Activate SBI SMS Banking


State Bank of India (SBI) offers SMS Banking as a convenient way for customers to access essential banking services through their mobile phones. With SBI SMS Banking, you can carry out basic transactions, get account information, and receive alerts without the need for internet connectivity or visiting a branch. This service enhances accessibility and offers a secure platform for managing banking needs on the go.


You can activate SBI SMS Banking by sending REG to 07208933148 from your registered mobile number. Once confirmed, you can access key services like balance enquiry and mini statements via SMS.

SBI SMS Banking Activation

Activating SBI SMS Banking is a simple and convenient process that allows you to access basic banking services through text messages. State Bank of India offers three methods for registration: via SMS, through an SBI ATM, or using the Online SBI internet banking portal.

Below is a step-by-step guide for each method.

  1. Register via SMS
  2. This is the quickest way to register if your mobile number is already linked to your SBI account.

    1. Open the messaging app on your phone.
    2. Type the message in the format: REG <Your Account Number>
    3. Send the SMS to 07208933148.
    4. You will receive a confirmation message from SBI if the registration is successful.

    If you do not receive a confirmation, check that the mobile number used is correctly linked to your bank account. If not, visit your nearest SBI branch to update your contact details.

  3. Register via SBI ATM
  4. You can also register for SMS Banking using any SBI ATM machine.

    1. Insert your SBI debit card into the ATM.
    2. Select the ‘Mobile Registration’ option from the main menu.
    3. Choose ‘Mobile Banking’, then ‘Registration’.
    4. Enter your mobile number and select ‘Yes’ to confirm.
    5. You’ll receive a receipt from the ATM and a confirmation SMS once registration is complete.
  5. Register via OnlineSBI (Internet Banking)
  6. Customers who use SBI's internet banking services can also register online.

    1. Visit the Online SBI website and log in with your credentials.
    2. Click on the ‘eServices’ tab.
    3. Select ‘State Bank Freedom’ from the options on the left side of the screen.
    4. Click on ‘Registration’ at the top of the page.
    5. Choose the account number you want to link to SMS Banking.
    6. Click ‘Submit’ to complete the registration process.

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SBI SMS Banking Domestic Services

SBI SMS Banking offers a wide range of convenient services to customers within India, allowing access to key banking functions simply through SMS or missed calls from your registered mobile number.

Below is a table listing the most commonly used domestic SMS banking services:

Service SMS Format Send To
Account Balance Send BAL or give a missed call 919223766666
MOD Balance Send MODBAL 919223766666
Mini Statement Send MSTMT or give a missed call 919223766666
Cheque Book Request Send CHQREQ 917208933145
Cheque Book Consent Send consent CHQACC<6-digit number> after initial request 917208933145

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Note: All messages must be sent from the mobile number registered with your SBI account.

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SBI SMS Banking Charges

While most SBI SMS Banking services are free or attract minimal charges, some specific services, especially those involving premium numbers, may incur costs.

Here is a detailed overview of the applicable charges:

Service Charges
SMS alerts (quarterly charge) ₹15 (inclusive of GST)
SMS to premium number (567676) Charges as per mobile plan (premium SMS)
SMS to 10-digit SBI Quick numbers Standard SMS charges as per the mobile plan
Missed Call to SBI Quick numbers Free (no charge unless IVR message is played)
Green PIN OTP Free (SMS charge may apply for sending a message)
Please check with your mobile service provider for exact SMS charges. These rates may vary depending on your telecom operator and plan.

SBI SMS Banking International Services

SBI SMS Banking is also available to customers residing or traveling outside India. International users can access essential banking functions through SMS by registering their international mobile number with the bank.

Below is a list of available international SMS banking services and how to use them:

Service SMS Format Send To
One-Time Registration REG <Account Number> 918422833333
Balance Enquiry Send BAL or give a missed call 919220055222
MOD Balance Enquiry Send MODBAL 919220055222
Mini Statement Send MSTMT or give a missed call 919220055333
Full List of Available Services Send HELP 918108511111

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Note:

  • Messages must be sent from the international number registered with the bank.
  • Ensure international SMS services are enabled on your mobile number.
  • If the registration fails, check the format and make sure your number is updated with SBI for the specific account.

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SBI Quick – Missed Call/ SMS Banking

SBI Quick is a free mobile application from the State Bank of India that enables customers to access essential banking services through SMS or missed calls, using their registered mobile number. No internet or login is required after setup. The app is especially useful for quick, offline access to account information, ATM card controls, mobile recharges, and more.

SBI Quick is available for Android users via the Google Play Store.

Overview of SBI Quick Services:

Category Available Services
Account Services Balance Enquiry, Mini Statement, Cheque Book Request, 6-Month e-Statement, Loan e-Certs
ATM Card Management Block ATM Card, Card Usage ON/OFF (Domestic/International), Green PIN Generation
Mobile Recharge Recharge for the registered mobile number via SMS (MOBRC) with OTP confirmation
Social Security Schemes Enroll in PMJJBY and PMSBY (Social Security Insurance Plans)
Utilities SBI Holiday Calendar, Branch/ATM/CSP Locator (SBI Finder), Rate Us on Play Store
Note: SBI Quick only works with the mobile number registered to your bank account. All actions are executed via SMS or missed call after a one-time app setup.

Benefits of SBI SMS Banking

SBI SMS Banking offers a fast, secure, and user-friendly way to manage your bank account without needing internet access or visiting a branch. With just a few SMS commands, you can perform essential banking tasks anytime, anywhere.

  • Convenience: Access banking services using simple SMS commands from your registered mobile number.
  • No Internet Required: Ideal for users in low-connectivity areas or without smartphones.
  • 24/7 Availability: Services are available round the clock, including weekends and holidays.
  • Instant Access to Information: Get real-time updates on account balance, transactions, and more.
  • Secure Transactions: Only your registered mobile number can be used, ensuring account security.
  • Wide Range of Services: Includes balance enquiry, mini statements, cheque book requests, card control, and more.
  • Simple Registration: Quick one-time registration via SMS, ATM, or internet banking.

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Frequently Asked Questions

Send REG <Account Number> to 07208933148 from your registered mobile number. You'll receive a confirmation SMS if the registration is successful.

SBI Net Banking cannot be activated through SMS. You need to visit the OnlineSBI website and register using your CIF number or get temporary credentials from your branch.

Ensure your mobile number is correctly registered with SBI, your phone has a good signal, your inbox is not full, and DND is not enabled. Restarting your phone may also help.

Possible reasons include poor network, DND activation, SMS blocking by your phone or carrier, or issues at the bank's end. Contact SBI or your telecom provider for assistance.

You cannot log in to OnlineSBI or YONO without OTP, as it's a mandatory step for secure access. Use a registered mobile number to receive OTPs.

Use SBI Quick by sending BAL to 09223766666 or giving a missed call from your registered mobile number. No OTP or login is needed for this service.

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