UCO Bank Debit Card

UCO Bank offers a range of debit cards tailored to meet diverse customer needs, providing secure and convenient banking solutions. With features like online application, PIN generation, and attractive offers, managing your finances becomes seamless.​

UCO Bank debit cards provide easy access to funds, enable cashless transactions, and come with various benefits and offers. Whether you're shopping online, dining out, or traveling, UCO Bank debit cards ensure secure and efficient transactions.

Table of Contents:

• ⇾ Types of UCO Bank Debit Cards
• ⇾ RuPay Platinum Insta Contactless Debit Card (Non Personalised)
• ⇾ RuPay Select Personalised Contactless Debit Card
• ⇾ RuPay Platinum International Debit Card (Personalised)
• ⇾ VISA Personalised International Debit Card (Classic / Platinum / Signature)
• ⇾ Aparajita Contactless Debit Card (Women-Centric)
• ⇾ UCO Bank Debit Card Fees & Charges
• ⇾ Features & Benefits of UCO Bank Debit Cards
• ⇾ Steps to Apply for a New UCO Bank Debit Card
• ⇾ Steps To Generate UCO Bank Green PIN / Reset PIN
• ⇾ Green PIN Generation through UCO Bank Portal
• ⇾ Green PIN Generation at UCO Bank ATM
• ⇾ Green PIN Generation via UCO mBanking Plus App
• ⇾ Green PIN Generation via IVR (Phone Call)
• ⇾ How to Block Lost UCO Bank Debit Card
• ⇾ UCO Bank Debit Card Customer Care Number
• ⇾ Frequently Asked Questions

Types of UCO Bank Debit Cards

UCO Bank offers several types of debit cards to cater to different customer requirements.​ These UCO Bank debit card types include both RuPay and Visa variants with personalized, non-personalized, and contactless features.

Below is an overview of the available cards.

1. RuPay Platinum Insta Contactless Debit Card (Non Personalised)

The RuPay Platinum Insta Contactless Debit Card is an instantly issued, non-personalised debit card from UCO Bank, available directly from branches. This card is ideal for customers who require immediate banking access without waiting for card personalization. It supports contactless transactions, is domestically and internationally usable, and includes essential insurance coverage, making it a smart and convenient everyday card.

Eligibility Criteria

Key Features

2. RuPay Select Personalised Contactless Debit Card

The RuPay Select Personalised Contactless Debit Card is UCO Bank’s most premium offering, designed to deliver a luxurious lifestyle experience for customers. This international, name-based personalized card blends high transaction limits with complimentary wellness, travel, and entertainment privileges. Ideal for high-spending professionals, frequent travelers, and lifestyle enthusiasts, it offers more than just banking, it's a lifestyle upgrade.

Card Overview & Daily Limits

Key Features & Exclusive Benefits

Fee Structure

3. RuPay Platinum International Debit Card (Personalised)

The RuPay Platinum Personalised Debit Card is a globally accepted, name-embossed card offered by UCO Bank, tailored for individuals who require international usability along with premium travel and lifestyle privileges. It is ideal for everyday spenders as well as frequent flyers looking for added value in lounge access, insurance, and merchant offers.

Eligibility Criteria

Key Features & Benefits

Fee Structure

How to Apply

• Visit the nearest UCO Bank branch, or
• Apply through WhatsApp with your registered number.

The RuPay Platinum International Debit Card is perfect for users who want a cost-effective international card with value-added benefits like travel insurance, merchant discounts, and airport lounge access. It aligns with key search interests such as UCO Bank debit card apply online, UCO Bank debit card charges, and UCO Bank debit card limit.

4. VISA Personalised International Debit Card (Classic / Platinum / Signature)

The VISA Personalised International Debit Card from UCO Bank offers global acceptance and tiered benefits to suit diverse banking and lifestyle needs. Available in three variants, Paywave Classic, Platinum, and Signature, these cards are designed for seamless international usage, secure online transactions, and value-added global offers. Each card comes with a name-embossed design, without a photo, offering a premium banking experience with exclusive benefits.

Eligibility Criteria

Key Features Across All Variants

Daily Withdrawal Limits by Card Variant

Fee Structure

How to Apply

• Visit your nearest UCO Bank branch, or
• Apply through WhatsApp using your registered mobile number.

These VISA debit card types are perfect for international travelers and high-value spenders looking for secure transactions, global customer assistance, and exclusive offers worldwide. Choose your card based on your usage needs and enjoy the convenience and prestige of the VISA network.

5. Aparajita Contactless Debit Card (Women-Centric)

The Aparajita Contactless Debit Card from UCO Bank is a thoughtfully crafted offering exclusively for women customers and female staff. This personalized, contactless RuPay card provides unique lifestyle privileges tailored to the needs of women, including shopping discounts, wellness offers, lounge access, and concierge services. Whether you're a frequent traveler, an online shopper, or a working professional, the Aparajita card brings value and empowerment with every transaction.

Eligibility Criteria

Key Features & Women-Specific Benefits

Daily Limits

Fee Structure

The Aparajita Debit Card is an all-in-one lifestyle and banking tool for women, combining rewards, security, comfort, and style. It aligns well with common user queries like UCO Bank debit card apply, UCO Bank debit card offers, and UCO Bank debit card limit for women customers.

UCO Bank Debit Card Fees & Charges

UCO Bank offers a range of debit cards tailored to the needs of different customer segments, each with its fee structure. Here's a detailed comparison of the fees for each UCO Bank debit card type:

Features & Benefits of UCO Bank Debit Cards

UCO Bank debit cards are packed with features that go beyond just cash withdrawals. Whether you're shopping, traveling, or paying bills, these cards offer convenience, security, and added value.

