TATA Neu Infinity HDFC Credit Card

The Tata Neu Infinity HDFC Credit Card is called “Infinity” because it is a premium variant of the Tata Neu Infinity Card lineup of co-branded credit cards. Compared to its base counterpart, the Tata Neu Plus Credit Card, it offers enhanced rewards and benefits.

This card gives 5% value back on all non-EMI spends at Tata Neu, plus an additional 5% NeuCoins on select Tata Neu purchases. You also earn 1.5% value back on other spends. A unique highlight is its availability in the RuPay variant, which lets you earn reward points even on UPI transactions.

Let us look at more about the Tata Neu Infinity HDFC Credit Card.

Tata Neu Infinity HDFC Credit Card Features

Let us look at the key features of the Tata Infinity Credit Card that make it a great choice for your specific needs:

Tata Neu Infinity Credit Card Annual Fee & Charges

Let us look at the fees associated with the TATA Neu Infinity credit card charges :

Tata Neu Infinity Late Payment Charges

Finzy offers a range of attractive features and benefits designed to make the borrowing process easy, transparent, and secure. Below are some of the standout features and benefits that make Finzy a compelling choice for borrowers:

Let us find out what it takes to qualify for the Tata Neu Infinity HDFC Bank Credit Card :

1. For Salaried Individuals:

• Must be an Indian national.
• Age: Between 21 years and 60 years.
• Net Monthly Income: Greater than ₹1 lakh.

2. For Self-Employed Individuals:

• Must be an Indian national.
• Age: Between 21 years and 65 years.
• Income Tax Return (ITR): Greater than ₹12 lakhs per annum.

Steps to Apply For Tata Neu Infinity HDFC Credit Card

Follow these steps to apply for HDFC Neu infinity credit card easily

Offline Application

Step 1:Visit the nearest HDFC Bank branch with the required documents.

Step 2:Request a credit card application form from the bank officials.

Step 3:Fill out the form carefully with accurate details.

Step 4:Submit the completed form along with the necessary documents.

Online Application

Step 1:Go to the HDFC Bank official website.

Step 2:Navigate to the ‘Borrow’ section and click on ‘Credit Cards’.

Step 3:Browse through the credit card categories and find the Tata Neu Infinity Credit Card under the ‘Lifestyle’ section.

Step 4:Click on the ‘Apply Now’ button.

Step 5:Complete the digital application form by providing all the required details.

Step 6:Follow the on-screen instructions to finish the application process.

THINGS TO KNOW BEFORE YOU APPLY

You should get this card if:

• You don’t need many travel benefits.
• You shop often at Tata Neu and brands like Westside, BigBasket, and Croma.
• You can spend ₹3 lakhs in a year to waive the annual fee.

Tata Neu Infinity Credit Card Benefits

Learn about the benefits that come with the HDFC TATA Neu Infinity credit card:

1. Tata Neu Infinity Rewards:
   • 5% NeuCoins on non-EMI spends at Tata Neu and partner Tata brands.
   • 1.5% NeuCoins on Non-Tata brand spends and Merchant EMI spends.
   • 1.5% NeuCoins on UPI spends (capped at 500 NeuCoins per month).
   • From 1st August 2024:
     • Earn 0.5% NeuCoins on UPI spends via Tata Neu HDFC Bank credit card.
     • Additional 1% NeuCoins using Tata Neu UPI ID (total capped at 500 NeuCoins per month).
   • Bonus Rewards:Additional 5% NeuCoins on select categories through Tata Neu App (NeuPass required).
2. Welcome Benefit
   • Earn 1,499 NeuCoins on completing your first transaction within 30 days of card issuance.
   • NeuCoins can be claimed within 60 days on the Tata Neu App. Valid for 365 days from the claim date.
   • Not applicable for Lifetime Free or First Year Free cards, including the Tata Neu Infinity Credit Card Lifetime Free variant.
3. Fuel Surcharge Waiver
   • 1% waiver on fuel surcharge for transactions between ₹400 and ₹5,000.
   • Maximum waiver of ₹500 per statement cycle.
4. Contactless Payments
   • Fast and secure payments up to ₹5,000 without a PIN.
   • For transactions ₹5,000 or more, a PIN is required.
5. Lounge Access
   • Domestic Lounge Access (VISA/RuPay):
     • 8 complimentary visits per year (2 per quarter).
     • ₹2 per visit is charged to the card.
   • International Lounge Access:
     • VISA: 4 complimentary Priority Pass visits per year (1 per quarter). Additional visits: ₹2,025 + GST.
     • RuPay: Four complimentary visits per year (one per quarter). Later, the transaction fee of ₹243.75 was reversed.
6. Insurance Benefits
   • Air Accidental Death Cover: ₹1 crore.
   • Emergency Overseas Hospitalization: Up to ₹15 lakhs.
   • Lost Card Liability Cover: Up to ₹9 lakhs.
7. Renewal Offer
   • Spend ₹3,00,000 or more in a year to waive your renewal fee.
8. NeuCoins Redemption
   • Redeem NeuCoins for purchases on Tata Neu or partner brands, including:
     • Air India Express, BigBasket, Croma, Westside, Tata CLiQ, Tata 1MG, Qmin, Titan, and Tanishq (via Tata Neu only).
   • Use NeuCoins by selecting Tata Pay/NeuCoins/Loyalty Redemption as the payment method.