SBI Net Banking


SBI Net Banking is an online banking platform offered by the State Bank of India, India's largest public sector bank. It empowers you to manage your finances conveniently from anywhere. You can check account balances, transfer funds, pay bills, recharge your phone, and even apply for loans – all from the convenience of your home.

You can also use SBI Net banking to transfer money, open fixed deposits (FDs), recurring deposits (RDs), or PPF accounts. Registering for SBI Net Banking is free and can be done online or at your local branch.

Eligibility For SBI Net Banking

To register for SBI net banking services online, customers need to meet the following requirements:

  • Must have a savings account with SBI.
  • Have their mobile numbers linked to the bank account.
  • Possess a valid ATM card.

Documents Needed For SBI Net Banking

To register for SBI online banking or net banking service, you do not need to provide many documents. However, you should have the following information ready during the registration process:

  • Registered Mobile Number
  • SBI Account Number
  • CIF Number
  • SBI Branch Code
  • Country Name
  • SBI ATM Card Information

Key Features of SBI Net Banking

Here are the key features of SBI net banking that you can use at your convenience:

  • View account details like balance, previous transactions, etc.
  • Easily transfer funds between your own accounts or to third parties.
  • Update your nomination and KYC details.
  • Make payments for NPS, PPF, SIP, and more.
  • Pay utility bills, recharge mobile/DTH, and make online payments for leisure expenses.
  • Open various accounts with SBI, including RD, FD, Demat, etc.
  • Pay taxes, e-verify income tax returns, and view TDS certificates and interest certificates.
  • Set up standing instructions for timely payments, transfers, or auto-debits.

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Guide to Register & Activate SBI Net Banking

If you are a new user, you need to activate or register your SBI net banking account. To activate SBI net banking, follow these steps:

Step 1: Go to the SBI Online website.

Step 2: Click on ‘New User Registration’ in the ‘Personal Banking’ section.


Activate SBI Net Banking - New User Registration Process

Step 3:If you haven't received an Internet banking kit, click ‘OK’ on the pop-up window.

Note: If you have received the SBI Netbanking credentials/kit from your bank, you can directly log in with the provided user ID and password.


SBI Netbanking Login Instructions

Step 4: Select ‘New User Registration’ from the drop-down menu and click ‘Next’.


SBI Net Banking New User Registration

Step 5: Fill in details like account number, CIF number, branch code, country, and registered mobile number, and select the desired facility. Enter the captcha code correctly. If you're unsure of the branch code, use the ‘Get Branch Code’ option. After filling in the details, click on ‘I agree’ and then ‘Submit’.


SBI Net Banking form with fields for account details, CIF number, branch code, mobile number, captcha, and submission

Step 6: Enter the OTP sent to your registered mobile number and click ‘Confirm’.

Step 7: Choose ‘I have my ATM card’ and click ‘Submit’.

Step 8: Enter your ATM card details and click ‘Submit’.

Step 9: Make a note of the temporary username displayed on the screen.

Step 10: Set a password and click ‘Submit’ to complete the registration process.

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Login to SBI Net Banking Account

Below is a detailed guide on how to access both personal and corporate banking in the SBI online net banking portal.

SBI Personal Banking Login

Step 1: Go to the SBI Online website.

Step 2: Select the ‘Login’ button in the ‘Personal Banking’ section.


SBI Net Banking Personal Banking Login Button

Step 3: Click on the ‘Continue to Login’ button on the next page.


SBI Net Banking login page screenshot

Step 4: Enter your username, password, and Captcha code, then click ‘Login’ to log in to your account.


SBI Net Banking login page with username, password, and Captcha fields

Step 5: After logging in for the first time, you will be directed to the homepage where you can access all your account information. It is important to set the profile password during your initial login.

SBI Corporate Banking Login

Step 1: Go to the SBI Online website.

SBI Net Banking and Corporate Banking services on SBI Online website

Step 2: Select the ‘Login’ option in the ‘YONO SBI Corporate Banking’ section.


SBI Net Banking, Corporate Banking login screen in YONO SBI app

Step 3: Input your User ID, password, and Captcha code, then click ‘Login’ to log in to your account.


