Bandhan Bank Debit Card


The Bandhan Bank Debit Card offers a safe and convenient way to access your money anytime, anywhere. With a wide range of debit cards, Bandhan Bank provides options for daily use, shopping, travel, and more. These cards include cash withdrawals, online payments, insurance coverage, and exclusive offers. Customers can easily apply for a Bandhan Bank debit card at a branch, and some options may be available through the online services.


Bandhan Bank Debit Cards offer daily ATM withdrawal limits up to ₹2,00,000 and purchase limits up to ₹6,00,000. Select cards provide benefits like lounge access, insurance cover up to ₹1 crore, and exclusive lifestyle offers.

Types of Bandhan Bank Debit Card

Bandhan Bank offers different types of debit cards to match various customer needs. Here’s a summary of the main Bandhan Bank debit card types:

Debit Card Type ATM Withdrawal Limit Key Features
Elite Plus Debit Card ₹1,00,000 Lounge access, insurance up to ₹1 crore
Elite Debit Card ₹1,00,000 Premium lounge access, insurance
Mastercard Platinum Debit Card ₹2,00,000 Higher limits, lifestyle benefits
Mastercard Platinum Plus Debit ₹50,000 Purchase protection, insurance
Mastercard Titanium Debit Card ₹40,000 Basic cover, purchase protection

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1. Bandhan Bank Elite Plus Debit Card

The Bandhan Bank Elite Plus Debit Card offers higher transaction limits, premium lifestyle benefits, and enhanced security for both domestic and international use. This card is designed for customers seeking convenience, protection, and exclusive privileges in their everyday banking.

Key Features of Bandhan Bank Elite Plus Debit Card

Feature Details
Daily ATM Withdrawal Limit ₹1,00,000
Daily Purchase Limit ₹6,00,000
Lounge Access 2 domestic airport visits per quarter + 1 companion access
Complimentary Movie Tickets Buy 1, get 1 free (up to ₹750 per month)
Exclusive Shopping Offers Discounts on travel, dining, groceries, entertainment, and leisure spending

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2. Bandhan Bank Elite Debit Card

The Bandhan Bank Elite Debit Card offers higher transaction limits, complimentary airport lounge access, insurance coverage, and lifestyle benefits. Designed for ease of use in both domestic and international transactions, it also includes features like golf privileges, shopping discounts, and secure contactless payments.

Key Features of Bandhan Bank Elite Debit Card

Feature Details
Daily ATM Withdrawal Limit ₹1,00,000
Daily Purchase Limit ₹5,00,000
Lounge Access 2 visits per quarter at select domestic airports
Complimentary Golf 12 lessons or 4 games per year
Complimentary Movie Tickets Buy 1, get 1 free (up to ₹500/month)

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3. Bandhan Bank Mastercard Platinum Debit Card

The Bandhan Bank Mastercard Platinum Debit Card offers high transaction limits, global acceptance, and a range of lifestyle benefits. Ideal for frequent travelers and shoppers, this card provides complimentary lounge access, insurance coverage, exclusive offers, and secure contactless payments for both domestic and international use.

Key Features of Bandhan Bank Mastercard Platinum Debit Card

Feature Details
Daily ATM Withdrawal Limit ₹2,00,000
Daily Purchase Limit ₹6,00,000
Lounge Access 2 visits per quarter at select domestic airports

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4. Bandhan Bank Mastercard Platinum Plus Debit Card

The Bandhan Bank Mastercard Platinum Plus Debit Card is designed for customers seeking secure transactions, essential lifestyle benefits, and free insurance coverage. It offers moderate transaction limits, complimentary lounge access, shopping offers, and protection features, making it a reliable choice for everyday domestic and international use.

Key Features of Bandhan Bank Mastercard Platinum Plus Debit Card

Feature Details
Daily ATM Withdrawal Limit ₹50,000
Daily Purchase Limit ₹3,00,000
Lounge Access 1 visit per quarter at select domestic airports
Complimentary Movie Tickets Buy 1, get 1 free (up to ₹350/month)

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5. Bandhan Bank Mastercard Titanium Debit Card

The Bandhan Bank Mastercard Titanium Debit Card is a secure and convenient option for everyday banking needs. It offers essential benefits like free insurance, purchase protection, and exclusive shopping discounts.

