SBI ATM Card

The SBI ATM Card is a convenient and secure banking tool offered by the State Bank of India (SBI) that allows customers to access their funds 24/7. It can be used for cash withdrawals, balance inquiries, fund transfers, and a wide range of online and offline transactions. With widespread ATM coverage and global acceptance, SBI ATM cards are essential for quick and easy access to your money, providing flexibility in managing everyday financial needs.

Table of Contents:

• ⇾ SBI ATM Card Charges
• ⇾ Benefits of Using SBI ATM Card
• ⇾ Types of SBI ATM Card
• ⇾ SBI Debit Card Rewardz
• ⇾ Apply for an SBI ATM Card
• ⇾ Steps To Activate Your SBI ATM Card
• ⇾ Lost or Stolen SBI ATM Card
• ⇾ Block SBI ATM Card
• ⇾ SBI ATM Card Safety Tips
• ⇾ Frequently Asked Questions

SBI ATM Card Charges

SBI ATM cards come with various charges depending on the type of card and the service provided. These charges include issuance, maintenance, replacement fees, and international transaction costs.

Below is a detailed breakdown of the charges associated with different variants of SBI ATM cards:

Benefits of Using SBI ATM Card

SBI ATM cards come with a wide range of features and benefits, making them a valuable financial tool for everyday transactions. Here are some of the key benefits of using an SBI ATM card:

• Direct Account Linkage: All SBI debit cards are directly linked to your bank account, allowing seamless and instant transactions, with the amount being debited from your linked account.
• Reward Points: Some SBI debit cards offer reward points on purchases, which can be redeemed for a variety of products and services.
• Exclusive Lounge Access: Select SBI debit cards provide complimentary airport lounge access, offering comfort during your travels.
• EMI Offers: SBI debit cards offer flexible EMI options, including low-interest or No-Cost EMIs, available for both online and offline purchases, allowing for high-value transactions even when funds are low.
• Wide Acceptance: SBI ATM cards are widely accepted at ATMs, online platforms, and stores across India and internationally.
• Security: Enhanced security features, such as EMV chip technology, help in protecting your card from unauthorized access.

Types of SBI ATM Card

SBI offers a wide range of ATM cards to suit the varying needs of its customers. Each card comes with its unique features and benefits, catering to both domestic and international users. Below is a summary of the different types of SBI ATM cards:

SBI Debit Card Rewards

SBI Debit Cards offer an exciting rewards program where customers can earn and redeem points for a variety of benefits. From everyday purchases to special occasions, SBI makes it easy to accumulate points and enjoy valuable perks.

Below are the details of the revised SBI Rewardz program:

Earn Reward Points on Purchases

Redeem Your SBI Reward Points

SBI offers multiple ways to redeem your accumulated reward points:

Besides SBI ATM Card / Dibit Card, you can also check SBI Missed Call Banking & Internet Banking Services to manage your SBI ATM card. Also check the quick & easy banking services offered by the State Bank of India.

Apply for an SBI ATM Card

The State Bank of India (SBI) provides its customers with the convenience of applying for an ATM cum debit card through both online and offline methods. Here's a step-by-step guide to help you through the application process using either approach:

SBI Debit Card Apply Online

You can apply for an SBI ATM card through SBI's net banking platform. Here are the steps:

Step 1:Log in to the SBI net banking portal and log in using your username, password, and captcha.

Step 2:Select the 'e-Services' option from the menu.

Step 3:Choose 'ATM Card Services,' and then click on 'Request ATM/Debit card.'

Step 4:Choose either OTP authentication or use your profile password for verification. If you choose OTP, enter the OTP received on your registered mobile number.

Step 5:All your SBI accounts will be displayed. Select the account you want to link the new ATM card with.

Step 6:Enter the required details like the name to be printed on the card and choose the type of card.

Step 7:Review all details and accept the terms and conditions, then click submit.

Step 8:Once your request is submitted, you’ll receive a notification with the expected delivery time of your ATM card.

Steps to Apply for an SBI ATM Card Offline

You can also apply for an SBI ATM card using the offline method by either contacting customer care or visiting an SBI branch.

1. Through Customer Care:
• Call any of the SBI customer care toll-free numbers: 1800 11 2211 / 1800 425 3800 / 1800 2100 or 1800 1234.
• Select the account and card type you want.
• Request a new debit card through the customer care executive.
2. By Visiting the Branch:

Step 1:Visit your nearest SBI branch.

Step 2:Request an application form for an ATM card from a bank representative.

Step 3:Fill out the form and submit it with necessary documents like PAN card and address proof.

Step 4:After processing, your ATM card will be sent to your registered address within a few days.

Steps to Activate Your SBI ATM Card

After receiving your SBI ATM card, the next step is to activate it for use. SBI provides multiple methods for activation, including both online and offline options. You can activate your card using SBI’s net banking portal, YONO app, or offline methods such as SMS and customer care. Here's a step-by-step guide for each method:

Activate Your SBI ATM Card Using the Net Banking Portal

Step 1:Log in to your SBI net banking portal with your credentials.

Step 2:Select the ‘e-Services’ tab and choose ‘ATM Card Services.’

