IDFC FIRST Bank Debit Card

The IDFC FIRST Bank Debit Card is designed to make your everyday banking simple, secure, and rewarding. Whether you’re shopping online, withdrawing cash, or traveling, these debit cards offer a wide range of features to suit your lifestyle. With benefits like contactless payments, airport lounge access, insurance cover, and exciting offers. You can also manage your IDFC FIRST Bank Debit card easily through mobile or internet banking, giving you full control over your spending and security.

Table of Contents:

• ⇾ Types of IDFC FIRST Bank Debit Card
• ⇾ IDFC FIRST Private Debit Card
• ⇾ IDFC FIRST Wealth Debit Card
• ⇾ IDFC FIRST Select Debit Card
• ⇾ IDFC FIRST Bank World Debit Mastercard
• ⇾ IDFC FIRST Bank Visa Signature Debit Card
• ⇾ IDFC FIRST Bank Visa Platinum Debit Card
• ⇾ IDFC FIRST Bank Visa Classic Debit Card
• ⇾ IDFC FIRST Bank RuPay Platinum Debit Card
• ⇾ IDFC FIRST Bank RuPay Classic Debit Card
• ⇾ IDFC FIRST Bank Visa Platinum Business Debit Card
• ⇾ IDFC FIRST Bank Visa Signature Business Debit Card
• ⇾ IDFC FIRST Bank Debit Card Fees and Charges
• ⇾ IDFC FIRST Bank Debit Card Apply Online
• ⇾ Steps to Apply for IDFC FIRST Bank Debit Card Online:
• ⇾ Steps to Apply for an IDFC FIRST Bank Debit Card Offline
• ⇾ Generate IDFC FIRST Bank Debit Card PIN
• ⇾ Method 1: Using IDFC FIRST Bank Mobile App
• ⇾ Method 2: Using IDFC FIRST Bank Netbanking
• ⇾ Block IDFC FIRST Bank Debit Card
• ⇾ Using IDFC FIRST Bank Mobile Banking App
• ⇾ Visit the Nearest Branch
• ⇾ Call Customer Care
• ⇾ IDFC FIRST Bank Customer Care
• ⇾ Frequently Asked Questions

Types of IDFC FIRST Bank Debit Card

IDFC FIRST Bank offers different types of debit cards to match the needs of various customers. From premium cards for frequent travelers to basic cards for everyday use, each card comes with its own set of features and rewards. Many cards also include lounge access, insurance benefits, and higher transaction limits.

1. IDFC FIRST Private Debit Card

The IDFC FIRST Private Debit Card is designed for customers who prefer extra convenience, comfort, and exclusive services in their daily banking. This card offers a range of useful features like higher transaction limits, travel benefits, insurance cover, and lifestyle privileges.

Here’s a quick overview of the main features:

The IDFC FIRST Private Debit Card is a good choice if you want more than basic banking, offering useful extras that make payments, travel, and daily life easier and more secure.

2. IDFC FIRST Wealth Debit Card

The IDFC FIRST Wealth Debit Card is designed for individuals who want more value and convenience from their daily banking. This card offers a mix of practical financial features along with lifestyle and travel benefits. It helps you manage higher spending needs while giving you access to services like airport lounges, insurance, roadside assistance, and more.

Here’s a summary of the key features:

The IDFC FIRST Wealth Debit Card is suitable for customers looking for a balance between everyday banking and premium services like travel support, lifestyle privileges, and added security. It offers useful features that can make daily spending and travel more comfortable and secure.

3. IDFC FIRST Select Debit Card

The IDFC FIRST Select Debit Card is designed for customers who want more flexibility and added benefits in their daily banking. This card offers higher spending limits, travel perks, and lifestyle privileges, making it a good choice for those who prefer convenience along with extra services.

Here’s a summary of the key features:

The IDFC FIRST Select Debit Card is a practical option for individuals looking for a combination of higher transaction limits, safety, and extra lifestyle and travel benefits. It’s suited for those who want more than basic banking features while keeping things simple and easy to manage.

