Managing your finances effectively begins with staying updated on your bank balance. Whether you are planning your expenses, monitoring them, or simply ensuring account security, knowing your bank balance is the most crucial and simplest method everyone adopts.
Unlike in the past, we have many options and methods to check bank balances instantly with the evolution of digital banking.
Read on to explore the easiest, most secure options to stay on top of your finances, anytime and anywhere.
Currently, we have many methods for checking bank balances, including online banking, ATMs, Missed Call, SMS enquiries, UPI, etc., that provide results instantly. This makes checking bank balances easier than ever.
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Keeping track of your account balance is easier than ever, thanks to the vast number of options available. Whether you prefer traditional methods or modern digital solutions, there are options suited to your convenience.
Below is a list of possible options, which ensure a hassle-free experience for you as a user.
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The best and most secure method to check your bank balance online is to visit the bank’s official website.
Following are the steps to do so:
Alternatively, you can check your bank balance through the Public Finance Management System (PFMS) by the Ministry of Finance.
Every bank has a mobile banking application, which functions as a comprehensive tool with a smoother experience.
Below are the steps to check your bank balance:
The mobile app lets you view, manage, transfer, and even open new accounts.
Apart from the already established UPI applications like Google Pay, Paytm, or PhonePe, many popular platforms have introduced UPI services such as Amazon Pay.
Following are the steps to check your bank balance online via UPI:
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Checking your balance via ATM is simple, following the instructions below:
Balance enquiries can be made from any ATM without charges. However, withdrawal might cost additional charges.
Below is a generic guide to use SMS banking:
This is one of the easiest ways to check your bank balance. Follow the steps below to find out the best way to check your balance:
You can enable alert notifications via the website or bank so that the bank will alert you to every transaction, including the available balance.
Below are the generic steps:
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The option to check balances on mobile devices has made the process a lot easier. Below are the top benefits:
Here is a detailed, comprehensive list for checking the balance for all banks:
The SBI’s balance check feature has made a significant impact on the ease of usage. SBI has introduced various features such as:
Ways to Check Balance | Details |
---|---|
SBI Toll Free Missed Call Number | Dial 1800 425 3800 / 9223766666 |
SMS | Send BAL to 9223766666 from your registered mobile number. |
ATM | Insert your SBI debit card, enter your PIN, and select the "Balance Enquiry" option. |
Net Banking | Log in to the SBI Internet banking portal, navigate to the "Account Summary" section, and view your balance. |
Passbook | Visit your nearest SBI branch with your passbook to get the updated balance. |
Mobile App | Use the YONO SBI app to log in with your credentials and view your account balance in the "Accounts" section. |
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The Bank of Baroda’s balance check feature include various methods such as
Ways to Check Balance | Details |
---|---|
Toll-free Number For Missed Calls | Dial 8468001111 from your registered mobile number to receive your account balance via SMS. |
SMS | Send BAL <space> Last 4 digits of the Account Number to 8468001122 |
ATM | Insert your Bank of Baroda debit card, enter your PIN, and select "Balance Enquiry." |
Net Banking | Log in to the Bank of Baroda internet banking portal to view your account balance. |
Passbook | Update your passbook at the nearest branch to check your balance. |
Mobile App | Use the Baroda M-Connect Plus or BoB World app to log in and check your balance. |
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The Punjab National Bank’s balance check feature includes various methods such as:
Ways to Check Balance | Details |
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Toll-free Number For Missed Calls | Dial 1800 180 2223 or 0120-2303090 to get your balance via SMS. |
SMS | Send BAL <space> 16-digit Account Number to 5607040. |
ATM | Insert your PNB debit card, enter your PIN, and select "Balance Enquiry." |
Net Banking | Log in to PNB Internet banking to view your account balance. |
Passbook | Update your passbook at the nearest branch to check your balance. |
Mobile App | Use the PNB One app to log in and check your balance. |
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The Indian Bank’s balance check feature includes various methods such as:
Ways to Check Balance | Details |
---|---|
