Volt Money is a digital platform that provides instant loans against mutual funds, allowing users to access liquidity without selling their investments. The loan process is entirely digital, providing quick approvals and credit lines ranging from ₹25,000 to ₹1 crore. It enables borrowers to maintain ownership of their mutual funds while accessing cash for various needs like emergencies, travel, or debt consolidation.
Volt Money is a digital platform offering instant loans against mutual funds up to ₹1 crore, with interest rates starting at 9% p.a. The process is fully digital, allowing you to borrow within 5 minutes without any paperwork.
Table of Contents:
Here are the highlights of Volt Money:
Feature | Details |
---|---|
Loan Type | Loan against mutual funds |
Process | Fully digital, funds available in under 5 minutes |
Interest Rate | Starting from 9% per annum |
Loan Amount Range | ₹25,000 to ₹1 crore |
Repayment | Interest-only EMIs with flexible principal repayment |
No Minimum Credit Score | Loans are available even with a low or no CIBIL score |
Supported Mutual Funds | 4500+ mutual funds from CAMS and KFintech |
Get a quick loan starting at 11.99% p.a.
Here's a breakdown of the charges involved in getting a loan against mutual funds with Volt Money:
Charge Type | Details |
---|---|
Interest Rate | 9% to 13%, depending on borrower profile |
Processing Fee | ₹499 to ₹1999, depending on loan amount and stamp duty |
Prepayment Charges | No prepayment charges |
Volt Money offers several attractive features and benefits designed to provide a seamless borrowing experience for individuals seeking loans against mutual funds. Here's a summary of its key features and advantages:
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Here are the eligibility criteria to apply for a loan against mutual funds from Volt Money:
Easily calculate your loan EMIs using an online EMI calculator. By entering the loan amount, interest rate, and tenure, you can instantly see your monthly payment. It’s a convenient way to plan and manage your loan repayments.
Monthly EMI | ₹86 |
Principal Amount | ₹1,000 |
Total Interest | ₹32 |
Total Amount | ₹1,032.00 |
Note that the eligible loan amount will depend on your mutual fund investments.
To apply for a loan against mutual funds from Volt Money, you need to have the following details ready for verification:
Applying for a loan against mutual funds with Volt Money is a quick and simple process that takes just a few steps. Here’s how you can apply for a loan against your mutual funds:
Avail an instant loan in a few simple steps!
Volt Money provides multiple contact options for users to get their queries addressed promptly. Here’s how you can reach out to the Volt Money customer care:
Volt Money Customer Care Contact Details
Ready to take the next step? Apply for a personal loan now!
Volt Money is a digital platform that offers instant loans against mutual funds. You can pledge your mutual fund units as collateral, get a credit line, and withdraw funds as needed. Interest is charged only on the utilized amount.
The process involves four steps: Check your credit limit, complete digital KYC, pledge your mutual fund units, and withdraw funds as needed. The entire process is digital and paperless.
You must be an Indian resident between 18 and 65 years old with a mutual fund portfolio worth at least ₹50,000. No minimum credit score or income requirement is necessary.
Volt Money assesses your mutual fund portfolio to determine your credit limit. Once the KYC is completed and mutual funds are pledged, you can withdraw funds instantly.
The process is fully digital and takes under 5 minutes to complete once all requirements are fulfilled.
Volt Money offers loans against mutual funds and provides a revolving credit line that you can access as needed.
Interest rates range from 9% to 13%, depending on the borrower’s profile. Repayments can be made flexibly with interest-only EMIs.
The processing fee ranges from ₹499 to ₹1999, depending on the loan amount. There are no hidden charges.
Repayments are made monthly with interest-only EMIs. The principal can be repaid at any time without penalties.
Yes, you can repay the loan early. Volt Money does not charge any prepayment penalties, providing flexibility in managing your loan.
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