HDFC Credit Card Payment

Managing your HDFC Credit Card Payment is simple and convenient with a wide range of online and offline payment options. HDFC Bank allows customers to pay their credit card bills using NetBanking, Mobile Banking, UPI, PayZapp, BillDesk, NEFT, IMPS, RTGS, AutoPay, and offline methods such as cash, cheque, or ATM fund transfer.

Timely HDFC credit card bill payment ensures a good credit score, avoids late fees, and helps you continue enjoying the benefits of your HDFC Credit Card. This page provides step-by-step instructions on how to make HDFC credit card payments online.

Table of Contents:

• ⇾ Methods to Pay HDFC Credit Card Bill
• ⇾ HDFC Credit Card Payment Online
• ⇾ Pay HDFC Credit Card Bill Online with NetBanking
• ⇾ Pay HDFC Credit Card Bill Online with Mobile Banking App
• ⇾ Pay HDFC Credit Card Bill Online on PayZapp
• ⇾ Set up Auto Pay for HDFC Credit Card Bill Payment
• ⇾ Pay HDFC Credit Card Bill with NEFT / RTGS or IMPS
• ⇾ HDFC Credit Card Payment via Billdesk
• ⇾ Pay HDFC Credit Card Bill Online with UPI
• ⇾ HDFC Credit Card Bill Pay Offline
• ⇾ Pay HDFC Credit Card Bill Through ATM
• ⇾ HDFC Credit Card Cash Payment
• ⇾ HDFC Bank Credit Card Payment by Cheque/Demand Draft
• ⇾ HDFC Credit Card Payment Reflect Time
• ⇾ Points to Keep in Mind While Making HDFC Credit Card Payment
• ⇾ Frequently Asked Questions

Methods to Pay HDFC Credit Card Bill

HDFC Bank offers multiple payment methods for HDFC credit card bill payments to suit different customer preferences. Below is a summary of these methods both online and offline:

HDFC Credit Card Payment Online

You can pay your HDFC credit card bill online with any of the following methods.

1. Pay HDFC Credit Card Bill Online with NetBanking

Net Banking HDFC Credit Card payments are fast and secure, allowing HDFC account holders to pay their credit card bills with ease.

1. Visit HDFC NetBanking and log in.
2. Click on "Cards", then select "Credit Card Payment".
3. Choose your HDFC credit card and select the account to be debited.
4. Enter the amount and confirm payment.
5. Your HDFC credit card bill payment will be processed, and a confirmation will be generated.

2. Pay HDFC Credit Card Bill Online with Mobile Banking App

With the HDFC Mobile Banking App, you can pay your HDFC credit card bill online anytime, anywhere.

1. Log in to the HDFC Mobile Banking App.
2. Go to the "Pay" section and select "Cards".
3. Choose your HDFC credit card.
4. Select the amount to pay (Minimum, Total, or Custom).
5. Click Confirm to complete the transaction.

3. Pay HDFC Credit Card Bill Online on PayZapp

HDFC Card Pay via PayZapp allows users to make HDFC credit card payments online in a few simple steps.

1. Log in to PayZapp (Download from Play Store/App Store if not installed).
2. Go to "Bills & Recharge" and select "Credit Card".
3. Enter your 16-digit HDFC Credit Card number.
4. Enter the payment amount and select a payment mode.
5. Confirm the payment and apply any cashback coupons (if available).

4. Set up Auto Pay for HDFC Credit Card Bill Payment

With AutoPay, your HDFC credit card bill is automatically deducted from your account every month.

1. Visit an HDFC Bank Branch and fill out the AutoPay registration form.
2. Set a maximum auto-debit limit to ensure timely payments.

5. Pay HDFC Credit Card Bill with NEFT / RTGS or IMPS

If you do not have an HDFC Bank account, you can pay HDFC credit card payment online via NEFT/RTGS/IMPS from another bank.

