credit Card

The IRCTC HDFC Bank Credit Card is designed for railway travelers and comes with offers and discounts on ticket bookings. Cardholders can access cashback and reward points.

Now, let’s look at its eligibility criteria, features, benefits, and charges.

Eligibility of IRCTC HDFC Bank Credit Card

• The applicant must be an Indian citizen.
• The minimum age is 21 years and the maximum age is 60 years.
• The gross monthly income must be greater than ₹25,000.
• Self-employed applicants must have an ITR of more than ₹ 6 lakh per annum.

Features of IRCTC HDFC Bank Credit Card

Below are the features of the IRCTC HDFC Bank Credit Card:

• 5 reward points points per ₹100 on IRCTC ticketing and app, 1 point per ₹100 on other purchases.
• Extra 5% cashback on train bookings via HDFC SmartBuy.
• 8 complimentary IRCTC Lounge visits per year (2 per quarter).
• 1% transaction charge waiver on IRCTC ticket bookings (up to ₹1,000 per statement cycle).

HDFC Bank IRCTC Credit Card Fees & Charges

HDFC Bank RuPay Shoppers Stop Credit Card

The HDFC Bank RuPay Shoppers Stop Credit Card is designed to create a rewarding shopping experience for customers.

Check below to learn about its eligibility criteria, features, benefits, and fees.

Eligibility of HDFC Rupay Shoppers Stop Credit Card

• The applicant must be an Indian citizen.
• The minimum age is 21 and the maximum is 60 years (65 years for self-employed individuals).
• The total monthly income must be greater than ₹ 20,000.
• Self-employed applicants must have an ITR of more than ₹ 6 lakh per annum.

Features of HDFC Rupay Shoppers Stop Credit Card

• Welcome Vouchers for new cardholders.
• 3% Reward Points on purchases made via Shoppers Stop.
• 1% fuel surcharge waiver, up to ₹250 per statement cycle, on transactions between ₹400 and ₹5,000 across all fuel stations in India.

HDFC Bank Freedom RuPay Credit Card

The HDFC Bank Freedom RuPay Credit Card comes with various rewards and offers for purchases made in different categories.

Eligibility of HDFC Bank Freedom Rupay Credit Card

• The applicant must be an Indian citizen.
• The minimum age is 21 and the maximum is 60 years (65 years for self-employed individuals).
• The total monthly income must be more than ₹ 12,000.
• For self-employed individuals, the ITR must be greater than ₹ 6 lakh annually.

Features HDFC Bank Freedom Rupay Credit Card

• 10X CashPoints on Big Basket, BookMyShow, etc.
• 1 CashPoint per ₹150 on other purchases (excluding EMI, fuel, wallet loads, etc.).
• Up to 20% discount on Swiggy Dineout.
• 1,000 points per month cap on grocery transactions.
• 1 Reward Point per ₹150 for UPI expenses (up to 500 points/month).

HDFC Freedom RuPay Credit Card Fees & Charges

Indian Oil HDFC Bank Credit Card

The Indian Oil HDFC Bank Credit Card is exclusively designed for fuel users and comes with rewards on fuel purchases at Indian Oil stations. Cardholders will also receive reward points on groceries and shopping. Have a look at the eligibility, features, and fees below!

Eligibility of Indian Oil HDFC Bank Credit Card

• The applicant must be an Indian citizen.
• The minimum age is 21 and the maximum is 60 years (65 years for self-employed individuals).
• The total monthly income must be more than ₹ 12,000.
• For self-employed individuals, the ITR must be greater than ₹ 6 lakh annually.

Features of Indian Oil HDFC Bank Credit Card

• Up to 50 Litres of free fuel annually.
• Earn 1 Fuel Point for every purchase made at ₹150.
• 1% fuel surcharge waiver on transactions above ₹400 at any fuel station.
• Earn 5% of your expenses as Fuel Points on Groceries and Bill Payments.

Fees & Charges

Benefits of HDFC Rupay Credit Cards

The benefits of HDFC Bank RuPay Credit Card are as follows:

• Interest-free credit period of up to 50 days from the date of purchase.
• Revolving Credit facility allows one to pay partially and carry the balance with interest.
• Reward points can be earned on purchases made in various categories like shopping, dining, and travel.
• No liability on fraudulent transactions after reporting card loss to the bank.
• Convert huge transactions into easy monthly installments for better management of finances via EMI conversion.

Documents to apply for HDFC Bank UPI Rupay Credit Card

You can apply for the HDFC Bank UPI Rupay Credit Card online instantly through My Cards and Payzapp. Here are the documents required:

• Identity proof such as Aadhar Card, Passport, Voter ID, or Driver’s Licen
• Address Proof
• Income Proof includes salary slips (for salaried individuals), Income Tax Returns (for self-employed), or Bank Statements.

HDFC Rupay Credit Card Limit

Although no limit ranges are mentioned for HDFC RuPay Credit Cards, there are certain daily transaction limitations when it comes to UPI transactions linked to your HDFC RuPay Credit Card.

• First 24 Hours After Linking: Up to ₹5,000 can be transacted.
• After 24 Hours: The daily transaction limit can go up to ₹1 lakh, based on your available credit limit.

HDFC RuPay Credit Card Apply Online

To apply for the HDFC RuPay Credit Card, here are the steps to follow:

1. Visit the official HDFC Bank website.
2. Go to the Credit Card section and select the type of HDFC RuPay Credit Card.
3. Click on the ‘Apply Online’ button and fill out the application form with the required details.
4. Upload the necessary documents and click on ‘Submit’.