4. IDFC FIRST Bank World Debit Mastercard

The IDFC FIRST Bank World Debit Mastercard is designed for customers who want more flexibility, security, and travel benefits from their debit card. Whether you are shopping, traveling, or dining, this card ensures added comfort and protection.

Here’s an overview of the main features:

The IDFC FIRST Bank World Debit Mastercard is suitable for individuals who travel frequently or make high-value transactions, offering useful benefits like lounge access, safety features, and special offers across different categories. It’s a practical card that combines everyday banking with extra perks for a better experience.

5. IDFC FIRST Bank Visa Signature Debit Card

The IDFC FIRST Bank Visa Signature Debit Card is designed for customers who want added convenience, flexibility, and lifestyle benefits along with their daily banking needs. It also provides access to airport lounges, insurance protection, and exclusive offers on dining, wellness, and shopping.

Here’s a summary of its key features:

The Visa Signature Debit Card is ideal for individuals and families looking for a debit card that offers a balance of everyday banking convenience, safety, and extra perks like travel comfort and lifestyle discounts. It’s especially useful for those who enjoy added value through rewards and services beyond regular transactions.

6. IDFC FIRST Bank Visa Platinum Debit Card

The IDFC FIRST Bank Visa Platinum Debit Card is a convenient card for everyday banking with added benefits. It offers higher ATM withdrawal and shopping (POS) limits, giving you more flexibility in managing your expenses.

Here’s a summary of its key features:

The Visa Platinum Debit Card is a good choice for customers looking for a reliable debit card with a few extra benefits. It covers daily banking needs while offering useful perks like lounge access, insurance, and lifestyle discounts to make spending more rewarding and secure.

7. IDFC FIRST Bank Visa Classic Debit Card

The IDFC FIRST Bank Visa Classic Debit Card is a basic yet reliable card designed for everyday banking needs. In addition to regular transactions, cardholders can enjoy various offers on travel, shopping, dining, and wellness.

Here’s a summary of its key features:

8. IDFC FIRST Bank RuPay Platinum Debit Card

The IDFC FIRST Bank RuPay Platinum Debit Card is a convenient card that offers more than just basic banking. This card also includes access to RuPay’s exclusive deals and a 24/7 concierge service to assist with various personal and financial services.

Here’s a summary of the key features:

The RuPay Platinum Debit Card is ideal for customers looking for a debit card that combines daily banking with added lifestyle, travel, and security benefits. It’s a practical choice for those who want extra value from their card through offers, insurance, and convenient services.

9. IDFC FIRST Bank RuPay Classic Debit Card

The IDFC FIRST Bank RuPay Classic Debit Card is a basic and affordable card designed for everyday banking needs. Along with core banking features, this card provides insurance coverage under the PMJDY scheme and access to special offers on dining, shopping, and lifestyle services.

Here’s a summary of its key features:

The RuPay Classic Debit Card is suited for individuals looking for a simple debit card that covers basic banking needs while offering added value through insurance and everyday offers. It’s a practical choice for secure, day-to-day transactions with some extra savings on lifestyle expenses.

10. IDFC FIRST Bank Visa Platinum Business Debit Card

The IDFC FIRST Bank Visa Platinum Business Debit Card is designed to meet the needs of business owners and professionals. Along with core banking features, this card provides complimentary airport lounge access, insurance coverage, and a variety of business-related offers.

Here’s a summary of its key features:

The Visa Platinum Business Debit Card is ideal for entrepreneurs and businesses looking for a card that supports daily operations while offering extra benefits like travel comfort, insurance, and savings on essential services. It’s a practical tool for handling both business expenses and value-added services.

11. IDFC FIRST Bank Visa Signature Business Debit Card

The IDFC FIRST Bank Visa Signature Business Debit Card is designed to support business owners and professionals in managing their daily expenses with ease. With global acceptance and secure payment features, it helps businesses operate smoothly both in India and abroad.

Here’s a summary of its key features:

The Visa Signature Business Debit Card is a good choice for businesses seeking a card that not only handles payments but also provides added value through travel comfort, insurance safety, and savings on important business services.

