Federal Bank Debit Card

The Federal Bank Debit Card provides a smart, secure, and convenient way to access your money anytime, anywhere.

With a wide range of card options designed to meet your lifestyle, you can enjoy easy shopping, online payments, ATM withdrawals, and exciting rewards.

Backed by advanced security features and global acceptance, Federal Bank Debit Cards are designed to make every transaction smooth and hassle-free.

Read on to understand the Federal Bank Debit Card types, eligibility, application, features, and limits to choose the ideal card for your lifestyle!

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Eligibility Criteria of Federal Bank Debit Card

The eligibility criteria for the Federal Bank Debit Card vary based on the card type and other factors. However, here are some general requirements:

The applicant must have a savings account or a current account with Federal Bank.
The applicant must be at least 18 years of age.
The applicant must have a minimum balance as prescribed by the bank based on the card type.

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Types of Federal Bank Debit Cards 2025

The Federal Bank provides debit cards for the diverse customer base, that is, for NRIs, Residents, and Corporate Customers.

The table below provides an overview of the Federal Bank debit cards, their top features, and daily limits, which include shopping and withdrawals.

Visa Celesta Contactless Debit Card

Top Features	Lounge access (4 international & 8 domestic) 5x Reward Points Deals & offers on Amazon, Flipkart & BigBasket
Daily Limits	Cash withdrawal: ₹1 lakh Shopping: ₹6 lakh

Visa Imperio Contactless Debit Card

Top Features	2 domestic lounge access 15% off on 550+ restaurants 2000 Reward Points (Welcome Offer) 2x Reward points (Birthday Month Offer)
Daily Limits	Cash withdrawal: ₹1 lakh Shopping: ₹4 lakh

Visa Crown Contactless Debit Card

Top Features	15% off on food and dining on Fed Delights offers on brands like Amazon, Flipkart, BigBasket 1 reward point for every ₹200 spent
Daily Limits	Cash withdrawal: ₹50,000 Shopping: ₹3 lakh

Visa FedFirst Contactless Debit Card

Top Features	Promotes expenditure control 1 reward point for every ₹200 spent 24×7 customer service Exclusive deals & offers No annual fee of ₹10,000 or more is spent annually
Daily Limits	Cash withdrawal: ₹2500 Shopping: ₹2500

Mastercard Celesta Contactless Debit Card

Top Features	Lounge access (4 international & 8 domestic) 1 reward point for every ₹100 spent Offers on shopping, travel & dining
Daily Limits	Cash withdrawal: ₹1 lakh Shopping: ₹6 lakh

Mastercard Imperio Contactless Debit Card

Top Features	1 complimentary entry per quarter for Mastercard lounges in India 1 reward point for every purchase of ₹150 Up to 1 lakh overdraft facility Offers on shopping, travel & dining
Daily Limits	Cash withdrawal: ₹75,000 Shopping: ₹3.5 lakh

Mastercard Crown Contactless Debit Card

Top Features	1 reward point for every ₹200 spent 24×7 customer service Offers on shopping, travel & dining
Daily Limits	Cash withdrawal: ₹50,000 Shopping: ₹3 lakh

Rupay Crown Debit Card

Top Features	1 reward point for every ₹200 spent Merchant discount offers at Home Centre, Joyalukkas, Lifestyle, & McDonald’s
Daily Limits	Cash withdrawal: ₹25,000 Shopping: ₹2 lakh

Rupay Platinum Contactless Debit Card

Top Features	Domestic & international lounge access Personal Insurance of ₹2 lakh (Accident – Death & Permanent Total Disability) 24X7 Concierge Services with language support Merchant discount offers at Home Centre, Joyalukkas, Lifestyle, & McDonald’s Offline contactless wallet payment up to ₹2,000
Daily Limits	Cash withdrawal: ₹50,000 Shopping: ₹3 lakh

RuPay PMJDY Debit Card:

Top Features	Up to ₹2 lakh accident insurance cover
Daily Limits	Cash withdrawal: ₹25,000 Shopping: ₹1 lakh

To keep the insurance coverage active, the cardholder must use the RuPay Debit Card at least once (POS, online, or ATM) within 90 days before the incident.

Note that all these cards are accessible to Indian residents. MasterCards and Visa Cards, except the Visa FedFirst card, can be used by NRIs.

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Step-by-Step Guide to Applying for a Federal Bank Debit Card

If you are considering applying for one of Federal Bank’s contactless debit cards, follow these steps:

Visit the ‘Forms & Stationary’ page of the Federal Bank Debit Card official website.
Download the form for your debit card.
Complete the form and submit it to your nearest bank branch.

Federal Bank Debit Card PIN Generation

There are several ways to activate your Federal Bank Debit Card PIN. These include mobile banking, netbanking, ATM centres, self portal, IVR, and SMS.

Let’s look at the steps involved in Federal Bank PIN Generation via NetBanking:

Open your FedNet App and log in with your credentials.
Go to ‘FedNet Navigation’.
Under ‘Debit Card Services’, click on ‘Change/Reset PIN’.

Mobile Banking:

Install and open your FedMobile App.
Go to ‘Card Management’.
Set New PIN/Change PIN.

If you want to generate your Federal Bank Debit Card PIN offline, here is what you need to do:

Visit your nearest Federal Bank ATM and swipe your card.
Click on ‘Soft PIN/PIN Change’ Option.
Select ‘Generate a New Soft PIN’ option.
The Soft PIN will be sent to your registered mobile number and is valid for 24 hours.
Click on the ‘Proceed to Set PIN’ option.
Enter the Soft PIN received.
Enter your preferred New PIN.
Re-enter the PIN to confirm and click on ‘Submit’.

A confirmation message will be sent to your registered mobile number upon activation of your debit card. Ensure to remember your PIN for the upcoming transactions.

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Frequently Asked Questions

Find answers to common questions about this topic

The FedFirst Contactless Debit Card from Federal Bank offers a daily shopping limit of ₹10,000, which includes a ₹5,000 limit for contactless transactions. The daily ATM withdrawal limit is ₹2,500.

Federal Bank debit cards offer various benefits such as secure contactless payments, rewards on spending, exclusive discounts, and complimentary airport lounge access.

Federal Bank offers a variety of debit cards with different transaction limits to suit diverse customer needs.

Federal Bank offers unlimited free ATM transactions at its own ATMs for all customers.

Yes, you can withdraw ₹50,000 from a Federal Bank ATM, provided your debit card has a daily cash withdrawal limit of ₹50,000.