Key Features of Bandhan Bank Mastercard Titanium Debit Card

Feature Details
Daily ATM Withdrawal Limit ₹40,000
Daily Purchase Limit ₹3,00,000
Personal Accident Insurance ₹2,00,000
Purchase Protection Up to ₹50,000 (within 90 days of purchase)
Lost Card Liability Cover Up to ₹50,000

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6. Bandhan Bank Visa Platinum Debit Card

The Bandhan Bank Visa Platinum Debit Card is designed for customers who prefer higher transaction limits along with essential security and lifestyle benefits. It supports both domestic and international usage, offers free insurance, purchase protection, and allows secure contactless payments.

Key Features of Bandhan Bank Visa Platinum Debit Card

Feature Details
Daily ATM Withdrawal Limit ₹1,00,000
Daily Purchase Limit ₹4,00,000
Personal Accident Insurance ₹10 lakh (road/rail) + ₹1 crore (air accident)
Purchase Protection Up to ₹2 lakh (within 90 days of purchase)
Lost Card Liability Cover Up to ₹3.5 lakh

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7. Bandhan Bank RuPay Platinum Debit Card

The Bandhan Bank RuPay Platinum Debit Card offers higher transaction limits along with enhanced insurance coverage and lifestyle benefits. With complimentary lounge access, shopping discounts, and contactless payments, this card is ideal for customers who want value, convenience, and security for both domestic and international transactions.

Key Features of Bandhan Bank RuPay Platinum Debit Card

Feature Details
Daily ATM Withdrawal Limit ₹2,00,000
Daily Purchase Limit ₹6,00,000
Lounge Access 1 domestic & 1 international visit per year
Complimentary Movie Offer Buy 1, get 1 free (up to ₹150/month)
Personal Accident Insurance ₹2,00,000 (includes permanent disability cover)

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8. Bandhan Bank Visa Classic Debit Card

The Bandhan Bank Visa Classic Debit Card offers basic banking convenience with added insurance benefits and security. Ideal for everyday domestic and international transactions, it includes purchase protection, fraud liability cover, and discounts on shopping, dining, and travel.

Key Features of Bandhan Bank Visa Classic Debit Card

Feature Details
Daily ATM Withdrawal Limit ₹40,000
Daily Purchase Limit ₹1,00,000
Personal Accident Insurance ₹2,00,000
Purchase Protection Up to ₹50,000 (within 90 days of purchase)
Lost Card Liability Cover Up to ₹50,000

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9. Bandhan Bank RuPay Classic Debit Card

The Bandhan Bank RuPay Classic Debit Card is designed for everyday banking convenience with higher daily transaction limits and exclusive offers. It is ideal for domestic payments, online shopping, and contactless transactions, while also offering limited international usage in select countries.

Key Features of Bandhan Bank RuPay Classic Debit Card

Feature Details
Daily ATM Withdrawal Limit ₹40,000
Daily Purchase Limit ₹1,00,000
Exclusive Offers Discounts on travel, dining, groceries, entertainment, and online shopping
Contactless Payment Yes, via NFC-enabled EMV chip (available on reissuance if missing)
International Usage Limited to NPCI partner countries (e.g., Singapore, UAE, Nepal, Maldives)

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10. Bandhan Bank Avni Debit Card

The Bandhan Bank Avni Debit Card is specially curated for women, offering shopping and lifestyle benefits along with secure banking. It includes complimentary lounge access, movie offers, free insurance, and contactless payment features.

Key Features of Bandhan Bank Avni Debit Card

Feature Details
Daily ATM Withdrawal Limit ₹50,000
Daily Purchase Limit ₹3,00,000
Lounge Access 1 visit per quarter at select domestic airports
Complimentary Movie Tickets Buy 1, get 1 free (up to ₹350/month)
Personal Accident Insurance ₹10 lakh

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11. Bandhan Bank PMJDY Debit Card

The Bandhan Bank PMJDY Debit Card is designed to promote financial inclusion by offering essential banking services with security and ease. It provides basic transaction facilities, complimentary insurance, and exclusive offers, making it ideal for Jan-Dhan account holders seeking simple and secure access to their funds.

