HDFC Bank offers a premium range of Diners Club Credit Cards designed for customers who seek exclusive travel, dining, lifestyle, entertainment, and reward benefits. The HDFC Diners Club portfolio includes four major variants: Diners Club Black Metal, Diners Club Privilege, Diners Club Miles, and Diners Club Rewardz. Each card is tailored to suit different spending patterns and customer preferences, ranging from luxury travel and golf privileges to everyday rewards and dining offers. These cards provide benefits such as airport lounge access, SmartBuy rewards, Air Miles conversion, concierge services, entertainment offers, milestone benefits, and travel insurance coverage.
Overview of HDFC Diners Club Credit Card Variants
HDFC Bank offers multiple Diners Club Credit Card variants catering to different lifestyles and travel needs. The following table provides a quick comparison of all four cards.
| Card Variant | Best Suited For | Key Highlights | Current Status |
| HDFC Diners Club Black Metal Credit Card | Luxury travel and premium lifestyle | Unlimited lounge access, golf benefits, 10X rewards | Available |
| HDFC Diners Club Privilege Credit Card | Dining, entertainment, and travel | BookMyShow offers, Swiggy/Zomato rewards, lounge access | Available |
| HDFC Diners Club Miles Credit Card | Travel and Air Miles rewards | 1:1 Air Miles conversion, travel rewards | New issuance stopped |
| HDFC Diners Club Rewardz Credit Card | Everyday rewards and lifestyle benefits | Reward Points, SmartBuy benefits, and domestic lounge access | New issuance stopped |
The Diners Club series combines premium banking services with lifestyle privileges for different categories of customers.
HDFC Diners Club Credit Card Variants
HDFC Bank offers four major Diners Club Credit Card variants designed for different spending preferences and lifestyle needs. From premium travel privileges and golf benefits to dining rewards and everyday spending advantages, each Diners Club card comes with its own unique set of features. Below is a detailed overview of all HDFC Diners Club Credit Card variants along with their key highlights, fees, and ideal user categories.
HDFC Diners Club Black Metal Credit Card
The HDFC Diners Club Black Metal Credit Card is the most premium card in the Diners Club portfolio. It is specially crafted for high-income customers who frequently travel internationally and seek luxury lifestyle privileges, unlimited airport lounge access, premium rewards, and golf benefits.
Key Features of HDFC Diners Club Black Metal Credit Card
| Feature | Details |
| Card Type | Super Premium Metal Credit Card |
| Reward Benefits | Up to 10X Reward Points on SmartBuy spends |
| Lounge Access | Unlimited domestic and international airport lounge access |
| Golf Benefits | 6 complimentary golf games every quarter |
| Milestone Benefits | 10,000 bonus Reward Points on eligible quarterly spends |
| Welcome Benefits | Club Marriott, Amazon Prime, and Swiggy One memberships |
| Forex Markup | 2% |
| Insurance Coverage | Air accident and overseas medical insurance |
| Concierge Service | 24×7 concierge support |
| Best Suited For | Luxury travelers and high spenders |
| Annual Fee | ₹10,000 + applicable taxes |
| Annual Fee Waiver | On annual spending of ₹8 lakh or more |
Also Read: HDFC Bank Diners Club Black Credit Card
HDFC Diners Club Privilege Credit Card
The HDFC Diners Club Privilege Credit Card is a lifestyle-focused credit card suitable for users who frequently spend on dining, movies, travel, entertainment, and online food delivery platforms. The card offers accelerated rewards, milestone vouchers, and lounge access benefits.
Key Features of HDFC Diners Club Privilege Credit Card
| Feature | Details |
| Card Type | Lifestyle and Travel Credit Card |
| Reward Benefits | 4 Reward Points for every ₹200 spent |
| Dining Benefits | 5X Reward Points on Swiggy and Zomato |
| Entertainment Benefits | Buy 1 Get 1 Free on BookMyShow tickets |
| Lounge Access | Complimentary airport lounge access every quarter |
| SmartBuy Benefits | Up to 10X Reward Points |
| Milestone Benefits | ₹1,500 worth of vouchers on milestone spends |
| Welcome Benefits | Swiggy One and Times Prime memberships |
| Best Suited For | Food lovers, movie enthusiasts, and travelers |
| Annual Fee | ₹1,000 + applicable taxes |
| Annual Fee Waiver | On annual spending of ₹3 lakh or more |
Also Read: HDFC Moneyback Credit Card | Marriott Bonvoy Credit Card
HDFC Diners Club Miles Credit Card
The HDFC Diners Club Miles Credit Card is a travel-oriented credit card designed for customers who prefer travel redemptions and Air Miles conversion. While HDFC Bank has stopped issuing new cards under this variant, existing users can continue availing the card’s travel and reward benefits.
