Individuals who frequently spend on their lifestyle and entertainment purposes can benefit the most from the Axis Bank My Zone Credit Card. It covers expenses in categories such as movies, restaurants, airport lounge access, and so on.
With various reward points and discount offers, users of Axis Bank My Zone Credit Card can access premium services without extra cost. If you are planning to take an Axis Bank My Zone Credit Card, keep reading to learn its benefits, features, eligibility, application process, and so on.
The Axis Bank My Zone Credit Card offers benefits in entertainment, dining, shopping, and travel. These include a free SonyLIV Premium subscription, discounts on movie tickets, up to 15% off at partner restaurants, reward points on spending, and fuel surcharge waivers. All in one card.
Axis Bank My Zone Credit Card Benefits & Features
The Axis Bank My Zone Credit Card offers a range of benefits such as co-branded and reward points along with features across various categories:
Axis Bank My Zone Credit Card Co-Branded Benefits
The co-branded benefits of the Axis Bank My Zone Credit Card are as follows:
- SonyLIV Premium Subscription: Receive a complimentary annual subscription to SonyLIV Premium for your first purchase within 30 days of receiving the card.
- Swiggy Discount: Enjoy a flat ₹120 off on Swiggy food delivery orders twice a month, applicable on a minimum order value of ₹500.
- District App Offer: Avail a ‘Buy One Get One Free’ offer on movie tickets booked through the District App by Zomato, with a maximum discount of ₹200 per month.
- Shopping Discount at AJIO: Save up to ₹1,000 at AJIO on minimum purchases of ₹2,999 using the coupon code.
Axis Bank My Zone Credit Card Reward Points Benefits
The Axis Bank My Zone Credit Card comes with reward point benefit that is:
EDGE REWARD Points: Earn 4 EDGE REWARD points for every ₹200 spent via your Axis Bank My Zone Credit Card.
Additional Benefits of Axis Bank My Zone Credit Card
- Dining Delights: Enjoy cuisines with Axis Bank Dining Delights, offering up to 15% discount at partner restaurants in India.
- Fuel Surcharge Waivers: 1% fuel surcharge waiver on all fuel transactions in India with an Axis Bank MY Zone.
- Secure Transactions: EMV-certified chip credit card with PIN protection for maximized transaction security.
Looking for a Credit card, Check the best offers & apply for it
Axis My Zone Credit Card Fees & Charges
The table below gives you an insight into the fees and charges of various aspects offered by the Axis Bank My Zone Credit Card.
| Reason | Fees/Charges |
|---|---|
| Joining/Annual Fee | ₹500 |
| Cash Payment Fee | ₹175 |
| Spend-Based Waiver | N/A |
| Interest Rates | 3.6% per month (52.86% per annum) |
| Rewards Redemption Fee | Nil |
| Fuel Surcharge Waiver | 1% (₹400-₹4000) |
| Foreign Currency Markup | 3.5% of transaction amount |
| Cash Advance Charges | 2.5% of the withdrawal amount (minimum charge ₹500) |
Axis Bank My Zone Credit Card Eligibility
Before you apply for this credit card, it is important to check its eligibility criteria. Here is what you need to do:
- The applicant must be between 18 and 70 years old.
- The applicant can be an Indian citizen or NRI.
Axis Bank My Zone Credit Card Document Required
The documents required to apply for the Axis Bank My Zone Credit Card are as follows:
- Copy of PAN Card.
- Form 60.
- Income Proof such as latest payslip, etc.
- Residence Proof such as passport, utility bills, etc.
Note that there may be variations in the documents required on a case-to-case basis.
Axis Bank My Zone Credit Card Pros & Cons
There are various pros and cons of the Axis Bank My Zone Credit Card. Here’s what you need to know:
Pros
- Complimentary SonyLIV Premium Subscription on first purchase within 30 days.
- Up to 15% discount at partner restaurants through Dining Delights.
- 1 complimentary airport lounge access per quarter (after spending ₹50,000 in 3 months).
- ₹120 off on Swiggy orders (twice a month, on ₹500+ orders).
- 1% fuel surcharge waiver (for transactions between ₹400-₹4,000).
- Buy one Get One Free on movie tickets via Paytm.
Cons
- Limited reward points (no points on movies, fuel, wallets, EMI, etc.).
- 3.5% foreign currency markup fee, making it costly for international transactions.
- Annual fee of ₹500, waived if ₹5,000 is spent within 45 days.
- Lounge access requires ₹50,000 spending in the previous 3 months.
Not sure of your credit score? Check it out for free now!
Steps to Apply for Axis Bank My Zone Credit Card
You can apply for the Axis Bank My Zone Credit Card via online and offline methods:
Online:
-
- Visit the official website of the Axis Bank My Zone Credit Card.
- Click on the ‘Apply Now’ button to start your application on the next page.
- Fill in the Axis Bank My Zone Credit Card online application form.

- Enter your Date of Birth, PAN number, Annual Income, etc.
- Upload the necessary documents.
Offline:
- Visit the nearest Axis Bank branch.
- Collect the Axis Bank My Zone Credit Card application form.
- Fill in the required details accurately.
- Submit the necessary documents.
| Credit Card | Purpose | Key Benefit |
|---|---|---|
| Axis Bank ACE Credit Card | Cashback on everyday spends | Up to 5% cashback on bill payments, food delivery, etc. |
| Axis Bank Rewards Credit Card | Earning & redeeming rewards | Earn EDGE REWARD points on all spends, bonus points on travel & dining |
| Axis Bank IndianOil Credit Card | Fuel savings | 4% value back on fuel at IndianOil pumps, 1% fuel surcharge waiver |
| Flipkart Axis Bank Credit Card | Online shopping (Flipkart, Myntra) | 5% cashback on Flipkart, 4% on partner merchants |
| Axis Bank Neo Credit Card | Brand-specific discounts | Discounts on Zomato, Blinkit, Myntra, BookMyShow |
| Axis Bank My Zone Easy Credit Card | Entertainment & movies | 25% cashback on movie tickets, lifestyle benefits |
Avail an instant loan in a few simple steps!
Get Personal Loan Online Up to ₹15 Lakhs
By entering your number, you're agreeing to Terms & Conditions & Privacy Policy.

