The HDFC Diners Club Black Credit Card is a premium card for those who want top-notch travel and lifestyle benefits. Cardholders enjoy a generous reward rate of 3.33% on all purchases, with opportunities to earn up to 33% back on select transactions through HDFC’s SmartBuy platform. Additional perks include complimentary annual memberships to services like Club Marriott, Amazon Prime, and MMT BLACK, enhancing your lifestyle experiences. With a low foreign exchange markup fee of just 2%, this card is a great choice for frequent travelers and those seeking luxury benefits.
The HDFC Diners Club Credit Card offers unlimited access to over 1,000 airport lounges worldwide for both primary and add-on members, and the opportunity to earn 5 Reward Points for every ₹150 spent on retail purchases and up to 10X Reward Points through SmartBuy.
Different Types of HDFC Diners Club Credit Card
Let us look at the different types of HDFC Diners Club credit cards:
| Types Of HDFC Diners Credit Card | Annual Fee |
|---|---|
| Diners Club Black Metal Edition | ₹10,000 + GST |
| Diners Club Privilege | ₹1,000 + GST |
| Diners Club Miles | ₹1,000 + GST |
| Diners Club Rewardz | ₹1,000 + GST |
| Diners Club Premium | ₹2,500 + GST |
| Diners Club | ₹10,000 + GST |
HDFC Diners Club Black Credit Card Features
Let us look at the HDFC Diners Club Black Credit Card’s features, rewards, and offers available:
| Feature | Details |
|---|---|
| Reward Points | 5 Reward Points for every ₹150 spent on retail purchases. Up to 10X Reward Points via SmartBuy. |
| Bonus Rewards | Complimentary Ola Cabs, cult.fit Live, BookMyShow, or TataCliQ vouchers (worth ₹500) every month on spends of ₹80,000. |
| Welcome Benefits | Complimentary annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months), and MMT BLACK on spending ₹1.5 lakhs in the first 90 days or after the first-year fee payment. |
| Fuel Surcharge Waiver | 1% waiver on transactions above ₹400 (maximum cashback of ₹1,000 per statement cycle). |
| Contactless Payments | Enabled for secure and fast transactions up to ₹5,000 without a PIN. For higher amounts, a PIN is required. |
| Lounge Access | Unlimited access to 1,000+ lounges worldwide for primary and add-on cardholders. |
| Interest-Free Credit | Up to 50 days of interest-free credit. |
| Foreign Transaction Fee | 2% markup fee on all foreign currency transactions. |
| Lost Card Liability | Coverage of up to ₹9 lakh for unauthorized transactions on lost or stolen cards. |
| EMI Conversion | Convert big purchases into EMI with flexible repayment options. |
| Card Replacement Fee | Refer to the official website for details. |
Check the best offers & apply for a credit card!
Eligibility Criteria For HDFC Diners Club Black Credit Card
To qualify for the HDFC Diners Club Black Credit Card, consider the following requirements :
Employment Status: Applicant must be either salaried or self-employed.
Age:
- Salaried Applicants: 21 to 60 years.
- Self-Employed Applicants: 21 to 65 years.
Income Requirements:
- Salaried Applicants: Net monthly income should be more than ₹1.75 lakh.
- Self-Employed Applicants: Minimum Income Tax Returns (ITR) of ₹21 lakh per annum.
Not sure of your credit score? Check it out for free now!
HDFC Diners Club Black Credit Card Benefits
Learn about the essential benefits you receive when you choose the HDFC Diners Club Black Credit Card:
Travel Benefits
- Book flights and hotels with 150+ airlines and hotels (domestic and international).
- Redeem reward points for flight and hotel bookings (domestic and international).
- Get unlimited complimentary access to 1,000+ airport lounges worldwide for primary and add-on cardholders.
Insurance Benefits
- Air Accidental Death Coverage: ₹2 crore.
- Credit Liability Cover: Up to ₹9 lakh.
- Emergency Overseas Hospitalization: ₹50 lakh.
- Travel Insurance: Baggage delay coverage up to ₹55,000.
Fuel Benefits
- 1% fuel surcharge waiver on transactions over ₹400 (maximum ₹1,000 cashback per statement cycle).
Reward Points
- Earn 5 Reward Points for every ₹150 spent on retail purchases.