Key Features of Bandhan Bank PMJDY Debit Card

Feature Details
Daily ATM Withdrawal Limit ₹40,000
Daily Purchase Limit ₹1,00,000
Insurance Coverage ₹2,00,000 (personal accidental death & total disability)
Exclusive Offers Discounts on shopping, dining, travel, groceries, and online spends
Contactless Payment Yes, via NFC-enabled EMV chip

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Bandhan Bank Debit Card Fees & Charges

Below is a summary of the Bandhan Bank Debit Card charges and other service fees, revised effective from 15th September 2021.

  1. Revised Debit Card Issuance Fees
  2. Bandhan Bank has implemented issuance fees for select debit cards. The applicable charges are as follows:

    Card Type Revised Issuance Fee
    RuPay Classic ₹150
    RuPay Platinum ₹200
    Visa Classic ₹200
    Visa Platinum ₹300
    Note: Issuance fees for Mastercard and special category cards may differ and should be confirmed with the bank directly.
  3. Revised Service Charges
  4. In addition to debit card issuance fees, Bandhan Bank has updated several service charges:

    Service Revised Charge
    Cheque Return (Inward) - Financial Reason ₹500
    Cheque Return (Outward) - Financial Reason ₹150
    ECS Return Charges - Financial Reason ₹500
    ATM Decline due to Insufficient Funds (Domestic) ₹25 per transaction
    DD Issuance Charges ₹1 to ₹4 per ₹1,000
    (Min ₹75, Max ₹10,000)

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Steps to Apply for a Bandhan Bank Debit Card

Bandhan Bank offers customers the flexibility to apply for a debit card through both online and offline methods. Below are the detailed steps for both options:

Bandhan Bank Debit Card Apply Online

If you are an existing Bandhan Bank customer with internet banking access, you can easily apply for a debit card online by following these steps:

  1. Visit the official website of Bandhan Bank.
  2. Log in to the internet banking portal using your User ID and password.
  3. Navigate to the ‘Cards’ section and select your preferred debit card type.
  4. Click on ‘Apply Card Online’ and fill in the required details.
  5. Review the information and click ‘Submit’.
  6. After successful verification, your debit card will be dispatched within 5 to 7 working days.

Bandhan Bank Debit Card Apply Offline

For those who prefer to apply in person, you can visit any Bandhan Bank branch:

  1. Visit your nearest Bandhan Bank branch.
  2. Request a debit card application form from the bank officials.
  3. Complete the form with accurate details and sign it.
  4. Attach the necessary documents (such as identity and address proof).
  5. Submit the form and documents to the branch.
  6. The bank will verify your details, and upon approval, your debit card will be issued within 5 to 7 working days.

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Bandhan Bank Debit Card PIN Generation

You can set your PIN through Internet Banking, the mBandhan mobile app, or via IVR. This process is secure, paperless, and can be done anytime, anywhere.

  1. Using Internet Banking or mBandhan Mobile App:
    1. Log in to Internet Banking or the mBandhan app.
    2. Select ‘Debit Card’ from the main menu or Quick Links.
    3. Choose ‘Generate PIN’.
    4. Enter card details such as expiry date, CVV, date of birth/PAN, and click ‘Validate’.
    5. Set a 4-digit PIN of your choice.
    6. Re-enter the PIN to confirm.
    7. Enter the OTP received on your registered mobile number and click ‘Submit’.
    8. You will receive confirmation once the PIN is set.
  2. Using IVR (Phone Call):
    1. Call +91-33-4090-2222 or +91-33-6629-6709 from your registered mobile number.
    2. Select your preferred language.
    3. Enter your 16-digit debit card number.
    4. Authenticate using your card’s expiry date and date of birth.
    5. Set a 4-digit PIN and confirm.
    6. You will receive an SMS confirmation.

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Block Bandhan Bank Debit Card

If your Bandhan Bank Debit Card is lost, stolen, or you suspect unauthorized use, it is important to block it immediately. Bandhan Bank provides multiple convenient ways to block your debit card, either temporarily or permanently, through online and offline channels.

