Check Bank Balance

Unlike in the past, we have many options and methods to check bank balances instantly with the evolution of digital banking.

Read on to explore the easiest, most secure options to stay on top of your finances, anytime and anywhere.

Ways to Check Your Account Balance

Keeping track of your account balance is easier than ever, thanks to the vast number of options available. Whether you prefer traditional methods or modern digital solutions, there are options suited to your convenience.

Below is a list of possible options, which ensure a hassle-free experience for you as a user.

• Net Banking
• Mobile Banking
• Missed Call
• SMS
• UPI Apps
• ATM
• Account Balance Alerts

Internet Banking to Check Bank Balance

The best and most secure method to check your bank balance online is to visit the bank’s official website.

Following are the steps to do so:

1. Log in to your bank’s portal.
2. Navigate to the accounts or account summary section.
3. Choose to view your account balance.

Alternatively, you can check your bank balance through the Public Finance Management System (PFMS) by the Ministry of Finance.

1. Open the website (https://pfms.nic.in).
2. Find the balance check section (Know your payments).
3. Enter bank account details and submit information.
4. Re-enter the details if prompted and fill out the captcha verification.
5. View your balance and transactions.

Check Bank Balance Using Mobile Banking Apps

Every bank has a mobile banking application, which functions as a comprehensive tool with a smoother experience.

Below are the steps to check your bank balance:

1. Download the app.
2. Log in using your MPin/register and create an MPin.
3. Navigate to the accounts section and find the desired account.
4. Click account details.
5. Click check balance.

The mobile app lets you view, manage, transfer, and even open new accounts.

Check Bank Balance Using UPI Apps

Apart from the already established UPI applications like Google Pay, Paytm, or PhonePe, many popular platforms have introduced UPI services such as Amazon Pay.

Following are the steps to check your bank balance online via UPI:

1. Download and install the UPI application.
2. Open the application.
3. Look for the option to link your bank account if not prompted automatically.
4. Register the number linked to your bank account.
5. Select the banks for which you wish to activate UPI.
6. Verify mobile number.
7. Create a UPI ID and UPI password.
8. Submit and ensure your UPI has been activated.
9. After activation, find the option to check the balance from the home page.
10. After entering your UPI password, you can view your account balance.

Bank Balance Check via ATM

Checking your balance via ATM is simple, following the instructions below:

1. Visit an ATM.
2. Insert your debit/credit card.
3. Enter your PIN.
4. Select Language.
5. Choose the ‘check balance’ option.
6. Choose an account type.
7. View your balance.
8. Take your card and receipt.

Balance enquiries can be made from any ATM without charges. However, withdrawal might cost additional charges.

Check Bank Balance by SMS Banking

Below is a generic guide to use SMS banking:

1. Register for SMS banking.
2. Compose an SMS with the respective keyword for the bank.
3. Send the SMS to the bank’s designated number.
4. Receive the SMS with your balance.

Missed Call Balance Check

This is one of the easiest ways to check your bank balance. Follow the steps below to find out the best way to check your balance:

1. Find your bank’s missed call balance check number.
2. Dial the number from the registered mobile number.
3. The call will be disconnected automatically.
4. Your balance will be displayed.

Set Banking Alerts to Check Bank Balance

You can enable alert notifications via the website or bank so that the bank will alert you to every transaction, including the available balance.

Below are the generic steps:

1. Log in to the bank’s website/internet banking portal.
2. Check for an option called ‘Alerts and notifications’.
3. Select the type of alert (low balance alert, balance thresholds, etc.).
4. Set your preferences for the alert, such as:
   • The balance threshold amount.
   • Frequency of alerts (daily, weekly, monthly).
   • Preferred delivery method (SMS, email, or push notifications).
5. Confirm contact details.
6. Activate the alert by saving changes.

Benefits of Checking Account Balance on Mobile

The option to check balances on mobile devices has made the process a lot easier. Below are the top benefits:

1. Convenience: The user can access their bank balance at any time and anywhere.
2. Real-time update: The user can have instant balance updates and keep posted on the account status.
3. Ease of use: Unlike visiting an ATM or a branch, one can get easy access to their balance with simple steps using a mobile.
4. 24/7 Availability: Mobile banking services are available round the clock, making it most favourable for a typical user.
5. Multiple account management: The user can easily access, manage, and even transfer money between each account from the same device.

Here is a detailed, comprehensive list for checking the balance for all banks:

SBI Balance Check Number

The SBI’s balance check feature has made a significant impact on the ease of usage. SBI has introduced various features such as:

Bank of Baroda Balance Check Number

The Bank of Baroda’s balance check feature include various methods such as

Punjab National Bank Balance Check Number

The Punjab National Bank’s balance check feature includes various methods such as:

Indian Bank Balance Check

The Indian Bank’s balance check feature includes various methods such as:

Canara Bank Balance Check

The Canara Bank’s balance check feature includes various methods such as:

BOI Balance Check

The BOI balance check feature includes various methods such as:

HDFC Bank Balance Check

The HDFC Bank’s balance check feature includes various methods such as:

Axis Bank Balance Check

The Axis Bank’s balance check feature includes various methods such as:

Balance Check For India Post Payments Bank

The IPPB’s balance check feature includes various methods such as:

Balance Check For Bank of Maharashtra

The Bank of Maharashtra’s balance check feature includes various methods such as:

Balance Check For Indian Overseas Bank

The Indian Overseas Bank’s balance check feature includes various methods such as:

Balance Check For Union Bank of India

The Union Bank of India’s balance check feature includes various methods such as:

Central Bank of India Balance Check

The Central Bank of India’s balance check feature includes various methods such as:

Allahabad Bank Balance Check

methods used for Indian Bank.

Federal Bank Balance Check

The Federal Bank of India’s balance check feature includes various methods such as:

Common Methods for All Bank Balance Check

Apart from the above-mentioned methods, there are some other reliable ways to check your balance, offered by most banks.