Swiggy HDFC Credit Card


The Swiggy HDFC Credit Card is specially designed for Swiggy users and offers cashback on Swiggy transactions, online shopping, and other spending categories. It is a co-branded card introduced by HDFC Bank in partnership with Swiggy. It provides exclusive benefits like cashback, Swiggy One membership, and discounts on various purchases.

Before you opt for the Swiggy HDFC Bank Credit Card, it is important to be aware of its features and how it can be beneficial to your daily expenses. Keep reading to find out its application process, charges, limits, and so on.


The Swiggy HDFC Bank Credit Card offers 10% cashback on Swiggy transactions, 5% on specific online categories, and 1% on other spends, with monthly caps.

Features & Benefits of Swiggy HDFC Credit Card

The Swiggy HDFC Credit Card provides benefits in the form of cashbacks and others.

Swiggy HDFC Credit Card Cashback Benefits

  • 10% Cashback on Swiggy, which provides free deliveries and discounts on orders via Food, Instamart, and DineOut.
  • 5% Cashback on select online purchases such as flights, hotel bookings, etc.
  • 1% Cashback on other expenses.

Swiggy HDFC Credit Card Benefits

  • Free Swiggy One Membership for 3 months as a Welcome Benefit, worth ₹1199.
  • The card comes with an annual fee of ₹500, which is waived off from the second year upon annual spends of ₹2 lakh.
  • Premium golf club access worldwide (12 free golf lessons/year in India).
  • Up to 12% instant discount on worldwide hotels on Agoda.
  • One night & one free dine at select Mastercard partners globally.

Note: These are existing offers and card benefits, which are subject to change upon the contract and bank.

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Swiggy HDFC Credit Card Cashback Limits

The cashback limits for the Swiggy HDFC Credit Card are as follows:

1% Cashback ₹500 per month
5% Cashback ₹1500 per month
10% Cashback ₹1500 per month

Swiggy HDFC Credit Card Fees & Charges

Below are the fees and charges associated with the Swiggy HDFC Bank Credit Card:

Joining/Renewal Fee ₹500
Annual Fee ₹500 (waived from the second year upon spending ₹2,00,000 in the previous year)
Cashback Redemption Credited directly to the card statement

HDFC Swiggy Credit Card is co branded HDFC Card. To know more check other HDFC Credit Cards from the linked page.

Eligibility for Swiggy HDFC Credit Card

To avail the Swiggy HDFC Credit Card, the applicant must meet certain requirements, which are:

Salaried Individuals:

  • The applicant must be aged between 21 years and 60 years.
  • The applicant must be an Indian citizen.
  • The applicant must have a monthly income of over ₹15,000.

Self-Employed Individuals:

  • The applicant must be aged between 21 years and 65 years.
  • The applicant must be an Indian citizen.
  • The applicant must have an ITR of over ₹6 Lakhs annually.

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Apply for Swiggy HDFC Credit Card Online

There are 2 ways in which you can apply for the Swiggy HDFC Credit Card online:

  1. Visit the official website of HDFC Bank Swiggy Credit Card and click on the ‘Apply Online’ button at the bottom of the page.
  2. Apply for Swiggy HDFC Credit Card online on HDFC Bank’s official website
  3. You will be routed/ directed to the Swiggy HDFC Card application form page.
  4. Apply for Swiggy HDFC Credit Card online – Direct link to application form.
  5. Enter your mobile number.
  6. Enter your Date of Birth or PAN Number for verification.
  7. Click on ‘Get OTP.’
  8. Complete the verification process with the OTP sent to your registered mobile number.
  9. Enter your personal details and choose the card you prefer.
  10. Submit the application.

Alternatively, you can:

  1. Visit the official website of Swiggy HDFC Credit Card.
  2. HDFC Credit Card Apply on Swiggy Official Website
  3. Scan the QR Code shown to start the application in the Swiggy App. You can also directly install the Swiggy App on your phone to start with the application.
  4. Scan QR code to start the application in the Swiggy App or install it directly

Documents Required for Swiggy HDFC Credit Card

To apply for the Swiggy HDFC Credit Card, the following documents are required:

  • Proof of Identity: PAN Card, Aadhaar Card, or Passport.
  • Proof of Address: Utility bills, Rent Agreement, or Aadhaar.
  • Income Proof: Salary slips (for salaried individuals) or Income Tax Returns (for self-employed individuals).
  • Bank Statements: Latest 6 months’ bank statements.

Types of Personal Loans Offered by Finzy Loan:

Finzy provides personal loans tailored for various purposes to meet the diverse financial needs of borrowers. Here are the primary types of personal loans offered:

  • Copy of Identity Proof.
  • Copy of Address Proof.
  • Passport size Photograph.

Swiggy HDFC Bank Credit Card Customer Care

For any queries or concerns on Swiggy HDFC Credit Card, you can get in touch with HDFC Bank customer care via:

Phone 1800 1600 / 1800 2600
Email customerservices.cards@hdfcbank.com

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Frequently Asked Questions

The Swiggy HDFC Bank Credit Card offers 10% cashback on Swiggy services, 5% on select online categories, and 1% on other spends, with monthly caps and a complimentary three-month Swiggy One membership.

To apply for the Swiggy HDFC Bank Credit Card, visit the Swiggy App page or HDFC Bank's official website and follow the application instructions provided.

The Swiggy HDFC Bank Credit Card offers 10% cashback on Swiggy transactions, 5% on select online categories, and 1% on other purchases.

Yes, after the Swiggy HDFC Bank Credit Card has been activated, cardholders receive a complimentary three-month Swiggy One membership as a Welcome Benefit.

The Swiggy HDFC Credit Card comes with the Cashback Redemption feature, which ensures that your cashback earned is directly credited to your card statement in the following month.

The annual fee for the Swiggy HDFC Credit Card is ₹500 (waived from the second year upon spending ₹2,00,000 in the previous year).

Yes, the Swiggy HDFC Bank Credit Card offers a complimentary 3-month Swiggy One membership upon activation, which provides benefits like free deliveries and exclusive discounts across Swiggy services.

Yes, the Swiggy HDFC Bank Credit Card can be used for online payments, including transactions on Swiggy and other online platforms.

To cancel or block your Swiggy HDFC Bank Credit Card, immediately contact HDFC Bank's 24-hour customer care helpline to report the loss or request cancellation.

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