LenDen Club Loan


LenDen Club is an Indian peer-to-peer (P2P) lending platform that connects borrowers and lenders directly, offering a seamless financial experience. With a mission to bridge the gap between those needing funds and individuals looking for high-return investment opportunities, LenDen Club provides fast and efficient loan services, including personal loans. Its user-friendly platform is accessible via its web and mobile applications, making it convenient for users to apply for loans or invest in loans from the comfort of their homes.


LenDen Club, through the InstaMoney app, offers instant personal loans up to ₹50,000 with quick approval and disbursement within 2 hours. Borrowers can enjoy flexible repayment tenures of 91 to 150 days, with no prepayment charges and minimal paperwork required.

Check Your Eligibility

Get Your Loan Eligibility Now!

Free Credit Score

Get Your Free Credit Score Here!

Table of Contents:

Highlights of LenDen Club Personal Loan

Here is a table with the key features of LenDen Club personal loans via the InstaMoney app:

Feature Details
Loan Amount Instant loans up to ₹50,000
Disbursement Time Cash transfer to your bank account in minutes
Repayment Tenure 91 days to 150 days
Prepayment Charges No prepayment charges, pay interest only on the amount used
Processing Fees 0% - 5% of the loan amount
Paperwork No paperwork is required, a fully digital process

Are you looking for a loan?

LenDen Club Personal Loan

LenDen Club offers personal loans through its app InstaMoney, designed to cater to individuals seeking immediate financial assistance. These loans are processed quickly, with minimal paperwork and quick approval, providing instant access to funds for emergencies or personal needs. With loan amounts up to ₹50,000, LenDen Club personal loans are an ideal solution for short-term cash flow problems.

LenDen Club Personal Loan Interest Rates & Charges

Here is a breakdown of the interest rates and charges for LenDen Club personal loans via the InstaMoney app:

Charges Details
Interest Rate (APR) Starting from 24% per annum
Processing Fee 0% to 5% of the loan amount (plus applicable GST)
Assessment Fee ₹199 to ₹750
Late Payment Penalty Varies depending on loan terms (not explicitly mentioned)
Prepayment Charges None (No charges for early repayment)
Note: The interest rates and fees vary based on the borrower's profile, creditworthiness, and loan amount.

Not sure of your credit score? Check it out for free now!

Check Your Credit Score for Free

Also get a Free Credit Report

Features of LenDen Club Loans

LenDen Club offers P2P Loans, i.e., directly connects borrowers and lenders for a simplified lending process.

  • Quick Disbursement: Provides instant loan approval and fast disbursal for eligible applicants.
  • Flexible Loan Amounts: Offers personalized loan amounts depending on the borrower’s needs.
  • Transparency: Ensures clear communication of interest rates, fees, and charges with no hidden costs.
  • Mobile-Friendly: Easy loan management and application through the LenDen Club app.

LenDen Club Personal Loan Eligibility

To apply for a personal loan from LenDen Club via the InstaMoney app, applicants must meet the following eligibility criteria:

  • Age: Between 21 and 45 years.
  • Employment Status: Both salaried and self-employed individuals are eligible.
  • Income Requirement: The full salary must be deposited in a bank account.
  • Citizenship: Must be an Indian citizen.

LenDen Club Personal Loan EMI Calculator

InstaMoney provides a straightforward way to calculate your Equated Monthly Installment (EMI) based on the loan amount, interest rate, and tenure. Using the EMI calculator available on the app, borrowers can input their desired loan amount and see the monthly payments before committing to the loan. This helps borrowers plan their monthly finances effectively.

₹
%
Monthly EMI ₹86
Principal Amount ₹1,000
Total Interest ₹32
Total Amount ₹1,032.00

Year Month Principal (A) Interest (B) EMI (A+B) Balance Loan Paid to Date (%)

Here’s how to use the LenDen Club Personal Loan EMI Calculator in 3-4 simple steps:

  • Step 1: Navigate to the EMI Calculator and enter the loan amount (Up to ₹50,000)
  • Step 2: Enter the tenure (91 to 150 days).
  • Step 3: Input the applicable interest rate, then click "Calculate" to view your monthly EMI and total repayment.