SBI Net Banking login interface with user ID, password, and Captcha input fields

Steps to Open SBI Account Through Net Banking

To open an SBI account online (Fixed Deposit, Recurring Deposit, NPS, PPF, Demat, and SSA), follow these steps on the SBI net banking website:

Step 1. Go to the SBI Online website and click on ‘Login’.

Step 2. Enter your username, password, and Captcha code, then click ‘Login’.

Step 3. Click on the ‘Deposit & Investment’ tab.

SBI Net Banking and Online Account Opening Steps

Step 4. Choose the account you want to open, fill in the details, and click ‘Submit’.

Step 5. After submitting the form, visit an SBI branch to provide the required KYC documents.

A representative from SBI will process your account opening application and verify your documents. Once successfully verified, your bank account will be activated. This process may take around 3-5 business days.

Steps to Reset SBI Net Banking Password

You have the option to visit the bank branch and reset your password, or you can do it online on the SBI portal by providing your profile password or ATM card details. To reset your SBI Net banking password, there are three methods available:

  1. Visit the bank branch
  2. Use the profile password
  3. Use details of ATM card

Here are the steps to reset your SBI Netbanking password online:

Step 1:Go to the SBI Online website

Step 2:Click on ‘Login’ under the ‘Personal Banking’ section.


SBI Net Banking and Corporate Banking services on SBI Online website

Step 3:Click on the ‘Continue to Login’ button.


SBI Net Banking login button

Step 4:On the login screen, click ‘Forgot Username/ Login Password’.


SBI Net Banking login screen with 'Forgot Username/ Login Password' link

Step 5:A pop-up window will appear with a dropdown menu. Select the ‘Forgot My Login Password’ option and click ‘Next’.


SBI Net Banking Forgot Login Password Popup Dropdown

Step 6:Provide details such as username, account number, date of birth, mobile number, country, and captcha code in the following screen and click ‘Submit’.


SBI Net Banking login screen with user details form

Step 7:An OTP will be sent to your registered mobile number. Enter this OTP on the screen and click ‘Confirm’.

Step 8:You will be redirected to a page where you can reset the password. Select either ‘Using ATM Card Details’ or ‘Using Profile Password’ option and click ‘Submit’.

Step 9:Enter the required details, i.e. either your ATM card details or profile password, on the next screen and click ‘Confirm’.

Step 10: You will receive a reference number along with a link to return to the retail portal. Click on the link.

Step 11: Enter the new password and click ‘Submit’. You can now log in to SBI Netbanking using the new password.

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Check Balance Through SBI Net Banking

Step 1: Go to the SBI Online website and select the ‘Login’ option.

Step 2: Input your username, password, and Captcha code, then click ‘Login’.

Step 3: Once the homepage appears, choose the ‘Account Summary’ option from the ‘Quick Links’ section.

SBI Net Banking login screen with username, password, and Captcha input

Step 4: On the following page, click on ‘Click here for balance’ to view your balance.


SBI Net Banking check balance option

Step 5: Your account balance will be displayed.

Steps to Transfer Money through SBI Net Banking

Before initiating an online money transfer, ensure that the recipient is added as a beneficiary to your net banking account.

Adding Beneficiaries for SBI Net Banking

Follow the steps below to add a beneficiary on the SBI net banking portal:

  • Step 1. Log in to the SBI net banking portal using your credentials.
  • Step 2. Navigate to ‘Payment/Transfer’ and select ‘Add and Manage Beneficiary’.
  • Step 3. Enter the profile password and click ‘Submit’ to add a beneficiary.
  • Step 4. Choose the type of beneficiary you want to add.
  • Step 5. Enter the required details such as beneficiary's name, account number, transfer limit, address, and Indian Financial System Code (IFSC), then click ‘Submit’.
  • Step 6. After submitting, it will take some time to activate the beneficiary account. Once activated, you can transfer money to the beneficiary.