  1. Internet Banking or mBandhan App
    1. Log in to Internet Banking or the mBandhan app.
    2. Go to ‘Debit Card’ > Select your active card.
    3. Click on ‘Block/Unblock Card’.
    4. Choose Temporary or Permanent Block and click Submit.
    5. Confirm via mPIN or OTP.
    6. You will receive confirmation via email and SMS.
  2. IVR (Phone Self-Service)
  3. Call 1800-258-8181 from your registered mobile number:

    1. Select the option to report a lost or stolen card.
    2. Follow prompts for temporary or permanent block.
    3. Enter your debit card or account number.
    4. Authenticate with OTP.
    5. Confirm the block request.
    6. SMS confirmation will be sent upon successful blocking.
  4. Email Request
  5. For permanent block:

    1. Email customercare@bandhanbank.com requesting to block your debit card.
    2. A customer care executive will verify your details via a call.
    3. Once verified, your card will be blocked, and confirmation will be sent.
  6. Visit the Bank Branch
  7. For permanent block:

    1. Visit your nearest Bandhan Bank branch during working hours.
    2. Submit a written request including Customer ID, Account Number, and last 4 digits of your card.
    3. The branch will process the block and send confirmation via SMS and email.
  8. SMS Banking
    • Permanent Block: Send BLOCKDC <Last 4 digits of card> to 9920311246.
    • Temporary Block: Send TBLCKDC to 9920311246.

You will receive an SMS confirmation once the card is blocked.

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Bandhan Bank Debit Card Customer Care

Bandhan Bank provides a dedicated customer care service to assist with all queries and issues related to debit cards, including card activation, PIN generation, blocking/unblocking, transaction issues, and general support.

  1. Call Support
  2. For immediate assistance, you can contact Bandhan Bank through the following numbers:

    Service Contact Number
    Customer Care Helpline (Toll-Free) 1800-258-8181
    Customer Care Number 033-6633-3333
    Debit Card PIN (Green PIN) 033-6609-6709
    Alternate Debit Card Support 033-4090-2222
    Micro Banking 033-6826-5200

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    Note: Standard call charges may apply, except for the toll-free number.
  3. Email Support
  4. For non-urgent queries or requests, you can email:

    Category Email Address
    Customer Care customercare@bandhanbank.com
    Careers recruitment@bandhanbank.com
    Media Inquiries corpcomm@bandhanbank.com

    The customer care team will respond after verifying your details.

  5. Visit a Branch
  6. For in-person assistance, visit your nearest Bandhan Bank branch. You can locate branches using the Banking Outlet Locator on the official website.

    Service Details
    Branch Assistance Visit your nearest Bandhan Bank branch. Use the Banking Outlet Locator on the official website.
    Head Office Address Floors 12–14, Adventz Infinity@5, BN 5, Sector V, Salt Lake City, Kolkata 700091
    Working Hours Monday to Saturday, 9:00 AM to 6:00 PM
    (Closed on 2nd and 4th Saturdays)

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Frequently Asked Questions

The Bandhan Bank Elite Plus Debit Card is considered the best for premium users, offering high transaction limits, lounge access, insurance up to ₹1 crore, golf privileges, and lifestyle benefits.

Some basic cards were free earlier, but as per the latest charges, issuance fees apply:

₹150 to ₹300 depending on the card type (e.g., RuPay Classic ₹150, Visa Platinum ₹300).
Annual or monthly maintenance fees may also apply based on the card.

The daily ATM withdrawal limit ranges from ₹40,000 to ₹2,00,000, and purchase limits range from ₹1,00,000 to ₹6,00,000, depending on the card type.

Bandhan Bank sets daily limits, not specific monthly limits. However, daily limits accumulate over the month based on usage. You can adjust limits within allowed ranges via Internet Banking or the mBandhan app.

Activate your debit card by:

  • Logging into Internet Banking or the mBandhan app
  • Calling customer care
  • Visiting an ATM for PIN generation

Ensure online, international, and contactless usage is enabled through account settings.

Yes, select cards like Elite Plus, Elite, Mastercard Platinum, and RuPay Platinum offer complimentary airport lounge access.

You can increase your withdrawal limit by:

  • Using Internet Banking or the mBandhan app
  • Visiting your nearest Bandhan Bank branch

Limits can be adjusted up to the maximum allowed for your card type.

Bandhan Bank typically applies annual fees rather than monthly charges. However, some cards may have annual maintenance or usage fees, depending on the card type and usage patterns. Always check specific card terms for exact charges.

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