Volt Money

Volt Money is a digital platform that provides instant loans against mutual funds, allowing users to access liquidity without selling their investments. The loan process is entirely digital, providing quick approvals and credit lines ranging from ₹25,000 to ₹1 crore. It enables borrowers to maintain ownership of their mutual funds while accessing cash for various needs like  emergencies, travel, or debt consolidation.

Highlights of Volt Loan Against Mutual Funds

Here are the highlights of Volt Money:

Volt Loan Interest Rates & Charges

Here’s a breakdown of the charges involved in getting a loan against mutual funds with Volt Money:

Features & Benefits of Volt Money

Volt Money offers several attractive features and benefits designed to provide a seamless borrowing experience for individuals seeking loans against mutual funds. Here’s a summary of its key features and advantages:

• Interest Rates Starting at 9%: Volt Money offers competitive interest rates beginning as low as 9%, ensuring affordable borrowing costs. This rate is available through trusted banks and NBFCs.
• Flexible Withdrawals: Borrowers have the flexibility to withdraw funds as needed, with interest charged only on the utilized amount. There are no hidden fees, making it a cost-effective way to access credit.
• Easy Repayment Options: Volt Money allows for monthly interest-only payments, providing flexibility in managing loan repayments. The principal amount can be repaid at the borrower’s convenience, without any prepayment penalties.
• Secure and Paperless Process: The loan process is 100% digital and paperless, ensuring a smooth and secure experience. Through the mobile app, users can manage everything from applying for a loan to withdrawing and repaying funds.

Volt Money Loan Eligibility

Here are the eligibility criteria to apply for a loan against mutual funds from Volt Money:

• Age: Borrowers must be between 18 and 65 years old.
• Minimum Mutual Fund Value: The mutual fund portfolio must have a minimum value of ₹50,000.
• Supported Mutual Funds: Mutual funds approved by CAMS and KFintech are eligible.
• Indian Residency: Only Indian residents can apply.

Loan Against Mutual Fund EMI Calculator

Easily calculate your loan EMIs using an online EMI calculator. By entering the loan amount, interest rate, and tenure, you can instantly see your monthly payment. It’s a convenient way to plan and manage your loan repayments.

Note that the eligible loan amount will depend on your mutual fund investments.

Documents Required for Volt Money Loan

To apply for a loan against mutual funds from Volt Money, you need to have the following details ready for verification:

• PAN Card Number
• Email ID linked with CAMS or KFintech
• Bank Account Details (for receiving funds)
• Debit Card or Net Banking (for setting up the repayment mandate)

Steps to Apply for Volt Money Loan Online

Applying for a loan against mutual funds with Volt Money is a quick and simple process that takes just a few steps. Here’s how you can apply for a loan against your mutual funds:

1. Check Credit Limit: Volt Money evaluates your mutual fund portfolio and determines the amount you are eligible to borrow.
2. Complete KYC: A fully digital KYC process is conducted with no paperwork, ensuring swift approval.
3. Pledge Assets: Your mutual funds are marked as collateral with the lender to secure the loan.
4. Withdraw Funds: Once approved, you can withdraw the desired amount and repay according to your convenience.

Volt Money Contact Details

Volt Money provides multiple contact options for users to get their queries addressed promptly. Here’s how you can reach out to the Volt Money customer care:

Volt Money Customer Care Contact Details

• WhatsApp: +91 96117 49097
• Call: 08071774410
• Email: support@voltmoney.in
• Office Address:
  Ground Floor, EBC Space 3 166, 19th Main Rd, Sector 4, HSR Layout, Bengaluru, Karnataka 560102.