HDFC Credit Card Net Banking


HDFC Credit Card NetBanking is a secure online service that lets you effortlessly manage your credit cards and transactions anytime, from the comfort of your home or office.

HDFC Credit Card Net Banking offers a simple and secure way to manage your credit card online. Check your balance, view transactions, pay bills, and redeem rewards anytime, anywhere. With features like auto-pay setup, credit limit management, and instant updates, HDFC Credit Card Net Banking makes credit card management quick and convenient.

Learn how to register, log in, and make the most of HDFC Credit Card Net Banking to stay in control of your finances effortlessly.


A recent HDFC Bank Net & Mobile Banking Down Technical Issues has Affected HDFC Bank Services:

Here are the alternative Banking Methods, you can opt for:

  • Phone Banking: If available, consider using HDFC Bank's phone banking service to access your account information and make certain transactions (check balance, transfer funds within HDFC Bank accounts, etc.).
  • ATM: Use your HDFC Bank debit card at an ATM to withdraw cash, check your balance, or transfer funds within your HDFC Bank accounts (depending on ATM functionality).

HDFC Bank Credit Card Net Banking Services

HDFC Bank Credit Card NetBanking provides a wide range of services that make managing your credit card account easier, more efficient, and more secure. From banking services to fund transfers, you can handle everything online or through mobile access.

  • ATM and Banking Services: Withdraw cash, check your balance, and pay bills directly through HDFC ATMs or NetBanking.
  • Money Transfer Services: Transfer funds using NEFT, RTGS, or IMPS from your credit card account.
  • Phone Banking and SMS Alerts: Manage your account and receive real-time updates via phone or SMS.
  • MyCards: View and manage all your HDFC credit and debit cards, track rewards, and block cards easily.

Know more on HDFC Net Banking from the linked page.

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Register Online for Credit Card Net Banking

Registering for HDFC Credit Card NetBanking allows you to manage your credit card with ease. You can track transactions, pay bills, redeem rewards, and access various services securely from anywhere. The registration process is quick and can be done online through the HDFC Bank website or by visiting the nearest ATM or branch.

HDFC Credit Card Registration on Bank Portal

Registering your HDFC Credit Card for NetBanking through the HDFC Bank website allows you to manage your credit card, track transactions, and make payments online. Follow these steps for registration and enjoy the convenience of HDFC NetBanking.

Step 1:Visit HDFC Bank Online Banking. Scroll down to find the Credit Card NetBanking section, then click on Register Online.

Step 2:You will be redirected to a new page. Fill in the required details, accept the terms and conditions, and click on Submit.

Step 3:Confirm your registered mobile number, where the One Time Password (OTP) will be sent, then click on Continue.

Step 4:Enter the OTP received on your registered mobile number.

Step 5:Input your credit card details in the provided fields.

Step 6:Set your IPIN (Internet Banking Password) for secure access.

Step 7:Log into your NetBanking account using your Customer ID/User ID and the newly set IPIN.

HDFC Credit Card NetBanking Registration via PhoneBanking

Registration through PhoneBanking allows HDFC Bank customers to activate NetBanking services by simply calling the PhoneBanking helpline. Here are the easy steps for how customers can register NetBanking IPIN via phone banking.

Step 1:Call the PhoneBanking number specific to your city and provide your Customer ID and Telephone Identification Number (TIN) or Debit Card and PIN.

Step 2:The PhoneBanking agent will process your NetBanking registration request.

Step 3:Your NetBanking IPIN will be sent to you via courier.

The HDFC phone banking number is 1800 1600 / 1800 2600

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HDFC Credit Card Net Banking Offline Registration

Register for HDFC Credit Card Net Banking offline by visiting the bank or by visiting the nearest HDFC bank ATM. Let’s go through the steps to register for HDFC Credit Card Net Banking through these means:

HDFC Credit Card NetBanking Registration via ATM

ATM-based registration for NetBanking lets HDFC Bank customers activate their NetBanking by visiting any HDFC ATM. Here are the quick and easy steps for secure registration of your net banking via ATM.

Step 1:Visit the nearest HDFC Bank ATM

Step 2:Enter your Debit Card number and ATM PIN.

Step 3:Select the Other Option from the main menu.

Step 4:Choose NetBanking Registration and confirm your request.

Step 5:Your NetBanking PIN will be couriered to your registered address.

HDFC Credit Card NetBanking Registration by Branch Visit

Branch registration for NetBanking involves visiting any HDFC Bank branch to complete the registration. Here is how the customer can use the registration net banking through offline mode.

Step 1:Download and fill out the NetBanking registration form (available for individuals or corporates).

Step 2:Submit the completed form at your nearest HDFC Bank branch.

Step 3:Your IPIN will be sent to your registered mailing address via courier.

Benefits of Using HDFC Credit Card for Netbanking

Using HDFC Credit Card for NetBanking, you enjoy the flexibility, safety, and comprehensive services tailored to meet your banking needs, ensuring an easy online banking experience.