Toll-free Number For Missed Calls | Dial 9289592895 from your registered mobile number to get your balance via SMS. |
SMS | Send BALAVL <space> Account Number to 9444394443. |
ATM | Use any ATM to check your balance by selecting "Balance Enquiry." |
Net Banking | Access the Indian Bank net banking portal to view your balance. |
Passbook | Update your passbook at a branch to see your balance. |
Mobile App | Use the IndOASIS app to check your balance after logging in. |
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The Canara Bank’s balance check feature includes various methods such as:
Ways to Check Balance | Details |
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Toll-free Number For Missed Calls | Dial 9015483483 or 09015483483 from your registered mobile to receive a balance SMS. |
SMS | Send CANBAL <space> User ID to 5607060 |
ATM | Insert your Canara Bank card, enter your PIN, and select "Balance Enquiry." |
Net Banking | Log in to the Canara Bank net banking portal to check your balance. |
Passbook | Update your passbook at the nearest Canara bank branch for balance details. |
Mobile App | Use the Canara Bank Mobile Banking (Canara ai1) app to view your balance. |
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The BOI balance check feature includes various methods such as:
Ways to Check Balance | Details |
---|---|
Toll-free Number For Missed Calls | Dial 9015135135 or 9266135135 to get your account balance via SMS. |
SMS | Send BAL <space> Account Number to 09266135135. |
ATM | Use your BOI card at any ATM to check your balance at the check balance option. |
Net Banking | Access BOI net banking to view your balance online. |
Passbook | Update your passbook at a BOI branch for balance updates. |
Mobile App | Use the BOI mobile app for quick balance checks. |
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The HDFC Bank’s balance check feature includes various methods such as:
Ways to Check Balance | Details |
---|---|
Toll-free Number For Missed Calls | Dial 1800 270 3333 from your registered number to get your balance via SMS. |
SMS | Send BAL to 5676712 from your registered mobile number. |
ATM | Insert your HDFC card and select "Balance Enquiry" to view your balance. |
Net Banking | Log in to HDFC net banking for balance details. |
Passbook | Update your passbook at an HDFC branch for recent balance details. |
Mobile App | Use the HDFC Mobile Banking app for real-time balance updates. |
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The Axis Bank’s balance check feature includes various methods such as:
Ways to Check Balance | Details |
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Toll-free Number For Missed Calls | Dial 1800 419 5959 from your registered mobile to receive balance details via SMS. |
SMS | Send BAL to 56161600 from your registered mobile number. |
ATM | Insert your Axis debit card, enter your PIN, and select the "Balance Enquiry" option. |
Net Banking | Log in to Axis Bank net banking to access balance details. |
Passbook | Visit an Axis Bank branch to update your passbook and check your balance. |
Mobile App | Use the Axis Mobile app for instant balance checks. |
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The IPPB’s balance check feature includes various methods such as:
Ways to Check Balance | Details |
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Toll-free Number For Missed Calls | Dial 8424054994 for balance details via SMS from your registered number. |
SMS | Send BAL <space> Account Number to 7738062873 |
ATM | Use the IPPB debit card at any ATM for a balance enquiry by tapping the balance check option. |
Net Banking | Access the IPPB Internet banking portal to view your balance. |
Passbook | Visit the nearest branch to update your passbook and check your balance. |
Mobile App | Use the IPPB Mobile Banking app to check your balance after logging in. |
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The Bank of Maharashtra’s balance check feature includes various methods such as:
Ways to Check Balance | Details |
---|---|
Toll-free Number | Dial 1800 233 4526 from your registered mobile number to get your balance via SMS. |
SMS | Send BALAVL |
ATM | Use a Bank of Maharashtra ATM and select "Balance Enquiry" for your balance. |
Net Banking | On the bank’s official website, look for the option to check the account balance. |
Passbook | You can take your passport to the nearest branch to update your account balance. |
Mobile App | Use the Mahabank app to check your account balance. |
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The Indian Overseas Bank’s balance check feature includes various methods such as:
Ways to Check Balance | Details |
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Toll-free Number | Dial 044-42220004 from your registered mobile number to get your balance via SMS. |
SMS | Send BAL |
ATM | Insert your IOB debit card, enter your PIN, and select "Balance Enquiry." |
Net Banking | Log in to the IOB internet banking portal to check your balance online. |
Passbook | Visit the nearest branch to update your passbook and view your balance. |