Key Features of HDFC Diners Club Miles Credit Card
| Feature | Details |
| Card Type | Travel and Lifestyle Credit Card |
| Reward Benefits | 4 Reward Points for every ₹200 spent |
| Air Miles Benefit | 1:1 Air Miles conversion |
| Lounge Access | Complimentary airport lounge visits |
| Travel Benefits | Flight and hotel redemption options |
| Dining Benefits | Dining discounts and partner offers |
| Insurance Coverage | Air accident insurance and emergency medical cover |
| Best Suited For | Frequent travelers and Air Miles users |
| Annual Fee | ₹1,000 + applicable taxes |
| Annual Fee Waiver | On annual spending of ₹1 lakh or more |
| Current Status | New issuance/applications stopped |
Important Note: HDFC Bank has discontinued new applications for the HDFC Diners Club Miles Credit Card. Existing cardholders can continue using the card and enjoying its associated benefits.
HDFC Diners Club Rewardz Credit Card
The HDFC Diners Club Rewardz Credit Card is a rewards-focused lifestyle credit card that provides benefits on everyday spending, SmartBuy redemptions, travel bookings, and domestic airport lounge access. The card is suitable for customers looking for flexible reward redemption and lifestyle benefits.
Key Features of HDFC Diners Club Rewardz Credit Card
| Feature | Details |
| Card Type | Lifestyle and Rewards Credit Card |
| Reward Benefits | 3 Reward Points for every ₹200 spent |
| Travel Benefits | SmartBuy flight and hotel redemption |
| Lounge Access | Domestic airport lounge access |
| Concierge Services | Available |
| Reward Redemption | Flexible redemption options |
| Best Suited For | Everyday spenders and lifestyle users |
| Annual Fee | ₹1,000 + applicable taxes |
| Annual Fee Waiver | On annual spending of ₹1 lakh or more |
| Current Status | New issuance/applications stopped |
Important Note: HDFC Bank has discontinued new applications for the HDFC Diners Club Rewardz Credit Card. Existing cardholders can continue using the card and enjoying its available benefits.
Eligibility Criteria for HDFC Diners Club Credit Cards
Eligibility criteria for HDFC Diners Club Credit Cards vary depending on the card variant and applicant profile.
Basic Eligibility Requirements
- Applicant must be an Indian resident.
- Both salaried and self-employed individuals can apply.
- Applicant must meet the age criteria specified by HDFC Bank.
- A stable income source is required.
- A strong credit score improves approval chances.
- Existing relationship with HDFC Bank may support eligibility.
Income Requirements by Variant
| Card Variant | Income Requirement |
| Diners Club Black Metal | ₹2.5 lakh monthly salary or ₹30 lakh annual ITR |
| Diners Club Privilege | ₹35,000 monthly salary or ₹6 lakh annual ITR |
| Diners Club Miles | As per HDFC Bank policy |
| Diners Club Rewardz | As per HDFC Bank policy |
Final approval depends on HDFC Bank’s internal credit assessment and verification process.
Also Read: HDFC Rupay Credit Card | HDFC Pixel Play Credit Card
Documents Required for HDFC Diners Club Credit Cards
Applicants are generally required to submit the following documents while applying for an HDFC Diners Club Credit Card.
Identity Proof
- PAN Card
- Aadhaar Card
- Passport
- Voter ID
- Driving Licence
Address Proof
- Aadhaar Card
- Utility bills
- Rental agreement
- Passport
- Bank statement
Income Proof For Salaried Individuals
- Latest salary slips
- Form 16
- Bank statements
Income Proof For Self-Employed Individuals
- Income Tax Returns (ITR)
- Business proof
- Audited financial statements
Additional Documents
- Passport-size photographs
- Existing credit card statement, if applicable
- Additional documents requested by HDFC Bank
Video KYC may also be required during the application process.
Fees and Charges of HDFC Diners Club Credit Cards
The fee structure varies depending on the selected Diners Club Credit Card variant.
| Card Variant | Joining/Renewal Fee | Annual Fee Waiver | Forex Markup |
| Diners Club Black Metal | ₹10,000 + taxes | Spend ₹8 lakh annually | 2% |
| Diners Club Privilege | ₹1,000 + taxes | Spend ₹3 lakh annually | 3.5% |
| Diners Club Miles | ₹1,000 + taxes | Spend ₹1 lakh annually | As per policy |
| Diners Club Rewardz | ₹1,000 + taxes | Spend ₹1 lakh annually | 3% |
Other charges, such as late payment fees, cash advance charges, and EMI processing fees, are applicable as per HDFC Bank’s schedule of charges.
