Unity Small Finance Bank offers personal loans up to ₹5 lakh to help individuals meet various personal needs such as medical emergencies, travel expenses, or home renovations. The bank offers an easy application process, quick disbursement, and minimal documentation requirements. The loan comes with competitive interest rates, making it a viable option for those seeking immediate financial assistance without complex procedures.
Unity Small Finance Bank offers personal loans up to ₹5 lakhs with interest rates starting from 16% p.a., along with flexible repayment terms. Customers benefit from secure deposits, easy loan approvals, and comprehensive financial products like FDs and RDs.
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Here are the highlights of Unity Small Finance Bank Personal Loan:
Features | Details |
---|---|
Loan Amount | Up to ₹5 lakh |
Interest Rate | Starts from 16% p.a. (based on credit profile) |
Repayment Tenure | Flexible Repayment Tenure |
Approval Time | Fast, with minimal documentation |
Collateral | Not Required |
Are you looking for a personal loan?
The bank offers competitive interest rates and other charges based on your credit score and profile. Below is an overview:
Charge | Details |
---|---|
Interest Rate | 16% to 30% |
Processing Fee | Applicable as per bank norms |
Late Payment Penalty | Applicable as per bank norms |
Prepayment/Foreclosure Fee | Applicable as per bank norms |
To qualify for a personal loan from Unity Small Finance Bank, applicants need to meet the following criteria:
For applying for an instant personal loan at Unity Small Finance Bank, the essential documents required include:
These documents allow the bank to assess your financial status and eligibility. Always ensure that you provide accurate and up-to-date documentation to speed up the approval process.
Don't know your credit score? You can find out for free!
Effortlessly calculate your EMI using an online EMI calculator. Just input the loan amount, interest rate, and loan tenure to instantly view your monthly payment. It's a quick and simple way to manage your loan finances efficiently.
Monthly EMI | ₹86 |
Principal Amount | ₹1,000 |
Total Interest | ₹32 |
Total Amount | ₹1,032.00 |
Unity Small Finance Bank offers various types of loans to cater to diverse business needs:
Applying for a personal loan from Unity Small Finance Bank is a simple online process. Here are the steps:
To contact Unity Small Finance Bank for queries or assistance, customers can use the following details:
Do you need an emergency loan?
Besides providing loans, Unity Small Finance Bank also offers other services including FD & RD schemes to grow your savings. Unity Small Finance Bank offers Fixed Deposit (FD) and Recurring Deposit (RD) schemes, allowing customers to grow their savings with attractive interest rates. The FD scheme ensures guaranteed returns over a fixed period, while the RD scheme is ideal for those who wish to save regularly with flexible options. Both options are designed to meet short-term and long-term financial goals.
For more details, visit the official Unity Small Finance Bank website at Unity Bank's Official Website.
Interest rates start from 16% depending on the loan type and credit profile.
For Unity Small Finance Bank accounts, the minimum balance requirement depends on the type of account.
Unity Bank offers personal loans up to ₹5 lakh, with higher limits for business loans.
Basic requirements include valid ID proof, income documentation, and meeting credit eligibility.
Yes, deposits are insured up to ₹5 lakh under the Deposit Insurance and Credit Guarantee Corporation (DICGC).
Daily limits depend on the account type and transaction methods.
The bank offers competitive interest rates, easy loan approvals, digital banking, and deposit schemes like FD and RD.
Limits vary based on account types but typically include withdrawal and transaction restrictions tailored to customer profiles.
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