The HDFC Diners Club Privilege Credit Card is a premium lifestyle and travel credit card designed for individuals who enjoy rewarding experiences across dining, entertainment, travel, and online shopping. The card combines accelerated reward points, complimentary lounge access, milestone benefits, and exclusive partner offers to provide a premium banking experience. Cardholders can enjoy benefits such as Buy 1 Get 1 movie ticket offers on BookMyShow, accelerated reward points on Swiggy and Zomato, SmartBuy privileges, travel insurance coverage, and complimentary memberships. With attractive annual fee waiver conditions and versatile reward redemption options, the HDFC Diners Club Privilege Credit Card is suitable for customers seeking both lifestyle and travel benefits.
Overview of HDFC Diners Club Privilege Credit Card
The HDFC Diners Club Privilege Credit Card offers a combination of rewards, travel privileges, entertainment benefits, and premium lifestyle features. Below is an overview of the card’s key highlights and features.
| Feature | Details |
| Card Type | Lifestyle, Travel, Dining, and Rewards Credit Card |
| Card Network | Diners Club |
| Reward Rate | 4 Reward Points for every ₹200 spent |
| Welcome Benefits | Swiggy One and Times Prime memberships |
| Lounge Access | 2 domestic and 1 international lounge visit per quarter |
| Dining Benefit | 5X Reward Points on Swiggy and Zomato |
| Entertainment Benefit | Buy 1 Get 1 on BookMyShow tickets |
| Milestone Benefit | ₹1,500 worth vouchers on quarterly spend milestone |
| SmartBuy Benefit | Up to 10X Reward Points |
| Reward Redemption Value | 1 RP = ₹0.50 for flights/hotels |
| Annual Fee Waiver | On annual spends of ₹3 lakh |
| Foreign Currency Markup | 3.5% |
The card is ideal for customers who frequently spend on dining, movies, travel bookings, and online food delivery platforms.
Also Read: Best Travel Credit Cards in India
Eligibility Criteria for HDFC Diners Club Privilege Credit Card
To apply for the HDFC Diners Club Privilege Credit Card, applicants must meet the eligibility conditions specified by HDFC Bank.
For Salaried Individuals
- Must be an Indian national.
- Age should be between 21 and 60 years.
- Minimum net monthly salary should be ₹35,000.
For Self-Employed Individuals
- Must be an Indian national.
- Age should be between 21 and 65 years.
- Annual Income Tax Return (ITR) should exceed ₹6,00,000.
Additional Eligibility Conditions
- Applicant should have a good credit score and repayment history.
- Stable employment or business income improves approval chances.
- Existing banking relationship with HDFC Bank may support eligibility.
- Final approval depends on the bank’s internal verification and credit assessment process.
Documents Required for HDFC Diners Club Privilege Credit Card
Applicants must submit valid KYC and financial documents while applying for the credit card. The required documents help the bank verify identity, address, and income details.
Identity Proof
Applicants can submit any one of the following:
- PAN Card
- Aadhaar Card
- Passport
- Voter ID
- Driving Licence
Address Proof
Accepted address proof documents include:
- Aadhaar Card
- Utility bills
- Passport
- Rental agreement
- Bank statement
- Voter ID
Income Proof
For Salaried Individuals
- Latest salary slips
- Bank statements
- Form 16
For Self-Employed Individuals
- Income Tax Returns (ITR)
- Audited financial statements
- Business proof documents
- Bank account statements
Additional Documents
- Passport-size photographs
- Existing credit card statement, if requested
- Additional documents as required by HDFC Bank
Applicants may also need to complete Video KYC during the application process.
Also Read: HDFC Moneyback Credit Card | Marriott Bonvoy Credit Card
Fees and Charges for HDFC Diners Club Privilege Credit Card
Understanding the card’s fees and charges helps customers manage expenses and maximize benefits effectively. Below are the charges applicable to the card.
| Type of Charge | Amount/Rate |
| Joining Fee | ₹1,000 + applicable taxes |
| Renewal Fee | ₹1,000 + applicable taxes |
| Annual Fee Waiver | Spend ₹3,00,000 in a year |
| Foreign Currency Markup | 3.5% |
| Interest-Free Credit Period | Up to 50 days |
| Reward Redemption for Flights/Hotels | 1 RP = ₹0.50 |
| Reward Redemption for Cashback | 1 RP = ₹0.20 |
| Add-on Card Fee | As per bank policy |
| Late Payment Charges | Applicable as per the HDFC Bank schedule |
| EMI Conversion Facility | Available |
The annual fee can be waived if the cardholder spends ₹3 lakh or more during the membership year.
