HDFC Tata Neu Plus Credit Card

The HDFC Tata Neu Credit Card is perfect for shoppers and travelers looking for rewards and great value. A collaboration between HDFC Bank and Tata Neu, this card offers exclusive benefits for frequent shoppers at Tata Neu and its partner brands like BigBasket, Westside, and Air India. You can earn NeuCoins on every spend, redeemable across popular Tata brands. With perks like lounge access and cashback, it’s a smart choice for regular spenders. While it’s not a lifetime free card, the annual fee can be waived on spending ₹1 lakh per year, making it rewarding and cost-effective.

Let us look at the further details about the HDFC Tata Neu Plus Credit card

Tata Neu HDFC Credit Card Features

Let us take a look at the table below to understand the features of the Tata Neu HDFC credit card:

Tata Neu HDFC Credit Card Eligibility

Here are the eligibility criteria you need to meet to apply for the Tata Neu Plus HDFC Bank Credit Card:

• Nationality: Must be an Indian resident.
• Age Requirement: Applicants must be between 21 and 65 years of age.
• Income Requirement: Salaried Individuals: Minimum monthly income of ₹25,000.Self-Employed Individuals: Minimum annual Income Tax Return (ITR) of ₹6,00,000.
• Credit Score: A minimum credit score of 700 is required to qualify for the card.

Tata Neu HDFC Credit Card Benefits

Let us look at the various benefits that come with the Tata Neu HDFC credit card and see how it can improve your financial experience:

1. Fuel Benefits
   • Get 1% fuel surcharge waiver at fuel stations across India.
   • Valid for transactions between ₹400 and ₹5,000, with a maximum waiver of ₹250 per billing cycle.
2. Renewal Benefits
   • Spend ₹1,00,000 or more in a year to waive the annual renewal fee.
3. Add-On Benefits
   • Enjoy a 50-day interest-free period after the first purchase.
   • Zero liability on lost cards if reported to the bank within 24 hours.
   • Make payments securely with the contactless payment feature.
   • Avail add-on cards for family members.
4. Travel Benefits
   • Get 4 complimentary domestic lounge visits per year (1 per quarter).
   • Lounge access is available for ₹2 on Rupay and Visa cards at select airports.
5. Rewards Benefits
   • Earn 2% NeuCoins on non-EMI purchases made at Tata Neu and partner brands like BigBasket, Croma, and Tata CLiQ.
   • Earn 1% NeuCoins on non-Tata brand, EMI, and UPI transactions (up to 500 NeuCoins/month for RuPay users with PayZapp), plus an extra 5% on select Tata Neu app purchases as a NeuPass member.
6. Reward Redemption
   • Redeem NeuCoins on Tata Neu or partner brands like AirAsia India, BigBasket, Croma, Westside, IHCL Hotels, and Tanishq.
   • NeuCoins are valid for 1 year from the most recent earning or redemption activity.

Tata Neu HDFC Credit Card Fees & Charges

Using your HDFC Tata Neu Plus Credit Card comes with great benefits, but there are some nominal fees for both new and existing customers. Here’s a breakdown of the key charges:

• Cash Advance Fee: 2.5% of the withdrawn amount or ₹500, whichever is higher.
• Over-Limit Penalty: 2.5% of the exceeded amount or ₹550, whichever is higher.
• Minimum Repayment Amount: 5% of your total bill value.

Steps to Apply for Tata Neu HDFC Credit Card

Follow these simple steps to apply for the Tata Neu HDFC Credit card and start enjoying its benefits :

Apply Online for Tata Neu HDFC Credit Card

Step 1:Visit the official HDFC Bank website.

Step 2:Navigate to the ‘Credit Cards’ section.

Step 3:Locate the “Tata Neu Plus HDFC Bank Credit Card” and click “Apply Now.”

Step 4:Fill in the online application form with your personal and financial details.

Step 5:Apply and wait for bank approval.

Apply for Tata Neu HDFC Credit Card on Neu App

Step 1:Open the Tata Neu app and log in to your account.

Step 2:Go to the ‘Finance’ section and find the ‘Credit Cards’ option.

Step 3:Select ‘Apply Now’ for the ‘Tata Neu Plus HDFC Bank Credit Card.’

Step 4:Complete the application process within the app.

Tata Neu HDFC Credit Card Offline Application

Step 1:Visit an HDFC Bank Branch: Go to the nearest HDFC Bank branch.

Step 2:Request an Application Form: Obtain the application form for the “Tata Neu Plus HDFC Bank Credit Card” from a bank representative.

Step 3:Fill out the Form: Complete the application form with all the required details.

Step 4:Attach Supporting Documents: Attach copies of your identification, address, and income proof documents.

Step 5:Submit the Application: Submit the completed application form and supporting documents to the bank representative.

List of Brands for NeuCoins Redemption

NeuCoins, a digital reward currency by Tata Neu, can be redeemed across various Tata group brands and partner services in India. Here’s a list of brands where NeuCoins can typically be redeemed:

Tata Group Brands:

1. AirAsia India – Book flights and redeem NeuCoins.
2. Taj Hotels – Use NeuCoins for stays, dining, and more.
3. BigBasket – Shop for groceries and essentials.
4. Croma – Purchase electronics and gadgets.
5. 1mg – Buy medicines and health products.
6. Tata Play – Recharge DTH or OTT subscriptions.
7. Westside – Shop for clothing and fashion accessories.
8. Qmin – Redeem for gourmet dining experiences.

Partner Brands

• Zudio – For trendy and affordable fashion.
• IHCL SeleQtions – Boutique hotels under the Indian Hotels Company.
• Tata Cliq and Tata Cliq Luxury – Redeem on lifestyle and luxury products.

*Note that the brands and the redemption policies can change and it recommended to check the official website or app for the latest updates.

Steps to Close Tata New HDFC Neu Credit Card

You can close your Tata Neu HDFC Bank Credit Card through the following methods:

1. 1. Call HDFC Bank Customer Care

Step 1: Dial 1800 202 6161 or 1860 267 6161 to contact HDFC Bank customer care.

Step 2: Request to cancel your credit card.

Step 3: Provide your credit card number and the reason for closing the card.

1. 1. Submit an Online Request

Step 1:Visit the HDFC Bank official website.

Step 2:Enter your 10-digit registered mobile number.

Step 3:Authenticate using the OTP sent to your mobile.

Step 4:Select the credit card you wish to close and provide a reason for the closure.

Step 5:Confirm your request by authenticating with another OTP.

1. 1. Visit an HDFC Bank Branch

Step 1:Go to the nearest HDFC Bank branch.

Step 2:Submit a completed Credit Card Closure Form.

Step 3:The form can be downloaded from the HDFC Bank website for convenience.