  • Money Transfer: Easily transfer money to your maid, driver, or friends and family through NEFT, RTGS, or IMPS. You can also make payments for society maintenance and other regular transactions seamlessly.
  • Pay Bills: HDFC NetBanking allows you to pay bills such as electricity, mobile, gas, water, and DTH. You can also recharge your prepaid mobile number instantly, ensuring you never miss a payment deadline.
  • Shop Online: Shop across categories like fashion, food, travel, and entertainment by using NetBanking as a secure payment option. Whether it's online shopping or booking a trip, HDFC NetBanking makes it easy.
  • Upgrade Your Lifestyle: NetBanking provides access to tailored loan options and credit/debit card upgrades that suit your financial needs, allowing you to enhance your lifestyle with ease.
  • Invest: Grow your wealth by purchasing financial products like Fixed Deposits (FDs), Mutual Funds, shares, and insurance directly through NetBanking. It's a one-stop solution for all your investment needs.
  • Account Management: Keep a close track of your expenses, manage your account, and control your finances efficiently. With HDFC NetBanking, you can monitor your transactions in real-time and manage your banking activities effortlessly.

Features of HDFC Credit Card Net Banking

  1. Easy Online Merchant Payment
  2. HDFC Credit Card NetBanking is a simplified process that allows customers to make payments to online merchants quickly and securely.

  3. Extensive Presence
  4. With HDFC NetBanking, you can do much more than just shop online. The facility allows you to book travel tickets, pay utility bills (telephone, mobile, insurance premiums), taxes, investments, government payments, and more.

  5. Safe Transactions
  6. HDFC Bank ensures the highest level of security through 128-bit SSL encryption, which safeguards your online transactions. Your NetBanking details, such as Customer ID and password, are kept confidential and are never shared with the merchant, ensuring a secure shopping experience.

  7. Highly Secure with Secure Access
  8. HDFC Bank’s Secure Access adds an extra layer of security to your online transactions. This three-step protection procedure ensures that all funds transfers and payments are safe, offering you peace of mind when using NetBanking for purchases and bill payments.

Steps to Complete HDFC Online Merchant Payment

Choose Your Item: Select the product or service you want to buy.

Proceed to Checkout: When you're ready to pay, click on "Checkout" or a similar button.

Select HDFC NetBanking: From the payment options, choose "HDFC Bank NetBanking."

Log In: You'll be redirected to the HDFC NetBanking login page. Enter your Customer ID and password.

Authorize Payment: Once logged in, review the transaction details and confirm the payment.

To access this feature, you only need an HDFC Bank savings/current account, NetBanking registration, and Secure Access service.

All New HDFC Net Banking features

  • One View Dashboard
  • Get a comprehensive view of your entire banking relationship through a single, interactive dashboard, making account management easier than ever.

  • 24/7 E-assistance
  • Enjoy round-the-clock support with EVA Chat Support and step-by-step Transaction Guide Videos, ensuring a smooth and hassle-free experience.

  • Simplified Navigation
  • Experience an enhanced user interface with fewer steps, making it quicker and more efficient to complete transactions and manage your accounts.

Steps to Pay Your Credit Card Bill via HDFC Netbanking

Here are the detailed steps to pay your HDFC credit card bill via NetBanking:

  1. Log in to your HDFC NetBanking website and enter your Customer ID and IPIN (password) to log in to your account. Make sure you are accessing the official HDFC website to ensure security.
  2. Once logged in, locate the Cards tab from the main menu or dashboard. This section manages all card-related services including credit card payments, transaction history, and other features.
  3. Under the "Cards" section, choose the Credit Cards option. This will display all the credit cards linked to your NetBanking account.
  4. If you have multiple credit cards, select the specific card for which you want to make the payment. Ensure you pick the correct card to avoid paying the wrong bill.
  5. After selecting the correct card, click on the Make Payment option. This will take you to the payment screen where you can proceed with the payment process.
  6. In this step, input the amount you wish to pay. You can either pay the full outstanding balance, the minimum due amount, or a custom amount of your choice.
  7. Review all the entered information, such as the amount and the credit card number, to ensure everything is correct. Then, click on Confirm to proceed with the payment.

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Steps to Apply for an HDFC Credit Card on Net Banking

By registering your credit card, you can conveniently manage your card transactions and payments anytime through NetBanking.
Follow these steps to complete the registration process:

Step 1:Log into your HDFC Bank NetBanking account.

Step 2:Find the Cards section.

Step 3:In the left menu under Credit Cards, click on Request.

Step 4:Select Register New Card.

Step 5:Enter your credit card details and submit the form.

Step 6:Please note, that credit card bill payments made through NetBanking take 1 day to process.

Increase HDFC Credit Card Limit Using Net Banking

With zero extra charges, HDFC makes increasing your credit limit completely free, with no hidden terms and conditions offering you greater flexibility, helping to build your credit history, and ensuring you're prepared for emergencies.

