HDFC Diners Club Credit Card

The HDFC Diners Club Black Credit Card is a premium card for those who want top-notch travel and lifestyle benefits. Cardholders enjoy a generous reward rate of 3.33% on all purchases, with opportunities to earn up to 33% back on select transactions through HDFC's SmartBuy platform. Additional perks include complimentary annual memberships to services like Club Marriott, Amazon Prime, and MMT BLACK, enhancing your lifestyle experiences. With a low foreign exchange markup fee of just 2%, this card is a great choice for frequent travelers and those seeking luxury benefits.

Table of Contents:

• ⇾ Different Types Of HDFC Diners Club Credit Card
• ⇾ HDFC Diners Club Black Credit Card Features
• ⇾ Eligibility Criteria For HDFC Diners Club Black Credit Card
• ⇾ HDFC Diners Club Black Credit Card Benefits
• ⇾ HDFC Diners Club Credit Card Black Fees
• ⇾ Steps to Apply For HDFC Diners Club Black Credit Card
• ⇾ Similar Credit Cards Offered by Top Banks
• ⇾ Frequently Asked Questions

Different Types of HDFC Diners Club Credit Card

Let us look at the different types of HDFC Diners Club credit cards:

HDFC Diners Club Black Credit Card Features

Let us look at the HDFC Diners Club Black Credit Card’s features, rewards, and offers available:

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Eligibility Criteria For HDFC Diners Club Black Credit Card

To qualify for the HDFC Diners Club Black Credit Card, consider the following requirements :

Employment Status: Applicant must be either salaried or self-employed.

Age:

• Salaried Applicants: 21 to 60 years.
• Self-Employed Applicants: 21 to 65 years.

Income Requirements:

• Salaried Applicants: Net monthly income should be more than ₹1.75 lakh.
• Self-Employed Applicants: Minimum Income Tax Returns (ITR) of ₹21 lakh per annum.

HDFC Diners Club Black Credit Card Benefits

Learn about the essential benefits you receive when you choose the HDFC Diners Club Black Credit Card:

Travel Benefits

• Book flights and hotels with 150+ airlines and hotels (domestic and international).
• Redeem reward points for flight and hotel bookings (domestic and international).
• Get unlimited complimentary access to 1,000+ airport lounges worldwide for primary and add-on cardholders.

Insurance Benefits

• Air Accidental Death Coverage: ₹2 crore.
• Credit Liability Cover: Up to ₹9 lakh.
• Emergency Overseas Hospitalization: ₹50 lakh.
• Travel Insurance: Baggage delay coverage up to ₹55,000.

Fuel Benefits

• 1% fuel surcharge waiver on transactions over ₹400 (maximum ₹1,000 cashback per statement cycle).

Reward Points

• Earn 5 Reward Points for every ₹150 spent on retail purchases.
• Get up to 10X Reward Points via SmartBuy.

Bonus Rewards

• Complimentary vouchers worth ₹500 every month (Ola Cabs, cult.fit Live, BookMyShow, or TataCliQ) on monthly spends of ₹80,000.

Annual Benefits

• Spend ₹8 lakhs within 12 months of card issuance to get complimentary memberships for:
• Club Marriott
• Amazon Prime
• MMT Black

Milestone Benefits

• Spend ₹80,000 in a month to choose any 2 vouchers worth ₹500 each from:
• TataCLiQ
• BookMyShow
• Ola Select Membership

Welcome Benefits

• Complimentary memberships to:
• Club Marriott
• Amazon Prime
• MMT Black
• Swiggy One (3 months)
• Times Prime
• Available after spending ₹1.5 lakhs in the first 90 days or paying the first-year fee.

Lifestyle Benefits

• 6 complimentary golf games per quarter at golf courses worldwide.

Other Features

• Interest-Free Credit: Up to 50 days.
• Contactless Payments: Enabled for secure and fast transactions up to ₹5,000 without a PIN.
• Foreign Transaction Fee: 2% markup fee on international spending.
• Lost Card Liability: Coverage of up to ₹9 lakh for unauthorized transactions.
• EMI Conversion: Flexible repayment options for big purchases.

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HDFC Diners Club Credit Card Black Fees

Here is a clear outline of the fees for the HDFC Diners Club Black Credit Card:

Basic Fee

Transaction-Related Fee

Penalty and over-limit fee

Miscellaneous Fee

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Steps to Apply For HDFC Diners Club Black Credit Card

Here are the essential steps you need to take to apply for the HDFC Diners Club Black Credit Card:

Step 1:Visit the HDFC Bank website.

Step 2:Go to the Pay section on the homepage.

Step 3:Select the Cards option in the drop-down menu.

Step 4:Click on the Credit Cards section.

Step 5:Choose the Luxury category.

Step 6:Look for the HDFC Diners Club Black Credit Card and click to view details or apply.

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Check out these similar credit cards offered by top banks that cater to premium users.

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