1. Add your HDFC Credit Card as a beneficiary in your NetBanking.
• Account Name: HDFC Bank Credit Card
• Account Number: Your 16-digit credit card number
• IFSC Code: HDFC0000128
• Branch Name: Mumbai
2. Transfer funds via NEFT/RTGS/IMPS.

6. HDFC Credit Card Payment via Billdesk

BillDesk provides a secure third-party payment platform for HDFC credit card bill payments.

1. Visit HDFC BillDesk.
2. Enter your HDFC Credit Card number and the payment amount.
3. Select NetBanking and log in to complete the transaction.
4. You will receive a confirmation reference number.

Pay HDFC Credit Card Bill Online with UPI

If you are using Google Pay, PhonePe, Paytm, CRED, MobiKwik, or any other UPI app, follow these general steps to pay your HDFC Credit Card bill smoothly:

• Step 1: Open your UPI app (Google Pay, PhonePe, Paytm, CRED, etc.).
• Step 2: Go to ‘Credit Card Bill Payment’ or ‘Recharge & Bill Payments’.
• Step 3: Select HDFC Bank and enter your 16-digit credit card number.
• Step 4: Enter the amount you want to pay.
• Step 5: Choose UPI as the payment method and select your linked bank account.
• Step 6: Confirm details and enter your UPI PIN to complete the payment.
• Step 7: Receive a confirmation message; payment reflects within 24-48 hours.

HDFC Credit Card Bill Pay Offline

You can pay your HDFC credit card bill offline with any of the following methods:

1. Pay HDFC Credit Card Bill Through ATM

HDFC Bank customers can pay their credit card bill at an HDFC ATM using their HDFC Debit Card.

1. Insert your HDFC Debit Card into an HDFC ATM.
2. Select "More Options" → "Make Credit Card Payment".
3. Choose the account to debit and enter the amount.
4. Enter your 16-digit HDFC Credit Card number and confirm the transaction.

2. HDFC Credit Card Cash Payment

You can pay HDFC credit card payment in cash at an HDFC Bank branch.

1. Visit an HDFC Bank branch.
2. Provide your credit card details and pay in cash.
3. Collect the payment receipt as confirmation.

3. HDFC Bank Credit Card Payment by Cheque/Demand Draft

Cheque or Demand Draft (DD) payments can be dropped at HDFC Bank ATMs or branches.

1. Write a cheque/DD payable to "HDFC Bank Credit Card A/c XXXX XXXX XXXX XXXX".
2. Mention your 16-digit HDFC Credit Card number on the cheque.
3. Drop it at an HDFC ATM or branch.

HDFC Credit Card Payment Reflect Time

The processing time for HDFC credit card bill payments varies based on the payment method.

Points to Keep in Mind While Making HDFC Credit Card Payment

Making timely and accurate payments on your HDFC Credit Card is essential to maintaining a good credit score and avoiding unnecessary charges. Here are some important points to remember when making your HDFC credit card bill payment.

1. Pay Before the Due Date to Avoid Late Fees and Interest:

To prevent late payment charges and high interest rates, always ensure that your HDFC credit card bill is paid on or before the due date. Timely payments help maintain a good credit score and financial health.

2. Use NetBanking, Mobile Banking, or PayZapp for Faster Processing:

For instant and hassle-free transactions, use NetBanking, Mobile Banking, or PayZapp to pay your HDFC credit card payment online. These methods offer real-time processing and immediate confirmation.

3. Plan for Cheque or Demand Draft (DD) Payments in Advance:

If you choose to pay via cheque or demand draft, keep in mind that these transactions take longer to process. Drop your cheque or DD at an HDFC ATM or branch well in advance to ensure timely clearance.

4. Set Up AutoPay to Avoid Missed Payments:

AutoPay is a convenient feature that automatically deducts your credit card bill from your linked account every month. This ensures timely payments, avoiding late fees and penalties.

5. Regularly Check Your HDFC Credit Card Statement:

Frequently reviewing your HDFC credit card statement helps you track expenses, identify fraudulent transactions, and manage your spending better. You can view your statement via HDFC NetBanking or Mobile Banking.