• Contactless Payments: Tap-and-pay technology allows you to make secure transactions without swiping or entering a PIN for small purchases.
• EMV Chip Security: All cards are EMV chip-enabled to protect against fraud and unauthorized transactions.
• Global Acceptance: Use your debit card at millions of ATMs, merchant outlets, and online platforms in India and internationally.
• Exclusive Offers & Discounts: Avail cashback, seasonal deals, and ongoing discounts on shopping, dining, travel, and OTT subscriptions through UCO Bank debit card offers (RuPay/VISA network).
• Free Lounge Access: Premium variants like RuPay Select, Aparajita, and VISA Signature offer complimentary access to domestic and international airport lounges.
• High Daily Limits: Withdraw up to ₹50,000 from ATMs and spend up to ₹2,00,000 at PoS and online with select cards like VISA Signature and RuPay Select.
• Entertainment & Wellness Perks: Enjoy complimentary OTT subscriptions (Amazon Prime, Hotstar, Sony Liv), spa sessions, gym memberships, and golf lessons with premium cards.
• Insurance Coverage: Personal accident and permanent disability insurance ranging from ₹2 lakhs to ₹10 lakhs based on card type.
• 24x7 Concierge Services: Round-the-clock assistance in multiple Indian languages—available with RuPay Select and Aparajita cards.
• Easy Access & Management: Apply, track, or manage your debit card using WhatsApp banking, UCO mBanking Plus App, or the UCO website.

Steps to Apply for a New UCO Bank Debit Card

Applying for a new UCO Bank debit card is simple, quick, and can be done online without visiting the branch. UCO Bank allows customers to request a name-printed personalized debit card through its secure online portal.

Follow these easy steps to apply for your new UCO Bank debit card online:

1. Visit the Official UCO Bank Portal: Go to the online application page for debit cards via UCO Bank’s official site.
2. Select ‘Apply for New Debit Card’: On the homepage, click on the option that says "Apply for New Debit Card".
3. Enter Your Account Details: Input your Account Number linked to UCO Bank. Choose any one of your last 10 transactions from the dropdown and enter the exact amount.
4. Complete the Security Captcha: Type the characters displayed in the captcha image.
5. Click on ‘Send OTP’: Enter the OTP in the next step to proceed.
6. Once verified, select the card type and submit the application for processing.

Steps To Generate UCO Bank Green PIN / Reset PIN

UCO Bank makes it easy to set or reset your debit card PIN instantly through its secure online Green PIN generation portal. This process is safe, quick, and requires no branch visit.

Follow these steps to generate your UCO Bank debit card Green PIN:

1. Green PIN Generation through UCO Bank Portal

1. Visit the Official Green PIN Portal: Go to the UCO Bank Debit Card services page and click “Generate Green PIN / Reset PIN”.
2. Enter Card Details: Fill in the following mandatory fields such as Debit/ATM Card Number, Card Expiry Date (Month and Year), CVV (3-digit number on the back of your card)
3. Enter Account Number linked with your debit card
4. Set a New PIN: Type your new 4-digit PIN and Re-enter the same PIN in the “Confirm New PIN” field.
5. Verify Captcha: Enter the captcha code shown on the screen.
6. Click on “Send OTP”: Enter the OTP to complete and confirm your PIN setup.

Note: This process supports quick activation for newly issued UCO Bank debit cards.

2. Green PIN Generation at UCO Bank ATM

This method lets you instantly set your PIN using any UCO Bank ATM. It is ideal for customers who prefer in-person access.

Steps:

1. Visit any UCO Bank ATM.
2. On the Language Selection screen, choose the "Green PIN" option (left-hand side).
3. Enter your registered mobile number.
4. Authenticate using the OTP sent to your mobile.
5. Enter your new 4-digit PIN and confirm it.
6. Your Green PIN will be set. If the card was inactive, it will be activated.

Note: Only available at UCO Bank ATMs. A registered mobile number is required.

3. Green PIN Generation via UCO mBanking Plus App

The UCO mBanking Plus App provides an easy way to set your Green PIN from your mobile.

Steps:

1. Open the UCO mBanking Plus App and log in.
2. Go to Home > Manage Cards > Green PIN Generation.
3. Select your account number and the linked debit card.
4. Enter the card expiry date.
5. Set a new PIN, re-enter to confirm.
6. Enter the OTP received on your registered mobile.
7. Submit to complete the process.

Note: If the card is inactive, it will be activated after successful PIN generation.

4. Green PIN Generation via IVR (Phone Call)

Perfect for those without internet access. You can generate a PIN by calling UCO Bank’s toll-free number.

Steps:

1. Call 1800-103-0120 from your registered mobile number.
2. Follow the IVR instructions to enter card and account details.
3. Authenticate using the OTP received on your phone.
4. Set and confirm your new PIN.
5. You will receive confirmation via SMS.

Note: Transaction limit (₹10,000 at ATM/PoS) applies until 11:59 PM on the same day. E-commerce use is restricted during this time.

How to Block Lost UCO Bank Debit Card

If your UCO Bank debit card is lost, stolen, or compromised, you can quickly block your UCO Bank Debit Card by sending an SMS from your registered mobile number to 9230192301. Use the following formats:

Other Hotlisting Options

• Call Customer Care: Dial the toll-free number 1800 103 0123.
• Email Support: Write to uco.custcare@ucobank.co.in for immediate assistance.
• UCO mBanking Plus App: Block the debit card within the mobile app.
• WhatsApp Banking: Hotlist via UCO Bank's official WhatsApp channel: 8334001234.

UCO Bank Debit Card Customer Care Number

For any issues, queries, or support related to your UCO Bank Debit Card, you can reach out to the UCO Customer Care team through the following contact details: