The HDFC Diners Club Black Metal Credit Card is a super-premium metal credit card crafted for high-income individuals who seek luxury travel, lifestyle privileges, and accelerated rewards. The card offers premium benefits, including unlimited domestic and international airport lounge access, complimentary golf games, milestone reward points, and exclusive memberships. Cardholders can earn up to 10X Reward Points through SmartBuy and enjoy high-value reward redemption options for flights and hotel bookings. With travel insurance coverage, concierge services, and low forex markup, the HDFC Diners Club Black Metal Credit Card delivers a complete premium banking and lifestyle experience.
Overview of HDFC Diners Club Black Metal Credit Card
The HDFC Diners Club Black Metal Credit Card combines luxury, travel, and rewards into a single premium offering. Below is an overview of the key features and highlights of the card.
| Feature | Details |
| Card Type | Super Premium Metal Credit Card |
| Network | Diners Club |
| Welcome Benefits | Club Marriott, Amazon Prime & Swiggy One Memberships |
| Reward Rate | Up to 10X Reward Points on SmartBuy |
| Lounge Access | Unlimited domestic & international lounge access |
| Golf Benefits | 6 complimentary golf games per quarter |
| Milestone Benefit | 10,000 Bonus Reward Points on the quarterly spend milestone |
| Reward Redemption | Up to 1:1 redemption ratio for flights/hotels |
| Forex Markup | 2% on international transactions |
| Concierge Service | 24×7 concierge assistance |
This HDFC credit card is specially designed for frequent travelers, luxury lifestyle enthusiasts, and customers looking for premium privileges with every transaction.
Eligibility Criteria for HDFC Diners Club Black Metal Credit Card
Applicants must fulfill the following eligibility requirements to apply for the HDFC Diners Club Black Metal Credit Card.
For Salaried Individuals
- Must be an Indian resident.
- Age should be between 21 and 60 years.
- Net monthly income should exceed ₹2.5 lakh.
For Self-Employed Individuals
- Must be an Indian resident.
- Age should be between 21 and 65 years.
- Annual net income should exceed ₹30 lakh.
Additional Eligibility Factors
- Good credit score and repayment history.
- Stable income and employment/business profile.
- An existing banking relationship with HDFC Bank may improve eligibility.
- Final approval is subject to HDFC Bank’s internal policies and verification.
Also Read: HDFC Moneyback Credit Card | Marriott Bonvoy Credit Card
Documents Required for HDFC Diners Club Black Metal Credit Card
Applicants are required to submit valid KYC and financial documents while applying for the card. The following documents are generally accepted by HDFC Bank.
Identity Proof
Any one of the following:
- PAN Card
- Aadhaar Card
- Passport
- Voter ID
- Driving License
Address Proof
Any one of the following:
- Aadhaar Card
- Utility bills
- Passport
- Rental agreement
- Bank statement
Income Proof
For salaried individuals:
- Latest salary slips
- Form 16
- Bank statements
For self-employed individuals:
- Income Tax Returns (ITR)
- Business proof
- Audited financial statements
Other Documents
- Passport-size photographs
- Existing credit card statement (if applicable)
Additional documents may be requested by the bank depending on the applicant’s profile.
Fees and Charges for HDFC Diners Club Black Metal Credit Card
Understanding the fee structure helps cardholders manage the card more efficiently. Below are the major fees and charges associated with the HDFC Diners Club Black Metal Credit Card.
| Fee Type | Charges |
| Joining Fee | ₹10,000 + applicable taxes |
| Renewal Fee | ₹10,000 + applicable taxes |
| Renewal Fee Waiver | Spend ₹8 lakh in 12 months |
| Foreign Currency Markup | 2% |
| Interest-Free Credit Period | Up to 50 days |
| SmartEMI Facility | Available |
| Add-on Card Fee | As per bank policy |
| Late Payment Charges | Applicable as per bank terms |
The bank may revise charges from time to time as per policy updates.
Steps to Apply for HDFC Diners Club Black Metal Credit Card
Eligible customers can apply online for the HDFC Diners Club Black Metal Credit Card through the bank’s official application process.
- Visit the official HDFC Bank credit card website.
- Enter your registered mobile number and date of birth or PAN.
- Verify your identity using the OTP received on your mobile number.
- View the list of eligible credit cards.
- Select the HDFC Diners Club Black Metal Credit Card.
- Fill in personal and financial details.
- Upload the required documents if requested.
- Complete Video KYC if applicable.
- Submit the application for verification and approval.
Once approved, the card is dispatched to the registered address.
Also Read: HDFC Rupay Credit Card | HDFC Pixel Play Credit Card
Track HDFC Diners Club Black Metal Credit Card Application Status
Applicants can easily track the status of their credit card application online through HDFC Bank’s official tracking facility.
- Visit the HDFC Bank website.
- Navigate to the “Credit Card Services” section.
- Click on “Track Your Credit Card”.
- Enter the application reference number or registered mobile details.
- Complete OTP verification if required.
- Submit the information.
- View the current application status online.
Possible status updates may include:
- Application Received
- Under Review
- Approved
- Dispatched
- Rejected
Applicants may also contact customer care for status-related assistance.
Also Read: HDFC Diners Club Rewardz Credit Card
Features and Benefits of HDFC Diners Club Black Metal Credit Card
The HDFC Diners Club Black Metal Credit Card offers several premium travel, reward, and lifestyle privileges.
Accelerated Reward Points
- Earn up to 10X Reward Points through SmartBuy.
- Earn 5X Reward Points on flight bookings.
- Get 2X Reward Points on weekend dining spends.
Milestone Benefits
- Earn 10,000 Bonus Reward Points on spending ₹4 lakh in a calendar quarter.
Unlimited Airport Lounge Access
- Unlimited domestic and international airport lounge access.
- Access available for both primary and add-on cardholders.
- Access to more than 1,300 lounges globally.
Complimentary Golf Benefits
- Enjoy 6 complimentary golf games every quarter at premium golf courses.
Welcome Membership Benefits
Cardholders receive complimentary memberships including:
- Club Marriott
- Amazon Prime
- Swiggy One
Premium Reward Redemption
- Reward Points can be redeemed for flights and hotels.
- Up to 1:1 redemption ratio through SmartBuy.
Low Forex Markup
- 2% foreign currency markup fee on international spends.
Comprehensive Insurance Coverage
- ₹2 crore air accident insurance cover.
- ₹50 lakh overseas emergency hospitalization cover.
24×7 Concierge Services
- Dedicated concierge support for travel, dining, bookings, and lifestyle assistance.
SmartEMI Facility
- Convert large purchases into easy EMIs after transactions.
These benefits make the card ideal for luxury travelers, high spenders, and customers seeking exclusive lifestyle privileges.
Also Read: HDFC Smartbuy Credit Card
HDFC Credit Card Customer Care Number
HDFC Bank provides dedicated customer support channels for Diners Club Black Metal Credit Card users.
| Service Category | Contact Details |
| Diners Black Dedicated Line | +91 22 61717606 |
| Standard Customer Care | 1800 1600 / 1800 2600 |
| Customer Care (Abroad) | +91 22 61606160 |
| Grievance Redressal | 1800 258 3838 |
| Official Customer Care Page | HDFC Bank Customer Care |
Customers can also access support through HDFC NetBanking, Mobile Banking, and MyCards services.
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