- Get up to 10X Reward Points via SmartBuy.
Bonus Rewards
- Complimentary vouchers worth ₹500 every month (Ola Cabs, cult.fit Live, BookMyShow, or TataCliQ) on monthly spends of ₹80,000.
Annual Benefits
- Spend ₹8 lakhs within 12 months of card issuance to get complimentary memberships for:
- Club Marriott
- Amazon Prime
- MMT Black
Milestone Benefits
- Spend ₹80,000 in a month to choose any 2 vouchers worth ₹500 each from:
- TataCLiQ
- BookMyShow
- Ola Select Membership
Welcome Benefits
- Complimentary memberships to:
- Club Marriott
- Amazon Prime
- MMT Black
- Swiggy One (3 months)
- Times Prime
- Available after spending ₹1.5 lakhs in the first 90 days or paying the first-year fee.
Lifestyle Benefits
- 6 complimentary golf games per quarter at golf courses worldwide.
Other Features
- Interest-Free Credit: Up to 50 days.
- Contactless Payments: Enabled for secure and fast transactions up to ₹5,000 without a PIN.
- Foreign Transaction Fee: 2% markup fee on international spending.
- Lost Card Liability: Coverage of up to ₹9 lakh for unauthorized transactions.
- EMI Conversion: Flexible repayment options for big purchases.
Check credit card offers for your credit score! Check Now!
HDFC Diners Club Credit Card Black Fees
Here is a clear outline of the fees for the HDFC Diners Club Black Credit Card:
Basic Fee
| Type of Fees | Amount |
|---|---|
| Joining Fee | Rs.10,000 |
| Renewal Fee | Rs.10,000 |
| Add-on Cards Charges | Lifetime Free |
Transaction-Related Fee
| Type of Fee | Amount |
|---|---|
| Minimum Repayment Amount | 5% or a maximum of Rs.200 |
| Cash Withdrawal Fee | 2.5% of the withdrawn amount (Minimum Rs.500) |
| Foreign Currency Mark-Up Fee | 1.99% |
| Cash Processing Fee | Rs.100 per transaction |
Penalty and over-limit fee
| Type of Fees | Amount |
|---|---|
| Late Payment Charges | |
| Less than or equal to Rs.100 | Nil |
| Rs.101 to Rs.500 | Rs.100 |
| Rs.501 to Rs.1,000 | Rs.500 |
| Rs.1,001 to Rs.5,000 | Rs.600 |
| Rs.5,001 to Rs.10,000 | Rs.750 |
| Rs.10,001 to Rs.25,000 | Rs.900 |
| Rs.25,001 to Rs.50,000 | Rs.1,100 |
| More than Rs.50,000 | Rs.1,300 |
| Over Limit Charges | 2.5% of the over-limit amount (Minimum Rs.550) |
Miscellaneous Fee
| Type of Fees | Amount |
|---|---|
| Rewards Redemption Fee | Rs.99 |
| Payment Return Charges | 2% of the payment amount (Minimum Rs.450) |
| Card Re-issuance Charges | Rs.100 per instance |
Are you looking for a personal loan?
Get Personal Loan Online Up to ₹15 Lakhs By entering your number, you're agreeing to Terms & Conditions & Privacy Policy.
Steps to Apply For HDFC Diners Club Black Credit Card
Here are the essential steps you need to take to apply for the HDFC Diners Club Black Credit Card:
Step 1:Visit the HDFC Bank website.
Step 2:Go to the Pay section on the homepage.
Step 3:Select the Cards option in the drop-down menu.
Step 4:Click on the Credit Cards section.
Step 5:Choose the Luxury category.
Step 6:Look for the HDFC Diners Club Black Credit Card and click to view details or apply.
Not sure of your credit score? Check it out for free now!
Similar Credit Cards Offered by Top Banks
Check out these similar credit cards offered by top banks that cater to premium users.
| Credit Card Name | Annual Fee |
|---|---|
| Axis Bank Select Credit Card | Rs. 3,000 |
| SBI Card Elite | Rs. 4,999 |
| IndusInd Bank Legend Credit Card | Rs. 9,999 |
Ready to take the next step? Apply for a Personal loan now!
Get Personal Loan Online Up to ₹15 Lakhs By entering your number, you're agreeing to Terms & Conditions & Privacy Policy.