HDFC Platinum Debit Card


The HDFC Platinum Debit Card, one of the various debit cards offered by HDFC Bank comes with a wide range of features, premium benefits, and increased convenience to users. Customers can expect cashback rewards on select categories such as utilities, groceries, entertainment, and complimentary airport lounge access. Accepted across India and abroad, the EasyShop Platinum Debit Card HDFC ensures customers have a smooth banking experience.

Keep reading to know the features and benefits of this card, as well as its eligibility, application process, transaction limits, and more!


The HDFC Platinum Debit Card allows you to withdraw up to ₹ 1 lakh per day via ATM withdrawal and spend up to ₹5 lakh for shopping.

Features & Benefits of HDFC Platinum Debit Card

The HDFC Platinum Debit Card comes with a range of benefits, such as:

  • High transaction limits: Daily shopping limit of up to ₹5 lakhs and an ATM withdrawal limit of up to ₹1 lakh.
  • Insurance coverage: Personal death coverage up to ₹ 10 lakh.
  • Cashback points: 1 cashback point for every ₹100 spent on telecom and utility payments. Also, 1 point for every ₹200 spent on groceries, supermarkets, food, and entertainment.
  • Complimentary Airport Lounge Access: Two complimentary airport lounge accesses per quarter at select domestic airports with the HDFC platinum debit card lounge access benefit

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Types of HDFC Platinum Debit Card

To start with, there are various types of HDFC Bank Platinum Debit Cards:

  1. HDFC Preferred Platinum Debit Card
  2. Imperia Platinum Debit Card
  3. Classic Platinum Debit Card
  4. RuPay Platinum Debit Card

Let’s look at each of them in detail, such as their cashback, rewards, insurance covers, etc. Note that each debit card type includes the same features as the HDFC Platinum Debit Card.

HDFC Preferred Platinum Debit Card

The HDFC EasyShop Preferred Platinum Debit Card includes cashback benefits on travel, utilities, shopping, and movie expenses.

The table below shows a brief overview of the key features of the Preferred Platinum Debit Card:

Feature Details
Daily Shopping Limit ₹5 lakh
Daily ATM Withdrawal Limit ₹1 lakh
Cashback On Retail & Online Shopping 1%
Fire and Burglary Protection Upto ₹2 lakh
Personal Accidental Death Cover Upto ₹12 lakh

HDFC Imperia Platinum Debit Card

The HDFC Imperia Debit Card offers enhanced security and focuses on increased protection from the card’s fraudulent activities.

The table below shows a brief overview of the key features of the Imperia Platinum Debit Card:

Feature Details
Daily Shopping Limit ₹5 lakh
Daily ATM Withdrawal Limit ₹1 lakh
Cashback On Retail & Online Shopping 1%
Personal Accidental Death Cover Upto ₹12 lakh
Zero Liability on Fraud Transactions Applicable to Point of Sale transactions

HDFC Classic Platinum Debit Card

The HDFC Classic Platinum Debit Card is specially designed to meet the lifestyle needs of premium customers.

The table below shows a brief overview of the key features of the Classic Platinum Debit Card:

Feature Details
Daily Shopping Limit ₹5 lakh
Daily ATM Withdrawal Limit ₹1 lakh
Cashback On Retail & Online Shopping 1%
Personal Accidental Death Cover Upto ₹12 lakh
Airport Lounge Access Access within India

HDFC RuPay Platinum Debit Card

The HDFC Rupay Platinum Debit Card is designed for customers who are frequent travelers and therefore comes with various premium facilities.

The table below shows a brief overview of the key features of the RuPay Platinum Debit Card:

Feature Details
Daily Shopping Limit ₹2.75 lakh
Daily ATM Withdrawal Limit ₹25,000
Personal Accidental Death / Permanent Disability Insurance Up to ₹2 lakh
International Airport Lounge Visit 2 per year

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HDFC Platinum Debit Card Daily Transaction Limits

The transaction limits for the HDFC Platinum Debit Cards are as follows:

Shopping transactions Upto ₹5 lakh per day
ATM withdrawals Upto ₹1 lakh per day

HDFC Bank Platinum Debit Card Charges

The table below shows the charges for the various types of HDFC Platinum Debit Cards:

Card Type Annual/Renewal Fee (₹)
Platinum Debit Card ₹ 850 + applicable taxes
Preferred Platinum Debit Card ₹ 750 + applicable taxes
RuPay Platinum Debit Card ₹ 200 + applicable taxes
Imperia Platinum Debit Card ₹ 850 + applicable taxes

HDFC Platinum Debit Card Eligibility

Applicants must meet the requirements mentioned below to be eligible for the HDFC Platinum Debit Card:

  • Applicants can be Indian citizen or NRI.
  • Applicants who are resident Indians must have either a savings account, current account, SuperSaver account, salary account, or Loan Against Shares Account (LAS) in HDFC Bank.

Keep reading to learn the online application process for the HDFC Platinum Debit Card.

Apply for HDFC Platinum Debit Card Online

To apply for the HDFC Platinum Debit Card online, here are the steps to follow:

  1. Login to your HDFC Bank NetBanking account.
  2. Click on the 'Cards' tab to view card-related services.
  3. Select the 'Debit Card Upgrade' option under the Debit Card Request section.
  4. Select your current debit card number to upgrade.
  5. Confirm the request for the Platinum Debit Card upgrade.

Once you have completed these steps, HDFC Bank will process your request and dispatch the new Platinum Debit Card to your registered mailing address.

Documents Required for HDFC Platinum Debit Card

The documents needed for the HDFC Platinum Debit Card are as follows:

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Frequently Asked Questions

The HDFC Platinum Debit Card offers cashback, airport lounge access, high transaction limits, insurance coverage, and secure contactless payments.

You can either log in to HDFC Bank's NetBanking and request an upgrade or visit a branch to complete the application form and submit the required documents.

The annual fee for the HDFC Platinum Debit Card is ₹750 plus applicable taxes.

Yes, the HDFC Platinum Debit Card is globally accepted for transactions.

The daily transaction limits for the HDFC Platinum Debit Card are ₹5 lakhs for shopping and ₹1 lakh for ATM withdrawals.

Yes, the HDFC Platinum Debit Card offers cashback points on utilities, groceries, and other spends, with a maximum cashback of ₹750 per month.

Use NetBanking, Mobile Banking, the EVA chatbot, WhatsApp, SMS, or call HDFC PhoneBanking. You can also visit a branch to request card blocking and a replacement.

Download the HDFC Bank Mobile Banking app, register as a new user, and follow the instructions to complete the linking process.

Yes, the HDFC Platinum Debit Card can be used for online shopping, offering a daily limit of ₹5 lakhs for such transactions.

Some of the general documents required are Identity Proof, Address Proof, PAN Card, and so on.

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