Tracking your credit card application status is essential to stay updated on approval progress. Most banks in India offer online and offline methods to check the status of your credit card application. You can track it using the bank’s website, mobile app, customer care number, or by visiting the branch.
Typically, you’ll need details like your application number/reference number, mobile number, DOB or PAN card. Whether you’ve applied for an HDFC, SBI, ICICI, Axis, or any other bank’s credit card, checking the status helps you plan better. Stay informed and ensure a smooth credit card approval process with timely status updates.
| Check your credit card application status easily through online banking, mobile apps, customer care, or branch visits. Use your application number, mobile number, or PAN to track progress for banks like HDFC, SBI, ICICI, and more. |
Ways to Check Credit Card Application Status
Banks support the applicants by providing numerous options to choose from, as per the user’s comfort.
These include online and offline methods such as:
| Mode | Method to Check Credit Card Status |
|---|---|
| Online | Net Banking |
| Mobile App | |
| Email Enquiry | |
| Application tracker (Reference number) | |
| Application tracker (PAN card) | |
| Application tracker (Mobile number) | |
| Offline | Customer service |
| Missed call service | |
| SMS | |
| Branch Visit |
Track Credit Card Application Status Online
Banks offer net banking services as a comprehensive summary of all your banking activities. Here are the following ways on how to check your credit card application status:
Check Credit Card Application Status on Bank’s Website
You can check your credit card application status on the bank’s website in multiple ways.
Most banks provide a dedicated webpage for tracking your application status, while some banks allow you to know your card status using the net banking feature as well.
Credit Card Application Status Using Net Banking
- Visit the official website of your respective bank.
- Enter your dashboard using your user ID and password.
- Click on the ‘Cards’ section.
- Choose your credit card section and choose ‘Track Application Status’.
Credit Card Application Status Using Application Tracker
- Enter the official credit card tracker for your bank.
- Enter your application ID/ reference number/ request number in the provided space.
- Verify with OTP and your application status will be displayed.
Track Credit Card Application Status via Mobile App
You can use the official mobile application to check the status of your credit card application remotely. You can check the status using the mobile application by:
- Open the mobile application.
- Log in using your MPIN or biometrics.
- Check on the ‘Cards’ section.
- On your card section, you can find the ‘Track your card’ option.
Check Credit Card Application Status Offline
Banks also offer various offline methods to track your credit card application. These include options like tracking using SMS, customer care support, and branch visits.
Check Credit Card Application Status by SMS
Customers can use the SMS enquiry feature offered by most banks to fetch the status of their credit card. It can be done by sending a text message with the right keyword from your registered mobile number to your bank’s number.
Every bank has a unique format and keyword for sending the text message. Following is a list of the most popular banks in India:
| Bank Name | SMS Number | Keyword Format |
|---|---|---|
| State Bank of India (SBI) | 567676 | CCST |
| HDFC Bank | 5676712 | CREDIT |
| ICICI Bank | 5676766 | ICICI |
| Axis Bank | 5676782 | AXISCC |
| Bank of Baroda | 8422009988 | CCST |
| Canara Bank | 5607060 | CAN |
| Union Bank of India | 9223333123 | CC |
| Bank of India | 9810558510 | BOICC |
| Central Bank of India | 9967533333 | CBCC |
| Indian Bank | 9444394777 | IB |
| Punjab National Bank | 5607040 | PNBSPACE |
Credit Card Application Status by Calling Customer Support
Customers can also check the credit card application status using the customer support function of each bank. This also eliminated any confusion that is commonly encountered during the SMS feature.
Below is the list of all the major banks and their respective customer care numbers.
| Bank | Customer Care Number(s) |
|---|---|
| SBI | 1860 180 1290 or 39020202 (prefix local STD code) |
| Axis Bank | 1860 419 5555 or 1860 500 5555 |
| HDFC Bank | 1800 266 4332 |
| IDFC First Bank | 1860 500 1111 |
| ICICI Bank | 1860 120 7777 |
| Kotak Mahindra Bank | 1860 266 2666 |
| IndusInd Bank | 1860 500 5004 or 022 4406 6666 |
| RBL Bank | 022 6232 7777 or 1800 121 9050 |
| Standard Chartered Bank | 6601 4444 or 3940 4444 (prefix local STD code) |
| HSBC Bank | 1860 267 7777 |
Check Credit Card Application on Visiting Branch
Customers can check their credit card application status directly from the nearest branch itself. This is one of the most conventional and effective methods.
You can locate the nearest branch on the official website or in third-party apps like Google Maps.
Be careful to carry certain details with you on your visit to the branch for checking credit card application status:
- Application number
- PAN card
- Registered mobile number
- DOB mentioned ID proof
- Passbook (in some cases)
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Documents to Check Credit Card Status Online
There are a few documents that are necessary to check your credit card application status online.