Mobile App | Use the IOB Mobile app for easy access to your account balance. |
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The Union Bank of India’s balance check feature includes various methods such as:
Ways to Check Balance | Details |
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Toll-free Number | Dial 09223008486 to receive your account balance via SMS. |
SMS | Send BAL |
ATM | Insert your Union Bank debit card and select "Balance Enquiry" to view your balance. |
Net Banking | Access the Union Bank internet banking portal for balance details. |
Passbook | Update your passbook at the branch to see the current balance. |
Mobile App | Use the Union Bank of India Mobile Banking app to check your balance by clicking on the check balance option. |
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The Central Bank of India’s balance check feature includes various methods such as:
Ways to Check Balance | Details |
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Toll-free Number | Dial 95552 44442 from your registered mobile number to receive balance information. |
SMS | Send BALAVL |
ATM | Use your CBI debit card at any ATM and select "Balance Enquiry." |
Net Banking | Log in to CBI net banking and select account balance online. |
Passbook | Update your passbook at a Central Bank branch for balance details. |
Mobile App | Use the Cent Mobile app to check your balance on the go. |
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methods used for Indian Bank.
Ways to Check Balance | Details |
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Toll-free Number | Dial 9289592895 to receive balance details via SMS. |
SMS | Send BALAVL |
ATM | Use any ATM to check your balance by selecting "Balance Inquiry." |
Net Banking | Access the Indian Bank (merged) net banking portal to view your balance. |
Passbook | Update your passbook at a branch to see your balance. |
Mobile App | Use the IndOASIS app for easy access to your account balance. |
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The Federal Bank of India’s balance check feature includes various methods such as:
Ways to Check Balance | Details |
---|---|
Toll-free Number | Dial 8431900900 from your registered mobile number to receive your balance via SMS. |
SMS | Send BAL |
ATM | Use your Federal Bank debit card at any ATM and select "Balance Enquiry." |
Net Banking | Log in to the Federal Bank internet banking portal for balance details. |
Passbook | Visit a Federal Bank branch to update your passbook for recent balance information. |
Mobile App | Use the FedMobile app to check your account balance quickly. |
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Note: The support lines above are based on the source information and are subject to change. Please visit the official website of the bank for updated information.Apart from the above-mentioned methods, there are some other reliable ways to check your balance, offered by most banks.
USSD Banking | Dial *99# for balance enquiries without the internet (Introduced by NPCI). |
Email statements | Sign up for e-statements via net banking to get monthly updates. |
Chatbot service | Use the bank’s chatbot for quick balance checks, available on the webpage. |
Customer care service | By contacting the official customer care service and verifying yourself through the “Interactive Voice Response,” you can get your account balance. |
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Note: The support lines above are based on the source information and are subject to change. Please visit the official website of the bank for updated information.Ready to take the next step? Apply for a Personal loan now!
You can use one of the many methods mentioned above, all of which are provided by the bank itself or by other trusted means like NPCI.
You can use the bank’s official app or NPCI-certified UPI apps such as Google Pay, PhonePe, or Paytm.
You can use various options like the missed call balance check method, USSD method, SMS alerts, etc., for the best convenience.
Yes. You can check your bank balance by sending a text message to the bank’s designated number.
You can navigate to the accounts section and check for your bank balance online in the respective mobile application of the bank.
In most methods, your registered mobile number is enough to check your balance. However, while using a banking application or other UPI apps, you would need your MPIN or UPI PIN to access your account balance.
Yes. You can use any ATM to check your balance, as long as you have your debit or credit card with you.
You can check your bank balance by contacting the official customer care service and following the Interactive Voice Response.
After opening the UPI application, you can view an option to check your bank balance. Clicking on the option and entering the UPI PIN will display your account balance. However, this process requires the Internet.
The easiest method would be the missed call service, as it requires minimum effort.
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