Features and Benefits of HDFC Diners Club Credit Cards
HDFC Diners Club Credit Cards provide multiple travel, dining, rewards, and lifestyle benefits.
Reward Points
- Earn Reward Points on every eligible spend.
- Accelerated rewards through SmartBuy and partner platforms.
SmartBuy Benefits
- Up to 10X Reward Points on selected spends.
- Travel booking and shopping benefits through SmartBuy.
Airport Lounge Access
- Domestic and international airport lounge privileges.
- Unlimited access available on premium variants.
Dining Benefits
- Discounts at partner restaurants.
- Accelerated rewards on food delivery platforms.
Entertainment Offers
- BookMyShow Buy 1 Get 1 offers.
- Exclusive lifestyle and merchant discounts.
Golf Benefits
- Complimentary golf games available on Black Metal variant.
Milestone Benefits
- Bonus Reward Points and vouchers on reaching spend milestones.
Air Miles Conversion
- Available on selected Diners Club variants.
Insurance Benefits
- Air accident insurance
- Emergency overseas medical cover
Concierge Services
- 24×7 concierge support for travel and lifestyle assistance.
Comparison of HDFC Diners Club Credit Cards
The table below compares the major features of all HDFC Diners Club Credit Card variants.
| Feature | Black Metal | Privilege | Miles | Rewardz |
| Reward Rate | Up to 10X via SmartBuy | 4 RP/₹200 | 4 RP/₹200 | 3 RP/₹200 |
| Lounge Access | Unlimited global | Quarterly access | 6/year | Domestic access |
| Best For | Luxury travel | Dining & entertainment | Travel rewards | Everyday rewards |
| Milestone Benefit | 10,000 RP quarterly | ₹1,500 vouchers | Limited | Limited |
| Golf Benefits | Yes | No | No | No |
| Air Miles Conversion | Yes | Limited | 1:1 | Available |
| Annual Fee | ₹10,000 | ₹1,000 | ₹1,000 | ₹1,000 |
| Current Status | Available | Available | Discontinued for new users | Discontinued for new users |
Also Read: HDFC Bank Personal Loan
How to Apply for HDFC Diners Club Credit Cards
Eligible customers can apply for HDFC Diners Club Credit Cards through HDFC Bank’s online and offline application channels. The application process is simple and requires basic personal, income, and KYC details for verification.
Steps to Apply for HDFC Diners Club Credit Cards Online
- Visit the official HDFC Bank credit card website.
- Navigate to the “Credit Cards” section.
- Browse the available HDFC Diners Club Credit Card variants.
- Select the preferred Diners Club credit card.
- Enter your mobile number and date of birth or PAN details.
- Verify your identity using the OTP sent to your registered mobile number.
- Fill in personal, employment, and income details.
- Upload the required KYC and income documents if requested.
- Complete Video KYC, if applicable.
- Review the application details and submit the form.
After successful verification and approval, the credit card will be dispatched to the registered communication address.
Important Note: HDFC Bank has stopped new issuance for:
Applicants are advised to check eligibility and available card variants on the official HDFC Bank website before applying. |
Track HDFC Diners Club Credit Card Application Status
Applicants can track their HDFC credit card application online through the official application tracking service.
Steps to Track Application Status
- Visit HDFC Bank’s credit card tracking page.
- Enter registered mobile number or application reference number.
- Complete OTP verification.
- Submit the details.
- View the latest application status.
Which HDFC Diners Club Credit Card Should You Choose?
Choosing the right HDFC Diners Club Credit Card depends on your lifestyle, spending habits, and travel requirements.
- Choose Diners Club Black Metal if you want luxury travel benefits, unlimited lounge access, golf privileges, and premium rewards.
- Choose Diners Club Privilege if you frequently spend on dining, movies, food delivery, and travel.
- Existing users of Diners Club Miles can continue enjoying Air Miles conversion and travel rewards.
- Existing users of Diners Club Rewardz can continue using the card for everyday rewards and SmartBuy benefits.
Comparing features, annual fees, and reward structures can help you select the most suitable card.
HDFC Diners Club Credit Card Customer Care
HDFC Bank provides dedicated customer support for Diners Club cardholders.
| Service | Contact Details |
| General Phone Banking | 1800 1600 / 1800 2600 |
| Overseas Support | +91 22 61606160 |
| Diners Black Dedicated Line | +91 22 61717606 |
| SmartBuy Concierge | 1860 425 1188 |
| Digital Support | NetBanking, Mobile Banking, MyCards |
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