SBI SimplyCLICK Credit Card


The SBI SimplyCLICK Credit Card is designed for online shoppers, offering enhanced rewards for e-commerce transactions. With a low annual fee and attractive rewards on partner websites like Amazon, BookMyShow, and Swiggy, it helps users maximize their spending value. This card is ideal for frequent online shoppers who want to benefit from accelerated rewards while enjoying milestone benefits and exclusive e-vouchers.


The SBI SimplyCLICK Credit Card is ideal for online shoppers. It offers 10X reward points on partner sites like Amazon and BookMyShow and 5X points on other online transactions. The card also provides benefits like a ₹500 Amazon e-gift voucher, milestone rewards, and a 1% fuel surcharge waiver.

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Table of Contents:

Key Highlights of SBI SimplyCLICK Credit Card

The SimplyCLICK SBI Card stands out with its rewarding features, especially for e-commerce enthusiasts, delivering a range of benefits from accelerated rewards to milestone bonuses.

Feature Details
Annual Fee ₹499 (Reversed on annual spend of ₹1,00,000)
Welcome Gift ₹500 Amazon e-Gift Voucher on payment of annual fee
Reward Points 10X rewards on partner websites, 5X on other online spends
Fuel Surcharge Waiver 1% waiver for transactions between ₹500 and ₹3,000
Milestone Benefits E-vouchers worth ₹2,000 on annual spends of ₹1,00,000 and ₹2,00,000

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SBI SimplyCLICK Credit Card Fees & Charges

The SimplyCLICK SBI Card offers competitive fees and charges designed for value-conscious users. Here is a table for the fees and charges of the SimplyCLICK SBI Card:

Fee Type Amount
Annual Fee ₹499 (One-time fee)
Renewal Fee ₹499 per year (waived if annual spend is ₹1,00,000 or more)
Add-on Card Fee Nil
Finance Charges As per SBI card terms (usually around 3.50% per month)
Cash Payment Fee ₹250+Taxes

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SBI SimplyCLICK Late Payment Charges

Late payment charges apply if the minimum amount due is not paid by the payment due date. Here is a table for the late payment charges based on the outstanding amount:

Outstanding Amount (₹) Late Payment Charge (₹)
0 – 500 Nil
500 – 1,000 400
1,000 – 10,000 750
10,000 – 25,000 950
25,000 – 50,000 1,100

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SBI SimplyCLICK Credit Card Balance Transfer

The balance transfer feature allows you to transfer the outstanding amount from other bank credit cards to your SBI Credit Card, offering attractive interest rates over different tenures.

Tenure Rate of Interest
60 days 0%
180 days 1.7% per month (20.40% p.a.)

Note:

  • For all subsequent purchases (retail or cash), a finance charge applies:
    • 3.5% per month (42% p.a.) for unsecured cards
    • 2.75% per month (33% p.a.) for secured cards and Shaurya cards
  • Finance charges apply from the date of purchase for all cardholders with an active balance transfer (BT).
  • The interest-free period of up to 50 days does not apply to new purchases if there is an active BT.
  • A one-time processing fee is charged in addition to the rate of interest (ROI).

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Eligibility Criteria to Apply for SimplyCLICK SBI Card

Meeting specific eligibility criteria is crucial to applying for the SimplyCLICK SBI Card, which ensures a smooth application process. The basic requirements include:

  • Age: Minimum 21 years, Maximum 70 years
  • Occupation: Self-employed or Salaried

Documents Required to Apply for SimplyCLICK SBI Card

To apply for the card, you’ll need to provide specific documents for identification, address proof, and income verification.

  • Proof of Identity: Aadhar card, PAN card, Passport
  • Proof of Address: Utility bills, Voter ID, Passport
  • Proof of Income: Salary slip, Form 16, ITR
  • Passport size photograph

SBI SimplyCLICK Credit Card Limit

The credit limit on your SBI SimplyCLICK Credit Card is assigned based on factors like your income, credit score, and repayment history.

Check Your Credit Limit:

  • Log in to SBI Card Net Banking or the SBI Card Mobile App.
  • Go to "Credit Limit" under account details.

Increase Credit Limit:

  • Request via SBI Card portal, customer care, or SMS "INCREASE" to 5676791.
  • Ensure a good credit score and consistent repayments to qualify.