These are
- Application Reference Number
- Application Form Number
- PAN Card Number
- Mobile Number and email address
- Identity proof with DOB
Application form number and application reference number differ slightly in various aspects.
Track Credit Card Application Status of Top Banks
Different banks offering different credit cards, have their respective application tracking systems and status updates to help users be informed. Let’s go through the bank-wise updates from below:
SBI Credit Card Application Status
The State Bank of India offers a lot of ways to check your SBI credit application status. These include methods like:
| Methods | Details |
|---|---|
| Application tracker | Application reference number |
| Form Number | |
| Date of Birth | |
| Customer care | 1800-1234 1800-2100 1800-11-2211 1800-425-3800 |
| Branch Visit | You can use the branch locator from the website or Google Maps to find the nearest branch. |
Axis Bank Credit Card Application Status
The Axis Bank credit card application status tracking methods provided by the Bank include:
| Methods | Details |
|---|---|
| Application tracker | Application reference number |
| Form Number | |
| Date of Birth | |
| SMS feature | Format: ‘DISBURSAL Send to: 5676782 |
| Customer care | 1800-103-5577 1800-209-5577 1800-233-5577 |
| Branch Visit | You can use the branch locator from the website or Google Maps to find the nearest branch. |
HDFC Credit Card Application Status
The HDFC credit card application tracking can be done using methods provided by the bank, like:
| Methods | Details |
|---|---|
| Application tracker | Application reference number |
| Form Number | |
| Date of Birth | |
| SMS feature | Format: CCSTAT your application number Number: 5676712 |
| Customer care | 1800-266-4332 |
| Branch Visit | Visit the nearest HDFC branch with the application reference number |
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IDFC Credit Card Application Status
IDFC Bank offers the following options for its customers to track their IDFC credit card application status:
| Methods | Details |
|---|---|
| Application tracker | Application reference number |
| Form Number | |
| Date of Birth | |
| Customer care | 1860 500 1111 |
| Branch Visit | Visit the nearest IDFC branch with the application reference number |
ICICI Bank Credit Card Application Status
ICICI Bank offers the following options for its customers to track their ICICI credit card application status:
| Methods | Details |
|---|---|
| Application tracker | Application reference number |
| Form Number | |
| Date of Birth | |
| Customer care | 1860 120 7777 |
| Branch Visit | Visit nearest ICICI branch with application reference number |
Kotak Mahindra Bank Credit Card Application Status
Kotak Bank offers the following options for its customers to track their Kotak credit card application status:
| Methods | Details |
|---|---|
| Application tracker | Application reference number |
| Form Number | |
| Date of Birth | |
| SMS feature | CCAPP your 13-digit application number Number: 5676788 or 9971056767 |
| Customer care | 1860 266 2666 |
| Branch Visit | Visit the nearest Kotak branch with the application reference number |
IndusInd Bank Credit Card Application Status
IndusInd Bank offers the following options for its customers to track their IndusInd bank credit card application status:
| Methods | Details |
|---|---|
| Application tracker | Application reference number |
| Form Number | |
| Date of Birth | |
| Customer care | 1860 267 7777 |
| Branch Visit | Visit the nearest IndusInd branch with the application reference number |
RBL Credit Card Application Status
RBL offers the following options for its customers to track their application status:
| Methods | Details |
|---|---|
| Application tracker | Application reference number |
| Form Number | |
| Date of Birth | |
| SMS feature | Format: RBLAPP Number: 9223366333 |
| Customer care | 022-62327777 |
| Branch Visit | Visit the nearest RBL branch with the application reference number |
Standard Chartered Bank Credit Card Application Status
The Standard Chartered Bank credit card application status can be done by following options:
| Methods | Details |
|---|---|
| Application tracker | Application reference number |
| Form Number | |
| Date of Birth | |
| Customer care | 6601 444 3940 4444 |
| Branch Visit | Visit the nearest branch with the application reference number. |
HSBC Credit Card Application Status
HSBC Bank offers the following options for its customers to track their HSBC credto card application status:
| Methods | Details |
|---|---|
| Application tracker | Application reference number |
| Form Number | |
| Date of Birth | |
| Customer care | 1800 267 3456 1800 121 2208 |
| Branch Visit | Visit nearest HSBC branch with application reference number |
Credit Card Application Status Updates & Meaning
Once you have successfully opened your credit card application tracker, you will be able to see your application status as one of the following options below.
| Application Status | What It Means |
|---|---|
| In Progress | Your application is being reviewed, including steps like document verification. |
| Approved | Your credit card has been approved and will be dispatched soon. |
| Dispatched | Your credit card has been shipped, and tracking details will be shared via SMS or email. |
| On Hold | Your application process is paused and additional documents or verification are required. Contact customer support for details. |
| Rejected | Your application has not been approved. You can contact Kotak Bank for clarification. |
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