IDFC FIRST Bank Debit Card Fees and Charges

IDFC FIRST Bank offers a range of debit card options, each with its own set of fees and charges. This comprehensive overview outlines the key details regarding debit card issuance, annual fees, replacement costs, international transaction fees, and ATM usage charges for the bank's VISA Platinum, VISA Platinum, and VISA Signature debit card variants.

Debit Card Charges:

ATM Charges:

IDFC FIRST Bank Debit Card Apply Online

You can easily apply for an IDFC FIRST Bank Debit Card through both online and offline methods. Choose the option that suits you best.

Steps to Apply for IDFC FIRST Bank Debit Card Online:

1. Visit the official website of IDFC FIRST Bank.
2. Log in to the Internet Banking portal using your User ID and Password.
3. Navigate to the ‘Cards’ section.
4. Select the debit card you wish to apply for and click on ‘Apply Online’.
5. Fill in all the required details in the application form.
6. Click on the ‘Submit’ button.
7. Once your application is verified, your debit card will be dispatched within 3 to 4 working days.

Steps to Apply for an IDFC FIRST Bank Debit Card Offline

1. Visit your nearest IDFC FIRST Bank branch.
2. Request a debit card application form from the bank staff.
3. Fill out the form with accurate details and attach the necessary documents.
4. Submit the completed form to the branch officials.
5. After successful verification, your debit card will be issued and delivered within 3 to 4 working days.

Generate IDFC FIRST Bank Debit Card PIN

You can easily generate or change your IDFC FIRST Bank Debit Card PIN using two convenient methods: through the Mobile Banking App or Netbanking.

Method 1: Using IDFC FIRST Bank Mobile App

Follow these steps to generate or change your debit card PIN via the Mobile App:

1. Log in to the IDFC FIRST Bank Mobile App using your User ID and Password.
2. Go to the ‘Accounts’ section.
3. Select ‘Cards’ and choose the debit card you wish to manage.
4. Click on ‘Generate / Change PIN’.
5. Enter a new 4-digit PIN of your choice and confirm it.
6. You will receive an OTP on your registered mobile number. Enter the OTP to complete the process.

Method 2: Using IDFC FIRST Bank Netbanking

You can also generate or reset your debit card PIN through Internet Banking:

1. Visit the official IDFC FIRST Bank Netbanking portal.
2. Log in with your User ID and Password.
3. Navigate to the ‘Cards’ section under your account.
4. Select the debit card for which you want to set or change the PIN.
5. Click on ‘Generate / Change PIN’.
6. Enter your desired 4-digit PIN and confirm it.
7. Complete the process by entering the OTP sent to your registered mobile number.

Once verified, your new PIN will be activated, and you can start using your debit card for ATM withdrawals, online transactions, and shopping.

Block IDFC FIRST Bank Debit Card

If your debit card is lost, stolen, or you suspect any unauthorized activity, it's important to block it immediately to prevent misuse. IDFC FIRST Bank offers quick and easy ways to permanently block or hotlist your debit card.

You can block your debit card using any of the following methods:

1. Using IDFC FIRST Bank Mobile Banking App
1. Open the IDFC FIRST Bank Mobile App.
2. Go to the ‘Accounts’ section.
3. Click on the ‘Cards’ tab.
4. Select the debit card you want to block.
5. Choose the option ‘Permanently Block’.
2. Visit the Nearest Branch
1. Go to your nearest IDFC FIRST Bank branch.
2. Inform the bank officials that you want to block your debit card.
3. Provide necessary identification and details.
4. The bank will process your request to block the card immediately.
3. Call Customer Care
1. Dial the toll-free number 1800 10 888.
2. Request to block your debit card.
3. Verify your identity by answering a few security questions.
4. Your card will be blocked right away.

IDFC FIRST Bank Customer Care

For any queries or assistance related to your IDFC FIRST Bank Debit Card or other banking services, you can easily reach out to IDFC FIRST Bank Customer Care.