The HDFC Platinum Debit Card, one of the various debit cards offered by HDFC Bank comes with a wide range of features, premium benefits, and increased convenience to users. Customers can expect cashback rewards on select categories such as utilities, groceries, entertainment, and complimentary airport lounge access. Accepted across India and abroad, the EasyShop Platinum Debit Card HDFC ensures customers have a smooth banking experience.
Keep reading to know the features and benefits of this card, as well as its eligibility, application process, transaction limits, and more!
The HDFC Platinum Debit Card allows you to withdraw up to ₹ 1 lakh per day via ATM withdrawal and spend up to ₹5 lakh for shopping.
Features & Benefits of HDFC Platinum Debit Card
The HDFC Platinum Debit Card comes with a range of benefits, such as:
- High transaction limits: Daily shopping limit of up to ₹5 lakhs and an ATM withdrawal limit of up to ₹1 lakh.
- Insurance coverage: Personal death coverage up to ₹ 10 lakh.
- Cashback points: 1 cashback point for every ₹100 spent on telecom and utility payments. Also, 1 point for every ₹200 spent on groceries, supermarkets, food, and entertainment.
- Complimentary Airport Lounge Access: Two complimentary airport lounge accesses per quarter at select domestic airports with the HDFC platinum debit card lounge access benefit
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Types of HDFC Platinum Debit Card
To start with, there are various types of HDFC Bank Platinum Debit Cards:
- HDFC Preferred Platinum Debit Card
- Imperia Platinum Debit Card
- Classic Platinum Debit Card
- RuPay Platinum Debit Card
Let’s look at each of them in detail, such as their cashback, rewards, insurance covers, etc. Note that each debit card type includes the same features as the HDFC Platinum Debit Card.
HDFC Preferred Platinum Debit Card
The HDFC EasyShop Preferred Platinum Debit Card includes cashback benefits on travel, utilities, shopping, and movie expenses.
The table below shows a brief overview of the key features of the Preferred Platinum Debit Card:
| Feature | Details |
|---|---|
| Daily Shopping Limit | ₹5 lakh |
| Daily ATM Withdrawal Limit | ₹1 lakh |
| Cashback On Retail & Online Shopping | 1% |
| Fire and Burglary Protection | Upto ₹2 lakh |
| Personal Accidental Death Cover | Upto ₹12 lakh |
HDFC Imperia Platinum Debit Card
The HDFC Imperia Debit Card offers enhanced security and focuses on increased protection from the card’s fraudulent activities.
The table below shows a brief overview of the key features of the Imperia Platinum Debit Card:
| Feature | Details |
|---|---|
| Daily Shopping Limit | ₹5 lakh |
| Daily ATM Withdrawal Limit | ₹1 lakh |
| Cashback On Retail & Online Shopping | 1% |
| Personal Accidental Death Cover | Upto ₹12 lakh |
| Zero Liability on Fraud Transactions | Applicable to Point of Sale transactions |
HDFC Classic Platinum Debit Card
The HDFC Classic Platinum Debit Card is specially designed to meet the lifestyle needs of premium customers.
The table below shows a brief overview of the key features of the Classic Platinum Debit Card:
| Feature | Details |
|---|---|
| Daily Shopping Limit | ₹5 lakh |
| Daily ATM Withdrawal Limit | ₹1 lakh |
| Cashback On Retail & Online Shopping | 1% |
| Personal Accidental Death Cover | Upto ₹12 lakh |
| Airport Lounge Access | Access within India |
HDFC RuPay Platinum Debit Card
The HDFC Rupay Platinum Debit Card is designed for customers who are frequent travelers and therefore comes with various premium facilities.
The table below shows a brief overview of the key features of the RuPay Platinum Debit Card:
| Feature | Details |
|---|---|
| Daily Shopping Limit | ₹2.75 lakh |
| Daily ATM Withdrawal Limit | ₹25,000 |
| Personal Accidental Death / Permanent Disability Insurance | Up to ₹2 lakh |
| International Airport Lounge Visit | 2 per year |
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HDFC Platinum Debit Card Daily Transaction Limits
The transaction limits for the HDFC Platinum Debit Cards are as follows:
| Shopping transactions | Upto ₹5 lakh per day |
| ATM withdrawals | Upto ₹1 lakh per day |
HDFC Bank Platinum Debit Card Charges
The table below shows the charges for the various types of HDFC Platinum Debit Cards:
| Card Type | Annual/Renewal Fee (₹) |
|---|---|
| Platinum Debit Card | ₹ 850 + applicable taxes |
| Preferred Platinum Debit Card | ₹ 750 + applicable taxes |
| RuPay Platinum Debit Card | ₹ 200 + applicable taxes |
| Imperia Platinum Debit Card | ₹ 850 + applicable taxes |
HDFC Platinum Debit Card Eligibility
Applicants must meet the requirements mentioned below to be eligible for the HDFC Platinum Debit Card:
- Applicants can be Indian citizen or NRI.
- Applicants who are resident Indians must have either a savings account, current account, SuperSaver account, salary account, or Loan Against Shares Account (LAS) in HDFC Bank.
Keep reading to learn the online application process for the HDFC Platinum Debit Card.
Apply for HDFC Platinum Debit Card Online
To apply for the HDFC Platinum Debit Card online, here are the steps to follow:
- Login to your HDFC Bank NetBanking account.
- Click on the ‘Cards’ tab to view card-related services.
- Select the ‘Debit Card Upgrade’ option under the Debit Card Request section.
- Select your current debit card number to upgrade.
- Confirm the request for the Platinum Debit Card upgrade.
Once you have completed these steps, HDFC Bank will process your request and dispatch the new Platinum Debit Card to your registered mailing address.
Documents Required for HDFC Platinum Debit Card
The documents needed for the HDFC Platinum Debit Card are as follows:
- Aadhar Card
- PAN Card
- Address Proof
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