The Bajaj EMI Cards is made to convert your purchases into affordable EMIs, giving you the freedom to buy and pay at your convenience. Specifically crafted to ease purchases, the Bajaj Finserv Insta EMI Card provides a digital solution for easy financing. With approval in just 40 seconds, the Insta EMI Card enables you to shop seamlessly across leading online platforms and retail outlets in more than 4,000 cities.
This card aims to make both small and large purchases and convert them into manageable EMIs through Bajaj Finance’s Insta Credit. This webpage includes information about everything you need to know about the Bajaj Insta EMI Card, including details on processing fees, required documentation, exclusive offers, and flexible repayment options.
Bajaj Insta EMI Cards provide you with a card loan limit of up to ₹3,00,000 under Zero down payment.
Bajaj Insta EMI Cards Processing fee
The Bajaj Insta EMI Card offers a pre-approved loan limit of up to ₹3 lakh, enabling you to make easy purchases and repay in affordable installments. This table concisely outlines the fees associated with the Bajaj Insta EMI Card, including any additional charges that may apply
| Type of Fee | Applicable Charges |
|---|---|
| EMI Network Card Fee | ₹7530 (inclusive of taxes) |
Note:Additional charges will be applied only after usage
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Documents Required for Bajaj Insta EMI Card
To complete your Bajaj Insta EMI Card application, you’ll need to provide the following documents to help verify your identity and set up your account. These documents make it easy to apply and start enjoying the benefits of the Bajaj Insta EMI Card:
- PAN Card: Used to confirm identity and streamline the approval process for your Insta EMI Card application.
- Aadhaar Card Number: Required for KYC verification, ensuring quick and secure approval.
- Bank Account Number and IFSC Code : Needed to register your e-mandate, which simplifies your payments and manages any Bajaj Insta EMI Card charges directly.
Key Features of Bajaj Insta EMI Card
The Bajaj Finserv Insta EMI Card is designed to make your shopping experience easier by providing instant credit through a 100% digital process, with approval in as little as 30 seconds. Whether you’re looking to split your purchases into manageable monthly installments or benefit from exclusive schemes, the Bajaj Insta EMI Card offers flexibility and convenience. Here are some of the top features and benefits.
- 100% Digital Process: Applying for the Bajaj Finserv Insta EMI Card is seamless and quick, taking less than 10 minutes to complete, with instant approval within 30 seconds.
- Zero Down Payment: Enjoy zero down payment on a wide range of products available through over 1.5 lakh partner stores.
- Lower-EMI Special Schemes: Choose special EMI schemes that offer extended repayment terms to lower your monthly installments.
- Everything on EMIs: From daily groceries to fitness equipment and home appliances, convert your everyday purchases into manageable Easy EMIs.
- Accepted at 1.5 lakh+ Stores Nationwide: Use the Bajaj Finserv Insta EMI Card across 4,000+ cities in India at partner stores for all your purchases, from groceries to electronics
Benefits of Using Bajaj Insta EMI Card
Trusted by over 4crore+ customers, the Bajaj Insta EMI Card helps to initiate purchases easier and more manageable. With a quick, 100% digital application process and approval in just 30 seconds, the Insta EMI Card is your fast track to flexible financing across a wide range of products and services. Here’s why it’s worth getting:
- Instant Digital Access: Enjoy a 100% online application process, giving you immediate access to the Insta EMI Card for seamless transactions.
- Quick Approval: Get approval within 30 seconds, making it incredibly convenient for on-the-spot purchases.
- Accepted for 1 Million+ Products: Use the Bajaj Insta EMI Card to buy everything from electronics to groceries, furniture, and more.
- Wide Reach: Shop on Easy EMIs at over 4,000 locations and 1.5 lakh+ stores across the country.
Exclusive Offer: Extra Benefits with Your Bajaj Insta EMI Card
- Free SonyLIV Subscription: Enjoy a 6-month SonyLIV mobile-only subscription, valued at ₹419, at no extra cost. (Terms & Conditions apply)
- Cashback up to ₹1,000: Receive an assured cashback of ₹1,000 on your first in-store transaction when you sign up for a Bajaj Prime membership. (Terms & Conditions apply)
Note: Please note that terms and conditions apply to these offers, so check the details to make the most of your benefits.
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Eligibility Criteria for Bajaj Insta EMI Card
To apply for the Bajaj Finserv Insta EMI Card, you must meet certain eligibility requirements. If you satisfy these basic criteria, simply provide the necessary documents to complete your application. Here are the details for Bajaj Insta EMI Card eligibility:
| Eligibility Criteria | Requirements |
|---|---|
| Nationality | Indian |
| Age | 21 to 65 years |
| Income | Regular source of income required |
| Credit Score | Must meet Bajaj Finance risk policy standards |
Steps to Apply for Bajaj Insta EMI Card
To quickly apply for your Bajaj Insta EMI Card, follow this step-by-step guide and get started in minutes:
Step1: Enter your 10-digit mobile number and click on “GET IT NOW” at the top of the page.
Step2: Enter the OTP received on your mobile and submit to verify.
Step3: Enter your full name and select “Yes, Auto-Fetch Details” to retrieve your information.
Step4: Review your pre-filled personal details, select your gender and employment type, and then click “PROCEED.”
Step5: View your pre-approved offer and confirm.
Step6: Click on “Proceed” to verify your KYC details.
Step7: After successful KYC, pay a one-time joining fee of ₹530.
Step8: Click “Activate Now” and enter your bank account number and IFSC code to complete the e-mandate registration.
Step9: Upon successful registration, your card is ready to use.
Note: The online application steps may vary slightly based on whether you are a new customer or already have an existing relationship with Bajaj Finserv.
Repayment Options and Tenure
The Bajaj Insta EMI Card offers flexible repayment options and tenure to suit different financial needs, allowing you to spread the cost of your purchases into manageable monthly installments. Here’s how you can manage repayments with ease:
- Flexible Tenure Options: Choose a repayment period ranging from 1 to 60 months, allowing you to pick a plan that best aligns with your budget.
- Automatic Payments via e-Mandate: Set up an e-mandate to automate your monthly payments directly from your bank account, ensuring timely repayments without hassle.
- No Prepayment Charges: Bajaj Finserv allows you to prepay your outstanding balance without any additional fees, offering the flexibility to settle payments earlier if desired.
With these repayment options, the Bajaj Insta EMI Card provides the convenience and flexibility to manage purchases on your own terms.
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