Steps to Apply for HDFC Diners Club Privilege Credit Card
Customers can apply for the HDFC Diners Club Privilege Credit Card through online and offline channels provided by HDFC Bank.
Online Application Process
- Visit the official HDFC Bank credit card website.
- Enter your mobile number and date of birth or PAN.
- Verify your identity using the OTP sent to your mobile number.
- View the list of eligible credit cards.
- Select the HDFC Diners Club Privilege Credit Card.
- Fill in personal, employment, and income details.
- Upload the required documents if requested.
- Complete Video KYC, if applicable.
- Submit the application for verification.
Application Through NetBanking
Existing HDFC Bank customers can:
- Log in to HDFC NetBanking.
- Navigate to the “Cards” section.
- Select the credit card application option.
- Choose the Diners Club Privilege Credit Card.
- Submit the required details and complete the process.
Offline Application
Customers can also:
- Visit the nearest HDFC Bank branch.
- Request assistance for a credit card application.
- Submit the required documents and application form.
- After successful verification, the bank dispatches the card to the registered address.
Also Read: HDFC Rupay Credit Card | HDFC Pixel Play Credit Card
Track HDFC Diners Club Privilege Credit Card Application Status
Applicants can track their credit card application status online using HDFC Bank’s application tracking service.
Steps to Track Application Status
- Visit the HDFC Bank website.
- Navigate to the “Credit Card Services” section.
- Click on the “Track Your Credit Card” option.
- Enter your application reference number or registered mobile number.
- Complete OTP verification if required.
- Submit the details.
- View the real-time application status.
Applicants may also contact customer care for assistance related to application tracking.
Features and Benefits of HDFC Diners Club Privilege Credit Card
The HDFC Diners Club Privilege Credit Card provides multiple lifestyle, travel, entertainment, and rewards benefits.
Reward Points on Spending
- Earn 4 Reward Points for every ₹200 spent using the card.
- Accelerated rewards on selected categories and platforms.
Welcome Benefits
- Complimentary Swiggy One membership.
- Complimentary Times Prime membership.
- Applicable on spending ₹75,000 within the first 90 days.
Dining Benefits
- Earn 5X Reward Points on Swiggy and Zomato spends.
- Suitable for customers who frequently order food online.
Entertainment Benefits
- Buy 1 Get 1 Free offers on weekend movie and non-movie tickets through BookMyShow.
- Maximum discount of ₹250 per ticket.
Airport Lounge Access
Cardholders receive:
- 2 domestic lounge visits per quarter.
- 1 international lounge visit per quarter.
- Lounge access available after spending ₹60,000 in the previous quarter.
SmartBuy Benefits
- Earn up to 10X Reward Points on spends through HDFC SmartBuy.
- Benefits available on travel bookings and partner merchants.
Milestone Benefits
- Spend ₹1.5 lakh in a calendar quarter.
- Receive ₹1,500 worth of vouchers.
- Voucher options include Marriott, Decathlon, Barbeque Nation, and more.
Reward Redemption Options
Reward Points can be redeemed for:
- Flight bookings
- Hotel bookings
- Shopping
- Gift vouchers
- Cashback
Reward Redemption Value
- 1 RP = ₹0.50 for flights and hotels.
- 1 RP = ₹0.20 for cashback.
Insurance Benefits
The card offers insurance protection, including:
- Air accident insurance is worth $125,000.
- Emergency overseas hospitalization cover up to $31,250.
Priority Pass Feature
The card itself acts as a Priority Pass after registration on the Diners Travel Tool App.
Interest-Free Credit Period
- Up to 50 days of interest-free credit from the date of purchase.
These features make the card suitable for travelers, movie enthusiasts, food lovers, and online shoppers.
Also Read: HDFC Diners Club Rewardz Credit Card | HDFC Diners Club Metal Credit Card
HDFC Credit Card Customer Care Number
HDFC Bank provides dedicated customer support services for cardholders.
| Service | Contact Number |
| General Phone Banking | 1800 1600 / 1800 2600 |
| Service Timings | 8 AM to 8 PM |
| Overseas Customer Support | 022-61606160 |
| SmartBuy Concierge | 1860 425 1188 |
| Digital Support | NetBanking, Mobile Banking, MyCards |
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