The SBI PRIME credit card is one of the premium cards offered by the State Bank of India (SBI) that is designed to meet the premium lifestyle needs of customers. With rewards on shopping, travel, movies, and dining, it includes various features and benefits for an enhanced spending experience. The SBI Prime Credit Card also includes gift vouchers and milestone benefits to support savings on online purchases.
Read on to understand its eligibility criteria, the application process, transaction limit, and more, to see whether the SBI Card PRIME is ideal for your lifestyle!
The SBI Card PRIME is a multipurpose credit card that offers rewards on dining, travel, and shopping expenses.
SBI Card PRIME Fees & Charges
Check the table below to know about the fees and charges of the SBI Prime Credit Card:
| Annual Fee | ₹2,999 + taxes |
| Renewal Fee (per year) | ₹2,999 + taxes from the second year |
SBI Prime Credit Card Eligibility
The eligibility criteria for the SBI Card PRIME are:
- Applicant must be between 18 and 65 years old.
- An applicant can be an Indian citizen or an NRI.
- Applicant must have a stable source of income.
Documents Required to Apply for SBI Prime Credit Card
To apply for the SBI Card PRIME, you need to have the following documents in hand:
- Completed the application form for the SBI Prime Credit Card.
- PAN Card.
- Aadhar Card.
- Account details.
- Passport-size photograph.
SBI Prime Credit Card Benefits
Here are the key benefits of the SBI Card PRIME across various categories:
- Welcome e-Gift Voucher worth ₹3000 upon joining.
- Reward Points on dining, groceries, movies, department stores, birthday spending, and other expenses.
- Milestone Rewards such as:
- Pizza Hut e-Voucher worth ₹1000 on spending ₹50,000 quarterly.
- E-Gift Voucher worth Rs. 7,000 from Yatra.com/Pantaloons on ₹5 Lakhs annually.
- Renewal Fee Waiver ₹3 lakh annually.
- Complimentary international and domestic lounge visits annually.
- 1% Fuel Surcharge Waiver (₹500-₹4000).
Note that primary cardholders of SBI Card PRIME will have access to complimentary Trident Privilege Red Tier Membership and Club Vistara Silver Membership.
SBI Prime Credit Card Limit
The Prime SBI Credit Card Limit is displayed in the table below:
| Minimum Credit Card Limit | Maximum Credit Card Limit |
|---|---|
| ₹40,000 | ₹10 lakh |
Note that the exact limit for the SBI Card PRIME is based on various factors, such as the applicant’s credit score, credit history, and more.
SBI Prime Credit Card Reward Points
The SBI Card PRIME comes with reward points for spendings made in various categories:
| Spent For | Number of Reward Points (per ₹100) |
|---|---|
| Cardholder’s birthday | 20 |
| Groceries, Department Stores, Movies, Dining | 10 |
| Retail Purchases | 2 |
SBI Prime Card Cashbacks & Discounts
The SBI Card PRIME includes cashback and discount offers for a seamless shopping experience:
| Facility | Discount (%) |
|---|---|
| Best available room rates and F&B at Lalit Hotels | 15% |
| Golf games | 50% |
| Exclusive Deals via American Express Dining Platform | 25% |
| Bookings made via the Hotel Trident website | 10% |
SBI Prime Credit Card Lounge Access
The SBI Prime Credit Card offers complimentary airport lounge access:
| Type of Lounge Access | Number of Visits (Per Year) |
|---|---|
| International | 4 (2 per quarter) |
| Domestic | 8 (2 per quarter) |
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SBI Prime Credit Card EMI Payment
The SBI Prime Credit Card provides Balance Transfer on EMI to help save your money while making credit card payments. That is, you can transfer the balance of your credit cards from other banks to your SBI Card PRIME. This method helps to attain a lower interest rate and pay back in instalments.
You can avail of Balance Transfer on EMI via the SBI Card PRIME, logging into the official website of SBI and giving your User ID and Password.
- Log in to the official website of SBI.
- Enter your User ID and Password.
Steps to Apply for SBI Prime Credit Card Online
Follow the steps below to apply for the SBI Card PRIME:
- Visit the official website of the SBI Card.
- Click on ‘Apply Now.’
- Ensure you have the documents listed and click on ‘Start application journey.’
- Enter your Personal Details, Professional Details, and KYC Details.
- Upload the requested documents.
- Click on ‘Submit.’
SBI Prime Credit Card Customer Care
Refer below to access the customer care solutions offered by SBI Bank for queries on SBI credit cards:
| Phone | 1860 500 1290, 1860 180 1290 (8 AM – 8 PM, Mon-Sat) |
| customercare@sbicard.com |
You can also visit your nearest SBI Bank Branch for in-person assistance. Please ensure to check the address on the bank’s official website.
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