Step 3:Click on ‘New ATM Card Activation.’

Step 4:Choose the account for which the ATM card was issued.

Step 5:Enter your 16-digit debit card number and click ‘Activate.’

Step 6:Verify your details and click ‘Confirm.’

Step 7:Enter the password you receive via SMS and click ‘Confirm’ to complete the activation.

Activate Your SBI ATM Card Using the YONO App

Step 1:Log in to the YONO app with your credentials.

Step 2:Select the ‘Service Request’ option from the menu.

Step 3:Choose ‘ATM/Debit Card’ services.

Step 4:Enter your profile password and select ‘ATM/Debit Card Activation.’

Step 5:Enter your 16-digit debit card number and click ‘Next.’

Step 6:Enter the OTP sent to your mobile to activate your card.

Activate Your SBI ATM Card Through SMS

• Send an SMS in the format: PIN<Space>last 4 digits of your debit card number<Space>last 4 digits of your account number to 567676.
• After verification, you will receive an OTP that is valid for 2 days.
• Visit an SBI ATM, choose the ‘PIN Change’ option, enter the OTP, and set your new PIN.

Activate Your SBI ATM Card Using SBI Customer Care

Step 1:Call SBI customer care at 1800 425 3800 or 1800 11 2211.

Step 2:Choose your language preference and press 1 to generate a PIN for your debit card.

Step 3:Enter the last 5 digits of your debit card number and account number.

Step 4:You will receive an OTP valid for 2 days.

Step 5:Visit an SBI ATM, select ‘PIN Change,’ enter the OTP, and set your new PIN.

Activate Your SBI Debit Card at ATM

To generate your SBI ATM PIN offline, you can visit the nearest SBI ATM and follow these steps:

Step 1:Go to your nearest SBI ATM branch.

Step 2:Insert your debit card and enter your account number and registered mobile number.

Step 3:After successful verification, you will receive an OTP on your registered mobile number.

Step 4:The OTP will be valid for 2 days.

Step 5:Use the OTP at any SBI ATM to select the ‘PIN Change’ option and create your new PIN.

Lost or Stolen SBI ATM Card

If your SBI ATM card is lost or stolen, it is important to act quickly to prevent unauthorized transactions. Below are the steps you can follow to report and block your lost or stolen SBI ATM card:

Steps to Report a Lost or Stolen SBI ATM Card

Step 1: Call SBI’s 24/7 helpline at 1800 11 2211, 1800 425 3800, 18002100, or 1800 1234 to report your lost or stolen card.

Step 2: Provide the representative with your card number or account number to help locate the card.

Step 3: Request them to block the card immediately to prevent any unauthorized use.

Step 4: After blocking the lost or stolen card, you can apply for a new card either online or by visiting your nearest SBI branch.

Block SBI ATM Card

If you need to block your SBI ATM card due to loss, theft, or unauthorized activity, you can do so through SBI's net banking platform.

Here is a step-by-step guide to block your SBI ATM card:

Step 1: Log in to SBI Net Banking: Visit the SBI Net banking portal and log in with your credentials.

Step 2: Go to e-Services: Navigate to the ‘e-Services’ tab and select ‘ATM Card Services.’

Step 3: Choose Block ATM Card: From the menu, select ‘Block ATM Card.’

Step 4: Select the Account: Choose the account to which the ATM card is linked.

Step 5: View Active Cards: You will see a list of all your active and blocked cards. Select the card you wish to block.

Step 6: Verify Details: Confirm the card details and click on ‘Submit.’

Step 7: Select Authentication Mode: Choose the method of authentication – SMS, OTP, or Profile Password.

Step 8: Enter Authentication Details: Enter the OTP or Profile Password based on your earlier selection and click ‘Confirm.’

Step 9: After successfully blocking your ATM card, you will receive a success message along with a Ticket Number. Make a note of this Ticket Number for future reference or tracking.

If you also have a SBI credit card, then know more on how to block SBI credit cards by connecting with the SBI Credit Card Customer Care from the linked page

SBI ATM Card Safety Tips

To ensure the security of your SBI ATM card and protect your finances from unauthorized access, it’s important to follow certain safety measures. Below are some essential tips for keeping your SBI ATM card safe:

• Keep Your PIN Confidential: Never share your ATM PIN with anyone, including family or friends. Always memorize your PIN and avoid writing it down.
• Change Your PIN Regularly: Frequently update your ATM PIN for added security, especially if you suspect it has been compromised.
• Enable SMS Alerts: Activate SMS alerts to receive instant notifications of any transactions made using your card.
• Use Secure ATMs: Always use ATMs in well-lit, secure locations to reduce the risk of skimming or fraud.
• Check for Card Skimming Devices: Before using an ATM, inspect the card slot for any unusual attachments or devices that could be used to steal card information.
• Monitor Account Statements: Regularly check your bank statements and transaction history for any unauthorized activity.
• Report Lost or Stolen Cards Immediately: If your card is lost or stolen, report it to SBI and block the card immediately to prevent any fraudulent transactions.
• Avoid Using Public Networks: When accessing your online banking or using your debit card for online transactions, avoid using unsecured public Wi-Fi networks.