Axis mobile banking allows customers to securely manage bank accounts, credit cards, and transactions through smartphones. This makes tracking finances extremely simple and quick.
With the help of the Axis Bank Mobile banking feature, you can install and use dedicated applications specific to your needs or use the general mobile banking application for overall access.
Read more to learn about mobile app types, registration, login, usage, password setup, and key features.
| You can use Axis Mobile for Axis Bank Mobile Banking services, through which you can access various features like core banking options, card management, payments and recharge, investment and finance, UPI and QR services and many other features. |
Axis Mobile Banking Application Registration Process
Registering on the Axis Mobile Banking app is a one-time process, using which you can start a new account straight from the application itself.
This requires an active mobile number, proof of address, an Aadhaar and a PAN card for eKYC purposes. This ensures security and device-level linkage.
You can follow the steps mentioned below to register your account and start using your application.
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- Download the Axis Mobile App (latest version) from the Play Store or the App Store. This is also known as the Open by Axis Banking app.
Alternatively, you can send an SMS “MBANK” to 56161600 to get a download link via SMS.
- Tap on the “Open A Savings Account” option on the app opening interface or click on the “Login” button on the same screen.
- Register using your mobile number by entering your mobile number and then verifying using OTP.
- Set an mPIN for your application.
- Verify yourself using PAN and Aadhaar.
- Fill in your details.
- Complete the e-KYC and get your account activated.
- After using the mPIN to log into your accounts, all your linked accounts will be displayed.
If you already have an account and are registering for the Axis Mobile application, you would have to go through different steps after step 4.
- Use your internet banking credentials, such as login ID and password, to verify your account.
- Enter your debit card details and verify.
- You will be prompted to enter your details, after which you will be asked to enter two sets of OTPS, sent to your mobile number and email, respectively.
Axis Mobile Banking Application Login Guide
Once registered, users can log in to the Axis Mobile app using an MPIN or biometric verification. These secure login protocols ensure protection against unauthorised access and malicious activity.
You can follow the steps mentioned below to log in to your Axis Mobile application.
- Once you open the app, you will be prompted to enter your app password, mPIN or fingerprint.
- Once you have entered one of them, you will be directed to the dashboard.
- On the dashboard,
- All your accounts will be displayed above.
- You can use the profile button in the leftmost corner to access various features offered by the bank.
In case you forgot your Axis Mobile mPIN, tap on “Forgot mPIN”.
Creating Axis Mobile Banking App Password (MPIN)
An MPIN (Mobile Personal Identification Number) is mandatory to access the app securely. It acts as your mobile banking password and can be reset easily if forgotten. This is stored inside your phone, but accessed in the presence of an internet connection. Hence, the Internet is necessary even for offline usage of the Axis mobile application on a phone.
Here are the simple steps to create an mPIN.
- During registration, you’ll be prompted to set a 6-digit MPIN after your account has been activated successfully.
- You can reset your MPIN from the login page using OTP.
- Biometric login can be linked later for added security.
You can change your mPIN by choosing the option “Forgot mPIN”. It will be followed by a step-by-step approach on resetting your mPIN using your registered mobile number and email ID.
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Features and Benefits of Axis Mobile App
The Axis Mobile app offers a unified interface with comprehensive banking features, built with secure APIs and real-time connectivity to your Axis Bank accounts. This ensures the user gets all of its features as a secure and comprehensive package.
Benefits include:
- 24×7 account access.
- Access to all your accounts in a single place: savings, fixed, demat, etc.
- Instant UPI transfers.
- Instant account/fund transfers like NEFT and IMPS.
- Recharge and bill payments.
- Debit/credit card management: limits, blocking, freezing, e-statements, etc.
- Fixed deposits, mutual funds, SIP tracking and other investment options.
- QR code payments.
- Integration with BHIM, BBPS.
While Axis Bank Netbanking offers a wide range of products and services for its customers, the Axis Mobile application is a comprehensive mobile platform from which you can manage your banking needs remotely.
Types of Axis Mobile Apps
Axis Bank provides multiple mobile apps that are dedicated to specific actions, such as banking, credit card management, and corporate transactions. Understanding which app suits your needs can help you benefit best from them.
Axis Mobile – Corporate
A secure mobile banking app designed for corporate clients to manage accounts, payments, and approvals on the go.
Axis Mobile Digital Rupee
This app enables users to transact using the Reserve Bank of India’s Central Bank Digital Currency (CBDC) via Axis Bank.
NEO for Business
A digital banking suite offering businesses tools for collections, payments, and account management through a unified dashboard.
BHIM Axis Pay: UPI, Online Recha
A UPI-enabled app that allows instant money transfers, bill payments, and mobile recharges directly from your bank account.
Neo for Merchants
A digital solution tailored for small merchants to accept UPI payments, manage settlements, and track transactions seamlessly.
Axis Go
A lightweight app designed for customers in rural and semi-urban areas to perform basic banking transactions without high data usage.
Neo for Corporates
A digital banking platform offering advanced features for large enterprises, including bulk payments, liquidity management, and real-time dashboards.
Axis OK
A simple, multilingual SMS-based banking app that lets users check balances and perform basic transactions without internet access.
Axis Mobile Biz Digital Rupee
A CBDC-based business app allowing merchants to receive and manage digital rupee payments from customers.
Axis SecureAuth
An authentication app providing enhanced security for corporate and retail users through secure transaction authorisation.
Axis Receivables Suite
A digital platform to help businesses automate, track, and reconcile receivables and payments efficiently.
Kochi1 App by KMRL & Axis Bank
A smart mobility app that integrates Kochi Metro card recharge, ticketing, and Axis Bank payments on one platform.

