YES Bank Debit Cards combine convenience with premium perks, offering much more than just seamless transactions.
Debit cards such as the YES Premia provide added value via cashback offers, complimentary airport lounge access, and tie-ups with platforms like Swiggy and BookMyShow. With enhanced daily limits and EMV chip security, these cards ensure both flexibility and safety.
Available to YES Bank savings account holders, they require standard KYC documentation. Each card comes in different types, fee structures, features, and benefits, as you can see below.
| YES Bank Debit Card offers high transaction limits, free airport lounge access, and fuel surcharge waivers. They also include insurance cover, rewards on spending, and discounts on dining, travel, and entertainment. |
Eligibility Criteria for YES Bank Debit Card
The eligibility requirements for the YES Bank Debit Card vary based on the card type. For general qualifications, you are required to have a savings account with YES Bank.
YES Bank Debit Card Types
Below are the various types of debit cards offered by YES Bank and their key features:
YES First Debit Card:
| 12 Complimentary Airport Lounge accesses per year (3 per quarter) | ₹150 off on the minimum order value of ₹500 on Zomato |
| 10% off up to ₹200 on a minimum order value of ₹1000 on BlinkIt | Purchase Protection up to ₹25,000 |
| Air Accident Death Insurance up to ₹1 crore | Personal Accident up to ₹10 lakh |
| Lost Card Liability Protection Up to ₹5 lakh | Complimentary Golf Program |
YES Premia Debit Card:
| 12 Complimentary Airport Lounge accesses per year | Get a 50% discount up to INR 300 on Movies and ₹500 off on Non-Movie tickets on BookMyShow |
| Complimentary Golf Program | Access to fuel surcharge waiver |
| Purchase Protection up to ₹25,000 | Personal accident cover up to ₹10 lakh |
| Zero Cross-Currency Markup on international transactions | Entertainment Up to ₹1000 off per month on movie, non-movie tickets, and F&B packages on BookMyShow |
Emerge Debit Card:
| 4 Complimentary Airport lounge accesses per year | Up to ₹200 off on movie tickets on BookMyShow |
| Purchase Protection up to ₹25,000 | Personal Accident up to ₹10 lakh |
| Air Accident Death Insurance up to ₹50 lakh | Lost Card Liability Protection Up to ₹3 lakh |
Explore Debit Card:
| 1 complimentary visit to domestic airport lounges per quarter | Air Accident Death Insurance up to ₹25 lakh |
| Fuel surcharge waiver | Lost Card Liability Protection Up to ₹2 lakh |
| 30% Green Fee waiver for select premium golf courses in India | YES Rewardz Points on domestic and international retail purchases |
| Purchase Protection up to ₹25,000 | Personal Accident up to ₹5 lakh |
YES Bank Engage Debit Card:
| Lost Card Liability Protection Up to ₹1 lakh | ₹100 off on Movie tickets on BookMyShow |
| 15% Green Fee waiver for select premium golf courses | Purchase Protection up to ₹25,000 |
| Personal Accident up to ₹5 lakh | Air Accident Death Insurance up to ₹15 lakh |
Element Debit Card:
| 15% Green Fee waiver for select Golf courses in India (only for VISA cards) | Lost card and Fraud cover of ₹1 lakh |
| Purchase protection of ₹25,000 | Personal accident cover of ₹2 lakh |
| 3% cross-currency markup | YES Rewardz Points on Domestic Retail Spends |
The YES Bank also offers a wide range of credit cards to suit various lifestyles and spending habits. From cashback and rewards to travel and shopping benefits, YES Bank Credit Cards come with a range of features and exclusive privileges.
Guide to Apply for YES Bank Debit Card
While opening an account in the YES Bank, you can also submit a Debit Card Request Form. You can apply for an Insta-kit or a personalized kit through the bank branch.
Applicants of the I-kit Debit Card must activate the card using the PIN received in the PIN mailer at an ATM.
You also have the option to apply for the YES Bank Debit Card via its retail netbanking portal after your account activation.
YES Bank Debit Card PIN Generation
To successfully activate your YES Bank Debit Card, follow the steps below for PIN generation:
- Visit the official website of YES Bank.
- On the top right corner of the page, you will find the ‘login’ tab. Click on it and select ‘Yes Online’ from the dropdown menu.
- Click on the ‘Generate/Regenerate Debit Card PIN’ option.
- Confirm the terms and conditions and click on ‘Proceed’.
- Enter your Customer ID and Date of Birth. Click on the ‘Next’ button.
- Enter your debit card number and new PIN. Re-enter the PIN to confirm.
- Click on the ‘Next’ tab to complete the process.
YES Bank Debit Card Charges and Limits
To find the YES Bank Debit Card that aligns with your budget, here’s what you need to know about the YES Bank debit card charges and limits:
| Debit Card Type | Annual Fees (₹) | Daily Transaction Limits (₹) |
| YES First Debit Card | ₹2499 | Withdrawal: ₹2.50 lakh Shopping: ₹1 lakh to ₹5 lakh |
| YES Premia Debit Card | ₹1249 | Withdrawal: ₹1.50 lakh Shopping: ₹1 lakh to ₹3 lakh |
| Emerge Debit Card | ₹1249 | Withdrawal: ₹1 lakh to ₹3 lakh |
| Explore Debit Card | ₹599 | Withdrawal: ₹1 lakh Shopping: ₹1 lakh to ₹2 lakh |
| YES Bank Engage Debit Card | Waived off for salary account holders* | Withdrawal: ₹50,000 Shopping: ₹1 lakh to ₹1.50 lakh |
| Element Debit Card | ₹299 | Withdrawal: ₹30,000 Shopping: Up to ₹1 lakh |
Read Less
*ENGAGE Debit Card fees will be waived for Salary Account customers as long as their salary is credited to the account. If the account is no longer a Salary Account, fees will apply based on the type of Debit Card, regardless of the Salary Account status.
Also read: Yes bank credit card customer care
YES Bank Debit Card Benefits
Due to the wide variety of YES Bank Debit Cards and features, here are some of the key benefits you can experience:
- Provides high insurance cover for personal accidents and lost cards.
- Access to an unlimited fuel surcharge waiver.
- Complimentary airport lounge access at eligible airports via MasterCard.
- Provides fraud insurance.
- Offers reward points via YES Rewardz on purchases at select merchants that can be redeemed against products and services.
- Includes exclusive offers on travel, dining, and shopping.
Download the Buddy Loan App Now!
One solution to each of your financial needs at your fingertip.
Scan to download now
