State Bank of India (SBI) offers SMS Banking as a convenient way for customers to access essential banking services through their mobile phones. With SBI SMS Banking, you can carry out basic transactions, get account information, and receive alerts without the need for internet connectivity or visiting a branch. This service enhances accessibility and offers a secure platform for managing banking needs on the go.
You can activate SBI SMS Banking by sending REG to 07208933148 from your registered mobile number. Once confirmed, you can access key services like balance enquiry and mini statements via SMS.
SBI SMS Banking Activation
Activating SBI SMS Banking is a simple and convenient process that allows you to access basic banking services through text messages. State Bank of India offers three methods for registration: via SMS, through an SBI ATM, or using the Online SBI internet banking portal.
Below is a step-by-step guide for each method.
Register via SMS
This is the quickest way to register if your mobile number is already linked to your SBI account.
- Open the messaging app on your phone.
- Type the message in the format: REG <Your Account Number>
- Send the SMS to 07208933148.
- You will receive a confirmation message from SBI if the registration is successful.
If you do not receive a confirmation, check that the mobile number used is correctly linked to your bank account. If not, visit your nearest SBI branch to update your contact details.
Register via SBI ATM
You can also register for SMS Banking using any SBI ATM machine.
- Insert your SBI debit card into the ATM.
- Select the ‘Mobile Registration’ option from the main menu.
- Choose ‘Mobile Banking’, then ‘Registration’.
- Enter your mobile number and select ‘Yes’ to confirm.
- You’ll receive a receipt from the ATM and a confirmation SMS once registration is complete.
Register via OnlineSBI (Internet Banking)
Customers who use SBI’s internet banking services can also register online.
- Visit the Online SBI website and log in with your credentials.
- Click on the ‘eServices’ tab.
- Select ‘State Bank Freedom’ from the options on the left side of the screen.
- Click on ‘Registration’ at the top of the page.
- Choose the account number you want to link to SMS Banking.
- Click ‘Submit’ to complete the registration process.
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SBI SMS Banking Domestic Services
SBI SMS Banking offers a wide range of convenient services to customers within India, allowing access to key banking functions simply through SMS or missed calls from your registered mobile number.
Below is a table listing the most commonly used domestic SMS banking services:
| Service | SMS Format | Send To |
|---|---|---|
| Account Balance | Send BAL or give a missed call | 919223766666 |
| MOD Balance | Send MODBAL | 919223766666 |
| Mini Statement | Send MSTMT or give a missed call | 919223766666 |
| Cheque Book Request | Send CHQREQ | 917208933145 |
| Cheque Book Consent | Send consent CHQACC<6-digit number> after initial request | 917208933145 |
| E-Statement (6 months) | ESTMT <Account Number> <Code> (4-digit code to open PDF) | 917208933145 |
| Education Loan Interest Certificate | ELI <Account Number> <Code> | 917208933145 |
| Home Loan Interest Certificate | HLI <Account Number> <Code> | 917208933145 |
| Generate Green PIN | PIN <Last 4 of Card> <Last 4 of Account> | 567676 |
| Full List of Services | HELP | 917208933145 |
| Language Change (Hindi/English) | Send Hindi or English | 917208933148 |
| Mobile Recharge | MOBRC <Operator> <Amount> (followed by OTP step) | 917208933145 |
| Loan Information | HOME, CAR, PERSONAL, GOLD, SME | 917208933145 |
| Deregister from SMS Banking | DREG | 917208933148 |
| Positive Pay System Enrollment | CHQL <Details> (One-time branch registration required) | 07208933145 |
Note: All messages must be sent from the mobile number registered with your SBI account.
SBI SMS Banking Charges
While most SBI SMS Banking services are free or attract minimal charges, some specific services, especially those involving premium numbers, may incur costs.
Here is a detailed overview of the applicable charges:
| Service | Charges |
|---|---|
| SMS alerts (quarterly charge) | ₹15 (inclusive of GST) |
| SMS to premium number (567676) | Charges as per mobile plan (premium SMS) |
| SMS to 10-digit SBI Quick numbers | Standard SMS charges as per the mobile plan |
| Missed Call to SBI Quick numbers | Free (no charge unless IVR message is played) |
| Green PIN OTP | Free (SMS charge may apply for sending a message) |
Please check with your mobile service provider for exact SMS charges. These rates may vary depending on your telecom operator and plan.
SBI SMS Banking International Services
SBI SMS Banking is also available to customers residing or traveling outside India. International users can access essential banking functions through SMS by registering their international mobile number with the bank.
Below is a list of available international SMS banking services and how to use them:
| Service | SMS Format | Send To |
|---|---|---|
| One-Time Registration | REG <Account Number> | 918422833333 |
| Balance Enquiry | Send BAL or give a missed call | 919220055222 |
| MOD Balance Enquiry | Send MODBAL | 919220055222 |
| Mini Statement | Send MSTMT or give a missed call | 919220055333 |
| Full List of Available Services | Send HELP | 918108511111 |
| Enable ATM Card Usage (e.g., POS, INTL) | SWON POS/INTL <Last 4 digits of card> | 918422933333 |
| Disable ATM Card Usage (e.g., POS, INTL) | SWOFF POS/INTL <Last 4 digits of card> | 918422933333 |
Note:
- Messages must be sent from the international number registered with the bank.
- Ensure international SMS services are enabled on your mobile number.
- If the registration fails, check the format and make sure your number is updated with SBI for the specific account.
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SBI Quick – Missed Call/ SMS Banking
SBI Quick is a free mobile application from the State Bank of India that enables customers to access essential banking services through SMS or missed calls, using their registered mobile number. No internet or login is required after setup. The app is especially useful for quick, offline access to account information, ATM card controls, mobile recharges, and more.
SBI Quick is available for Android users via the Google Play Store.
Overview of SBI Quick Services:
| Category | Available Services |
|---|---|
| Account Services | Balance Enquiry, Mini Statement, Cheque Book Request, 6-Month e-Statement, Loan e-Certs |
| ATM Card Management | Block ATM Card, Card Usage ON/OFF (Domestic/International), Green PIN Generation |
| Mobile Recharge | Recharge for the registered mobile number via SMS (MOBRC) with OTP confirmation |
| Social Security Schemes | Enroll in PMJJBY and PMSBY (Social Security Insurance Plans) |
| Utilities | SBI Holiday Calendar, Branch/ATM/CSP Locator (SBI Finder), Rate Us on Play Store |
Note: SBI Quick only works with the mobile number registered to your bank account. All actions are executed via SMS or missed call after a one-time app setup.
Benefits of SBI SMS Banking
SBI SMS Banking offers a fast, secure, and user-friendly way to manage your bank account without needing internet access or visiting a branch. With just a few SMS commands, you can perform essential banking tasks anytime, anywhere.
- Convenience: Access banking services using simple SMS commands from your registered mobile number.
- No Internet Required: Ideal for users in low-connectivity areas or without smartphones.
- 24/7 Availability: Services are available round the clock, including weekends and holidays.
- Instant Access to Information: Get real-time updates on account balance, transactions, and more.
- Secure Transactions: Only your registered mobile number can be used, ensuring account security.
- Wide Range of Services: Includes balance enquiry, mini statements, cheque book requests, card control, and more.
- Simple Registration: Quick one-time registration via SMS, ATM, or internet banking.
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