mCapital Business Loan

Grow your business with the mCapital Business loan now. Avail an instant small business loan at maximum ease. Disbursal ranges up to ₹15 lakhs within the tenure of 12 - 36 months.

With the most affordable interest rate mCapital provide you business loan with Quick support available for your queries. Get a business loan easily with mCapital's transparent process.

mCapital Business Loan Details

Secure your desired loan amount today with an mCapital Finance loan. They offer utmost flexibility without collateral requirements. Before availing small business loan with mCapital, refer the table below mentioned in the table below:

Interest rate 2% per month
Loan amount Upto ₹15 Lakh
Tenure 12-36 months

mCapital Business Loan Interest Rates & Charges

mCapital offers personal loans for business with affordable interest rates, based on your creditworthiness. The loan amount you desire, and repayment period you apply for. Besides interest rate, mCapital also charges a processing fee, which adds up to the total payable amount.

Let’s go through the interest rates, processing fee details from the table below:

mCapital Business Loan Interest Rate 2% per month ( ~ 24% p.a)
Processing fee 2% of the loan amount

mCapital Business Loan Eligibility Criteria

mCapital’s business loan eligibility criteria suit a wide range of entrepreneurs and businesses. Refer to the table below & keep your eligibility in check to experience the most our flexible and reliable loan availing process:

Age 25 - 60 years
Credit Score The NBFC has not mentioned the cut-off

Depending on the type of loan,the businesses should accept payments using Mcapital POS or QR code.

Documents Required for mCapital Business Loan

Now,simplify your path to an mCapital Business Loan with our straightforward documentation process. Hence, keep the documents mentioned in the table handy before applying for mCapital business loan online:

  • Personal Documments such as PAN card, Aadhar card or Driving License
  • Businesss Proof Documents
  • Bank Details
*Applicable only to Indian residents..

Calculate EMI For mCapital Business Loan

Now calculate your mCapital Business loan with an online EMI calculator. efficiently manage your business expenses, especially your mCapital Business Loan, by calculating your EMI for seamless repayment.

The principle sum, interest rate, and period of payback are the factors affecting your EMI. Utilise the Buddy Loan Personal Loan EMI Calculator to determine your loan's EMI.

Monthly EMI 86
Principal Amount 1,000
Total Interest 32
Total Amount 1,032.00

Year Month Principal (A) Interest (B) EMI (A+B) Balance Loan Paid to Date (%)

Compare mCapital Business Loan Other NBFCs

It could be beneficial to compare against different lenders to make the right choice. Refer to the table below, where you can compare the interest rates among other NBFCs.

mCapital Business loan 2% per month
LendingKart business 12 - 24%
Money Tap Personal loan 1.08% per month
Navi Personal Loan 9.9% - 45% p.a.
Paysense 16.8% - 27.6%

Read More

Read Less

Features & Benefits of mCapital Business Loan

Now more than ever, acquiring a business loan from mCapital is a simple hassle-free experience. It makes way for both affordability with straightforward repayment terms. Let’s go through the features and benefits of mCapital business loan from below:

Get Retailer Loan Online

With easy KYC process

Affordable Interest Rate

Get your loan starting
at 2% p.m

Get Quick Support

Quick response to your
queries within 72 hrs

Simple Repayments

Get daily to monthly
EMI options

Zero Colleteral

Get colleteral free loans
as per eligibility

Instant Loan Processing

Quick loan processing
at reasonable rates

Types of mCapital Business loan

Here is the type of mCapital business loans that will help you get quick funds for your business.

Small Business Loan - mCapital provides you quick funds for newly established businesses to upscale with capital requirements.

Loan against POS receivables - Acquire a POS machine through a business loan with daily repayments and zero-rent option, ensuring seamless and cost-effective payment management.

How Do You Apply for ​​mCapital Business Loan with Buddy Loan?

Steps To Apply For a Business Loan with Buddy Loan

  • Step 1: Visit or Download the Buddy Loan app (Android or iOS).
  • Step 2: Open the business loan application page. Enter your mobile number and OTP.
  • Step 3: Specify the desired loan amount and email. Next, choose the Business Loan option.
  • Step 4: Choose if you have a Business Proof (Yes/ No)
    • If ‘Yes’ (If you have a business proof), enter your business and personal details.
    • If ‘No’ (If you do not have a business proof), choose the profession type and enter your personal details.
  • Step 5: Provide Income Details and Click the 'Submit' button

Apply for a Business Loan now!

mCapital Business Loan Repayment

Repaying your mCapital Business Loan is hassle-free and flexible. mCapital offers convenient repayment options to suit your business's financial requirement. To ensure a smooth and stress-free journey towards success, avail a quick business loan, today. Stay focused on your goals while we take care of your loan repayment needs.

Frequently Asked Questions

mCapital business loan is a type of loan that specifically meets the funding needs of newly established businesses.

The eligibility criteria for a mCapital business loan may vary, but typically includes factors such as your business's creditworthiness, and financial stability.

Now you can apply for mCapital business loan with Buddy Loan. However, you can also visit the official mCapital website as they can also guide you through the application process.

The documents required to apply for a mCapital business loan usually include proof of identity, address, bank statements, and documents for business proof.

You can avail maximum loan amount up to ₹15 lakhs with mCapital.

The repayment tenure for mCapital business loans is 6-36 months.

Display of trademarks, trade names, logos, and other subject matters of Intellectual Property displayed on this website belongs to their respective intellectual property owners & is not owned by Bvalue Services Pvt. Ltd. Display of such Intellectual Property and related product information does not imply Bvalue Services Pvt. Ltd company’s partnership with the owner of the Intellectual Property or proprietor of such products.

Please read the Terms & Conditions carefully as deemed & proceed at your own discretion.