The HDFC Infinia Credit Card is a premium travel and lifestyle card designed for individuals seeking exclusive benefits. Cardholders earn 5 reward points for every ₹150 spent on most purchases, enabling quick accumulation of points for luxurious travel and lifestyle rewards. Offering a high credit limit and an interest-free period of up to 50 days, it provides excellent flexibility for high spenders.
With perks like complimentary night stays, Marriott Club memberships, golf privileges, and low foreign currency markups, this card elevates your lifestyle. The annual fee ranges from ₹10,000 to ₹12,500 + GST, reflecting its premium features.
With HDFC Infinia Credit Card you can enjoy unlimited complimentary access to over 1,000 airport lounges, both in India and internationally, with Priority Pass.
Table of Contents:
Let us look at the features that come with the HDFC Infinia Credit card which is designed to step up your lifestyle :
Feature | Description |
---|---|
Reward Points | You can earn 5 Reward Points for every ₹150 spent on most purchases. Up to 10x Reward Points on travel and shopping spending via SmartBuy. |
Bonus Rewards | You can receive up to 12,500 reward points as a welcome bonus. |
Welcome Benefits | Complimentary one-year Club Marriott membership. |
Fuel Surcharge Waiver | 1% waiver on fuel transactions worth ₹400 to ₹1 Lakh, with a maximum waiver of ₹1,000 per month. |
Contactless Payments | Supported for fast and secure transactions. |
Lounge Access | Unlimited domestic and international lounge access for primary and add-on cardholders. Access is provided through Priority Pass Membership and MasterCard Lounge Access Program. |
Interest-Free Credit | Up to 50 days. |
Foreign Transaction Fee | 2% + GST on all foreign transactions. |
Lost Card Liability | Limited liability for unauthorized transactions if reported promptly. |
EMI Conversion | Available for eligible purchases. |
Card Replacement Fee | Applicable for replacement requests. |
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Let us look at some of the eligibility criteria for the HDFC Infinis Bank Credit Card :
Let us look at the benefits of the HDFC Infinia credit card that will help you understand the advantages of having it :
Don't know your credit score? You can find out for free!
Let us understand the charges associated with the HDFC Infinia credit card which is essential for managing your finances effectively:
HDFC Infinia Credit Card Primary fee
Type of Charge | Amount |
---|---|
Joining Fee | ₹12,500 |
Renewal Fee | ₹5,000 |
Minimum Repayment Amount | 5% of the total amount or a maximum of ₹200 |
Cash Withdrawal Fee | 2.5% of the withdrawn amount (minimum ₹500) |
Cash Advance Limit | 40% of the credit limit |
Rewards Redemption Fee | ₹99 |
Add-On Cards Charges | NIL |
Foreign Currency Markup Fee | 2% of the transaction amount |
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HDFC Infinia Credit Card Late Payment Charges
Statement Balance (₹) | Late Payment Fee (₹) |
---|---|
Up to ₹100 | NIL |
₹101 to ₹500 | ₹100 |
₹501 to ₹1,000 | ₹500 |
₹1,001 to ₹5,000 | ₹600 |
₹5,001 to ₹10,000 | ₹750 |
₹10,001 to ₹25,000 | ₹900 |
₹25,001 to ₹50,000 | ₹1,100 |
More than ₹50,000 | ₹1,300 |
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HDFC Infinia Credit Card Additional fees
Charge Type | Amount |
---|---|
Over Limit Charges | 2.5% of the over-the-limit amount (minimum ₹550) |
Cash Processing Fee | ₹100 per transaction |
Payment Return Charges | 2% of the payment amount (minimum ₹450) |
Card Re-Issuance Charges | ₹100 per instance |
Duplicate Statement | ₹10 per statement |
You can apply for the HDFC Bank Infinia Credit Card using online or offline methods. Apply online for an Infinia card on the official portal or apply for the card offline by visiting the bank or get in touch with a bank representative.
The steps are mostly clear, but there are a few grammatical and stylistic errors. Here's a corrected version:
Step 1:You can apply through the HDFC Bank website.
Step 2:Scroll down to the footer, where you will find the Resources section. Click on it.
Step 3: On the next page, click on Learning Centre.
Step 4:Look for the PAY option and click on it.
Step 5:Search for HDFC Bank Infinia Credit Card.
Step 6:Once the page opens, click on ‘Apply for Credit Card’.
Step 7:Fill out the form and submit it.
After submission, you will get a tracking ID, which you can use to check the status of your application.
Step 1:Visit the nearest HDFC Bank branch and fill out the application form.
Step 2:Alternatively, you can call the bank’s customer care to start the application process.
You can redeem your reward points through offline or online methods. Here's how:
Rewards Helpdesk
HDFC Bank Cards Division
P.O. Box No. 8654
Thiruvanmiyur, P.O.
Chennai - 600041
One Click Away from the Best No Annual Fee Credit Cards
Enjoy unlimited airport lounge access, premium travel and lifestyle privileges, a high reward rate, golf course access, and concierge services.
Apply through HDFC NetBanking, the HDFC website, or contact customer service for assistance.
The annual fee is ₹12,500 + GST, with a potential waiver based on annual spending.
Eligibility depends on income and credit score; check via HDFC’s online eligibility tool or contact a bank representative.
Earn 5 reward points per ₹150 spent and 2x points on dining and travel bookings.
Redeem points via the HDFC rewards portal for travel, shopping, vouchers, or statement credit.
Yes, unlimited access to domestic and international airport lounges is included.
The card offers a customizable credit limit, often starting from ₹10 lakh, depending on your financial profile.
Contact HDFC customer care or visit the nearest branch to cancel your application.
Required documents include identity proof, address proof, income proof (salary slips/ITR), and a photograph.
Yes, foreign currency transactions attract a markup fee of 2%.
Call the 24x7 customer care helpline or email through the HDFC Bank customer portal.
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