You can increase your HDFC Credit Card limit effortlessly using the following methods:

  1. NetBanking:
  2. Log in to your HDFC NetBanking account, go to the Credit Cards section, and request a Credit Limit Enhancement. Enter the required details, submit the form, and the bank will process your request.

  3. Phone Banking:
  4. Call HDFC Phone Banking services and request a credit limit increase. A representative will guide you through the process and help you complete the request.

Note: Limit enhancement facility is only available for the Primary Cards

Block HDFC Credit Card with Net Banking

Here's how to stop unauthorized transactions and ensure your financial security if your HDFC credit card is lost or stolen:

  1. Log in to your HDFC NetBanking account: Go to the HDFC NetBanking website: https://netbanking.hdfcbank.com/netbanking/ and enter your Customer ID and Password to log in.
  2. Navigate to the "Cards" section: Once logged in, look for the "Cards" section or a similar tab on the homepage. This might be located on the main menu or dashboard.
  3. Select "Credit Cards": Within the "Cards" section, choose the option for "Credit Cards" to show your registered credit cards.
  4. Choose the specific card to block: A list of your credit cards linked to your NetBanking account will appear. Identify the specific card you want to block by its last four digits or card name. Click on that card.
  5. Block the card: Look for an option labeled "Block Card," "Hotlist Card," or something similar. Click on this option to initiate the blocking process.

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Steps to Change HDFC Credit Card ATM PIN via Net Banking

Generating or resetting your HDFC Credit Card ATM PIN through NetBanking is quick and secure. Follow these steps to create a new ATM PIN for your HDFC Credit Card:

Step 1:Log into HDFC Bank NetBanking using your Customer ID and IPIN (password).

Step 2:Go to the Credit Cards tab.

Step 3:Select the option Credit Card ATM PIN, choose your credit card from the drop-down menu and click on Continue.

Step 4:Confirm the transaction, and upon successful completion, a message will be displayed.

Step 5:Your new Credit Card ATM PIN will be delivered to your registered mailing address with the bank.

Steps to Change HDFC Credit Card Net Banking Password

If you are already registered for NetBanking, you can easily re-issue or reset your credit card PIN online. Follow these simple steps to generate a new PIN instantly:

Step 1:Log into HDFC NetBanking using your User ID and IPIN (password).

Step 2:After logging in, click on the Cards tab located at the top of the screen.

Step 3:In the left-hand menu, under the Request section, choose the option for Instant PIN Generation.

Step 4:Select your credit card number from the drop-down menu and enter your new 4-digit PIN.

Step 5:Re-enter the PIN for confirmation and click on Continue to complete the process.

HDFC NetBanking Customer Care

Here are the various ways you can contact HDFC Bank Customer Care for assistance with your NetBanking services:

  • Call: Reach HDFC Bank's toll-free numbers at 1800 1600 or 1800 2600 for help.
  • Email: You can send an email to HDFC Bank’s customer service for any queries.
  • Chat: Chat with HDFC Bank on WhatsApp at 70-700-222-22 or through the HDFC Bank mobile app.
  • Online: Access HDFC Bank's online customer care services for quick support.

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Frequently Asked Questions

To link your HDFC credit card to NetBanking, log in to your NetBanking account, navigate to the "Cards" section, and select "Register New Card." Enter your credit card details, and your card will be linked to your NetBanking profile for easy access and management.

Log in to HDFC NetBanking, go to the "Cards" section, and select "Register New Card" under the Credit Cards tab. Enter your credit card number and other required details, then submit the form. Your card will be successfully registered for NetBanking services.

Yes, you can easily pay your HDFC credit card bill through NetBanking. Log in to your account, go to the "Cards" section, select your credit card, and click on "Make Payment." Enter the payment amount and confirm to complete the transaction.

To check your HDFC credit card balance, log in to your NetBanking account, go to the "Cards" section, and select your credit card. Here, you can view your available balance, outstanding amount, and other details related to your credit card account.

Yes, you can view your HDFC credit card statement through NetBanking. After logging in, navigate to the "Cards" section, select your card, and click on "View Statement." You can access both billed and unbilled transactions for a detailed overview of your card usage.

If you forget your HDFC NetBanking password, click on the "Forgot IPIN" option on the NetBanking login page. Follow the steps to reset your password by providing your Customer ID and authentication details. A new IPIN will be generated and sent to your registered contact.

No, HDFC Bank does not charge any fees for using its NetBanking services to manage your credit card. You can access your credit card details, pay bills, and check transactions without incurring additional costs.

Yes, you can manage multiple HDFC credit cards using a single NetBanking account. After logging in, you can link all your credit cards to your profile and view transactions, pay bills, and check balances for each card from the same account.

HDFC NetBanking is highly secure, utilizing 128-bit SSL encryption to protect your personal and financial information. Additional layers of security, such as two-factor authentication and OTP verification, ensure that your credit card transactions are safe from unauthorized access.

If your HDFC credit card is not visible in NetBanking, ensure it is registered correctly. You can manually add the card by navigating to the "Cards" section and selecting "Register New Card." If the issue persists, contact HDFC customer support for assistance.

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