Kissht Loans

Kissht is a digital platform that offers a variety of financial products, including personal loans, purchase finance, and credit solutions. It is designed to provide easy access to financing, especially for those who need quick approval and minimal paperwork. Kissht focuses on delivering convenient credit solutions to meet the diverse financial needs of its customers.

Table of Contents:

• ⇾ Kissht Loans Interest Rate
• ⇾ Kissht Loans Eligibility Criteria
• ⇾ Kissht Loans Documents Required
• ⇾ Features and Benefits of Kissht Loans
• ⇾ Types of Loans Offered by Kissht
• ⇾ Steps To Apply for Kissht Loan Online
• ⇾ Kissht Loans Contact Details
• ⇾ Frequently Asked Questions

Kissht Loans Interest Rate

The interest rate for Kissht loans can vary depending on several factors such as the type of loan, loan amount, tenure, and the borrower's credit score. On average, interest rates for Kissht loans start from around 18% per annum and may very based on individual profiles.

Kissht Loan Eligibility Criteria

To apply for a loan with Kissht, you need to meet certain eligibility criteria. Typically, the following are the general requirements:

• Age: The applicant must be between 21 and 60 years old.
• Employment Status: Salaried employees, self-employed individuals, or business owners can apply.
• Minimum Income: Monthly income requirements may vary based on the type of loan but generally, you need to demonstrate a stable income.
• Credit Score: A credit score of at least 650 is recommended for a better chance of approval.
• Residency: The applicant must be an Indian resident.

Kissht Loan EMI Calculator

Calculate the EMI for your loans with ease using an online EMI calculator. Enter the loan amount, interest rates, and loan tenure to instantly check your monthly EMI for Kissht Loan.

Kissht Loans Documents Required

To apply for a Kissht loan, you will need to provide the following documents:

• Proof of Identity: Aadhaar Card, PAN Card, Passport, Voter ID, etc.
• Proof of Address: Utility bills, Aadhaar, Passport, Rent Agreement, etc.
• Proof of Income: Salary slips, bank statements (for salaried individuals) or income tax returns, financial statements (for self-employed individuals).
• Photograph: A recent passport-sized photograph.
• Bank Details: Bank account details for disbursal.

Make sure you have both digital and physical copies of these documents ready for a faster application process.

Features & Benefits of Kissht Loans

Here are the features and benefits of Kissht Loans:

• Multi-Purpose Loans: Kissht loans are versatile and can be used for a variety of personal financial needs, such as medical emergencies, travel, home renovations, education, or other unforeseen expenses.
• Flexible Tenure: Borrowers can enjoy flexible repayment terms, with loan tenures of up to 36 months. This allows you to choose a repayment schedule that fits your financial situation comfortably.
• Multiple Repayment Options: Kissht offers a variety of repayment options, making it easier for borrowers to manage their payments in a way that best suits their cash flow and preferences.
• 100% Digital Process: The entire loan application and approval process is fully digital. From submitting documents to receiving funds, everything can be done online with no need for physical paperwork, ensuring a hassle-free experience.

Types of Loans Offered by Kissht

Here is a list of loans offered by Kissht:

Instant Personal Loans

Kissht offers quick personal loans perfect for individuals who need urgent funds for personal expenses such as medical emergencies, education, or home improvements. The entire process is digital, requiring no physical documentation, and the loan amount is transferred directly to your bank account.

• Loan Amount: Ranges from ₹30,000 to ₹5,00,000.
• Disbursement within 5 minutes.
• 100% digital process with zero physical documentation.
• The loan amount is transferred directly to your bank account.

Top-Up Loans

Top-up loans allow you to borrow additional credit over an existing loan, providing flexibility for further financial needs. With Kissht, you can extend the repayment tenure up to 36 months, and the processing fees are minimal. This loan type is ideal for those who need more funds after already taking a loan, without having to apply for a new one from scratch.

• Customers can avail additional credit over their existing loan.
• Extended tenure of up to 36 months.
• Minimal processing fees.

Steps to Apply for Kissht Loan Online

Applying for a loan through Kissht is a quick and hassle-free process, allowing you to get your funds in just a few minutes with a fully digital application.

• Step 1: Download the Kissht app from the Google Play Store and complete the sign-up process.
• Step 2: Upload basic documents such as your PAN card and Aadhaar card to proceed with the application.
• Step 3: Complete the verification process and apply for the loan directly through the app.
• Step 4: Once approved, the loan amount will be disbursed within 5 minutes and credited directly to your bank account.

Kissht Loans Contact Details

If you need assistance with Kissht loans or have any inquiries, their customer support team is easily accessible through multiple channels for a smooth and hassle-free experience.

Registered Address: 10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla West, Mumbai, Maharashtra 400070.

Contact Details For Customers:

• Phone Numbers: 080 44745884/ 080 62816309
• Email: care@kissht.com
• WhatsApp Support: +91 2248913631