Canara Bank Debit Card


The Canara Bank Debit Card offers a variety of options tailored to meet the diverse needs of its customers.

With enhanced security features like EMV chip technology, Canara Bank ensures your transactions are safe and protected against fraud. In addition, customers can enjoy perks such as cashback, discounts, and the convenience of using global networks like RuPay, Visa, and Mastercard.

Below, you will find details on its eligibility criteria, charges, transaction limits, and the application process to help you make an informed choice.


Canara Bank debit cards offer secure transactions with EMV chip technology and various benefits like cashback, service discounts, and complimentary insurance.

Types of Canara Bank Debit Cards

There are more than 10 types of debit cards offered by the Canara Bank, each with its varied features and benefits to fit customer needs.

Here are some of the top debit cards and their key features:

  1. Rupay Select Debit Card:
  2. Key Features
    • Accidental insurance cover.
    • Access to gym membership.
    • Access to the gold programme.
    • Exclusive merchant offers.
    • 24X7 Referral & Reservation Services.
    • Access to health check-up facilities.
    • Complimentary airport lounge access.
  3. Mastercard World Debit Card:
  4. Key Features
    • Complimentary Air Accident Insurance Cover for self and spouse.
    • Baggage Insurance and Purchase Protection.
    • Online shopping benefits
  5. Visa Platinum Debit Card:
  6. Key Features
    • 1 Point for every ₹200
    • Complimentary Air Accident Insurance Cover for self and spouse.
    • Baggage Insurance and Purchase Protection.
    • Benefits of online shopping
    • Complimentary lounge access (domestic: 2 Self + 1 Guest per quarter, International: 2 Self + 2 Guest per year)
  7. Rupay Platinum International Debit Card:
  8. Key Features
    • Complimentary Air Accident Insurance Cover for self and spouse.
    • Baggage Insurance and Purchase Protection.
    • Online shopping benefits
    • 1 Point for every ₹ 200
    • Complimentary lounge access (1 domestic & 1 international per year for self)
  9. Visa Classic Debit Card:
  10. Key Features
    • Benefits of online shopping
    • Globally accepted.
  11. Mastercard Platinum Debit Card:
  12. Key Features
    • 1 Point for every ₹200
    • Domestic lounge access at select airports (2 per quarter for self)
    • Complimentary Air Accident Insurance Cover for self and spouse.
    • Baggage Insurance and Purchase Protection.
    • Benefits of online shopping

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Eligibility Criteria for a Canara Bank Debit Card

To access the Canara Bank Debit Card, here are the eligibility requirements you must qualify for:

  • The applicant must have a Savings or Current account with Canara Bank.
  • The applicant’s account must be fully verified with the required documents (KYC).

Apply for a Canara Bank Debit Card Online

Here are the steps to apply for the Canara Bank Debit Card online:

  1. Visit the official website of Canara Bank Debit Card.
  2. On the right side of the page, click on the ‘Apply Debit Card Online’ button.
  3. Apply-Deb-Online
  4. Enter your Account Number.
  5. Choose either PAN or Aadhaar Number, or Passport Number linked to Account No, and enter the information.
  6. pan-aadhar-num
  7. Type the characters given in the respective image and click on ‘Proceed’.
  8. Enter the OTP sent to your registered mobile number.
  9. Enter your Address details for the debit card to be delivered.

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Canara Bank Debit Card Activation and PIN Generation

The Canara Bank Debit Card PIN involves a 4-digit PIN, which is required to activate your debit card. It can be done via online and offline methods.

Canara Bank Debit Card PIN Generation via ATM

  1. Visit your nearest Canara Bank ATM.
  2. Insert your debit card and click on ‘PIN Generation’.
  3. Select ‘Create/Change PIN’.
  4. Enter the OTP received in your registered mobile number and click on ‘Proceed’.
  5. Enter a 4-digit ATM PIN.
  6. Re-enter the same to confirm.
  7. Click on ‘Submit’.

Canara Bank Debit Card PIN Generation via Mobile Banking

  1. Install the Canara ai1 Mobile Banking App.
  2. Install-Canara-Mob-App
  3. Log in with your registered mobile number and other credentials.
  4. Click on ‘PIN Generation’ and create a new PIN.
  5. Click on ‘Confirm’.

Canara Bank Debit Card PIN Generation via NetBanking

  1. Visit the official Canara Bank NetBanking portal and click on the ‘Net Banking Login’ button.
  2. visit-canara-portal
  3. Enter your User ID and Password. Enter the Captcha as shown.
  4. enter-captcha-shown
  5. Click on ‘Login’.
  6. Click on ‘Card PIN’ and then ‘Generate PIN’.
  7. Select the debit card of your choice and enter the card number and CVV.
  8. Click on ‘Generate OTP’.
  9. Enter the OTP received on your registered mobile number.
  10. Set a New PIN and re-enter it to confirm.
  11. Click on ‘Generate Now’.

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Canara Bank Debit Card Charges and Limits

The Canara Bank Debit Card charges and limits are provided in the table below:

Debit Card Type Annual/Renewal Fees (₹) Daily Transaction Limit
Rupay Select Debit Card ₹1000 Withdrawal: ₹1 lakh
Shopping: ₹5 lakh
MasterCard World Debit Card ₹1000 Withdrawal: ₹1 lakh
Shopping: ₹5 lakh
Visa Platinum Debit Card ₹500 Withdrawal: ₹1 lakh
Shopping: ₹5 lakh
Rupay Platinum International Debit Card ₹500 Withdrawal: ₹1 lakh
Shopping: ₹5 lakh
Visa Classic Debit Card ₹200 Withdrawal: ₹ 75,000
Shopping: ₹2 lakh

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Frequently Asked Questions

The daily transaction limits for Canara Bank debit cards depend on the card type.

To use your Canara Bank debit card for the first time, set your PIN at any Canara Bank ATM by following the on-screen instructions. Once the PIN is set, you can use the card for cash withdrawals and other transactions.

Canara Bank debit cards offer secure transactions, complimentary insurance, access to airport lounges, and exclusive merchant offers.

The MPIN in Canara Bank is a 6-digit PIN used to securely authenticate transactions on the bank's mobile banking apps, ensuring only authorized users can access their accounts.

Yes, Canara Bank debit cards can be used internationally. For this, you need to activate international transactions via mobile banking, internet banking, or by visiting your branch.

Typically, ​Canara Bank debit cards are activated within 3 working days from the date of receipt.

To activate UPI in Canara Bank, download the Canara AI1 app and log in using your registered mobile number. You can activate UPI by using an Activation Code received at your branch or by entering your Debit Card details in the app.

Yes, you can prepay your loan at any time without incurring any prepayment penalties.

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