IPPB Balance Check Number


India Post Payments Bank (IPPB) simplifies banking for its customers by offering multiple ways to check IPPB account balance. Whether you have a smartphone, a basic phone, or prefer traditional banking methods, IPPB ensures that you can access your account information with ease. You can check India Post Payment Bank Balance using various methods that include missed call services, SMS banking, IPPB Mobile App, and even UPI-based apps & solutions. This guide provides a detailed breakdown of all the ways you can check your IPPB account balance and other linked services such as Post Office Savings Account (POSA).


You can check your IPPB account balance by giving a missed call to 8424054994 or sending an SMS with BAL to 7738062873 from your registered mobile number. Use the IPPB Mobile App or call the IPPB toll-free number 155299 for additional options.

Ways to Check India Post Payments Bank Balance

IPPB provides a variety of methods for checking your balance. Below is a comprehensive table highlighting these options:

Bank Balance Enquiry Methods
State Bank of India (SBI) Missed Call, SMS, Mobile App, Net Banking, ATM, Mini Statement, Passbook Update
Bank of Baroda (BoB) Missed Call, SMS, Mobile App, Net Banking, ATM, Mini Statement, Passbook Update
Canara Bank Missed Call, SMS, Mobile App, Net Banking, ATM, Mini Statement, Passbook Update
Punjab National Bank (PNB) Missed Call, SMS, Mobile App, Net Banking, ATM, Mini Statement, Passbook Update
Union Bank of India Missed Call, SMS, Mobile App, Net Banking, ATM, Mini Statement, Passbook Update

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1. IPPB Balance Check by Missed Call

Missed call banking is one of the quickest and easiest methods to check your IPPB account balance. Here’s how it works:

  • Dial 8424054994 from your registered mobile number.
  • The call will disconnect automatically after a few rings.
  • You will receive an SMS containing your account balance.

Key Points:

  • Ensure that your mobile number is registered with IPPB to use this service.
  • This method is toll-free, making it a popular choice for users with basic phones.

2. IPPB Balance Check by SMS

SMS banking is another straightforward way to check your balance. It works well for users who do not have access to internet services. Follow these steps:

  • From your registered mobile number, type BAL and send it to 7738062873.
  • You will receive an SMS with your account balance details.

Advantages:

  • Requires no internet connection.
  • Simple and reliable for users in areas with poor network coverage.

Available Services on IPPB SMS Banking:

Service SMS to be Sent Description
Balance Enquiry BAL Check your current account balance.
Mini Statement MINI Get the last few transactions of your account.
Account Freeze FREEZE<SPACE><12-digit IPPB a/c number> Freeze your account to prevent unauthorized transactions.
Get Account & CIF Details GETCIF<SPACE><Date of Birth in DDMMYYYY> Retrieve account and CIF details linked to your date of birth. Example: GETCIF 18122002

3. IPPB Balance Check on IPPB Mobile App

The IPPB Mobile Banking App provides a comprehensive suite of banking services, including balance inquiries. Here’s how to use it:

  • Download the IPPB App: Available on the Google Play Store (for Android) and the Apple App Store (for iOS).
  • Log In: Use your registered mobile number and MPIN to log into the app.
  • Check Balance: Navigate to the Balance Inquiry section to view your account balance.

Additional Features of the IPPB App:

  • Fund transfers.
  • Bill payments.
  • Transaction history review.
  • UPI Payments

Pro Tip: The app is ideal for users who want an all-in-one digital banking solution.

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4. Check IPPB Balance via Phone Banking IVRS

Phone banking offers a more personalized way to manage your account. You can call 155299 to speak with a customer service agent or use the IVR system to check your balance.

Steps to Check Balance:

  1. Dial 155299 from your registered mobile number.
  2. Follow the IVR instructions or choose the option to connect with an agent.
  3. Provide authentication details if required.
  4. Receive your balance details instantly.

This method is best for customers who prefer speaking to a representative or need assistance beyond just a balance inquiry.

5. Check IPPB Balance with UPI Apps

If you have linked your IPPB account to a UPI app, such as BHIM, Google Pay, or PhonePe, you can check your balance using the app. Follow these steps:

  1. Open your preferred UPI app.
  2. Select the Check Balance option.
  3. Choose your IPPB account from the list of linked accounts.
  4. Enter your UPI PIN for authentication.
  5. Your account balance will be displayed on the screen.

Link IPPB & Post Office Savings Account (POSA)

India Post Payments Bank (IPPB) allows customers to link their savings account with a Post Office Savings Account (POSA), providing enhanced financial flexibility and seamless fund management.

Linkage Process

  1. Eligibility:An active individual POSA account is required. Digital Savings Accounts must be upgraded to full Savings Accounts for linkage.
  2. Methods:
    • At Account Opening: POSA can be linked while opening the IPPB account.
    • Post-Account Opening: Link via Doorstep Service (provide POSA passbook to GDS/Postman) or at IPPB Access Points.
  3. Confirmation: An SMS notification will confirm successful linkage.

Benefits of Linking IPPB & Post Office Savings Account (POSA)

  1. Automatic Fund Transfer: Excess balance over ₹2 lakh in IPPB is transferred to POSA at day-end.
  2. Transaction Continuity: Prevents transaction rejections due to balance limits.
  3. Unlimited Balance Management: POSA has no maximum balance cap, allowing full transfers from IPPB.
  4. Sweep Facility: Manage funds via the IPPB app using Sweep-In and Sweep-Out features.
  5. Cash Transactions: Withdraw or deposit cash using the linked accounts.

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Frequently Asked Questions

The IPPB balance check number is 8424054994. Simply give a missed call from your registered mobile number to get your account balance via SMS.

Dial 8424054994 from your registered mobile number. The call will disconnect automatically, and you'll receive an SMS with your account balance.

Send an SMS with the text BAL to 7738062873 from your registered mobile number. You will receive an SMS with your current account balance.

Yes, you can use the IPPB Mobile Banking App to check your balance. Log in with your credentials, navigate to the "Balance Inquiry" section, and view your account details.

The toll-free number for IPPB balance inquiries is 155299. You can call this number to speak with a customer service representative or use the IVR options for balance checks.

To activate this service, ensure that your mobile number is registered with your IPPB account. You can update your number at your nearest IPPB branch if required.

No, internet banking is not required. You can use missed call banking, SMS banking, or phone banking for balance inquiries without an internet connection.

Link your IPPB account with any UPI app (e.g., BHIM, Google Pay, PhonePe). Open the app, select "Check Balance," authenticate with your UPI PIN, and view your balance.

Yes, you can visit your nearest post office to check your IPPB account balance. Use the IPPB services counter for assistance.

Balance updates are instant. For missed call and SMS services, you’ll receive the information within seconds of making the request.

Currently, only balance inquiries are available through missed call service. For a mini statement, you can use the IPPB Mobile App or visit your nearest post office.

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