Kisan Credit Card Scheme is designed to offer farmers timely and need-based credit assistance from the banking sector for their agricultural, allied activities, and non-farm ventures.
If you have applied for a Kisan Credit Card, it is essential to track the application status to stay updated on its approval. You can check your Kisan Credit Card status both online and offline using simple methods. This webpage explains the steps to check your application status, the required documents, and key details about the Kisan Credit Card scheme.
PNB and Canara Bank offer PM Kisan KCC loans at a 7% interest rate, though this can vary between lenders and is subject to change. A 2% annual interest subsidy is available for farmers who repay their loans on time.
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To stay informed about your credit card status, it is essential to regularly look after the status of your PM Kisan Credit card application Here are the ways in which you can check the status of the credit card:
Follow these steps to check the status of your PM Kisan Credit Card (KCC) application online:
Step 1: Visit the CSC PM KCC Portal: Go to the official PM KCC portal.
Step 2: Log In: Enter your CSC ID and password to access your account.
Step 3: Select 'View Status': Click on the "View Status" option in the menu.
Step 4: Enter Your Application ID: You will be redirected to a new page where you need to enter your KCC application ID.
Step 5: Check Your Status: After entering the details, your PM KCC application status will be displayed.
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To get a Kisan Credit Card (KCC) under the PM Kisan scheme, you need to apply through an authorized bank. These banks provide the application forms and guide you through the process. Here’s how you can find the right bank and apply for your KCC.
Contact the bank where you have applied for the Kisan Credit card. It could be a public sector, private sector, regional rural bank, or cooperative bank.
Once you contact the bank, you can check the status of your Kisan credit card with the bank officials or if you have called their helpline you can get updates on call.
Applying for a Kisan Credit Card (KCC) can sometimes come with challenges that may delay or complicate the process. Common issues include incomplete or incorrect documentation, such as missing land records or identity proofs, which can lead to application rejection. Farmers may also face difficulties understanding the eligibility criteria or meeting the bank’s credit requirements. Delays in verification processes, technical glitches during online applications, or lack of clarity about interest rates and repayment terms can further hinder approval. Additionally, limited banking access in rural areas may make it challenging for some farmers to complete the application process smoothly.
To check through the KCC application, let;s go through the scheme highlights & required documents to reverify if you have properly submitted your application.
The Kisan Credit Card (KCC) scheme is a crucial financial initiative aimed at providing farmers with easy access to credit for their agricultural needs. Below are the key highlights of the scheme:
Feature | Details |
---|---|
Scheme Name | Kisan Credit Card (KCC) |
Under | PM Kisan Samman Nidhi Yojana |
Loan Amount | Up to ₹3 lakh |
Purpose | To support farmers in meeting agricultural expenses |
Managing Authorities | Reserve Bank of India (RBI) & NABARD |
Launched in | Officially in 2019 (Financial aid began in 1988) |
Key Benefit | Provides quick and easy loan access to small and marginal farmers |
Impact | Helps farmers invest in better practices, boosting agricultural productivity in India |
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To apply for a Kisan Credit Card (KCC) and avail a loan under the PM Kisan scheme, you need to submit the following documents:
Once you submit your Kisan Credit Card (KCC) application, the bank will review your details and verify the information provided.
For any inquiries or assistance regarding the Kisan Credit Card, reaching out to customer service can provide you with the necessary information and support. Here is the table to provide you with the details regarding the same:
Query Type | Contact Person/Department | Contact Details |
---|---|---|
General Queries | Toll-Free Customer Care | 1800-115-526 / 011-24300606 (Call charges may apply) |
Email Support | KCC Customer Care | pmkisan-ict@gov.in |
ICT-Related Queries | Shri Dinesh Chandra, Senior Technical Director, NIC | pmkisan-ict@gov.in |
Fund Transfer Queries | Shri Sanjiv Kumar, Additional Secretary & Financial Advisor | asfa-agri@nic.in |
Scheme-Related Queries | Shri Devesh Chaturvedi, Secretary, Department of Agriculture and Farmers Welfare | Krishi Bhawan, New Delhi-110001 |
Shri Pramod Kumar Meherda, Additional Secretary | Krishi Bhawan, New Delhi-110001 | |
Shri Manoj Kumar Gupta, Adviser (Farmers Welfare Division) | Krishi Bhawan, New Delhi-110001 | |
Shri Bhagirath Choudhary, MOS (Agri & Farmers Welfare) | Krishi Bhawan, New Delhi-110001 |
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To check your Kisan Credit Card application status, visit your bank's official website or contact their customer service directly.
The maximum loan limit under the Kisan Credit Card scheme varies based on the bank's assessment of the farmer's credit needs and repayment capacity.
You can check your KCC account balance through your bank's online banking portal, mobile app, or by visiting the nearest branch.
To check the status of your credit card application, use the application reference number on your bank's website or contact their customer service.
The interest rate for KCC loans up to ₹3 lakh is typically 7% per annum, subject to government subsidies and bank policies.
Non-payment of a KCC loan can lead to penalties, increased interest rates, and a negative impact on your credit score.
Several banks offer KCCs; it's advisable to compare interest rates, services, and terms to determine the best option for your needs.
Eligible applicants include individual farmers, tenant farmers, oral lessees, sharecroppers, and Self-Help Groups (SHGs) or Joint Liability Groups (JLGs) engaged in farming.
Required documents typically include a completed application form, passport-sized photographs, proof of identity, address proof, land ownership records, and details of the cropping pattern.
To update your details, visit your bank branch with the necessary documents supporting the changes and submit a request for updating your KCC information.
The credit limit is determined based on factors such as the scale of finance for the crop, the area under cultivation, post-harvest expenses, and maintenance costs of farm assets.
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