Transfer of Funds to Another SBI Account Holder

Follow these steps to transfer funds to another SBI account holder:

  • Step 1. Log in to the SBI net banking portal.
  • Step 2. Go to the ‘Payments/Transfer’ section and select ‘Accounts of Others’ to transfer funds to a beneficiary with an SBI account.
  • Step 3. Choose the transaction type and click ‘Proceed’.
  • Step 4. Select the account for fund transfer.
  • Step 5. Enter the transfer amount.
  • Step 6. Select the purpose of the fund transfer and the beneficiary account.
  • Step 7. Click ‘Pay Now’ to transfer money or choose ‘Standing Instruction’ to provide specific transfer instructions.
  • Step 8. Agree to the terms and conditions by checking the checkbox.
  • Step 9. Click ‘Submit’.
  • Step 10 Review the entered details on the new page.
  • Step 11 Click ‘Confirm’.
  • Step 12 A high-security password will be sent to your registered mobile number. Enter the password and click ‘Confirm’.
  • Step 13 A confirmation message will be displayed on the screen once the transfer is complete.

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SBI Net Banking Transaction Limits & Charges

The table below shows the daily limits for various types of transactions that can be carried out using SBI net banking:

Transactions Limit Per Day
Transfer within Self Accounts Rs. 2,00,00,000
Fixed/Recurring Deposit Rs. 99,99,999
Third-Party Transfer within SBI Rs. 10,00,000
Interbank Transfer - NEFT and RTGS Rs. 10,00,000
IMPS Rs. 5,00,000

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SBI Net Banking Mobile App

SBI Net Banking functionality has transitioned to their mobile app called YONO SBI. It offers all the features of traditional net banking with the added convenience of mobile access.

YONO SBI is a comprehensive mobile banking and lifestyle app developed by SBI. It combines the functionalities of SBI Net Banking with additional features for managing your daily life. You can download the YONO SBI app from the Google Play Store or Apple App Store. Existing SBI Net Banking users can log in with their existing credentials. New users can register within the app using their account details and ATM card.

SBI Net Banking Mobile App YONO

SBI YONO Key Features:

  • Manage Accounts: View account balances, transaction history, and statements.
  • Fund Transfers: Send and receive money between SBI accounts and other banks (using NEFT, IMPS, or UPI).
  • Bill Payments: Pay utility bills, recharge mobile/DTH, and make online payments.
  • Investments: Invest in Mutual Funds, Fixed Deposits, Recurring Deposits, and more.
  • Tax Management: Pay taxes, e-verify income tax returns, and access tax documents.
  • Lifestyle Services: Book movie tickets, travel tickets, and avail shopping offers.
  • Additional Features: Update KYC details, set up standing instructions, locate ATMs, and contact customer support.

Block Lost SBI ATM Card through Net Banking

To block the ATM card through Net Banking, the account holder should follow these steps:

  • Step 1: Log in and select e-services
  • Step 2: Choose ATM Card Services
  • Step 3: Click on Block ATM Card

Change SBI ATM PIN via Net Banking

Here are the steps to change your ATM PIN via net banking:

  • Step 1: Log in to the SBI net banking portal.
  • Step 2: Go to the 'ATM Card Services' section.
  • Step 3: Select the 'ATM PIN Generation' option.
  • Step 4: You will receive an OTP on your registered mobile number.
  • Step 5. Use the OTP to verify your identity and change the ATM PIN.

SBI Net Banking Customer Care Number

With SBI net banking, customers can easily perform various banking activities such as fund transfers, checking account balances, and making bill payments. You can reach out to SBI Customer Care by dialing the following toll-free helpline numbers:

  • 18001234
  • 18002100
  • 1800112211
  • 18004253800
  • 08026599990

Check other pages related to SBI Bank from below:

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Frequently Asked Questions

To transfer funds using SBI Net Banking, you can log into your account, navigate to the "Funds Transfer" section, and enter the details of the recipient's account. You can then initiate the transfer.

The transaction limits in SBI Net Banking vary depending on the type of account and the customer's profile. You can check the specific limits by logging into your account or contacting SBI customer support.

You can check your account balance by logging into your SBI Net Banking account and navigating to the "Account" section. Your current account balance will be displayed.

Yes, you can pay utility bills such as electricity, water, gas, and mobile/landline bills through SBI Net Banking. You can find the utility bill payment option in the "Payments" section of your account.

To update your mobile number in SBI Net Banking, log into your account, navigate to the "Profile" section, and find the option to update your contact information. Enter your new mobile number and save the changes.

If your SBI Net Banking account is locked, you should contact SBI customer support immediately. They will assist you in unlocking your account and resetting your login credentials, if necessary.

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