Volt Money


Volt Money is a digital platform that provides instant loans against mutual funds, allowing users to access liquidity without selling their investments. The loan process is entirely digital, providing quick approvals and credit lines ranging from ₹25,000 to ₹1 crore. It enables borrowers to maintain ownership of their mutual funds while accessing cash for various needs like emergencies, travel, or debt consolidation.


Volt Money is a digital platform offering instant loans against mutual funds up to ₹1 crore, with interest rates starting at 9% p.a. The process is fully digital, allowing you to borrow within 5 minutes without any paperwork.

Highlights of Volt Loan Against Mutual Funds

Here are the highlights of Volt Money:

Feature Details
Loan Type Loan against mutual funds
Process Fully digital, funds available in under 5 minutes
Interest Rate Starting from 9% per annum
Loan Amount Range ₹25,000 to ₹1 crore
Repayment Interest-only EMIs with flexible principal repayment
No Minimum Credit Score Loans are available even with a low or no CIBIL score
Supported Mutual Funds 4500+ mutual funds from CAMS and KFintech
*note that the loan approval time, interest rate & other loan terms can vary as per the lender’s discretion. Contact the lender for further details.

Get a quick loan starting at 11.99% p.a.

Volt Loan Interest Rates & Charges

Here's a breakdown of the charges involved in getting a loan against mutual funds with Volt Money:

Charge Type Details
Interest Rate 9% to 13%, depending on borrower profile
Processing Fee ₹499 to ₹1999, depending on loan amount and stamp duty
Prepayment Charges No prepayment charges
Note: The interest rate is subject to change based on the credit profile.

Features & Benefits of Volt Money

Volt Money offers several attractive features and benefits designed to provide a seamless borrowing experience for individuals seeking loans against mutual funds. Here's a summary of its key features and advantages:

  • Interest Rates Starting at 9%: Volt Money offers competitive interest rates beginning as low as 9%, ensuring affordable borrowing costs. This rate is available through trusted banks and NBFCs.
  • Flexible Withdrawals: Borrowers have the flexibility to withdraw funds as needed, with interest charged only on the utilized amount. There are no hidden fees, making it a cost-effective way to access credit.
  • Easy Repayment Options: Volt Money allows for monthly interest-only payments, providing flexibility in managing loan repayments. The principal amount can be repaid at the borrower's convenience, without any prepayment penalties.
  • Secure and Paperless Process: The loan process is 100% digital and paperless, ensuring a smooth and secure experience. Through the mobile app, users can manage everything from applying for a loan to withdrawing and repaying funds.

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Volt Money Loan Eligibility

Here are the eligibility criteria to apply for a loan against mutual funds from Volt Money:

  • Age: Borrowers must be between 18 and 65 years old.
  • Minimum Mutual Fund Value: The mutual fund portfolio must have a minimum value of ₹50,000.
  • Supported Mutual Funds: Mutual funds approved by CAMS and KFintech are eligible.
  • Indian Residency: Only Indian residents can apply.

Loan Against Mutual Fund EMI Calculator

Easily calculate your loan EMIs using an online EMI calculator. By entering the loan amount, interest rate, and tenure, you can instantly see your monthly payment. It’s a convenient way to plan and manage your loan repayments.

%
Monthly EMI 86
Principal Amount 1,000
Total Interest 32
Total Amount 1,032.00

Year Month Principal (A) Interest (B) EMI (A+B) Balance Loan Paid to Date (%)

Note that the eligible loan amount will depend on your mutual fund investments.

Documents Required for Volt Money Loan

To apply for a loan against mutual funds from Volt Money, you need to have the following details ready for verification:

  • PAN Card Number
  • Email ID linked with CAMS or KFintech
  • Bank Account Details (for receiving funds)
  • Debit Card or Net Banking (for setting up the repayment mandate)

Steps to Apply for Volt Money Loan Online

Applying for a loan against mutual funds with Volt Money is a quick and simple process that takes just a few steps. Here’s how you can apply for a loan against your mutual funds:

  1. Check Credit Limit: Volt Money evaluates your mutual fund portfolio and determines the amount you are eligible to borrow.
  2. Complete KYC: A fully digital KYC process is conducted with no paperwork, ensuring swift approval.
  3. Pledge Assets: Your mutual funds are marked as collateral with the lender to secure the loan.
  4. Withdraw Funds: Once approved, you can withdraw the desired amount and repay according to your convenience.

Avail an instant loan in a few simple steps!

Volt Money Contact Details

Volt Money provides multiple contact options for users to get their queries addressed promptly. Here’s how you can reach out to the Volt Money customer care:

Volt Money Customer Care Contact Details

  • WhatsApp: +91 96117 49097
  • Call: 08071774410
  • Email: support@voltmoney.in
  • Office Address:
    Ground Floor, EBC Space 3 166, 19th Main Rd, Sector 4, HSR Layout, Bengaluru, Karnataka 560102.

Ready to take the next step? Apply for a personal loan now!

Frequently Asked Questions

Volt Money is a digital platform that offers instant loans against mutual funds. You can pledge your mutual fund units as collateral, get a credit line, and withdraw funds as needed. Interest is charged only on the utilized amount.

The process involves four steps: Check your credit limit, complete digital KYC, pledge your mutual fund units, and withdraw funds as needed. The entire process is digital and paperless.

You must be an Indian resident between 18 and 65 years old with a mutual fund portfolio worth at least ₹50,000. No minimum credit score or income requirement is necessary.

Volt Money assesses your mutual fund portfolio to determine your credit limit. Once the KYC is completed and mutual funds are pledged, you can withdraw funds instantly.

The process is fully digital and takes under 5 minutes to complete once all requirements are fulfilled.

Volt Money offers loans against mutual funds and provides a revolving credit line that you can access as needed.

Interest rates range from 9% to 13%, depending on the borrower’s profile. Repayments can be made flexibly with interest-only EMIs.

The processing fee ranges from ₹499 to ₹1999, depending on the loan amount. There are no hidden charges.

Repayments are made monthly with interest-only EMIs. The principal can be repaid at any time without penalties.

Yes, you can repay the loan early. Volt Money does not charge any prepayment penalties, providing flexibility in managing your loan.

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