Get an instant loan in a few simple steps!

Documents Required For LenDen Club Personal Loan

To apply for a personal loan through the InstaMoney app, minimal documentation is required. This makes the process quick and easy for borrowers:

  • PAN Card: Required for identity verification and credit check.
  • Aadhaar Card: Used for identity and address verification.
  • Selfie: For personal identification in the digital process.

These documents can be uploaded digitally through the InstaMoney app, allowing for a 100% paperless and convenient loan application process.

Steps to Apply for LenDen Club Personal Loan Online

Applying for a personal loan via InstaMoney is simple and entirely digital. Here are the steps to apply:

  1. Download the InstaMoney App: First, install the app from the Google Play Store.
  2. Signup and Check Eligibility: Sign up by entering your personal details and check your loan eligibility.
  3. Complete Verification: Upload required documents like PAN card, Aadhaar card, and selfie for identity and income verification.
  4. Loan Approval: Once the verification is complete, check your loan application status in the app.
  5. Loan Disbursement: Upon approval, the loan amount is transferred directly to your bank account within 30 minutes to 2 hours.

LenDen Club Contact Details

For any queries or customer support related to InstaMoney or LenDen Club personal loans, you can reach out to them through the following contact details:

  • Email: cs@instamoney.app
  • Address: Unit No. 5, Mezzanine Floor, DLH Park, SV Rd, Goregaon West, Mumbai, Maharashtra 400064

Ready to take the next step?

Frequently Asked Questions

You can apply by downloading the InstaMoney app from the Google Play Store, signing up, checking your eligibility, and submitting the required documents online. Once verified, your loan can be approved and disbursed within 2 hours.

  • Age: 21 to 45 years
  • Employment: Salaried or self-employed individuals
  • Income: Full salary must be credited to a bank account with a minimum income of ₹12,000 per month.
  • Citizenship: Must be an Indian citizen.

Interest rates start from 24% per annum (APR) depending on the borrower’s credit profile and loan amount.

Loan approval typically takes just 2 minutes after completing the application, and funds are disbursed to your bank account within 2 hours.

Yes, there are no prepayment charges, so you can repay your loan early without penalties.

The required documents include your PAN Card, Aadhaar Card, and a selfie for verification.

The maximum loan amount offered is ₹50,000.

Loan repayments are made through Equated Monthly Installments (EMIs), which can be paid via auto-debit from your bank account.

The loan tenure ranges from 91 days to 150 days (3 to 5 months), providing flexible repayment options.

Display of trademarks, trade names, logos, and other subject matters of Intellectual Property displayed on this website belongs to their respective intellectual property owners & is not owned by Bvalue Services Pvt. Ltd. Display of such Intellectual Property and related product information does not imply Bvalue Services Pvt. Ltd company’s partnership with the owner of the Intellectual Property or proprietor of such products.

Please read the Terms & Conditions carefully as deemed & proceed at your own discretion.

The information provided above is for general informational purposes only and does not constitute an offer or solicitation to avail of any financial services or products. Buddy Loan is a Digital Fintech Marketplace that connects borrowers with lenders and is not a lender itself. While we strive to ensure that the information regarding interest rates, loan amounts, and terms provided by our partner Banks and NBFCs is accurate and up-to-date, these details are subject to change at the discretion of the respective lenders.


Before making any financial decisions, we strongly advise you to read the terms and conditions of the specific loan product and consult with the lender directly. Buddy Loan does not guarantee the approval of any loan application, as approval is subject to the lender's assessment and your creditworthiness. Buddy Loan will not be held responsible for any discrepancies or damages arising from the use of this information. Please verify all loan-related details & documents with the respective lender before proceeding.


By using our platform, you acknowledge and agree to these terms.

playstore Rated 4.5 on Google Play mobile 10M+ App Installs applicant 25M+ Applicants till date & growing man 150K+ Daily Active Users