SBI SimplyCLICK Credit Card Bill Payment

Paying your SBI SimplyCLICK Credit Card bill is quick and hassle-free. You can choose from multiple online and offline methods:

  • Through SBI Net Banking: Log in, select ‘Bill Payments,’ and pay instantly.
  • UPI Apps (Google Pay, PhonePe, Paytm, etc.): Enter your credit card number and pay via UPI.
  • SBI YONO App: Navigate to ‘Credit Card Payment’ and complete the transaction.
  • NEFT/IMPS: Use your credit card number as the beneficiary account.
  • Auto Debit: Set up standing instructions to pay automatically before the due date.
  • Offline Payment: Visit an SBI branch and pay via cash or cheque.

Benefits of SimplyCLICK SBI Card

The SimplyCLICK SBI Card is designed to maximize the benefits of online shopping with exclusive privileges, making it a perfect choice for digital consumers.

  • Log-in Gift: Receive a ₹500 Amazon gift card upon paying the annual fee of ₹499.
  • e-Shopping Rewards: Earn 10X reward points on partner websites like Apollo 24x7, BookMyShow, Cleartrip, Dominos, Myntra, and more; 5X on other online spends.
  • Milestone Benefits: Get ₹2,000 in e-vouchers from Cleartrip or Yatra for spending ₹1 lakh and ₹2 lakh annually.
  • Fuel Freedom: Enjoy a 1% fuel surcharge waiver on transactions between ₹500 and ₹3,000.
  • Annual Fee Reversal: Spend ₹1 lakh annually to reverse your ₹499 fee.
  • Contactless Payments: Tap to pay for seamless transactions up to ₹5,000.

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Features of SimplyCLICK SBI Card

The SimplyCLICK SBI Card offers a variety of features to enhance the user's digital payment experience, with rewards for online shopping, convenience, and added flexibility.

  • Contactless Advantage: Tap to pay for faster, secure transactions without handing over the card.
  • Worldwide Acceptance: Accepted at over 24 million outlets globally, including 3.25 lakh in India.
  • Add-on Cards: Avail add-on cards for family members over 18 years.
  • Utility Bill Payments: Pay bills easily with the Easy Bill Pay feature.
  • Balance Transfer on EMI: Transfer balances from other cards to pay in easy installments.
  • Flexipay: Convert purchases over ₹2,500 into monthly installments.

Steps to Apply for SimplyCLICK SBI Card Online

Applying online for the SBI SimplyCLICK Credit Card is a straightforward process, and this section explains each step in detail:

  1. Visit the official SBI SimplyCLICK page.
  2. Click on ‘Apply Now’ and fill out the online application form.
  3. Submit necessary documents online.
  4. Await approval and verification.

Check SBI SimplyCLICK Credit Card Application Status

You can track your SBI SimplyCLICK Credit Card application status using both online and offline methods:

Track SBI SimplyCLICK Application Online

  1. Visit the SBI Card Website: Go to SBI Card’s official website.
  2. Navigate to 'Track Application': Find this option under the credit card section.
  3. Enter Your Details: Provide your application/reference number and registered mobile number.
  4. Click 'Track': View your application status instantly.

Track SBI SimplyCLICK Application Offline

  1. Via Customer Care
    • Call SBI Card Helpline at 1860 180 1290.
    • Provide your application/reference number to the representative.
    • Get real-time updates on your application.
  2. Visit an SBI Branch
    • Locate your nearest SBI branch.
    • Carry a valid ID proof and application/reference number.
    • Speak to a bank executive to check your card status.

SBI Credit Card Customer Care Details

SBI Card offers multiple ways to get assistance for your credit card queries and services.

  • Contact Address: SBI Cards and Payment Services Limited, Wazirpur, New Delhi
  • Helpline: Dial 39 02 02 02 or 1860 180 1290 (prefix local STD code)
  • Simply SMS: Send an SMS to 5676791 from your registered mobile number.

You can check more on SBI Credit Card Customer Care Number from the linked page.

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Frequently Asked Questions

You can apply by visiting the official SBI Card website, clicking "Apply Now," and filling out the required information.

The annual fee is ₹499, which is reversed if you spend ₹1,00,000 or more annually.

You earn 10X points on partner websites and 5X points on other online purchases.

Online partners include Amazon, BookMyShow, and Cleartrip.

Redeem points through the SBI Card website for vouchers, gifts, or statement credit.

You can block the card by calling SBI customer care or through your online account.

Yes, a 1% fuel surcharge waiver is available for transactions between ₹500 and ₹3,000.

You can check your statement by logging into the SBI Card website or mobile app.

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